Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Operating activities
Net income	$ 23,283	$ 29,717	$ 36,588
Adjustments to reconcile net income to net cash provided by operating activities:
Change in accounts receivable and unearned premium	22,939	3,230	(16,488)
Change in accrued investment income	(307)	(234)	939
Change in reinsurance recoverable on paid losses	4,458	(2,785)	(1,618)
Change in losses and loss expenses reserves net of reinsurance	6,325	7,545	(1,264)
Change in other assets, other liabilities and current income taxes	(28,299)	(4,847)	29,892
Amortization of net policy acquisition costs	21,314	25,075	26,592
Net policy acquisition costs deferred	(20,495)	(25,019)	(25,819)
Provision for deferred income taxes (benefits)	(1,819)	1,640	939
Bond amortization	3,388	4,235	5,068
(Gain) loss on sale of property	18	474	(27)
Depreciation	5,037	4,797	4,300
Net realized (gains) losses on investments	1,261	(14,930)	(23,515)
Compensation expense related to restricted stock	1,094	1,262	320
Net cash provided by operating activities	38,197	30,160	35,907
Investing activities
Purchases of fixed maturities and equity securities	(342,592)	(288,283)	(369,259)
Purchases of limited partnership interests	(409)	(6,886)	(3,568)
Distributions from limited partnerships	4,494	1,752	2,528
Proceeds from maturities	161,706	98,714	129,113
Proceeds from sales of fixed maturities	117,338	167,406	207,723
Proceeds from sales of equity securities	53,270	19,263	29,858
Net sales (purchases) of short-term investments	746	1,925	(690)
Purchases of property and equipment	(7,662)	(13,451)	(28,607)
Proceeds from disposals of property and equipment	277	693	261
Net cash used in investing activities	(12,832)	(18,867)	(32,641)
Financing activities
Dividends paid to shareholders	(15,003)	(14,947)	(14,943)
Drawings on line of credit	0	10,000	0
Net cash used in financing activities	(15,003)	(4,947)	(14,943)
Effect of foreign exchange rates on cash and cash equivalents	(1,456)	(1,011)	(575)
Increase (decrease) in cash and cash equivalents	8,906	5,335	(12,252)
Cash and cash equivalents at beginning of year	64,632	59,297	71,549
Cash and cash equivalents at end of year	$ 73,538	$ 64,632	$ 59,297