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Metropolitan Life Insurance Company
200 Park Avenue
New York, NY 10166-0005

ROBIN WAGNER
Assistant General Counsel
Legal Affairs
Phone: 212-578-9071

March 6, 2020

VIA EDGAR TRANSMISSION

U.S. Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C. 20549

Re:  Separate Account No. 13S
     File No. 811-08938

Ladies and Gentlemen:

The Annual Reports dated December 31, 2019 of the underlying funds are
incorporated herein by reference as the reports transmitted to policyowners of
the Separate Account No. 13S of Metropolitan Life Insurance Company pursuant to
Rule 30b2-1 under the Investment Company Act of 1940 and are listed as follows:

The Annual Reports for certain portfolios of AIM Variable Insurance Funds are
incorporated by reference as filed on Form N-CSR, CIK No. 0000896435, File
No. 811-07452;

The Annual Reports for certain portfolios of American Funds Insurance Series(R)
are incorporated by reference as filed on Form N-CSR, CIK No. 0000729528, File
No. 811-03857;

The Annual Reports for certain portfolios of Brighthouse Funds Trust I are
incorporated by reference as filed on Form N-CSR, CIK No. 000112607, File
No. 811-10183;

The Annual Reports for certain portfolios of Brighthous Funds Trust II are
incorporated by reference as filed on Form N-CSR, CIK No. 0000710826, File
No. 811-30618;

The Annual Reports for certain portfolios of Fidelity Variable Insurance
Products Fund are incorporated by reference as filed on Form N-CSR, CIK
No. 0000356494, File No. 811-03329;

The Annual Reports for certain portfolios of Fidelity Variable Insurance
Products Fund II are incorporated by reference as filed on Form N-CSR, CIK
No. 0000831016, File No. 811-05511;

The Annual Reports for certain portfolios of Fidelity Variable Insurance
Products Fund V are incorporated by reference as filed on Form N-CSR, CIK
No. 0000823535, File No. 811-05361;

The Annual Reports for certain portfolios of Janus Aspen Series are
incorporated by reference as filed on Form N-CSR, CIK No. 0000906185, File
No. 811-07736;



The Annual Reports for certain portfolios of PIMCO Variable Insurance Trust are
incorporated by reference as filed on Form N-CSR, CIK No. 0001047304, File
No. 811-08399;

The Annual Reports for certain portfolios of Pioneer Variable Contracts Trust
are incorporated by reference as filed on Form N-CSR, CIK No. 0000930709, File
No. 811-08786; and

The Annual Reports for certain portfolios of Putnam Variable Trust are
incorporated by reference as filed on Form N-CSR, CIK No. 0000822671, File
No. 811-05346.

Sincerely,

/s/ Robin Wagner

Robin Wagner, Esq.
Assistant General Counsel
Metropolitan Life Insurance Company