CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest and dividend income
Loans, including fees	$ 6,653	$ 6,896	$ 20,273	$ 20,658
Taxable securities	687	841	2,296	3,096
Tax-exempt securities	723	628	2,164	1,830
Federal Home Loan Bank and Federal Reserve dividends	49	45	147	140
Interest-bearing deposits in other financial institutions	32	14	57	29
Interest and dividend income	8,144	8,424	24,937	25,753
Interest expense
Deposits	506	939	1,714	3,161
Other borrowings	164	178	507	568
Federal Home Loan Bank advances	219	216	654	697
Subordinated debentures	111	103	334	307
Interest expense	1,000	1,436	3,209	4,733
Net interest income	7,144	6,988	21,728	21,020
Provision for loan losses	851	971	3,301	2,692
Net interest income after provision for loan losses	6,293	6,017	18,427	18,328
Non-interest income
Service charges on deposit accounts	866	808	2,574	2,431
Commission income	43	38	125	118
Net gain on sales of available for sale securities	250	552	1,415	1,605
Mortgage banking income	103	69	276	161
Earnings on company owned life insurance	176	175	520	509
Interchange income	244	245	758	730
Other income	97	121	398	350
Non-interest income	1,779	2,008	6,066	5,904
Non-interest expense
Salaries and employee benefits	2,888	2,750	9,026	8,702
Occupancy	558	589	1,684	1,753
Equipment	244	261	754	804
Data processing	570	678	1,705	1,821
Marketing and advertising	79	60	211	172
Legal and professional service fees	398	297	1,190	1,125
FDIC insurance premiums	167	155	484	665
Foreclosed assets, net	302	265	786	440
Other expense	471	565	1,696	1,672
Total non-interest expense	5,677	5,620	17,536	17,154
Income before income taxes	2,395	2,405	6,957	7,078
Income tax expense	454	528	1,227	1,558
Net income	1,941	1,877	5,730	5,520
Preferred stock dividend and discount accretion	(163)	(561)	(633)	(1,094)
Net income available to common shareholders	$ 1,778	$ 1,316	$ 5,097	$ 4,426
Earnings per common share:
Basic (in dollars per share)	$ 0.53	$ 0.40	$ 1.52	$ 1.34
Diluted (in dollars per share)	$ 0.53	$ 0.38	$ 1.52	$ 1.29
Dividends per common share (in dollars per share)	$ 0.10	$ 0.10	$ 0.30	$ 0.30