Exhibit 99.2

BAFC 05-2 - PRICE/YIELD - 1A2




Balance     $46,305,000.00    Delay          24            WAC(1)     5.92626     WAM(1)      356
Coupon      5.5               Dated          3/1/2005      NET(1)     5.66876     WALA(1)       3
Settle      3/31/2005         First Payment  4/25/2005





Price                                        1                  2                 3                  4                 5
                                         Yield              Yield             Yield              Yield             Yield

                  101-04.000             5.403              5.248             4.944              4.721             4.456
                  101-05.000             5.400              5.241             4.932              4.703             4.434
                  101-06.000             5.397              5.235             4.919              4.686             4.411
                  101-07.000             5.394              5.228             4.906              4.669             4.388
                  101-08.000             5.390              5.222             4.894              4.652             4.366
                  101-09.000             5.387              5.215             4.881              4.634             4.343
                  101-10.000             5.384              5.209             4.868              4.617             4.320
                  101-11.000             5.381              5.202             4.856              4.600             4.298
                  101-12.000             5.377              5.196             4.843              4.583             4.275
                  101-13.000             5.374              5.189             4.830              4.566             4.253
                  101-14.000             5.371              5.183             4.818              4.548             4.230
                  101-15.000             5.367              5.177             4.805              4.531             4.207
                  101-16.000             5.364              5.170             4.792              4.514             4.185

       Spread @ Center Price                77                 96               100                 91                82
                         WAL            14.868              5.956             2.700              1.931             1.446
                    Mod Durn              9.39               4.76              2.43               1.78              1.36
            Principal Window     Apr05 - Sep29      Apr05 - Aug18     Apr05 - Jun10      Apr05 - Sep08     Apr05 - Sep07

                    CMT_10YR             4.523              4.523             4.523              4.523             4.523
                      Prepay             0 PSA            100 PSA           300 PSA            500 PSA           800 PSA
         Optional Redemption           Call (N)           Call (N)          Call (N)           Call (N)          Call (N)


                 Yield Curve Mat   6MO   2YR   3YR   5YR  10YR  30YR
                             Yld 3.068 3.711 3.903 4.175 4.523 4.826

This Structural Term Sheet, Collateral Term Sheet, or Computational Materials,
as appropriate (the "material"), is for your private information and Banc of
America Securities LLC (the "Underwriter") is not soliciting any action based
upon it. This material is not to be construed as an offer to sell or the
solicitation of any offer to buy any security in any jurisdiction where such an
offer or solicitation would be illegal. This material is based on information
that the Underwriter considers reliable, but the Underwriter does not represent
that it is accurate or complete and it should not be relied upon as such. By
accepting this material the recipient agrees that it will not distribute or
provide the material to any other person. The information contained in this
material may pertain to securities that ultimately are not sold. The information
contained in this material may be based on assumptions regarding market
conditions and other matters as reflected herein. The Underwriter makes no
representation regarding the reasonableness of such assumptions or the
likelihood that any of such assumptions will coincide with actual market
conditions or events, and this material should not be relied upon for such
purposes. The Underwriter and its affiliates, officers, directors, partners and
employees, including persons involved in the preparation or issuance of this
material may, from time to time, have long or short positions in, and buy and
sell, the securities mentioned herein or derivatives thereof (including
options). This material may be filed with the Securities and Exchange Commission
(the "SEC") and incorporated by reference into an effective registration
statement previously filed with the SEC under Rule 415 of the Securities Act of
1933, including all cases where the material does not pertain to securities that
are ultimately offered for sale pursuant to such registration statement.
Information contained in this material is current as of the date appearing on
this material only. Information in this material regarding any assets backing
any securities discussed herein supersedes all prior information regarding such
assets. Any information in the material, whether regarding the assets backing
any securities discussed herein or otherwise, will be superseded by the
information contained in any final prospectus for any securities actually sold
to you. This material is furnished solely by the Underwriter and not by the
issuer of the securities. The issuer of the securities has not prepared,
reviewed or participated in the preparation of this material, is not responsible
for the accuracy of this material and has not authorized the dissemination of
this material. The Underwriter is acting as underwriter and not acting as agent
for the issuer in connection with the proposed transaction.