PREMISES AND EQUIPMENT

12 Months Ended

Dec. 31, 2013

Property, Plant and Equipment [Abstract]

NOTE 4 - PREMISES AND EQUIPMENT

Year-end premises and equipment were as follows:

		2013		2012

Land and improvements	$	7,920	$	7,920
Leasehold improvements		2,924		2,747
Buildings		19,024		18,718
Furniture, fixtures and equipment		12,916		11,849
Total		42,784		41,234
Accumulated depreciation		(20,340)		(18,740)

Net premises and equipment	$	22,444	$	22,494

Year-end depreciation expense was $1,648, $1,755, and $1,691 for 2013, 2012, and 2011, respectively.

- Definition

The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures.

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