The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,351 34,491 SH   DFND 1 34,491 0 0
AT&T INC COMMON STOCK 00206R102 48 1,213 SH   OTR 1 1,213 0 0
ABBVIE INC COMMON STOCK 00287Y109 251 2,825 SH   DFND 1 2,825 0 0
ABBVIE INC COMMON STOCK 00287Y109 36 400 SH   OTR 1 400 0 0
ACTIVISION BLIZZARD INC COMMON STOCK 00507V109 316 4,900 SH   DFND 1 4,900 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 155 2,445 SH   DFND 1 1,240 0 1,205
ALTRIA GROUP INC COMMON STOCK 02209S103 57 896 SH   OTR 1 896 0 0
AMAZON COM INC COMMON STOCK 023135106 362 377 SH   DFND 1 377 0 0
APPLE INC COMMON STOCK 037833100 1,737 11,271 SH   DFND 1 11,271 0 0
APPLE INC COMMON STOCK 037833100 55 355 SH   OTR 1 355 0 0
BB&T CORP COMMON STOCK 054937107 558 11,883 SH   DFND 1 11,883 0 0
BB&T CORP COMMON STOCK 054937107 2 50 SH   OTR 1 50 0 0
BP AMOCO PLC SPONS ADR COMMON STOCK 055622104 338 8,790 SH   DFND 1 8,790 0 0
BOEING CO COMMON STOCK 097023105 647 2,547 SH   DFND 1 2,547 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 633 9,924 SH   DFND 1 9,924 0 0
BRISTOL MYERS SQUIBB COMMON STOCK 110122108 151 2,370 SH   OTR 1 2,370 0 0
CME GROUP INC COMMON STOCK 12572Q105 209 1,540 SH   DFND 1 1,540 0 0
CME GROUP INC COMMON STOCK 12572Q105 3 25 SH   OTR 1 25 0 0
CSX CORP COMMON COMMON STOCK 126408103 446 8,211 SH   DFND 1 8,061 0 150
CSX CORP COMMON COMMON STOCK 126408103 37 690 SH   OTR 1 690 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 448 6,689 SH   DFND 1 6,689 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 38 575 SH   OTR 1 575 0 0
CELGENE CORP COMMON STOCK 151020104 542 3,715 SH   DFND 1 3,715 0 0
CHARTER COMMUNICATIONS INC NEW COMMON STOCK 16119P108 507 1,396 SH   DFND 1 1,396 0 0
CHARTER COMMUNICATIONS INC NEW COMMON STOCK 16119P108 9 24 SH   OTR 1 24 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 3,329 28,330 SH   DFND 1 28,330 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 163 1,385 SH   OTR 1 1,385 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 249 7,393 SH   DFND 1 7,393 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 45 1,335 SH   OTR 1 1,335 0 0
CLOROX COMMON STOCK 189054109 464 3,515 SH   DFND 1 3,515 0 0
CLOROX COMMON STOCK 189054109 28 215 SH   OTR 1 215 0 0
COCA COLA COMMON STOCK 191216100 163 3,630 SH   DFND 1 3,630 0 0
COCA COLA COMMON STOCK 191216100 74 1,650 SH   OTR 1 1,650 0 0
COMCAST CORP NEW COMMON STOCK 20030N101 217 5,648 SH   DFND 1 5,648 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 223 4,465 SH   DFND 1 4,465 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 26 520 SH   OTR 1 520 0 0
CORNING INC COMMON STOCK 219350105 422 14,094 SH   DFND 1 13,919 0 175
CORNING INC COMMON STOCK 219350105 25 850 SH   OTR 1 850 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 149 904 SH   DFND 1 904 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 82 500 SH   OTR 1 500 0 0
DANAHER CORP COMMON STOCK 235851102 247 2,875 SH   DFND 1 2,875 0 0
