e497j

-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, K2aWOYr08HKJP8I29e342hotcMBwpjTRGQ/7n01cghH/WtdSFywVJ4W51EZ1j9Ia aFWsoQEUNaPVUNoug+Kwhg== 0000892569-04-000838.txt : 20040728 0000892569-04-000838.hdr.sgml : 20040728 20040727123057 ACCESSION NUMBER: 0000892569-04-000838 CONFORMED SUBMISSION TYPE: 497J PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20040727 EFFECTIVENESS DATE: 20040727 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SEPARATE ACCOUNT A OF PACIFIC LIFE INSURANCE CO CENTRAL INDEX KEY: 0000935823 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497J SEC ACT: 1933 Act SEC FILE NUMBER: 333-93059 FILM NUMBER: 04932822 BUSINESS ADDRESS: STREET 1: P O BOX 7500 CITY: NEWPORT BEACH STATE: CA ZIP: 92658-7500 BUSINESS PHONE: 7146403743 MAIL ADDRESS: STREET 1: P O BOX 7500 CITY: NEWPORT BEACH STATE: CA ZIP: 92658-7500 FORMER COMPANY: FORMER CONFORMED NAME: SEPARATE ACCOUNT A OF PACIFIC MUTUAL LIFE INS CO DATE OF NAME CHANGE: 19950119 497J 1 a99795je497j.htm INNOVATIONS AND INNOVATIONS SELECT e497j

(PACIFIC LIFE LOGO)


Diane N. Ledger, CLU Vice President Variable Regulatory Compliance Law Department (949) 219-3743 Telephone (949) 219-6952 Facsimile dledger@pacificlife.com

July 27, 2004

VIA ELECTRONIC TRANSMISSION

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549


RE:		Pacific Innovations and Pacific Innovations Select
		Individual flexible premium deferred variable annuity
		File No. 333-93059
		Separate Account A of Pacific Life Insurance Company
		File Number 811-08946

Dear Sir or Madam:

Pursuant to Rule 497 (j) under the Securities Act of 1933 (“1933 Act”), as amended, we hereby certify on behalf of Pacific Life Insurance Company (“Pacific Life”) and Separate Account A (“Separate Account”) of Pacific Life, that each form of Supplement for Pacific Innovations and Pacific Innovations Select individual flexible premium deferred variable annuity contract (File No. 333-93059) that would have been filed under Rule 497 (c) does not differ from that contained in the Separate Account’s Post Effective Amendment No. 18 on form N-4 which was filed electronically with the Commission on July 23, 2004.

