EX-99.13.(A)(1) 10 dex9913a1.txt VALUE-PERFORMANCE CALCULATIONS WITH 3% Exhibit 13(A)(1) Last Year Ending 12/31/01 Value Variable Annuity (3%)
Aggresive Equity Emerging Markets Diversified Research Small-Cap Equity International Large-Cap Start Date 12/29/2000 12/29/2000 N/A 12/29/2000 N/A Beginning AUV 11.920724 6.431999 17.604261 End Date 12/31/2001 12/31/2001 12/31/2001 Ending AUV 9.727639 5.791508 16.915918 Annual Fee (none) $ - $ - $ - CDSC $ 63.00 $ 63.00 $ 63.00 Ending ERV $ 840.51 $ 927.43 $ 989.73 AATR W/Drawal -22.25% -13.56% -7.33% AATR Account -15.95% -7.26% -1.03% Equity I-Net Multi-Strategy Large-Cap Core Strategic Value Tollkeeper (Equity Income) Start Date 12/29/2000 N/A 12/29/2000 12/29/2000 N/A Beginning AUV 19.00795 15.906335 18.600829 End Date 12/31/2001 12/31/2001 12/31/2001 Ending AUV 14.663321 15.503009 16.713457 Annual Fee (none) $ - $ - $ - CDSC $ 63.00 $ 63.00 $ 63.00 Ending ERV $ 794.57 $ 1,003.88 $ 925.49 AATR W/Drawal -26.84% -5.91% -13.75% AATR Account -20.54% 0.39% -7.45%
Growth LT Focused 30 Mid-Cap Value International Value Equity Index Start Date 12/29/2000 N/A N/A 12/29/2000 12/29/2000 Beginning AUV 29.915213 14.06276 21.144785 End Date 12/31/2001 12/31/2001 12/31/2001 Ending AUV 20.778681 10.832825 18.315224 Annual Fee (none) $ - $ - $ - CDSC $ 63.00 $ 63.00 $ 63.00 Ending ERV $ 715.42 $ 793.43 $ 892.17 AATR W/Drawal -34.76% -26.96% -17.08% AATR Account -28.46% -20.66% -10.78% Small-Cap Index Real Estate Inflation Managed Managed Bond Money Market (REIT) Start Date N/A N/A 12/29/2000 12/29/2000 12/29/2000 Beginning AUV 12.581846 12.758805 12.095726 End Date 12/31/2001 12/31/2001 12/31/2001 Ending AUV 12.935447 13.502415 12.387528 Annual Fee (none) $ - $ - $ - CDSC $ 63.00 $ 63.00 $ 63.00 Ending ERV $ 1,058.95 $ 1,090.03 $ 1,054.85 AATR W/Drawal -0.41% 2.70% -0.82% AATR Account 5.89% 9.00% 5.48%
High Yield Large Cap Value Capital Opp Global MidCap Growth BlueChip Start Date 12/29/2000 N/A N/A N/A N/A N/A Beginning AUV 11.516654 End Date 12/31/2001 Ending AUV 11.5084 Annual Fee (none) $ - CDSC $ 63.00 Ending ERV $ 1,029.26 AATR W/Drawal -3.37% AATR Account 2.93% Health Telecom Agg Grow Financial Tech Start Date N/A N/A N/A N/A N/A Beginning AUV End Date Ending AUV Annual Fee (none) CDSC Ending ERV AATR W/Drawal AATR Account
Last 3 Years ending 12/31/01 Value Variable Annuity (3%)
