EXHIBIT 10

INDEPENDENT AUDITORS' CONSENT


We consent to the use in this Post-Effective Amendment No. 13 to Registration
Statement No. 33-88458 on Form N-4 of our report dated February 26, 2001,
related to the consolidated financial statements of Pacific Life Insurance
Company and subsidiaries as of December 31, 2000 and 1999, and for each of the
three years in the period ended December 31, 2000, appearing in the Statements
of Additional Information of Pacific One and Pacific One Select, which are part
of such Registration Statement; and to the incorporation by reference of our
report dated February 6, 2001, related to the statement of assets and
liabilities of Separate Account A of Pacific Life Insurance Company as of
December 31, 2000, and the related statement of operations for the year then
ended and statements of changes in net assets for each of the two years in the
period then ended appearing in the Annual Report of Separate Account A of
Pacific Life Insurance Company for the year ended December 31, 2000.

We also consent to the reference to us under the heading "Independent Auditors"
appearing in such Statements of Additional Information and under the heading
"Financial Highlights" appearing in the Prospectus of Pacific One.



DELOITTE & TOUCHE LLP

Costa Mesa, California
April 25, 2001