Very truly yours,

/s/ Diane N. Ledger

Diane N. Ledger

700 Newport Center Drive, Newport Beach, California 92660

GRAPHIC 2 a99795ja9979501.gif GRAPHIC begin 644 a99795ja9979501.gif M1TE&.#EAG0!.`/<``````(````"``("`````@(``@`"`@,#`P,#/CX^KJZO'Q\?CX^/_[\*"@I("`@/\```#_ M`/__````__\`_P#______RP`````G0!.```(_@#_"1Q(L*#!@P@3*BQH[U^] M@O3@)=A%:]8B11@S*FHUB]:N!!GH,21HSQZ\#`M3JES)LJ5+EPT=9J`%B97& MFS@U+IJE2][#?QDR)%`T2Y%-6C]?*EW*M&G*F1=S=MSU,8'$!%@I6M0(B18M MHI"PNJO7:I%(IVC3JDWX<]XNJ;02)%TICR+&63YWG:5'=*W?OVKI?;TY2V_, MEPW?[JI7,22M#&]I`9Y,.>%A@8QQTIJ'=A)OCG56117I@KJUXM\*W- MC(L7SG7XT-[#>I'K*M+U3[2]71DP_IS-NCC3>@TS%-486R`]>O4F)G@^\++` MAK@7T8*GZ_.\H4AW_D'BWO>L\?.=;R+]YW;7@4N\IL@A*\PR&$2NOY03<0()I-Q-1W['22@;Q+`()/2758M0_"1PU MX(@JS1/572(%E].*&"TB#XB*Q/75+-_-PLHN\!0U6@*;82094!?-,AR)1,:D M(FP0TL3BBCLI,N$L\;P%8#Q%[0*C9,N=U=!7BW!F'9$"'HD12@X5!!DM)[)H MTUNM4(412#:&I\B&_T2"D977M38FF$2*Z21!MQ54#W=IXG14`JTHL@LOD%"X MRTXH)?`>0D/]R:=Q,56:$4I?)@25FD0I%V,&'LXBE(+]>;HG<9=.)N:!_DM% M5ZA&NLSY9#<*:O0CJT!AQ%FKE35$3YHH\6K9=7RQ&-8BK"3@84Z0&#O04)"D M!NQ?#Q680$F(#514!K7>]%I8A"VHB#C_=#H7>-=2EJN5G:J4F*+_E)5K1B<> MFM&/*RG6KE_V:*I()$IQ%MUS0_74 M]D]H[JV(6XS_?/M5@RQ*%B]"&"]"DL5+Y1H@0C%EEY--G]6#T94E&]BPI2P] M%!R>,+=DFT`JVE1MO,CUMB#*-RELYM4M,%BF0;JX*9 MR^)'!DH]3U_TL=@U2PVQ0G#%7LMFCYA$5T>0_I\KLM)EE?*D710\\MAT:D<% M.O46A]+635"NO";'[(I=A>SF(A@#"$]?C<8H7D4:S7*Q=NDZOE#`S%GFYU1= M7Z3B1`;JK$@\E1Z%YDUY+[5Y!BN;+E#8"@VEW735<>NT+H,Q#.!;HL\*]8MH M:=>[Z;+[2#>@MKT8DW4-)5JIFXH,JZB49A-6NN**^*Y0K:])K%1)&7Q'U'(J M>H31L%#C9"5RC:>TL/H'>8^0IF>0X2"E*(/AR9A\Y)J&:0DM%0&@0<24-9?0 MPRJ/V/BK((%>:D M.QY93/]2HK.92;!D_@U:BJ0"QS!6U"1&K;!)N$+(HL$IBD?N\*%2'N*5,J'P M6AGYS$KFLKEZA%!*KUD.$V/4MTB$L!N*X$5P,':TE*S,'4+ZX3\VAR27@(<7 M\RM7##?2N9Q(:C/-"AP\(DB;6*U0CBJ4(H0HDH&D3,@H65S1F2=GBMM>TK*#@-"E8R M<))NQ",>.0UJ28=*U*%F0*0`!6C\XN=.>:03IU?I:$?A056)G*2J5>5I4*X( M+)NV2*`4#2'RD.<5LEK4*QM-*T>ERE:VG@2A12VJ/.#!"Y324Z`&PJ?O^";3 MOOKUKYOBZJ7HT9&S&O:PB$VL8A?+V,8B]IUUHZD<)ZL0R5+V((*]K&8WR]G. M>O:SH`VM:"E;B]*:]K3OV-A/,MNNADR/'JQ^1U/GD%ER3WX(%NOV"6H`'76@I9Q&ZG:XHR\*`6Q>T6IO3V,I:8 M8;>0'5`DIDO>W.:-JX=YSG.2 MD:`O@UUQC_#^0\1F@.>%*RP9>;!APRN.<(AKD0`VQ!C#KOC'/99+D'DLN`Q$ MRZ]N3>'0@R2@O+HUPT_8L-QW7(?)2*[O0URQ7`,3A,I(ONY!4*P07DP7>@=0 M;I2_@-WQ1KD,.=YQ_FZ_4)!X['9N_Y#';K]P`(34`K=1MJ]`A)S;I*@YRB[K MS6[Q20\H1QF[!N%R='E+D#-;ES->/K.3_\SF@BP8SF;6;:"OTY!([]8,TL6S M(7["YS(DI=3?-8.JE6ME>.PV*2).\H+)O.4D+T3$;JJ7O,7 M7D3I1#-:(.6%;#VFV]M\4GG4>W[U0/B\:+L-92ET&1+?&#%HV=GUO MK5MOZUJW4MQ%CO_A9MV2R3D>UC&/+5UN@=B6O%:>MG[S5+H:;UO:T69P=EF8 M[;-,%S7;;IWS5(]?R5FW\4CXK_[,@X(<6;?N$`B6_LV` MY3+XNG0+5G)*2GUJ37=9VA_/+<,!5>MQ+SJWX]SMQ`]R\=S"`R$T0 MWLYCN>YSB)C+D.N$L%S?`N]QT_Z1[8=D6MLN<3A"1)SS-?NPX@/I>1E8.(^0 M"^3/91C(`7X\<3ZC!M<#\?07?KYR@/^#SVS`$%5K809\%OS$+L\ZT1^NVZ[+ M7!Y`Y46!P[[;#6^8Y`-!.W_!K=MP`SZW`3?Y6>Z=VZ0KY.F97W.2S5-UC!V[ M)5JO>1D,GUOEXI;6`A'[=.&,=EYK6F*=+OQ`A*#;B7/^"YYWNMVY_>G#%)P> M"UXWZ@>_==T/Y,S>EOUNO8WVB.RB%KL(/BUT_KL+A"(_\+M8+MT7`OJ[YSDI M?Q=QM15RF-0;I.2LG^X7S/YKWA)X]9&?=T+D;]WI<@8>>%8&^?9YPY=DU_<. M[Q`))T=UNR42L?8VY&9S#!$37-=HA7<`UY=?.R=V+$0/.T=IQL)YT"<0`;B` M[F5^NM5RN<4&;480?W=UBA2!)B>#K+=S[,%"8A=\,<%QPU40)3==O*=;AB`0 ML29,$"(2Y4=MF"40?P>`S",8#$A-^NS5^$!()0O`BI480>'=@<=>``O%CRN>"0M!T5FB"<[0(/."`SH=L MO9<0[99;>B40/\=G_E_`*WPV<_60?$3(;/!@4KR`98'6AOD7=9CE:KKE4.X` M;+603O!P#[P&#]:!8@EP`!@8"5`6:'"'"0HC`_4@BDBV"+FW7)'P$%ZF MD/ -----END PRIVACY-ENHANCED MESSAGE-----