Aggresive Emerging Diversified Small-Cap International I-Net Equity Markets Research Equity Large-Cap Equity Tollkeeper Start Date 12/31/1998 12/31/1998 N/A 12/31/1998 N/A 12/31/1998 N/A Beginning AUV 12.193538 6.69746 15.816432 18.854959 End Date 12/31/2001 12/31/2001 12/31/2001 12/31/2001 Ending AUV 9.727639 5.791508 16.915918 14.663321 Annual Fee (none) $ - $ - $ - $ - CDSC $ 63.00 $ 63.00 $ 63.00 $ 63.00 Ending ERV $ 821.70 $ 890.67 $ 1,101.60 $ 801.02 AAR W/Drawal -8.79% -6.11% 1.27% -9.63% AAR Account -6.34% -3.79% 3.28% -7.13% Large-Cap Core Multi-Strategy (Equity Income) Strategic Value Start Date 12/31/1998 12/31/1998 N/A Beginning AUV 15.16588 18.102886 End Date 12/31/2001 12/31/2001 Ending AUV 15.503009 16.713457 Annual Fee (none) $ - $ - CDSC $ 63.00 $ 63.00 Ending ERV $ 1,052.90 $ 950.95 AAR W/Drawal -0.34% -3.88% AAR Account 1.73% -1.66%
Mid-Cap International Small-Cap Real Estate Growth LT Focused 30 Value Value Equity Index Index (REIT) Start Date 12/31/1998 N/A N/A 12/31/1998 12/31/1998 N/A N/A Beginning AUV 19.835315 13.289721 19.877336 End Date 12/31/2001 12/31/2001 12/31/2001 Ending AUV 20.778681 10.832825 18.315224 Annual Fee (none) $ - $ - $ - CDSC $ 63.00 $ 63.00 $ 63.00 Ending ERV $ 1,078.99 $ 839.58 $ 949.05 AATR W/Drawal 0.53% -8.08% -3.95% AATR Account 2.57% -5.66% -1.73% Inflation Managed Managed Bond Money Market Start Date 12/31/1998 12/31/1998 12/31/1998 Beginning AUV 11.797236 11.993331 11.163639 End Date 12/31/2001 12/31/2001 12/31/2001 Ending AUV 12.935447 13.502415 12.387528 Annual Fee (none) $ - $ - $ - CDSC $ 63.00 $ 63.00 $ 63.00 Ending ERV $ 1,129.38 $ 1,159.60 $ 1,142.92 AATR W/Drawal 2.17% 3.12% 2.60% AATR Account 4.14% 5.06% 4.55%
Large Cap MidCap High Yield Value Capital Opp Global Growth BlueChip Health Telecom Agg Grow Start Date 12/31/1998 N/A N/A N/A N/A N/A N/A N/A N/A Beginning AUV 11.952791 End Date 12/31/2001 Ending AUV 11.5084 Annual Fee (none) $ - CDSC $ 63.00 Ending ERV $ 991.71 AATR W/Drawal -2.44% AATR Account -0.28% Financial Tech Start Date N/A N/A Beginning AUV End Date Ending AUV Annual Fee (none) CDSC Ending ERV AATR W/Drawal AATR Account
Last 5 Years ending 12/31/01 Value Variable Annuity (3%)
Diversified Small-Cap International Aggresive Equity Emerging Markets Research Equity Large-Cap Equity Start Date 12/31/1996 12/31/1996 N/A 12/31/1996 N/A 12/31/1996 Beginning AUV 10.672142 9.574244 12.157911 12.59345 End Date 12/31/2001 12/31/2001 12/31/2001 12/31/2001 Ending AUV 9.727639 5.791508 16.915918 14.663321 Annual Fee (none) $ - $ - $ - $ - CDSC $ 45.00 $ 45.00 $ 45.00 $ 45.00 Ending ERV $ 938.84 $ 623.05 $ 1,433.09 $ 1,199.29 AAR W/Drawal -2.22% -10.38% 6.78% 2.91% AAR Account -1.25% -9.03% 7.46% 3.70% Large-Cap Core I-Net (Equity Strategic Tollkeeper Multi-Strategy Income) Value Start Date N/A 12/31/1996 12/31/1996 N/A Beginning AUV 11.032656 11.657031 End Date 12/31/2001 12/31/2001 