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          <relyOnRuleType>Rule 12d1-1 (17 CFR 270.12d1-1)</relyOnRuleType>
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            <transferAgentName>FIS Investor Services, LLC</transferAgentName>
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            <isTransferAgentSubAgent>N</isTransferAgentSubAgent>
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        <pricingServices>
          <pricingService>
            <pricingServiceName>ICE Data</pricingServiceName>
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          <pricingService>
            <pricingServiceName>Bloomberg L.P.</pricingServiceName>
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          <pricingService>
            <pricingServiceName>Refinitiv</pricingServiceName>
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        <custodians>
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        <admins>
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            <adminName>Citi Fund Services Ohio, Inc.</adminName>
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          <broker>
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        <investmentAdvisers>
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            <pricingServiceName>Refinitiv</pricingServiceName>
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            <pricingServiceName>Refinitiv </pricingServiceName>
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          <pricingService>
            <pricingServiceName>Bloomberg L.P.</pricingServiceName>
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            <pricingServiceStateCountry pricingServiceState="US-NY" pricingServiceCountry="US"/>
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          <pricingService>
            <pricingServiceName>PricingDirect Inc.</pricingServiceName>
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          <pricingService>
            <pricingServiceName>Standard &amp; Poor's</pricingServiceName>
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          <pricingService>
            <pricingServiceName>ICE Data</pricingServiceName>
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        <admins>
          <admin>
            <adminName>Citi Fund Services Ohio, Inc.</adminName>
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        <brokers>
          <broker>
            <brokerName>Citigroup Global Markets Inc.</brokerName>
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          <principalTransaction>
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            <principalName>MarketAxess Corporation</principalName>
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          <principalTransaction>
            <principalName>Morgan Stanley &amp; Co. LLC</principalName>
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          <principalTransaction>
            <principalName>J.P. Morgan Securities LLC</principalName>
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        <principalAggregatePurchase>576482462.99000000</principalAggregatePurchase>
        <isBrokerageResearchPayment>N</isBrokerageResearchPayment>
        <mnthlyAvgNetAssets>277285573.45000000</mnthlyAvgNetAssets>
        <hasLineOfCredit>N</hasLineOfCredit>
        <isInterfundLending>N</isInterfundLending>
        <isInterfundBorrowing>N</isInterfundBorrowing>
        <isSwingPricing>N</isSwingPricing>
      </managementInvestmentQuestion>
      <managementInvestmentQuestion>
        <mgmtInvFundName>The U.S. Mortgage/Asset Backed Fixed Income Securities Portfolio</mgmtInvFundName>
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        <mgmtInvLei>549300PE1Q71JBWDLD38</mgmtInvLei>
        <isFirstFilingByFund>N</isFirstFilingByFund>
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        <numTerminatedClass>0</numTerminatedClass>
        <sharesOutstandings>
          <sharesOutstanding sharesOutstandingClassName="The U.S. Mortgage/Asset Backed Fixed Income Securities Portfolio" sharesOutstandingClassId="C000091790" sharesOutstandingTickerSymbol="HCASX"/>
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        <fundType>N/A</fundType>
        <isNonDiversifiedCompany>N</isNonDiversifiedCompany>
        <isForeignSubsidiary>N</isForeignSubsidiary>
        <isFundSecuritiesLending>N</isFundSecuritiesLending>
        <didFundLendSecurities>N</didFundLendSecurities>
        <paymentToAgentManagerType>N/A</paymentToAgentManagerType>
        <avgPortfolioSecuritiesValue>0</avgPortfolioSecuritiesValue>
