The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 454 15,916 SH   DFND 1 15,916 0 0
AT&T INC COMMON STOCK 00206R102 20 700 SH   OTR 1 700 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 717 6,586 SH   DFND 1 6,586 0 0
ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 398 4,921 SH   DFND 1 4,921 0 0
ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 10 129 SH   OTR 1 129 0 0
ADOBE INC COMMON STOCK 00724F101 262 534 SH   DFND 1 534 0 0
ADOBE INC COMMON STOCK 00724F101 10 21 SH   OTR 1 21 0 0
ALPHABET INC COMMON STOCK 02079K305 337 230 SH   DFND 1 230 0 0
ALPHABET INC COMMON STOCK 02079K305 10 7 SH   OTR 1 7 0 0
AMAZON COM INC COMMON STOCK 023135106 1,606 510 SH   DFND 1 510 0 0
AMAZON COM INC COMMON STOCK 023135106 13 4 SH   OTR 1 4 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100 506 2,094 SH   DFND 1 2,094 0 0
APPLE INC COMMON STOCK 037833100 4,510 38,942 SH   DFND 1 38,942 0 0
APPLE INC COMMON STOCK 037833100 154 1,332 SH   OTR 1 1,332 0 0
APPLIED MATERIALS DELAWARE COMMON STOCK 038222105 256 4,309 SH   DFND 1 4,309 0 0
APPLIED MATERIALS DELAWARE COMMON STOCK 038222105 50 835 SH   OTR 1 835 0 0
BANK OF AMERICA COMMON STOCK 060505104 535 22,196 SH   DFND 1 22,196 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 429 7,110 SH   DFND 1 7,110 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 40 670 SH   OTR 1 670 0 0
CSX CORP COMMON STOCK 126408103 606 7,806 SH   DFND 1 7,806 0 0
CSX CORP COMMON STOCK 126408103 54 690 SH   OTR 1 690 0 0
CHARTER COMMUNICATIONS INC NEW COMMON STOCK 16119P108 588 941 SH   DFND 1 941 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 2,039 28,315 SH   DFND 1 28,315 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 13 185 SH   OTR 1 185 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 308 7,823 SH   DFND 1 7,823 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 49 1,235 SH   OTR 1 1,235 0 0
CLOROX COMMON STOCK 189054109 655 3,115 SH   DFND 1 3,115 0 0
CLOROX COMMON STOCK 189054109 24 115 SH   OTR 1 115 0 0
CORNING INC COMMON STOCK 219350105 228 7,050 SH   DFND 1 6,875 0 175
CORNING INC COMMON STOCK 219350105 15 450 SH   OTR 1 450 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 670 1,888 SH   DFND 1 1,888 0 0
D R HORTON INC COMMON STOCK 23331A109 318 4,200 SH   DFND 1 4,200 0 0
DANAHER CORP COMMON STOCK 235851102 536 2,490 SH   DFND 1 2,490 0 0
DANAHER CORP COMMON STOCK 235851102 11 51 SH   OTR 1 51 0 0
DEERE & CO COMMON STOCK 244199105 772 3,485 SH   DFND 1 3,485 0 0
WALT DISNEY CO COMMON STOCK 254687106 356 2,868 SH   DFND 1 2,868 0 0
ESCALADE INC COMMON STOCK 296056104 1,035 56,595 SH   DFND 1 56,595 0 0
ESCALADE INC COMMON STOCK 296056104 1,511 82,613 SH   OTR 1 54,000 28,613 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 589 17,157 SH   DFND 1 17,157 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 23 675 SH   OTR 1 675 0 0
FACEBOOK INC COMMON STOCK 30303M102 1,002 3,826 SH   DFND 1 3,826 0 0
FACEBOOK INC COMMON STOCK 30303M102 26 100 SH   OTR 1 100 0 0
FISERV COMMON STOCK 337738108 986 9,570 SH   DFND 1 9,570 0 0
GENUINE PARTS CO COMMON STOCK 372460105 277 2,915 SH   DFND 1 2,915 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,068 3,846 SH   DFND 1 3,846 0 0
HOME DEPOT INC COMMON STOCK 437076102 35 125 SH   OTR 1 125 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 200 1,217 SH   DFND 1 1,217 0 0
