Allowance for Credit Losses on Financing Receivables [Table Text Block]

The following table presents the activity in the allowance for loan losses by portfolio segment for the three months ended September 30, 2012 and 2011 (in thousands):

Three Months Ended September 30, 2012:

	Commercial			Construction			Commercial Real Estate			Residential Real Estate			Consumer			Total

Beginning balance	$	2,637		$	1,053		$	4,823		$	2,418		$	178		$	11,109
Provision for loan losses		(42	)		473			278			137			5			851
Loans charged-off		(470	)		(223	)		(2,845	)		(236	)		(52	)		(3,826	)
Recoveries		17			53			16			12			23			121
Ending balance	$	2,142		$	1,356		$	2,272		$	2,331		$	154		$	8,255

Three Months Ended September 30, 2011:

	Commercial			Construction			Commercial Real Estate			Residential Real Estate			Consumer			Total

Beginning balance	$	3,452		$	1,892		$	2,652		$	2,545		$	372		$	10,913
Provision for loan losses		740			137			104			32			(42	)		971
Loans charged-off		(1,520	)		(866	)		(210	)		(173	)		(71	)		(2,840	)
Recoveries		26			-			7			8			30			71
Ending balance	$	2,698		$	1,163		$	2,553		$	2,412		$	289		$	9,115

The following table presents the activity in the allowance for loan losses by portfolio segment for the nine months ended September 30, 2012 and 2011 (in thousands):

Nine Months Ended September 30, 2012:

	Commercial			Construction			Commercial Real Estate			Residential Real Estate			Consumer			Total

Beginning balance	$	2,999		$	1,112		$	3,207		$	2,681		$	235		$	10,234
Provision for loan losses		50			857			2,066			315			13			3,301
Loans charged-off		(976	)		(666	)		(3,043	)		(702	)		(168	)		(5,555	)
Recoveries		69			53			42			37			74			275
Ending balance	$	2,142		$	1,356		$	2,272		$	2,331		$	154		$	8,255

Nine Months Ended September 30, 2011:

	Commercial			Construction			Commercial Real Estate			Residential Real Estate			Consumer			Total

Beginning balance	$	3,245		$	1,893		$	2,499		$	2,803		$	424		$	10,864
Provision for loan losses		2,069			153			261			218			(9	)		2,692
Loans charged-off		(2,717	)		(885	)		(226	)		(636	)		(257	)		(4,721	)
Recoveries		101			2			19			27			131			280
Ending balance	$	2,698		$	1,163		$	2,553		$	2,412		$	289		$	9,115

Schedule Of Impaired Loans Receivable Additional Information [Table Text Block]

The following table presents information related to loans individually evaluated for impairment by class of loans as of and for the nine month period ending September 30, 2012:

	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated		Average Recorded Investment		Interest Income Recognized and Received
	(In thousands)
Commercial	$	1,171	$	1,171	$	85	$	1,265	$	10
Construction		16,439		13,209		1,207		13,056		122
Commercial real estate:
Owner occupied nonfarm/nonresidential		1,626		1,626		73		7,796		263
Other nonfarm/nonresidential		11,098		10,177		712		11,105		169
Residential real estate:
Secured by first liens		5,072		5,072		531		3,645		28
Home equity		1,576		1,576		414		650		2
Consumer		54		54		1		134		-
Total	$	37,036	$	32,885	$	3,023	$	37,651	$	594

The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2011:

	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated
	(In thousands)
Commercial	$	3,064	$	1,548	$	517
Construction		17,709		13,902		815
Commercial real estate:
Owner occupied nonfarm/nonresidential		9,719		9,719		924
Other nonfarm/nonresidential		12,299		11,180		825
Residential real estate:
Secured by first liens		3,491		3,416		297
Home equity		395		395		266
Consumer		146		146		17
Total	$	46,823	$	40,306	$	3,661

The recorded investment in loans excludes accrued interest receivable and loan origination fees, net due to immateriality. For purposes of this disclosure, the unpaid principal balance is not reduced for net charge-offs.

The following table presents the information related to loans individually evaluated for impairment by class of loans for the three month period ending September 30, 2012:

	Average Recorded Investment		Interest Income Recognized and Received
	(In thousands)
Commercial	$	1,167	$	2
Construction		12,478		32
Commercial real estate:
Owner occupied nonfarm/nonresidential		5,622		2
Other nonfarm/nonresidential		10,729		66
Residential real estate:
Secured by first liens		4,086		7
Home equity		917		1
Consumer		125		-
Total	$	35,124	$	110

The following table presents information related to loans individually evaluated for impairment by class of loans for the three and nine month periods ending September 30, 2011:

	Three Months				Nine Months
	Average Recorded Investment		Interest Income Recognized and Received		Average Recorded Investment		Interest Income Recognized and Received
	(In thousands)
Commercial	$	579	$	1	$	396	$	3
Construction		10,791		-		9,816		2
Commercial real estate:
Owner occupied nonfarm/nonresidential		663		-		715		1
Other nonfarm/nonresidential		11,296		69		11,189		225
Residential real estate:
Secured by first liens		3,327		18		4,050		61
Home equity		146		-		135		-
Consumer		201		-		199		-
Total	$	27,003	$	88	$	26,500	$	292

Past Due Financing Receivables [Table Text Block]