        <netIncomeSecuritiesLending>0</netIncomeSecuritiesLending>
        <relyOnRuleTypes>
          <relyOnRuleType>Rule 12d1-1 (17 CFR 270.12d1-1)</relyOnRuleType>
          <relyOnRuleType>Rule 18f-4(f)(17 CFR 270.18f-4(f))</relyOnRuleType>
          <relyOnRuleType>Rule 18f-4 (17 CFR 270.18f-4)</relyOnRuleType>
          <relyOnRuleType>Rule 32a-4 (17 CFR 270.32a-4)</relyOnRuleType>
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        <isExpenseLimitationInPlace>N</isExpenseLimitationInPlace>
        <isExpenseReducedOrWaived>N</isExpenseReducedOrWaived>
        <isFeesWaivedRecoupable>N</isFeesWaivedRecoupable>
        <isExpenseWaivedRecoupable>N</isExpenseWaivedRecoupable>
        <investmentAdvisers>
          <investmentAdviser>
            <investmentAdviserName>HC Capital Solutions an operating division of Hirtle Callaghan &amp; Co., LLC</investmentAdviserName>
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          <subAdviser>
            <subAdviserName>Mellon Investments Corporation</subAdviserName>
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        <transferAgents>
          <transferAgent>
            <transferAgentName>FIS Investor Services, LLC</transferAgentName>
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            <isTransferAgentSubAgent>N</isTransferAgentSubAgent>
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        <isTransferAgentHiredOrTerminated>N</isTransferAgentHiredOrTerminated>
        <pricingServices>
          <pricingService>
            <pricingServiceName>Standard &amp; Poor's</pricingServiceName>
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          <pricingService>
            <pricingServiceName>Refinitiv</pricingServiceName>
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          <pricingService>
            <pricingServiceName>ICE Data</pricingServiceName>
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          <pricingService>
            <pricingServiceName>PricingDirect Inc.</pricingServiceName>
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          <pricingService>
            <pricingServiceName>Bloomberg L.P.</pricingServiceName>
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        <isPricingServiceHiredOrTerminated>N</isPricingServiceHiredOrTerminated>
        <custodians>
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        <isCustodianHiredOrTerminated>N</isCustodianHiredOrTerminated>
        <isShareholderServiceHiredTerminated>N</isShareholderServiceHiredTerminated>
        <admins>
          <admin>
            <adminName>Citi Fund Services Ohio, Inc.</adminName>
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        <isAdminHiredOrTerminated>N</isAdminHiredOrTerminated>
        <brokers>
          <broker>
            <brokerName>Citigroup Global Markets Inc.</brokerName>
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        <isSwingPricing>N</isSwingPricing>
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      <managementInvestmentQuestion>
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        <fundType>N/A</fundType>
        <isNonDiversifiedCompany>N</isNonDiversifiedCompany>
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        <isFundSecuritiesLending>Y</isFundSecuritiesLending>
        <fundLendSecurities didFundLendSecurities="Y">
          <isFundLiquidated>N</isFundLiquidated>
          <isFundAdverselyImpacted>N</isFundAdverselyImpacted>
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        <paymentToAgentManagers>
          <paymentToAgentManagerType>Revenue sharing split</paymentToAgentManagerType>
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        <avgPortfolioSecuritiesValue>409774.03</avgPortfolioSecuritiesValue>
        <netIncomeSecuritiesLending>9254.80</netIncomeSecuritiesLending>
        <relyOnRuleTypes>
          <relyOnRuleType>Rule 32a-4 (17 CFR 270.32a-4)</relyOnRuleType>
          <relyOnRuleType>Rule 12d1-1 (17 CFR 270.12d1-1)</relyOnRuleType>
          <relyOnRuleType>Rule 18f-4 (17 CFR 270.18f-4)</relyOnRuleType>
          <relyOnRuleType>Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))</relyOnRuleType>
        </relyOnRuleTypes>
        <isExpenseLimitationInPlace>N</isExpenseLimitationInPlace>
        <isExpenseReducedOrWaived>N</isExpenseReducedOrWaived>
        <isFeesWaivedRecoupable>N</isFeesWaivedRecoupable>
        <isExpenseWaivedRecoupable>N</isExpenseWaivedRecoupable>
        <investmentAdvisers>
          <investmentAdviser>
            <investmentAdviserName>HC Capital Solutions an operating division of Hirtle Callaghan &amp; Co., LLC</investmentAdviserName>