Ending AUV 15.503009 16.713457 Annual Fee (none) $ - $ - CDSC $ 45.00 $ 45.00 Ending ERV $ 1,447.35 $ 1,476.78 AAR W/Drawal 7.00% 7.44% AAR Account 7.67% 8.11% Mid-Cap International Equity Small-Cap Real Estate Start Date Growth LT Focused 30 Value Value Index Index (REIT) Beginning AUV 12/31/1996 N/A N/A 12/31/1996 12/31/1996 N/A N/A End Date 11.6137 11.843494 11.968901 Ending AUV 12/31/2001 12/31/2001 12/31/2001 Annual Fee (none) 20.778681 10.832825 18.315224 CDSC $ - $ - $ - Ending ERV $ 45.00 $ 45.00 $ 45.00 AATR W/Drawal $ 1,842.83 $ 942.10 $ 1,576.14 AATR Account 12.45% -2.15% 8.89% 13.00% -1.19% 9.53% Inflation Managed Money Start Date Managed Bond Market Beginning AUV 12/31/1996 12/31/1996 12/31/1996 End Date 10.144127 10.274757 10.356036 Ending AUV 12/31/2001 12/31/2001 12/31/2001 Annual Fee (none) 12.935447 13.502415 12.387528 CDSC $ - $ - $ - Ending ERV $ 45.00 $ 45.00 $ 45.00 AATR W/Drawal $ 1,313.42 $ 1,353.56 $ 1,232.05 AATR Account 4.87% 5.53% 3.49% 5.60% 6.24% 4.26% Large Cap Start Date High Yield Value Capital Opp Global MidCap Growth Beginning AUV 12/31/1996 N/A N/A N/A N/A End Date 10.961721 Ending AUV 12/31/2001 Annual Fee (none) 11.5084 CDSC $ - Ending ERV $ 45.00 AATR W/Drawal $ 1,081.37 AATR Account 0.72% 1.58% Start Date BlueChip Health Telecom Agg Grow Financial Tech Beginning AUV N/A N/A N/A N/A N/A N/A End Date Ending AUV Annual Fee (none) CDSC Ending ERV AATR W/Drawal AATR Account
Last 10 Years ending 12/31/01 Value Variable Annuity (3%)
Aggressive Emerging Diversified Small-Cap International Equity Markets Research Equity Large-Cap Equity Start Date N/A N/A N/A 12/31/1991 N/A 12/31/1991 Beginning AUV 6.336157 7.109406 End Date 12/31/2001 12/31/2001 Ending AUV 16.915918 14.663321 Annual Fee (none) $ - $ - CDSC $ - $ - Ending ERV $ 2,749.84 $ 2,124.40 AAR W/Drawal 10.64% 7.83% AAR Account 10.64% 7.83% Large-Cap I-Net Multi- Core (Equity Strategic Tollkeeper Strategy Income) Value Start Date N/A 12/31/1991 12/31/1991 N/A Beginning AUV 7.387667 6.988556 End Date 12/31/2001 12/31/2001 Ending AUV 15.503009 16.713457 Annual Fee (none) $ - $ - CDSC $ - $ - Ending ERV $ 2,161.45 $ 2,463.29 AAR W/Drawal 8.01% 9.43% AAR Account 8.01% 9.43% Mid-Cap International Small-Cap Growth LT Focused 30 Value Value Equity Index Index Start Date N/A N/A N/A 12/31/1991 N/A N/A Beginning AUV 7.800684 End Date 12/31/2001 Ending AUV 10.832825 Annual Fee (none) $ - CDSC $ - Ending ERV $ 1,430.36 AATR W/Drawal 3.64% AATR Account 3.64% Real Estate Inflation Managed Money (REIT) Managed Bond Market Start Date N/A 12/31/1991 12/31/1991 12/31/1991 Beginning AUV 7.868926 7.651502 