-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 DqOVM2pvSIxyeIZ6KcNLoWGHlmcEtRi5r1kKZY4UmeoFS8R99myd41jYuL+gmmqF
 bObQqyxO/LY8pvlluEwH9g==

<SEC-DOCUMENT>0000000000-09-003517.txt : 20090223
<SEC-HEADER>0000000000-09-003517.hdr.sgml : 20090223
<ACCEPTANCE-DATETIME>20090123151319
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0000000000-09-003517
CONFORMED SUBMISSION TYPE:	UPLOAD
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20090123

FILED FOR:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANK OF KENTUCKY FINANCIAL CORP
		CENTRAL INDEX KEY:			0000934547
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				611256535
		STATE OF INCORPORATION:			KY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		UPLOAD

	BUSINESS ADDRESS:	
		STREET 1:		111 LOOKOUT FARM DRIVE
		CITY:			CRESTVIEW HILLS
		STATE:			KY
		ZIP:			41017
		BUSINESS PHONE:		8593725169

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 17510
		STREET 2:		111 LOOKOUT FARM DRIVE
		CITY:			CRESTVIEW HILLS
		STATE:			KY
		ZIP:			41017
</SEC-HEADER>
<DOCUMENT>
<TYPE>LETTER
<SEQUENCE>1
<FILENAME>filename1.pdf
<TEXT>
<PDF>
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