            <investmentAdviserFileNo>801-32688</investmentAdviserFileNo>
            <investmentAdviserCrdNo>000105403</investmentAdviserCrdNo>
            <investmentAdviserLei>N/A</investmentAdviserLei>
            <investmentAdviserStateCountry investmentAdviserState="US-PA" investmentAdviserCountry="US"/>
            <isInvestmentAdviserHired>N</isInvestmentAdviserHired>
          </investmentAdviser>
        </investmentAdvisers>
        <subAdvisers>
          <subAdviser>
            <subAdviserName>Parametric Portfolio Associates, LLC</subAdviserName>
            <subAdviserFileNo>N/A</subAdviserFileNo>
            <subAdviserCrdNo>000114310</subAdviserCrdNo>
            <subAdviserLei>549300S4WU4W1Z92RF77</subAdviserLei>
            <isSubAdviserAffiliated>N</isSubAdviserAffiliated>
            <subAdviserStateCountry subAdviserState="US-WA" subAdviserCountry="US"/>
            <isSubAdviserHired>N</isSubAdviserHired>
          </subAdviser>
        </subAdvisers>
        <subAdvisersTerminated>
          <subAdviserTerminated>
            <subAdviserTerminatedName>Monashee Investment Management LLC</subAdviserTerminatedName>
            <subAdviserTerminatedFileNo>N/A</subAdviserTerminatedFileNo>
            <subAdviserTerminatedCrdNo>000163148</subAdviserTerminatedCrdNo>
            <subAdviserTerminatedLei>549300DBGG1WL6Q1U134</subAdviserTerminatedLei>
            <subAdviserTerminatedStateCountry subAdviserTerminatedState="US-DE" subAdviserTerminatedCountry="US"/>
            <subAdviserTerminationDate>2025-06-11</subAdviserTerminationDate>
          </subAdviserTerminated>
        </subAdvisersTerminated>
        <transferAgents>
          <transferAgent>
            <transferAgentName>FIS Investor Services, LLC</transferAgentName>
            <transferAgentFileNo>084-06522</transferAgentFileNo>
            <transferAgentLei>N/A</transferAgentLei>
            <transferAgentStateCountry transferAgentState="US-OH" transferAgentCountry="US"/>
            <isTransferAgentAffiliated>N</isTransferAgentAffiliated>
            <isTransferAgentSubAgent>N</isTransferAgentSubAgent>
          </transferAgent>
        </transferAgents>
        <isTransferAgentHiredOrTerminated>N</isTransferAgentHiredOrTerminated>
        <pricingServices>
          <pricingService>
            <pricingServiceName>Bloomberg L.P.</pricingServiceName>
            <pricingServiceLei>549300B56MD0ZC402L06</pricingServiceLei>
            <pricingServiceIdNumberDesc>N/A</pricingServiceIdNumberDesc>
            <pricingServiceStateCountry pricingServiceState="US-NY" pricingServiceCountry="US"/>
            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
          </pricingService>
          <pricingService>
            <pricingServiceName>Refinitiv</pricingServiceName>
            <pricingServiceLei>213800HQORQAP68CJJ04</pricingServiceLei>
            <pricingServiceIdNumberDesc>N/A</pricingServiceIdNumberDesc>
            <pricingServiceStateCountry pricingServiceState="US-DE" pricingServiceCountry="US"/>
            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
          </pricingService>
          <pricingService>
            <pricingServiceName>ICE Data</pricingServiceName>
            <pricingServiceLei>5493000NQ9LYLDBCTL34</pricingServiceLei>
            <pricingServiceIdNumberDesc>N/A</pricingServiceIdNumberDesc>
            <pricingServiceStateCountry pricingServiceState="US-MA" pricingServiceCountry="US"/>
            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
          </pricingService>
        </pricingServices>
        <isPricingServiceHiredOrTerminated>N</isPricingServiceHiredOrTerminated>
        <custodians>
          <custodian>
            <custodianName>State Street Bank and Trust Company</custodianName>
            <custodianLei>571474TGEMMWANRLN572</custodianLei>
            <custodianStateCountry custodianState="US-MA" custodianCountry="US"/>
            <isCustodianAffiliated>N</isCustodianAffiliated>
            <isSubCustodian>N</isSubCustodian>
            <custodyType>Bank - section 17(f)(1) (15 U.S.C. 80a-17(f)(1))</custodyType>
          </custodian>
        </custodians>
        <isCustodianHiredOrTerminated>N</isCustodianHiredOrTerminated>
        <isShareholderServiceHiredTerminated>N</isShareholderServiceHiredTerminated>
        <admins>
          <admin>
            <adminName>Citi Fund Services Ohio, Inc.</adminName>
            <adminLei>549300OX9HIV34JOX333</adminLei>
            <adminStateCountry adminState="US-OH" adminCountry="US"/>
            <isAdminAffiliated>N</isAdminAffiliated>
