Loss and Loss Expense Reserves (Tables)

3 Months Ended

Mar. 31, 2020

Loss and Loss Expense Reserves [Abstract]

Activity in Reserves for Losses and Loss Expenses

Activity in the reserves for losses and loss expenses for the three months ended March 31, 2020 and 2019 is summarized as follows.  All amounts are shown net of reinsurance, unless otherwise indicated.

	Three Months Ended
	March 31
	2020			2019
Reserves, gross of reinsurance recoverable, at the beginning of the year	$	988,305		$	865,339
Reinsurance recoverable on unpaid losses at the beginning of the year		398,305			375,935
Reserves at the beginning of the year		590,000			489,404
Provision for losses and loss expenses:
Claims occurring during the current period		81,839			88,180
Claims occurring during prior periods		(8	)		(1,058	)
Total incurred		81,831			87,122
Loss and loss expense payments:
Claims occurring during the current period		8,169			8,708
Claims occurring during prior periods		61,812			56,747
Total paid		69,981			65,455
Reserves at the end of the period		601,850			511,071
Reinsurance recoverable on unpaid losses at the end of the period		399,749			383,150
Reserves, gross of reinsurance recoverable, at the end of the period	$	1,001,599		$	894,221