9.116548 End Date 12/31/2001 12/31/2001 12/31/2001 Ending AUV 12.935447 13.502415 12.387528 Annual Fee (none) $ - $ - $ - CDSC $ - $ - $ - Ending ERV $ 1,693.18 $ 1,817.62 $ 1,399.56 AATR W/Drawal 5.41% 6.16% 3.42% AATR Account 5.41% 6.16% 3.42% Large Cap MidCap High Yield Value Capital Opp Global Growth BlueChip Start Date 12/31/1991 N/A N/A N/A N/A N/A Beginning AUV 6.315380 End Date 12/31/2001 Ending AUV 11.508400 Annual Fee (none) $ - CDSC $ - Ending ERV $ 1,876.95 AATR W/Drawal 6.50% AATR Account 6.50% Health Telecom Agg Grow Financial Tech Start Date N/A N/A N/A N/A N/A Beginning AUV End Date Ending AUV Annual Fee (none) CDSC Ending ERV AATR W/Drawal AATR Account
From Inception Of Separate Account Value Variable Annuity (3%)
Aggresive Equity Emerging Markets Diversified Small-Cap International Research Equity Large-Cap Equity Start Date 4/17/1996 4/17/1996 1/3/2000 10/1/1999 1/3/2000 1/2/1996 Beginning AUV 9.908720 10.102463 10.000000 17.977974 10.000000 10.000000 End Date 12/31/2001 12/31/2001 12/31/2001 12/31/2001 12/31/2001 12/31/2001 Ending AUV 9.727639 5.791508 10.422392 16.915918 6.235545 14.663321 Days 2084 2084 728 822 728 2190 Annual Fee (none) $ - $ - $ - $ - $ - $ - CDSC $ 45.00 $ 45.00 $ 63.00 $ 63.00 $ 63.00 $ 45.00 Ending ERV $ 1,020.99 $ 596.21 $ 1,083.93 $ 978.56 $ 648.50 $ 1,524.99 AAR W/Drawal -0.42% -9.91% 1.04% -3.84% -23.54% 6.75% AAR Account 0.36% -8.66% 4.12% -0.96% -19.52% 7.29% Large-Cap I-Net Multi- Core Income) Strategic Tollkeeper Strategy (Equity Value Start Date 5/1/2000 1/2/1996 1/2/1996 10/2/2000 Beginning AUV 10.000000 10.000000 10.000000 10.000000 End Date 12/31/2001 12/31/2001 12/31/2001 12/31/2001 Ending AUV 4.379878 15.503009 16.713457 8.662383 Days 609 2190 2190 455 Annual Fee (none) $ - $ - $ - $ - CDSC $ 63.00 $ 45.00 $ 45.00 $ 63.00 Ending ERV $ 455.51 $ 1,612.31 $ 1,738.20 $ 900.89 AAR W/Drawal -42.91% 7.78% 9.17% -13.23% AAR Account -37.58% 8.29% 9.65% -8.03% Mid-Cap International Equity Small-Cap Real Estate Growth LT Focused 30 Value Value Index Index (REIT) Start Date 1/2/1996 10/2/2000 1/4/1999 1/2/1996 1/2/1996 1/4/1999 1/4/1999 Beginning AUV 10.000000 10.000000 10.000000 10.000000 10.000000 10.000000 10.000000 End Date 12/31/2001 12/31/2001 12/31/2001 12/31/2001 12/31/2001 12/31/2001 12/31/2001 Ending AUV 20.778681 7.032229 14.27982 10.832825 18.315224 11.223609 13.819011 Days 2190 455 1092 2190 2190 1092 1092 Annual Fee (none) $ - $ - $ - $ $ - $ - $ - CDSC $ 45.00 $ 63.00 $ 63.00 $ 45.00 $ 45.00 $ 63.00 $ 63.00 Ending ERV $ 2,160.98 $ 731.35 $ 1,485.10 $ 1,126.61 $ 1,904.78 $ 1,167.26 $ 1,437.18 AAR W/Drawal 13.31% -27.62% 