            <isAdminSubAdmin>N</isAdminSubAdmin>
          </admin>
        </admins>
        <isAdminHiredOrTerminated>N</isAdminHiredOrTerminated>
        <brokers>
          <broker>
            <brokerName>Jane Street Capital, LLC</brokerName>
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            <brokerCrdNo>000103782</brokerCrdNo>
            <brokerLei>549300ZM16HMPEPNV857</brokerLei>
            <brokerStateCountry brokerState="US-NY" brokerCountry="US"/>
            <grossCommission>681.52000000</grossCommission>
          </broker>
          <broker>
            <brokerName>Piper Sandler &amp; Co.</brokerName>
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            <brokerCrdNo>000000665</brokerCrdNo>
            <brokerLei>549300GRQCWQ3XGH0H10</brokerLei>
            <brokerStateCountry brokerState="US-MN" brokerCountry="US"/>
            <grossCommission>2653.29000000</grossCommission>
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          <broker>
            <brokerName>Jefferies LLC</brokerName>
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            <grossCommission>1306.09000000</grossCommission>
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          <broker>
            <brokerName>BRIGHTON SECURITIES</brokerName>
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            <brokerStateCountry brokerState="US-NY" brokerCountry="US"/>
            <grossCommission>485.59000000</grossCommission>
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          <broker>
            <brokerName>Coastal International Security, Inc.</brokerName>
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            <brokerStateCountry brokerState="US-DE" brokerCountry="US"/>
            <grossCommission>2128.63000000</grossCommission>
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          <broker>
            <brokerName>BofA Securities, Inc.</brokerName>
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            <brokerStateCountry brokerState="US-NY" brokerCountry="US"/>
            <grossCommission>343.52000000</grossCommission>
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          <broker>
            <brokerName>Instinet, LLC</brokerName>
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            <brokerCrdNo>000007897</brokerCrdNo>
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            <grossCommission>4995.86000000</grossCommission>
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          <broker>
            <brokerName>RBC Capital Markets, LLC</brokerName>
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            <brokerStateCountry brokerState="US-NY" brokerCountry="US"/>
            <grossCommission>6659.05000000</grossCommission>
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          <broker>
            <brokerName>Canaccord Genuity LLC</brokerName>
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            <brokerLei>WTX5X269IUOQ9YMI7R44</brokerLei>
            <brokerStateCountry brokerState="US-NY" brokerCountry="US"/>
            <grossCommission>54.93000000</grossCommission>
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        <aggregateCommission>19308.48000000</aggregateCommission>
        <principalTransactions>
          <principalTransaction>
            <principalName>State Street Global Markets, LLC</principalName>
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            <principalLei>549300FDEDF5ORXCMQ56</principalLei>
            <principalStateCountry principalState="US-MA" principalCountry="US"/>
            <principalTotalPurchaseSale>533312847.52000000</principalTotalPurchaseSale>
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          <principalTransaction>
            <principalName>Citigroup Global Markets Inc.</principalName>
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        <principalAggregatePurchase>533407552.52000000</principalAggregatePurchase>
        <isBrokerageResearchPayment>N</isBrokerageResearchPayment>
        <mnthlyAvgNetAssets>1820212855.16000000</mnthlyAvgNetAssets>
        <hasLineOfCredit>N</hasLineOfCredit>
        <isInterfundLending>N</isInterfundLending>
        <isInterfundBorrowing>N</isInterfundBorrowing>
        <isSwingPricing>N</isSwingPricing>
      </managementInvestmentQuestion>
      <managementInvestmentQuestion>
        <mgmtInvFundName>The ESG Growth Portfolio</mgmtInvFundName>
        <mgmtInvSeriesId>S000049974</mgmtInvSeriesId>
        <mgmtInvLei>549300QNFCWAYJXKKH63</mgmtInvLei>
        <isFirstFilingByFund>N</isFirstFilingByFund>
