X0201 5 2003-12-31 0 1 0 0000093451 STERLING BANCORP STL 0001237429 FERRER FERNANDO 650 FIFTH AVENUE 4TH FLOOR NEW YORK NY 10019 1 0 0 0 Common Stock 125 D Non-qualified Stock Option (right to buy) 23.64 3 2004-07-31 2008-07-31 Common Stock 3630 0 D Non-qualified Stock Options (right to buy) 22.32 3 2004-06-30 2008-06-30 Common Stock 3750 0 D Number of options increased and exercise price decreased to maintain parity following a stock split in the form of a 25% dividend of issuer effective 9/10/03. Non-qualified stock options become exercisable in installments over a four year period, commencing on the first anniversary of the grant for a term of five years from the date of grant (first exercisable date listed). /s/ Ferrer, Fernando 2004-02-03