Note G - Other Operating Expenses

Details of other operating expenses for the years ended December 31:

	2016				2015				2014
Amortization of gross deferred policy acquisition costs		$	51,597			$	50,270			$	48,872
Other underwriting expenses			41,692				42,638				37,830
Expense allowances from reinsurers			(33,512	)			(28,956	)			(23,797	)
Total underwriting expenses			59,777				63,952				62,905

Operating expenses of non-insurance companies			29,685				26,621				25,143
Total other operating expenses		$	89,462			$	90,573			$	88,048

During 2015, the Company entered into a consulting contract with an insurance brokerage firm of which a director of the Company is CEO and a Managing Director. The consulting contract provides for an annual fee of $300. For the years ended December 31, 2016 and 2015, the Company incurred expenses of $300 and $0, respectively, related to this agreement. The Company also has a brokerage agreement with this entity. The Company incurred commission expense in connection with insurance policies written in 2016 under this brokerage agreement. Total commission expense for 2016 and 2015 was $419 and $0, respectively.