NON-INTEREST EXPENSE

12 Months Ended

Sep. 30, 2011

Notes to Financial Statements

NON-INTEREST EXPENSE

 11.           NON-INTEREST EXPENSE

Occupancy, equipment and data processing expenses consisted of the following:

	Year Ended September 30,
	2011		2010		2009
Occupancy, including depreciation, insurance,
rent, utilities, etc.	$	2,278	$	2,398	$	2,307
Equipment, including depreciation, telephone, etc.		2,623		2,528		2,458
Data processing		1,219		1,403		1,479
	$	6,120	$	6,329	$	6,244

Other operating expenses consisted of the following:

	Year Ended September 30,
	2011		2010		2009
Stationery, printing and postage	$	1,048	$	1,103	$	950
Debit card expense, and other deposit related costs		1,972		1,648		1,731
Other		1,196		1,583		1,637
	$	4,216	$	4,334	$	4,318