N-30D 1 d156127dn30d.txt SEPARATE ACCOUNT NO. 13S John B. Towers Corporate Counsel Metropolitan Life Insurance Company 200 Park Avenue New York, NY 10166 September 8, 2016 VIA EDGAR U.S. Securities and Exchange Commission 100 F Street, NE Washington, DC 20549 Re: Separate Account No. 13S File No. 811-08938 Commissioners: Semi-annual Reports dated June 30, 2016 of the underlying funds are incorporated herein by reference as the reports transmitted to policyowners of the Separate Account No. 13S of Metropolitan Life Insurance Company pursuant to Rule 30b2-1 under the Investment Company Act of 1940 and are listed as follows: The Semi-annual Report for the Equity-Income Portfolio of Variable Insurance Products Fund is incorporated by reference as filed on Form N-CSRS, CIK No. 0000356494, File No. 811-03329. The Semi-annual Report for the Contrafund Portfolio of Variable Insurance Products Fund II is incorporated by reference as filed on Form N-CSRS, CIK No. 0000831016, File No. 811-05511. The Semi-annual Report for the Investment Grade Bond Portfolio of Variable Insurance Products Fund V is incorporated by reference as filed on Form N-CSRS, CIK No. 0000823535, File No. 811-05361. The Semi-annual Reports for certain portfolios of Met Investors Series Trust are incorporated by reference as filed on Form N-CSRS, CIK No. 0001126087, File No. 811-10183. The Semi-annual Reports for certain portfolios of Metropolitan Series Fund are incorporated by reference as filed on Form N-CSRS, CIK No. 0000710826, File No. 811-03618. Sincerely, /s/ John B. Towers John B. Towers, Esq. Corporate Counsel Metropolitan Life Insurance Company