        <numAuthorizedClass>1</numAuthorizedClass>
        <numAddedClass>0</numAddedClass>
        <numTerminatedClass>0</numTerminatedClass>
        <sharesOutstandings>
          <sharesOutstanding sharesOutstandingClassName="The ESG Growth Portfolio" sharesOutstandingClassId="C000157800" sharesOutstandingTickerSymbol="HCESX"/>
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        <fundType>N/A</fundType>
        <isNonDiversifiedCompany>N</isNonDiversifiedCompany>
        <isForeignSubsidiary>N</isForeignSubsidiary>
        <isFundSecuritiesLending>Y</isFundSecuritiesLending>
        <didFundLendSecurities>N</didFundLendSecurities>
        <securityLendings>
          <securityLending>
            <securitiesAgentName>Citibank, N.A.</securitiesAgentName>
            <securitiesAgentLei>E57ODZWZ7FF32TWEFA76</securitiesAgentLei>
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            <isSecurityAgentIdemnity>N</isSecurityAgentIdemnity>
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        <paymentToAgentManagerType>N/A</paymentToAgentManagerType>
        <avgPortfolioSecuritiesValue>0</avgPortfolioSecuritiesValue>
        <netIncomeSecuritiesLending>0</netIncomeSecuritiesLending>
        <relyOnRuleTypes>
          <relyOnRuleType>Rule 18f-4 (17 CFR 270.18f-4)</relyOnRuleType>
          <relyOnRuleType>Rule 12d1-1 (17 CFR 270.12d1-1)</relyOnRuleType>
          <relyOnRuleType>Rule 32a-4 (17 CFR 270.32a-4)</relyOnRuleType>
          <relyOnRuleType>Rule 18f-4(c)(4) (17CFR 270.18f-4(c)(4))</relyOnRuleType>
        </relyOnRuleTypes>
        <isExpenseLimitationInPlace>N</isExpenseLimitationInPlace>
        <isExpenseReducedOrWaived>N</isExpenseReducedOrWaived>
        <isFeesWaivedRecoupable>N</isFeesWaivedRecoupable>
        <isExpenseWaivedRecoupable>N</isExpenseWaivedRecoupable>
        <investmentAdvisers>
          <investmentAdviser>
            <investmentAdviserName>HC Capital Solutions an operating division of Hirtle Callaghan &amp; Co., LLC</investmentAdviserName>
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            <investmentAdviserCrdNo>000105403</investmentAdviserCrdNo>
            <investmentAdviserLei>N/A</investmentAdviserLei>
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        <subAdvisers>
          <subAdviser>
            <subAdviserName>Mellon Investments Corporation</subAdviserName>
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            <isSubAdviserHired>N</isSubAdviserHired>
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          <subAdviser>
            <subAdviserName>Parametric Portfolio Associates, LLC</subAdviserName>
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            <isSubAdviserHired>N</isSubAdviserHired>
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        <transferAgents>
          <transferAgent>
            <transferAgentName>FIS Investor Services, LLC</transferAgentName>
            <transferAgentFileNo>084-06522</transferAgentFileNo>
            <transferAgentLei>N/A</transferAgentLei>
            <transferAgentStateCountry transferAgentState="US-OH" transferAgentCountry="US"/>
            <isTransferAgentAffiliated>N</isTransferAgentAffiliated>
            <isTransferAgentSubAgent>N</isTransferAgentSubAgent>
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        <isTransferAgentHiredOrTerminated>N</isTransferAgentHiredOrTerminated>
        <pricingServices>
          <pricingService>
            <pricingServiceName>PricingDirect Inc.</pricingServiceName>
            <pricingServiceLei>549300WIC0TOJ7N7GD54</pricingServiceLei>
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            <pricingServiceStateCountry pricingServiceState="US-NY" pricingServiceCountry="US"/>
            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
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          <pricingService>
            <pricingServiceName>Bloomberg L.P.</pricingServiceName>
            <pricingServiceLei>549300B56MD0ZC402L06</pricingServiceLei>
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            <pricingServiceStateCountry pricingServiceState="US-NY" pricingServiceCountry="US"/>
            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
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          <pricingService>
            <pricingServiceName>Refinitiv </pricingServiceName>
            <pricingServiceLei>213800HQORQAP68CJJ04</pricingServiceLei>
            <pricingServiceIdNumberDesc>N/A</pricingServiceIdNumberDesc>
            <pricingServiceStateCountry pricingServiceState="US-DE" pricingServiceCountry="US"/>