INTEL CORP COMMON STOCK 458140100 327 6,315 SH   DFND 1 6,315 0 0
INTEL CORP COMMON STOCK 458140100 39 750 SH   OTR 1 750 0 0
ISHARES MUTUAL FUNDS - 464287101 266 1,705 SH   DFND 1 1,705 0 0
ISHARES MUTUAL FUNDS - 464287200 12,812 38,124 SH   DFND 1 38,124 0 0
ISHARES MUTUAL FUNDS - 464287200 111 329 SH   OTR 1 329 0 0
ISHARES MUTUAL FUNDS - 464287309 6,750 29,210 SH   DFND 1 29,210 0 0
ISHARES MUTUAL FUNDS - 464287309 66 285 SH   OTR 1 285 0 0
ISHARES MUTUAL FUNDS - 464287408 1,003 8,920 SH   DFND 1 8,920 0 0
ISHARES MUTUAL FUNDS - 464287457 4,929 56,972 SH   DFND 1 56,972 0 0
ISHARES MUTUAL FUNDS - 464287465 636 9,996 SH   DFND 1 9,996 0 0
ISHARES MUTUAL FUNDS - 464287465 13 200 SH   OTR 1 200 0 0
ISHARES MUTUAL FUNDS - 464287499 2,078 36,211 SH   DFND 1 36,211 0 0
ISHARES MUTUAL FUNDS - 464287499 139 2,416 SH   OTR 1 2,416 0 0
ISHARES MUTUAL FUNDS - 464287507 7,277 39,267 SH   DFND 1 38,872 0 395
ISHARES MUTUAL FUNDS - 464287549 303 980 SH   DFND 1 980 0 0
ISHARES MUTUAL FUNDS - 464287614 539 2,485 SH   DFND 1 2,485 0 0
ISHARES MUTUAL FUNDS - 464287622 3,182 17,005 SH   DFND 1 17,005 0 0
ISHARES MUTUAL FUNDS - 464287655 218 1,458 SH   DFND 1 1,458 0 0
ISHARES MUTUAL FUNDS - 464287655 46 310 SH   OTR 1 310 0 0
ISHARES MUTUAL FUNDS - 464287721 360 1,196 SH   DFND 1 1,196 0 0
ISHARES MUTUAL FUNDS - 464287721 30 100 SH   OTR 1 100 0 0
ISHARES MUTUAL FUNDS - 464287804 4,089 58,219 SH   DFND 1 57,569 0 650
ISHARES MUTUAL FUNDS - 464287804 16 228 SH   OTR 1 228 0 0
ISHARES MUTUAL FUNDS - 464287887 346 1,963 SH   DFND 1 1,963 0 0
ISHARES MUTUAL FUNDS - 464288570 595 4,650 SH   DFND 1 3,550 0 1,100
ISHARES MUTUAL FUNDS - 464288638 6,611 108,711 SH   DFND 1 108,711 0 0
ISHARES MUTUAL FUNDS - 464288646 6,178 112,513 SH   DFND 1 112,513 0 0
ISHARES MUTUAL FUNDS - 464288646 83 1,514 SH   OTR 1 1,514 0 0
ISHARES MUTUAL FUNDS - 464288661 7,855 58,800 SH   DFND 1 58,800 0 0
ISHARES MUTUAL FUNDS - 464288802 637 4,330 SH   DFND 1 3,075 0 1,255
ISHARES MUTUAL FUNDS - 46432F842 2,844 47,174 SH   DFND 1 47,174 0 0
ISHARES MUTUAL FUNDS - 46432F842 55 909 SH   OTR 1 909 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 1,307 13,578 SH   DFND 1 13,384 0 194
JP MORGAN CHASE & CO COMMON STOCK 46625H100 57 594 SH   OTR 1 594 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,020 6,848 SH   DFND 1 6,848 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 60 400 SH   OTR 1 400 0 0
KROGER CO COMMON STOCK 501044101 327 9,650 SH   DFND 1 9,650 0 0
LENNOX INTL COMMON STOCK 526107107 661 2,424 SH   DFND 1 2,424 0 0
ELI LILLY & CO COMMON STOCK 532457108 459 3,100 SH   DFND 1 3,100 0 0
ELI LILLY & CO COMMON STOCK 532457108 22 150 SH   OTR 1 150 0 0
LOWES COMPANY COMMON STOCK 548661107 753 4,540 SH   DFND 1 4,540 0 0
MCDONALDS COMMON STOCK 580135101 830 3,782 SH   DFND 1 3,782 0 0
MCDONALDS COMMON STOCK 580135101 22 100 SH   OTR 1 100 0 0
MERCK & CO COMMON STOCK 58933Y105 571 6,889 SH   DFND 1 6,889 0 0
MERCK & CO COMMON STOCK 58933Y105 72 865 SH   OTR 1 865 0 0
MICROSOFT CORP COMMON STOCK 594918104 2,346 11,152 SH   DFND 1 11,152 0 0
MICROSOFT CORP COMMON STOCK 594918104 152 723 SH   OTR 1 723 0 0
MORGAN STANLEY COMMON STOCK 617446448 269 5,573 SH   DFND 1 5,573 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 504 1,817 SH   DFND 1 1,817 0 0