DEERE & CO COMMON STOCK 244199105 591 4,705 SH   DFND 1 4,705 0 0
DOWDUPONT INC COMMON STOCK 26078J100 492 7,112 SH   DFND 1 7,112 0 0
DOWDUPONT INC COMMON STOCK 26078J100 43 615 SH   OTR 1 615 0 0
DUKE ENERGY HOLDING CORP COMMON STOCK 26441C204 248 2,954 SH   DFND 1 2,954 0 0
DUKE ENERGY HOLDING CORP COMMON STOCK 26441C204 66 787 SH   OTR 1 787 0 0
ESCALADE INC COMMON STOCK 296056104 480 35,294 SH   DFND 1 35,294 0 0
ESCALADE INC COMMON STOCK 296056104 989 72,740 SH   OTR 1 72,740 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 2,449 29,873 SH   DFND 1 29,873 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 113 1,375 SH   OTR 1 1,375 0 0
FACEBOOK INC COMMON STOCK 30303M102 686 4,016 SH   DFND 1 4,016 0 0
FACEBOOK INC COMMON STOCK 30303M102 17 100 SH   OTR 1 100 0 0
FISERV COMMON STOCK 337738108 773 5,995 SH   DFND 1 5,995 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 355 14,677 SH   DFND 1 14,677 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 30 1,259 SH   OTR 1 1,259 0 0
GENUINE PARTS CO COMMON STOCK 372460105 363 3,795 SH   DFND 1 3,795 0 0
GENUINE PARTS CO COMMON STOCK 372460105 5 50 SH   OTR 1 50 0 0
HOME DEPOT INC COMMON STOCK 437076102 591 3,615 SH   DFND 1 3,615 0 0
HOME DEPOT INC COMMON STOCK 437076102 37 225 SH   OTR 1 225 0 0
INTEL CORP COMMON STOCK 458140100 354 9,296 SH   DFND 1 9,296 0 0
INTEL CORP COMMON STOCK 458140100 29 750 SH   OTR 1 750 0 0
IBM COMMON STOCK 459200101 248 1,707 SH   DFND 1 1,707 0 0
IBM COMMON STOCK 459200101 14 94 SH   OTR 1 94 0 0
ISHARES MUTUAL FUNDS - 464285105 126 10,206 SH   DFND 1 10,206 0 0
ISHARES MUTUAL FUNDS - 464287101 206 1,855 SH   DFND 1 1,855 0 0
ISHARES MUTUAL FUNDS - 464287168 301 3,218 SH   DFND 1 3,218 0 0
ISHARES MUTUAL FUNDS - 464287168 23 250 SH   OTR 1 250 0 0
ISHARES MUTUAL FUNDS - 464287200 13,454 53,191 SH   DFND 1 53,076 0 115
ISHARES MUTUAL FUNDS - 464287200 718 2,838 SH   OTR 1 2,838 0 0
ISHARES MUTUAL FUNDS - 464287309 4,236 29,537 SH   DFND 1 29,484 0 53
ISHARES MUTUAL FUNDS - 464287309 333 2,320 SH   OTR 1 2,320 0 0
ISHARES MUTUAL FUNDS - 464287408 464 4,301 SH   DFND 1 4,301 0 0
ISHARES MUTUAL FUNDS - 464287408 5 50 SH   OTR 1 50 0 0
ISHARES MUTUAL FUNDS - 464287457 433 5,125 SH   DFND 1 5,125 0 0
ISHARES MUTUAL FUNDS - 464287465 1,104 16,127 SH   DFND 1 14,856 0 1,271
ISHARES MUTUAL FUNDS - 464287465 72 1,048 SH   OTR 1 1,048 0 0
ISHARES MUTUAL FUNDS - 464287499 4,110 20,845 SH   DFND 1 20,781 0 64
ISHARES MUTUAL FUNDS - 464287499 432 2,193 SH   OTR 1 2,193 0 0
ISHARES MUTUAL FUNDS - 464287507 11,723 65,529 SH   DFND 1 59,000 0 6,529
ISHARES MUTUAL FUNDS - 464287507 146 817 SH   OTR 1 817 0 0
ISHARES COMMON STOCK 464287549 240 1,545 SH   DFND 1 1,545 0 0
ISHARES COMMON STOCK 464287549 17 110 SH   OTR 1 110 0 0
ISHARES MUTUAL FUNDS - 464287606 340 1,682 SH   DFND 1 1,682 0 0
ISHARES MUTUAL FUNDS - 464287614 495 3,960 SH   DFND 1 3,960 0 0
ISHARES MUTUAL FUNDS - 464287622 3,810 27,240 SH   DFND 1 27,240 0 0
