CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 5,730	$ 5,520
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	3,301	2,692
Depreciation and amortization	1,147	1,121
Net amortization of securities	1,033	605
Net gain on sales of available for sale securities	(1,415)	(1,605)
Mortgage loans originated for sale	(14,722)	(9,064)
Proceeds from mortgage loan sales	14,224	10,114
Net gain on sales of mortgage loans	(274)	(152)
Earnings on company owned life insurance	(520)	(509)
Shared based compensation expense	153	284
Net (gain) loss on disposition of premises and equipment	(36)	0
Net (gain) loss on disposition of foreclosed and repossessed assets	298	109
Net change in:
Accrued interest receivable	(64)	(104)
Accrued interest payable	(62)	(200)
Other assets	1,402	1,665
Other liabilities	(1,397)	382
Net cash from operating activities	8,798	10,858
CASH FLOWS FROM INVESTING ACTIVITIES
Net change in interest-bearing deposits	19,380	22,390
Available for sale securities:
Sales	43,765	62,941
Purchases	(120,059)	(86,184)
Maturities, prepayments and calls	24,374	17,372
Loan originations and payments, net	12,347	4,681
Proceeds from the sale of foreclosed and repossessed assets	3,540	1,456
Purchases of premises and equipment	(1,032)	(905)
Proceeds from the sale of premises and equipment	43	0
Investment in company owned life insurance	0	(117)
Purchase of Federal Reserve and FHLB stock	(59)	0
Proceeds from redemption of Federal Reserve and FHLB stock	0	883
Net cash from investing activities	(17,701)	22,517
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	21,201	(30,893)
Net change in other borrowings	1,233	2,926
Proceeds from issuance of series B preferred stock	0	28,000
Repurchase of series A preferred stock	0	(19,468)
Proceeds from Federal Home Loan Bank advances	10,000	20,000
Repayment of Federal Home Loan Bank advances	(25,000)	(30,000)
Cash dividends paid on preferred shares	(815)	(812)
Cash dividends paid on common shares	(852)	(836)
Net cash from financing activities	5,767	(31,083)
Net change in cash and due from financial institutions	(3,136)	2,292
Cash and due from financial institutions at beginning of period	15,166	11,658
Cash and due from financial institutions at end of period	$ 12,030	$ 13,950