EXHIBIT (8)(b)

                   ADDENDUM TO FUND PARTICIPATION AGREEMENT

     The Fund Participation Agreement, made the 1st day of January, 2000, and
subsequently amended on January 28, 2000 by and among PACIFIC LIFE INSURANCE
COMPANY (formerly Pacific Mutual Life Insurance Company) ("Pacific Life"), a
life insurance company domiciled in California, on its behalf and on behalf of
its segregated asset accounts listed on Exhibit A to the Agreement; PACIFIC LIFE
& ANNUITY COMPANY ("PL&A", and, together with Pacific Life, the "Companies"), a
life insurance company domiciled in Arizona, on its behalf and on behalf of its
segregated asset accounts listed on Exhibit A to the Agreement (the segregated
asset accounts of the Companies are referred to collectively as the "Separate
Accounts"); PACIFIC SELECT FUND (the "Fund"), a Massachusetts business trust;
and PACIFIC SELECT DISTRIBUTORS, INC. ("Distributor"), a California corporation,
is hereby amended by the addition of the provisions set forth in this Addendum
to the Agreement ("Addendum"), which is made this 14th day of August, 2000.


     1.   Effective October 2, 2000, Exhibit B attached to the Agreement, is
          amended as shown on Exhibit B attached to this Addendum.


IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly
executed as of the day and year first above written.


                                    PACIFIC SELECT FUND

ATTEST: /s/ AUDREY L. MILFS         BY: /s/ THOMAS C. SUTTON
       ----------------------          -----------------------
       Name:  Audrey L. Milfs          Name:  Thomas C. Sutton
       Title: Secretary                Title: Chairman of the Board and Trustee


                                    PACIFIC MUTUAL DISTRIBUTORS, INC.


ATTEST: /s/ AUDREY L. MILFS         BY: /s/ GERALD W. ROBINSON
       ----------------------          -------------------------
       Name:  Audrey L. Milfs          Name:  Gerald W. Robinson
       Title: Secretary                Title: Chairman and Chief Executive
                                              Officer


                                       PACIFIC LIFE INSURANCE COMPANY


ATTEST: /s/ AUDREY L. MILFS          BY: /s/ THOMAS C. SUTTON
       ----------------------           ------------------------
       Name: Audrey L. Milfs            Name: Thomas C. Sutton
       Title: Secretary                 Title: Chairman of the Board and
                                               Chief Executive Officer


ATTEST: /s/ AUDREY L. MILFS          BY: /s/ GLENN S. SCHAFER
       ------------------------         ------------------------
       Name: Audrey L. Milfs            Name: Glenn S. Schafer
       Title: Secretary                 Title: President


                                    PACIFIC LIFE & ANNUITY COMPANY


ATTEST: /s/ AUDREY L. MILFS         BY: /s/ LYNN C. MILLER
       -----------------------         ----------------------
       Name: Audrey L. Milfs           Name: Lynn C. Miller
       Title: Secretary                Title: Executive Vice President


                                    Exhibit B

                          Aggressive Equity Portfolio
                          Emerging Markets Portfolio
                        Diversified Research Portfolio
                          Small-Cap Equity Portfolio
                       International Large-Cap Portfolio
                           Bond and Income Portfolio
                               Equity Portfolio
                          I-Net Tollkeeper Portfolio
                           Multi-Strategy Portfolio
                            Equity Income Portfolio
                              Growth LT Portfolio
                          Strategic Value Portfolio*
                             Focused 30 Portfolio*
                            Mid-Cap Value Portfolio
                            Equity Index Portfolio
                           Small-Cap Index Portfolio
                                REIT Portfolio
                         International Value Portfolio
                        Government Securities Portfolio
                            Managed Bond Portfolio
                            Money Market Portfolio
                           High Yield Bond Portfolio
                           Large-Cap Value Portfolio



*  Effective October 2, 2000