N-30D 1 dn30d.txt SEPARATE ACCOUNT NO. 13S CIK: 0000935708 Metropolitan Life Insurance Company 200 Park Avenue New York, New York 10166 March 8, 2010 VIA EDGAR Securities and Exchange Commission 100 F Street, NE Washington, D.C. 20549 Re: Separate Account No. 13S (formerly Security Equity Separate Account Thirteen) File No. 811-08938 Commissioners: Annual Reports dated December 31, 2009 of the underlying funds are incorporated herein by reference as the reports sent to policyowners of the Separate Account No. 13S of Metropolitan Life Insurance Company pursuant to Rule 30b-2 of the Investment Company Act of 1940 and are listed as follows: The Annual reports for certain portfolios of AIM Variable Insurance Funds are incorporated by reference as filed on Form N-CSR, CIK No. 0000896435, File No. 811-07452. The Annual reports for certain portfolios of American Century Variable Portfolios, Inc. are incorporated by reference as filed on Form N-CSR, CIK No. 0000814680, File No. 811-05188. The Annual reports for certain series of American Funds Insurance Series are incorporated by reference as filed on Form N-CSR, CIK No. 0000729528, File No. 811-03857. The Annual reports for certain portfolios of Evergreen Variable Annuity Funds are incorporated by reference as filed on Form N-CSR, CIK No. 0000928754, File No. 811-08716. The Annual reports for certain portfolios of Fidelity(R) Variable Insurance Products Fund are incorporated by reference as filed on Form N-CSR, CIK No. 0000356494, File No. 811-03329 and Variable Insurance Products Fund II, CIK No. 0000831016, File No. 811-05511 and Variable Insurance Products Fund V, CIK No. 0000823535, File No. 811-05361. The Annual reports for certain portfolios of Janus Aspen Series are incorporated by reference as filed on Form N-CSR, CIK No. 0000906185, File No. 811-07736. The Annual reports for certain portfolios of Met Investors Series Trust are incorporated by reference as filed on Form N-CSR, CIK No. 0001126087, File No. 811-10183. The Annual reports for certain portfolios of Metropolitan Series Fund, Inc. are incorporated by reference as filed on Form N-CSR, CIK No. 0000710826, File No. 811-03618. The Annual reports for certain portfolios of Oppenheimer Variable Account Funds are incorporated by reference as filed on Form N-CSR, CIK No. 0000752737, File No. 811-04108. The Annual reports for certain portfolios of Pioneer Variable Contracts Trust are incorporated by reference as filed on Form N-CSR, CIK No. 0000930709, File No. 811-08786. The Annual reports for certain series of Putnam Variable Trust are incorporated by reference as filed on Form N-CSR, CIK No. 0000822671, File No. 811-05346. The Annual reports for certain portfolios of Russell Investment Funds are incorporated by reference as filed on Form N-CSR, CIK No. 0000824036, File No. 811-05371. The Annual reports for certain portfolios of Van Kampen Life Investment Trust are incorporated by reference as filed on Form N-CSR, CIK No. 0000778536, File No. 811-04424. Sincerely, /s/ Gina C. Sandonato ---------------------------------------- Gina C. Sandonato