12.49% 1.32% 10.89% 3.37% 11.21% AAR Account 13.70% -22.20% 14.13% 2.01% 11.34% 5.31% 12.89% Inflation Managed Money Managed Bond Market Start Date 1/2/1996 1/2/1996 1/2/1996 Beginning AUV 10.000000 10.000000 10.000000 End Date 12/31/2001 12/31/2001 12/31/2001 Ending AUV 12.935447 13.502415 12.387528 Days 2190 2190 2190 Annual Fee (none) $ - $ - $ - CDSC $ 45.00 $ 45.00 $ 45.00 Ending ERV $ 1,345.29 $ 1,404.25 $ 1,288.30 AAR W/Drawal 4.47% 5.25% 3.70% AAR Account 5.07% 5.82% 4.31% Large Cap MidCap High Yield Value Capital Opp Global Growth BlueChip Health Start Date 1/2/1996 1/4/1999 1/2/2001 1/2/2001 1/2/2001 1/2/2001 1/2/2001 Beginning AUV 10.000000 10.000000 10.000000 10.000000 10.000000 10.000000 10.000000 End Date 12/31/2001 12/31/2001 12/31/2001 12/31/2001 12/31/2001 12/31/2001 12/31/2001 Ending AUV 11.5084 11.870354 8.327811 8.383788 8.005332 8.028918 9.101629 Days 2190 1092 363 363 363 363 363 Annual Fee (none) $ $ $ - $ - $ - $ - $ - CDSC $ 45.00 $ 63.00 $ 63.00 $ 63.00 $ 63.00 $ 63.00 $ 63.00 Ending ERV $ 1,196.87 $ 1,234.52 $ 866.09 $ 871.91 $ 832.55 $ 835.01 $ 946.57 AAR W/Drawal 2.38% 5.43% -19.69% -19.11% -23.04% -22.80% -11.64% AAR Account 3.04% 7.30% -13.39% -12.81% -16.74% -16.50% -5.34% Telecom Agg Grow Financial Tech Start Date 1/2/2001 1/2/2001 1/2/2001 1/2/2001 Beginning AUV 10.000000 10.000000 10.000000 10.000000 End Date 12/31/2001 12/31/2001 12/31/2001 12/31/2001 Ending AUV 5.253255 7.909705 9.141828 5.823391 Days 363 363 363 363 Annual Fee (none) $ $ - $ $ - CDSC $ 63.00 $ 63.00 $ 63.00 $ 63.00 Ending ERV $ 546.34 $ 822.61 $ 950.75 $ 605.63 AAR W/Drawal -51.67% -24.04% -11.22% -45.74% AAR Account -45.37% -17.74% -4.92% -39.44%
From Inception of Fund Value Variable Annuity (3%)
Aggresive Emerging Diversified Small-Cap International Equity I-Net Equity Markets Research Equity Large-Cap Tollkeeper Start Date 4/1/1996 4/1/1996 1/3/2000 1/4/1988 1/3/2000 1/3/1984 5/1/2000 Beginning AUV 10.000000 10.000000 10.000000 3.715777 10.000000 2.515479 10.000000 End Date 2/31/2001 12/31/2001 12/31/2001 2/31/2001 12/31/2001 12/31/2001 12/31/2001 Ending AUV 9.727639 5.791508 10.422392 16.915918 6.235545 14.663321 4.379878 Days 2100 2100 728 5110 728 6572 609 Annual Fee (none) $ - $ - $ - $ - $ - $ - $ - CDSC $ 45.00 $ 45.00 $ 63.00 $ - $ 63.00 $ - $ 63.00 Ending ERV $ 1,001.95 $ 596.53 $ 1,073.51 $ 3,337.55 $ 642.26 $ 3,030.06 $ 451.13 AAR W/Drawal -0.76% -9.83% 0.53% 8.99% -23.95% 6.35% -43.29% AAR Account 0.03% -8.59% 3.62% 8.99% -19.91% 6.35% -37.94% Large-Cap Core Multi-Strategy (Equity Income) Strategic Value Start Date 1/4/1988 4/1/1998 1/3/2000 Beginning AUV 4.848630 16.761003 10.000000 End Date 12/31/2001 12/31/2001 12/31/2001 Ending AUV 15.503009 16.713457 8.662383 Days 5110 1370 728 Annual Fee (none) $ - $ - $ - CDSC $ - $ 63.00 $ 63.00 Ending ERV $ 3,293.32 $ 1,027.08 $ 892.23 AAR W/Drawal 8.89% -0.97% -8.96% AAR Account 8.89% 0.71% -5.56%