The following table presents the aging of the recorded investment in past due loans as of September 30, 2012 and December 31, 2011 by class of loans:

September 30, 2012:

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater than 90 Days Past Due		Total Past Due		Loans Not Past Due		Loans Past Due Over 90 Days Still Accruing
	(In thousands)
Commercial	$	363	$	53	$	448	$	864	$	99,031	$	-
Construction		13		-		7,903		7,916		40,208		-
Commercial real estate:
Owner occupied nonfarm/nonresidential		119		-		57		176		94,184		-
Other nonfarm/nonresidential		7		-		2,986		2,993		77,221		-
Residential real estate:
Secured by first liens		1,782		224		2,623		4,629		112,866		-
Home equity		542		68		205		815		42,552		-
Consumer		179		42		81		302		6,488		-
Total	$	3,005	$	387	$	14,303	$	17,695	$	472,550	$	-

December 31, 2011:

	30 – 59 Days Past Due		60 – 89 Days Past Due		Greater than 90 Days Past Due		Total Past Due		Loans Not Past Due		Loans Past Due Over 90 Days Still Accruing
	(In thousands)
Commercial	$	263	$	457	$	953	$	1,673	$	99,211	$	-
Construction		154		-		8,027		8,181		36,541		-
Commercial real estate:
Owner occupied nonfarm/nonresidential		299		-		466		765		92,083		-
Other nonfarm/nonresidential		209		42		2,290		2,541		75,334		-
Residential real estate:
Secured by first liens		1,181		238		3,391		4,810		126,244		-
Home equity		800		152		409		1,361		43,471		-
Consumer		213		14		147		374		7,385		-
Total	$	3,119	$	903	$	15,683	$	19,705	$	480,269	$	-

Schedule Of Troubled Debt Restructurings Class Modification [Table Text Block]

A loan is considered in payment default once it is 30 days contractually past due under the modified terms. The following table summarizes the Company’s TDR’s by class, modification type and performance as of September 30, 2012 and December 31, 2011 (in thousands):

September 30, 2012:
	TDRs Greater than 30 Days Past Due and Still Accruing		TDRs on Nonaccrual		Total TDRs Not Performing to Modified Terms		Total TDRs Defaulted Within 12 Months of Modification
Commercial:
Multiple modifications	$	-	$	100	$	100	$	100
Construction:
Extended maturity		-		30		30		30
Multiple modifications		-		2,656		2,656		2,656
Commercial real estate:
Other nonfarm/nonresidential
Multiple modifications		-		1,127		1,127		1,127
Residential:
Secured by first liens
Multiple modifications		38		164		202		-
Total	$	38	$	4,077	$	4,115	$	3,913

December 31, 2011:
	TDRs Greater than 30 Days Past Due and Still Accruing		TDRs on Nonaccrual		Total TDRs Not Performing to Modified Terms		Total TDRs Defaulted Within 12 Months of Modification
Commercial:
Interest only	$	-	$	500	$	500	$	500
Extended maturity		1		248		249		249
Multiple modifications		262		-		262		262
Construction:
Extended maturity		-		510		510		510
Commercial real estate:
Owner occupied nonfarm/nonresidential		-		-		-		-
Other nonfarm/nonresidential
Multiple modifications		-		1,127		1,127		1,127
Residential:
Secured by first liens
Multiple modifications		111		-		111		-
Home equity		-		-		-		-
Consumer		-		-		-		-
Total	$	374	$	2,385	$	2,759	$	2,648

Financing Receivable Credit Quality Indicators [Table Text Block]

Loans not meeting the criteria above that are listed as pass are included in groups of homogeneous loans. The risk category of loans by class of loans based on the most recent analysis performed as of September 30, 2012 and December 31, 2011 is as follows:

September 30, 2012:

	Watch		Special Mention		Substandard		Doubtful		Pass		Total
	(In thousands)
Commercial	$	6,545	$	602	$	547	$	414	$	90,923	$	99,031
Construction		7,045		15		5,286		7,923		19,939		40,208
Commercial real estate:
Owner occupied nonfarm/nonresidential		4,358		197		1,372		57		88,200		94,184
Other nonfarm/nonresidential		2,447		1,136		8,540		1,851		63,247		77,221
Residential real estate:
Secured by first liens		1,401		453		1,948		2,596		106,468		112,866
Home equity		554		127		1,334		268		40,269		42,552
Consumer		47		4		95		22		6,320		6,488
Total	$	22,397	$	2,534	$	19,122	$	13,131	$	415,366	$	472,550

December 31, 2011:

	Watch		Special Mention		Substandard		Doubtful		Pass		Total
	(In thousands)
Commercial	$	5,261	$	653	$	742	$	1,209	$	93,019	$	100,884
Construction		9,787		-		3,225		8,153		23,557		44,722
Commercial real estate:
Owner occupied nonfarm/nonresidential		1,835		988		9,075		1,009		79,941		92,848
Other nonfarm/nonresidential		5,779		213		8,648		2,705		60,530		77,875
Residential real estate:
Secured by first liens		2,145		385		3,813		1,720		122,991		131,054
Home equity		1,149		-		386		300		42,997		44,832
Consumer		87		-		176		27		7,469		7,759
Total	$	26,043	$	2,239	$	26,065	$	15,123	$	430,504	$	499,974