Supplement Dated April 2, 2001 to
   Prospectus Dated April 2, 2001 for Pacific One Select, a variable annuity
   contract, and Prospectus Dated May 1, 2000 as restated and supplemented
  April 2, 2001 for Pacific One, a variable annuity contract, each issued by
                        Pacific Life Insurance Company

The section entitled "HOW YOUR PAYMENTS ARE ALLOCATED" is amended as follows:

The first paragraph under the heading "Transfers" is deleted and replaced with
the following:

Once your payments are allocated to the Investment Options you selected, you
may transfer your Contract Value from any Investment Option to any other,
subject to the following limitations:

  (i)  For the period April 2 - December 31, 2001, you may not make more than
       15 transfers; and

  (ii) Beginning January 1, 2002, and each calendar year thereafter,
       transfers are limited to 25 for each calendar year.

For the purpose of applying the limitations, any transfers that occur on the
same day are considered one transfer and transfers that occur as a result of
the dollar cost averaging program, the portfolio rebalancing program, the
earnings sweep program or an approved asset allocation program are excluded
from the limitation.

Transfer requests are generally effective on the Business Day we receive them
in proper form.

The following is added after the fourth paragraph:

Market-timing Restrictions

The Contract is not designed to serve as a vehicle for frequent trading in
response to short-term fluctuations in the market. Such frequent trading can
disrupt management of the Fund and raise expenses. This in turn can have an
adverse effect on Portfolio performance and therefore your Contract's
performance. Accordingly, organizations or individuals that use market-timing
investment strategies and make frequent transfers should not purchase the
Contract.

We reserve the right to restrict, in our sole discretion and without prior
notice, transfers initiated by a market timing organization or individual or
other party authorized to give transfer instructions on behalf of multiple
Contract Owners. Such restrictions could include: (1) not accepting transfer
instructions from an agent acting on behalf of more than one Contract Owner;
and (2) not accepting preauthorized transfer forms from market timers or other
entities acting on behalf of more than one Contract Owner at a time.

We further reserve the right to impose, without prior notice, restrictions on
transfers that we determine, in our sole discretion, will disadvantage or
potentially hurt the rights or interests of other Contract Owners.

The sub-heading entitled "Exchanges of Annuity Units" is added before the fifth
paragraph.


1715-1A