Mid-Cap International Small-Cap Real Estate Growth LT Focused 30 Value Value Equity Index Index (REIT) Start Date 12/30/1994 1/3/2000 1/4/1999 1/4/1988 1/30/1991 1/4/1999 1/4/1999 Beginning AUV 7.409890 10.000000 10.000000 6.046630 5.257292 10.000000 10.000000 End Date 12/31/2001 12/31/2001 12/31/2001 12/31/2001 12/31/2001 12/31/2001 12/31/2001 Ending AUV 20.778681 7.032229 14.279820 10.832825 18.315224 11.223609 13.819011 Days 2558 728 1092 5110 3988 1092 1092 Annual Fee (none) $ - $ - $ - $ - $ - $ - $ - CDSC $ - $ 63.00 $ 63.00 $ - $ - $ 63.00 $ 63.00 Ending ERV $ 2,888.31 $ 724.32 $ 1,470.82 $ 1,845.29 $ 3,588.29 $ 1,156.03 $ 1,423.36 AAR W/Drawal 16.34% -18.72% 12.11% 4.47% 12.41% 3.02% 10.83% AAR Account 16.34% -14.93% 13.76% 4.47% 12.41% 4.97% 12.52% Inflation Managed Managed Bond Money Market Start Date 1/4/1988 1/4/1988 01/04/1988 Beginning AUV 5.409269 5.184201 7.340021 End Date 12/31/2001 12/31/2001 12/31/2001 Ending AUV 12.935447 13.502415 12.387528 Days 5110 5110 5110 Annual Fee (none) $ - $ - $ - CDSC $ - $ - $ - Ending ERV $ 2,463.09 $ 2,682.67 $ 1,738.30 AAR W/Drawal 6.65% 7.30% 4.03% AAR Account 6.65% 7.30% 4.03%
Large Cap MidCap High Yield Value Capital Opp Global Growth BlueChip Health Start Date 1/4/1988 1/4/1999 1/2/2001 1/2/2001 1/2/2001 1/2/2001 1/2/2001 Beginning AUV 4.737509 10.000000 10.000000 10.000000 10.000000 10.000000 10.000000 End Date 12/31/2001 12/31/2001 12/31/2001 12/31/2001 12/31/2001 12/31/2001 12/31/2001 Ending AUV 11.508400 11.870354 8.327811 8.383788 8.005332 8.028918 9.101629 Days 5110 1092 363 363 363 363 363 Annual Fee (none) $ - $ - $ - $ - $ - $ - $ CDSC $ - $ 63.00 $ 63.00 $ 63.00 $ 63.00 $ 63.00 $ 63.00 Ending ERV $ 2,502.09 $ 1,222.65 $ 857.76 $ 863.53 $ 824.55 $ 826.98 $ 937.47 AAR W/Drawal 6.77% 5.08% -20.52% -19.95% -23.85% -23.60% -12.55% AAR Account 6.77% 6.95% -14.22% -13.65% -17.55% -17.30% -6.25% Telecom Agg Grow Financial Tech Start Date 1/2/2001 1/2/2001 1/2/2001 1/2/2001 Beginning AUV 10.000000 10.000000 10.000000 10.000000 End Date 12/31/2001 12/31/2001 12/31/2001 12/31/2001 Ending AUV 5.253255 7.909705 9.141828 5.823391 Days 363 363 363 363 Annual Fee (none) $ - $ - $ $ CDSC $ 63.00 $ 63.00 $ 63.00 $ 63.00 Ending ERV $ 541.09 $ 814.70 $ 941.61 $ 599.81 AAR W/Drawal -52.19% -24.83% -12.14% -46.32% AAR Account -45.89% -18.53% -5.84% -40.02%