NIKE CLASS B COMMON STOCK 654106103 230 1,836 SH   DFND 1 1,836 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 294 544 SH   DFND 1 544 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 11 21 SH   OTR 1 21 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 743 12,442 SH   DFND 1 12,442 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 352 2,880 SH   DFND 1 2,880 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 12 100 SH   OTR 1 100 0 0
PAYPAL COMMON STOCK 70450Y103 327 1,661 SH   DFND 1 1,661 0 0
PAYPAL COMMON STOCK 70450Y103 10 53 SH   OTR 1 53 0 0
PEOPLES BANCORP INC COMMON STOCK 709789101 13,968 731,678 SH   DFND 1 26,697 704,981 0
PEOPLES BANCORP INC COMMON STOCK 709789101 4,154 217,624 SH   OTR 1 0 217,624 0
PEPSICO INC COMMON STOCK 713448108 772 5,569 SH   DFND 1 5,569 0 0
PEPSICO INC COMMON STOCK 713448108 68 492 SH   OTR 1 492 0 0
PFIZER INC COMMON STOCK 717081103 275 7,498 SH   DFND 1 7,498 0 0
PHILLIPS 66 COMMON STOCK 718546104 308 5,937 SH   DFND 1 5,937 0 0
PHILLIPS 66 COMMON STOCK 718546104 8 160 SH   OTR 1 160 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 3,120 22,450 SH   DFND 1 22,450 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 156 1,124 SH   OTR 1 1,124 0 0
PROGRESSIVE CORP COMMON STOCK 743315103 229 2,416 SH   DFND 1 2,416 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 191 3,322 SH   DFND 1 3,322 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 16 275 SH   OTR 1 275 0 0
S & P GLOBAL INC COMMON STOCK 78409V104 325 900 SH   DFND 1 900 0 0
SPDR MUTUAL FUNDS - 78462F103 5,634 16,822 SH   DFND 1 16,822 0 0
SPDR MUTUAL FUNDS - 78464A763 621 6,722 SH   DFND 1 6,722 0 0
SPDR MUTUAL FUNDS - 78464A763 45 485 SH   OTR 1 485 0 0
SCHWAB MUTUAL FUNDS - 808524797 2,544 46,010 SH   DFND 1 46,010 0 0
SHERWIN WILLIAMS CO. COMMON COMMON STOCK 824348106 218 313 SH   DFND 1 313 0 0
STRYKER COMMON STOCK 863667101 357 1,714 SH   DFND 1 1,714 0 0
TRUIST FINANCIAL CORPORATION COMMON STOCK 89832Q109 259 6,803 SH   DFND 1 6,803 0 0
TRUIST FINANCIAL CORPORATION COMMON STOCK 89832Q109 7 194 SH   OTR 1 194 0 0
TWITTER INC COMMON STOCK 90184L102 362 8,137 SH   DFND 1 8,137 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 590 2,999 SH   DFND 1 2,999 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 20 100 SH   OTR 1 100 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 298 956 SH   DFND 1 956 0 0
VANGUARD MUTUAL FUNDS - 921943858 1,662 40,644 SH   DFND 1 40,644 0 0
VANGUARD MUTUAL FUNDS - 922042858 564 13,044 SH   DFND 1 13,044 0 0
VANGUARD MUTUAL FUNDS - 92204A504 472 2,314 SH   DFND 1 2,314 0 0
VANGUARD MUTUAL FUNDS - 92204A702 1,692 5,432 SH   DFND 1 5,432 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 353 5,927 SH   DFND 1 5,927 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 29 490 SH   OTR 1 490 0 0
VISA INC COMMON STOCK 92826C839 449 2,245 SH   DFND 1 2,245 0 0
VISA INC COMMON STOCK 92826C839 10 52 SH   OTR 1 52 0 0
ZOETIS INC COMMON STOCK 98978V103 222 1,340 SH   DFND 1 1,340 0 0
ACCENTURE PLC COMMON STOCK G1151C101 300 1,327 SH   DFND 1 1,327 0 0
LINDE PLC FOREIGN STOCK G5494J103 488 2,050 SH   DFND 1 2,050 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 232 2,235 SH   DFND 1 2,235 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 21 200 SH   OTR 1 200 0 0