            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
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          <pricingService>
            <pricingServiceName>ICE Data</pricingServiceName>
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            <pricingServiceIdNumberDesc>N/A</pricingServiceIdNumberDesc>
            <pricingServiceStateCountry pricingServiceState="US-MA" pricingServiceCountry="US"/>
            <isPricingServiceAffiliated>N</isPricingServiceAffiliated>
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        <isPricingServiceHiredOrTerminated>N</isPricingServiceHiredOrTerminated>
        <custodians>
          <custodian>
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        <isShareholderServiceHiredTerminated>N</isShareholderServiceHiredTerminated>
        <admins>
          <admin>
            <adminName>Citi Fund Services Ohio, Inc.</adminName>
            <adminLei>549300OX9HIV34JOX333</adminLei>
            <adminStateCountry adminState="US-OH" adminCountry="US"/>
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        </admins>
        <isAdminHiredOrTerminated>N</isAdminHiredOrTerminated>
        <brokers>
          <broker>
            <brokerName>UBS Securities LLC</brokerName>
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            <grossCommission>55.15000000</grossCommission>
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          <broker>
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            <grossCommission>2379.96000000</grossCommission>
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            <brokerStateCountry brokerState="US-DE" brokerCountry="US"/>
            <grossCommission>193.14000000</grossCommission>
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          <broker>
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            <brokerStateCountry brokerState="US-NY" brokerCountry="US"/>
            <grossCommission>2260.91000000</grossCommission>
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          <broker>
            <brokerName>SG Americas Securities, LLC</brokerName>
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            <brokerCrdNo>000128351</brokerCrdNo>
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            <grossCommission>4333.69000000</grossCommission>
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          <broker>
            <brokerName>Piper Sandler &amp; Co.</brokerName>
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            <grossCommission>45.52000000</grossCommission>
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            <brokerName>Goldman Sachs &amp; Co. LLC</brokerName>
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            <grossCommission>143.34000000</grossCommission>
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            <brokerName>Citigroup Global Markets Inc.</brokerName>
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            <grossCommission>51.79000000</grossCommission>
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        <aggregateCommission>10216.43000000</aggregateCommission>
        <principalTransactions>
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            <principalName>Goldman Sachs &amp; Co. LLC</principalName>
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          <principalTransaction>
            <principalName>J.P. Morgan Securities LLC</principalName>
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            <principalTotalPurchaseSale>551048.65000000</principalTotalPurchaseSale>
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          <principalTransaction>
            <principalName>Citigroup Global Markets Inc.</principalName>
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            <principalTotalPurchaseSale>250265.79000000</principalTotalPurchaseSale>
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            <principalName>BofA Securities, Inc.</principalName>
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        <isInterfundLending>N</isInterfundLending>
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      <isProvisionFinancialSupport>false</isProvisionFinancialSupport>
      <isIPAReportInternalControl>true</isIPAReportInternalControl>
      <isChangeAccPrinciples>false</isChangeAccPrinciples>
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    <signature registrantSignedName="HC Capital Trust" signedDate="2025-09-11" signature="Colette Bergman" title="Treasurer"/>
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