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Reinsurance (Tables)
12 Months Ended
Dec. 31, 2015
Reinsurance [Abstract]  
Impact of reinsurance ceded and assumed on the company's net premium written and earned
The following table summarizes the impact of reinsurance ceded and assumed on the Company's net premiums written and earned for the most recent three years:
       
  
Premiums Written
  
Premiums Earned
 
  
2015
  
2014
  
2013
  
2015
  
2014
  
2013
 
Direct
 
$
366,668
  
$
343,200
  
$
314,784
  
$
370,499
  
$
342,656
  
$
313,842
 
Ceded on direct
  
(128,338
)
  
(118,942
)
  
(112,967
)
  
(128,135
)
  
(117,973
)
  
(111,057
)
   Net direct
  
238,330
   
224,258
   
201,817
   
242,364
   
224,683
   
202,785
 
                         
Assumed
  
16,885
   
39,188
   
54,692
   
21,533
   
38,219
   
52,783
 
Ceded on assumed
  
(562
)
  
(1,275
)
  
(2,825
)
  
(562
)
  
(1,275
)
  
(2,825
)
   Net assumed
  
16,323
   
37,913
   
51,867
   
20,971
   
36,944
   
49,958
 
                         
Net
 
$
254,653
  
$
262,171
  
$
253,684
  
$
263,335
  
$
261,627
  
$
252,743
 
Components of reinsurance recoverable
Components of reinsurance recoverable at December 31 are as follows:
  
2015
  
2014
 
Case unpaid losses, net of valuation allowance
 
$
120,320
  
$
143,403
 
Incurred but not reported unpaid losses and loss expenses
  
90,578
   
66,325
 
Paid losses and loss expenses
  
2,452
   
6,910
 
Unearned premiums
  
2,538
   
3,583
 
  
$
215,888
  
$
220,221