The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 7,801 98,854 SH   SOLE 0 0 98,854
ABBVIE INC COM 00287Y109 1,525 20,009 SH   SOLE 0 0 20,009
ALPHABET INC CAP STK CL C 02079K107 480 413 SH   SOLE 0 0 413
AMAZON COM INC COM 023135106 429 220 SH   SOLE 0 0 220
AMERICAN EXPRESS CO COM 025816109 4,500 52,567 SH   SOLE 0 0 52,567
APPLE INC COM 037833100 1,032 4,058 SH   SOLE 0 0 4,058
BANK NEW YORK MELLON CORP COM 064058100 4,690 139,262 SH   SOLE 0 0 139,262
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 16,868 92,260 SH   SOLE 0 0 92,260
BK OF AMERICA CORP COM 060505104 4,694 221,100 SH   SOLE 0 0 221,100
CISCO SYS INC COM 17275R102 4,144 105,429 SH   SOLE 0 0 105,429
CITIGROUP INC COM NEW 172967424 976 23,167 SH   SOLE 0 0 23,167
COCA COLA CO COM 191216100 286 6,460 SH   SOLE 0 0 6,460
CONOCOPHILLIPS COM 20825C104 509 16,510 SH   SOLE 0 0 16,510
DISNEY WALT CO COM DISNEY 254687106 6,246 64,655 SH   SOLE 0 0 64,655
EXXON MOBIL CORP COM 30231G102 1,635 43,068 SH   SOLE 0 0 43,068
GENERAL DYNAMICS CORP COM 369550108 4,445 33,595 SH   SOLE 0 0 33,595
GENERAL ELECTRIC CO COM 369604103 2,618 329,768 SH   SOLE 0 0 329,768
INTEL CORP COM 458140100 427 7,893 SH   SOLE 0 0 7,893
INTERNATIONAL BUSINESS MACHS COM 459200101 1,606 14,473 SH   SOLE 0 0 14,473
INVESCO EXCHANGE-TRADED FD T PFD ETF 46138E511 201 15,262 SH   SOLE 0 0 15,262
ISHARES INC CORE MSCI EMKT 46434G103 6,379 157,633 SH   SOLE 0 0 157,633
ISHARES TR CORE S&P TTL STK 464287150 390 6,824 SH   SOLE 0 0 6,824
ISHARES TR IBONDS DEC21 ETF 46434VBK5 14,424 585,162 SH   SOLE 0 0 585,162
ISHARES TR IBONDS DEC22 ETF 46434VBA7 7,705 310,826 SH   SOLE 0 0 310,826
ISHARES TR IBONDS DEC23 ETF 46434VAX8 6,514 260,563 SH   SOLE 0 0 260,563
ISHARES TR IBONDS DEC24 ETF 46434VBG4 1,796 72,656 SH   SOLE 0 0 72,656
ISHARES TR IBONDS DEC25 ETF 46434VBD1 1,776 71,116 SH   SOLE 0 0 71,116
ISHARES TR RUS 1000 GRW ETF 464287614 314 2,082 SH   SOLE 0 0 2,082
ISHARES TR RUS 1000 VAL ETF 464287598 501 5,053 SH   SOLE 0 0 5,053
ISHARES TR S&P 500 GRWT ETF 464287309 1,410 8,544 SH   SOLE 0 0 8,544
ISHARES TR S&P 500 VAL ETF 464287408 5,934 61,647 SH   SOLE 0 0 61,647
ISHARES TR S&P MC 400VL ETF 464287705 630 4,918 SH   SOLE 0 0 4,918
ISHARES TR SH TR CRPORT ETF 464288646 12,482 238,383 SH   SOLE 0 0 238,383
ISHARES TR U.S. FINLS ETF 464287788 562 5,782 SH   SOLE 0 0 5,782
ISHARES TR U.S. TECH ETF 464287721 1,010 4,942 SH   SOLE 0 0 4,942
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 13,498 278,363 SH   SOLE 0 0 278,363
JOHNSON & JOHNSON COM 478160104 3,777 28,805 SH   SOLE 0 0 28,805
MARSH & MCLENNAN COS INC COM 571748102 332 3,842 SH   SOLE 0 0 3,842
MCDONALDS CORP COM 580135101 206 1,244 SH   SOLE 0 0 1,244
MCKESSON CORP COM 58155Q103 923 6,826 SH   SOLE 0 0 6,826
MERCK & CO. INC COM 58933Y105 6,807 88,467 SH   SOLE 0 0 88,467
MICROSOFT CORP COM 594918104 28,782 182,500 SH   SOLE 0 0 182,500
NOVARTIS A G SPONSORED ADR 66987V109 3,965 48,092 SH   SOLE 0 0 48,092
ORACLE CORP COM 68389X105 6,693 138,482 SH   SOLE 0 0 138,482
PEPSICO INC COM 713448108 6,064 50,491 SH   SOLE 0 0 50,491
PHILLIPS 66 COM 718546104 448 8,358 SH   SOLE 0 0 8,358
PROCTER & GAMBLE CO COM 742718109 9,307 84,612 SH   SOLE 0 0 84,612
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 206 5,900 SH   SOLE 0 0 5,900
S&P GLOBAL INC COM 78409V104 205 836 SH   SOLE 0 0 836
SPDR SER TR WELLS FG PFD ETF 78464A292 241 6,142 SH   SOLE 0 0 6,142
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 5,926 152,135 SH   SOLE 0 0 152,135
UNILEVER PLC SPON ADR NEW 904767704 5,299 104,787 SH   SOLE 0 0 104,787
UNION PAC CORP COM 907818108 4,692 33,269 SH   SOLE 0 0 33,269
UNITED TECHNOLOGIES CORP COM 913017109 3,733 39,578 SH   SOLE 0 0 39,578
VISA INC COM CL A 92826C839 9,447 58,635 SH   SOLE 0 0 58,635