ISHARES MUTUAL FUNDS - 464287655 136 921 SH   DFND 1 921 0 0
ISHARES MUTUAL FUNDS - 464287655 221 1,493 SH   OTR 1 1,493 0 0
ISHARES MUTUAL FUNDS - 464287705 599 3,924 SH   DFND 1 3,924 0 0
ISHARES COMMON STOCK 464287721 81 540 SH   DFND 1 540 0 0
ISHARES COMMON STOCK 464287721 152 1,016 SH   OTR 1 1,016 0 0
ISHARES MUTUAL FUNDS - 464287804 5,396 72,703 SH   DFND 1 70,876 0 1,827
ISHARES MUTUAL FUNDS - 464287804 67 902 SH   OTR 1 902 0 0
ISHARES MUTUAL FUNDS - 464288513 1,456 16,400 SH   DFND 1 16,322 0 78
ISHARES MUTUAL FUNDS - 464288513 169 1,909 SH   OTR 1 1,909 0 0
ISHARES MUTUAL FUNDS - 464288570 980 10,559 SH   DFND 1 4,920 0 5,639
ISHARES MUTUAL FUNDS - 464288646 5,841 55,446 SH   DFND 1 55,198 0 248
ISHARES MUTUAL FUNDS - 464288646 508 4,826 SH   OTR 1 4,826 0 0
ISHARES MUTUAL FUNDS - 464288661 389 3,150 SH   DFND 1 3,150 0 0
ISHARES MUTUAL FUNDS - 464288802 798 7,640 SH   DFND 1 5,034 0 2,606
ISHARES MUTUAL FUNDS - 46432F842 5,923 92,307 SH   DFND 1 91,197 0 1,110
ISHARES MUTUAL FUNDS - 46432F842 290 4,519 SH   OTR 1 4,519 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 1,324 13,861 SH   DFND 1 13,667 0 194
JP MORGAN CHASE & CO COMMON STOCK 46625H100 85 894 SH   OTR 1 894 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,163 8,947 SH   DFND 1 8,947 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 39 300 SH   OTR 1 300 0 0
LENNOX INTL COMMON STOCK 526107107 434 2,424 SH   DFND 1 2,424 0 0
ELI LILLY & CO COMMON STOCK 532457108 316 3,695 SH   DFND 1 3,695 0 0
ELI LILLY & CO COMMON STOCK 532457108 15 175 SH   OTR 1 175 0 0
LOWES COMPANY COMMON STOCK 548661107 498 6,234 SH   DFND 1 6,234 0 0
MCDONALDS COMMON STOCK 580135101 457 2,917 SH   DFND 1 2,917 0 0
MCDONALDS COMMON STOCK 580135101 102 654 SH   OTR 1 654 0 0
MERCK & CO COMMON STOCK 58933Y105 522 8,155 SH   DFND 1 8,155 0 0
MERCK & CO COMMON STOCK 58933Y105 38 600 SH   OTR 1 600 0 0
METLIFE COMMON STOCK 59156R108 503 9,678 SH   DFND 1 9,678 0 0
METLIFE COMMON STOCK 59156R108 29 565 SH   OTR 1 565 0 0
MICROSOFT CORP COMMON STOCK 594918104 623 8,370 SH   DFND 1 8,025 0 345
MICROSOFT CORP COMMON STOCK 594918104 138 1,858 SH   OTR 1 1,858 0 0
MORGAN STANLEY COMMON STOCK 617446448 300 6,238 SH   DFND 1 6,238 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 745 15,407 SH   DFND 1 15,407 0 0
PNC FINANCIAL CORP COMMON STOCK 693475105 298 2,214 SH   DFND 1 2,214 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 355 3,263 SH   DFND 1 3,263 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 11 100 SH   OTR 1 100 0 0
PEOPLES BANCORP INC COMMON STOCK 709789101 27,272 811,904 SH   DFND 1 553,168 241,486 17,250
PEOPLES BANCORP INC COMMON STOCK 709789101 11,694 348,128 SH   OTR 1 171,007 1,150 175,971
PEPSICO INC COMMON STOCK 713448108 568 5,094 SH   DFND 1 5,094 0 0
PEPSICO INC COMMON STOCK 713448108 79 712 SH   OTR 1 712 0 0
PHILLIPS 66 COMMON STOCK 718546104 442 4,820 SH   DFND 1 4,820 0 0
PHILLIPS 66 COMMON STOCK 718546104 24 260 SH   OTR 1 260 0 0
POWERSHARES MUTUAL FUNDS - 73936Q769 778 33,614 SH   DFND 1 33,593 0 21
POWERSHARES MUTUAL FUNDS - 73936Q769 60 2,603 SH   OTR 1 2,603 0 0
PRAXAIR INC COMMON STOCK 74005P104 236 1,689 SH   DFND 1 1,689 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 4,343 47,736 SH   DFND 1 47,736 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 339 3,724 SH   OTR 1 3,724 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 203 1,909 SH   DFND 1 1,909 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 13 125 SH   OTR 1 125 0 0
ROCKWELL COLLINS INC COMMON STOCK 774341101 213 1,630 SH   DFND 1 1,630 0 0
SPDR MUTUAL FUNDS - 78462F103 5,751 22,891 SH   DFND 1 22,891 0 0
SPDR MUTUAL FUNDS - 78462F103 100 400 SH   OTR 1 400 0 0
SPDR MUTUAL FUNDS - 78464A763 2,334 25,552 SH   DFND 1 25,450 0 102
SPDR MUTUAL FUNDS - 78464A763 321 3,517 SH   OTR 1 3,517 0 0
SPDR MUTUAL FUNDS - 78468R739 701 14,428 SH   DFND 1 14,428 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 201 2,883 SH   DFND 1 2,883 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 9 130 SH   OTR 1 130 0 0
SUN TRUST BANKS INC COMMON COMMON STOCK 867914103 366 6,125 SH   DFND 1 6,125 0 0
SUN TRUST BANKS INC COMMON COMMON STOCK 867914103 9 150 SH   OTR 1 150 0 0
3M COMPANY COMMON STOCK 88579Y101 119 565 SH   DFND 1 565 0 0
3M COMPANY COMMON STOCK 88579Y101 150 715 SH   OTR 1 715 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 429 3,699 SH   DFND 1 3,699 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 12 100 SH   OTR 1 100 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 1,371 36,914 SH   DFND 1 36,914 0 0
UNITED TECH CORP COMMON STOCK 913017109 678 5,837 SH   DFND 1 5,837 0 0
UNITED TECH CORP COMMON STOCK 913017109 66 570 SH   OTR 1 570 0 0
VANGUARD MUTUAL FUNDS - 921937835 5,834 71,185 SH   DFND 1 70,759 0 426
VANGUARD MUTUAL FUNDS - 921937835 602 7,350 SH   OTR 1 7,350 0 0
VANGUARD MUTUAL FUNDS - 921943858 646 14,877 SH   DFND 1 14,877 0 0
VANGUARD MUTUAL FUNDS - 921946406 1,720 21,219 SH   DFND 1 20,748 0 471
VANGUARD MUTUAL FUNDS - 921946406 37 455 SH   OTR 1 455 0 0
VANGUARD MUTUAL FUNDS - 922042858 880 20,203 SH   DFND 1 20,203 0 0
VANGUARD MUTUAL FUNDS - 922042858 50 1,153 SH   OTR 1 1,153 0 0
VANGUARD COMMON STOCK 92204A405 876 13,404 SH   DFND 1 13,391 0 13
VANGUARD COMMON STOCK 92204A405 1 17 SH   OTR 1 17 0 0
VANGUARD COMMON STOCK 92204A504 638 4,192 SH   DFND 1 4,186 0 6
VANGUARD COMMON STOCK 92204A504 1 8 SH   OTR 1 8 0 0
VANGUARD MUTUAL FUNDS - 92204A702 851 5,602 SH   DFND 1 5,596 0 6
VANGUARD MUTUAL FUNDS - 92206C409 6,854 85,537 SH   DFND 1 85,064 0 473
VANGUARD MUTUAL FUNDS - 92206C409 768 9,581 SH   OTR 1 9,581 0 0
VANGUARD MUTUAL FUNDS - 92206C870 5,532 62,856 SH   DFND 1 62,566 0 290
VANGUARD MUTUAL FUNDS - 92206C870 466 5,297 SH   OTR 1 5,297 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 562 11,348 SH   DFND 1 11,348 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 73 1,468 SH   OTR 1 1,468 0 0