The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB Limited - ADR Com 000375204 3 160 SH   DFND   0 0 160
Aston/River Road Long-Short Fu Com 00080Y462 182 15,924 SH   SOLE   15,924 0 0
Aflac Inc. Com 001055102 45 740 SH   SOLE   740 0 0
Aflac Inc. Com 001055102 3 50 SH   DFND   0 0 50
Invesco Balanced-Risk Allocati Com 00141V697 101 8,703 SH   SOLE   8,703 0 0
ALPS Sector Dividend Dogs ETF Com 00162Q858 0 1 SH   SOLE   1 0 0
Alerian MLP ETF Com 00162Q866 4 230 SH   SOLE   230 0 0
AT&T Inc Com 00206R102 451 13,412 SH   SOLE   13,412 0 0
AZZ Incorporated Com 002474104 368 7,840 SH   SOLE   7,840 0 0
Abbott Laboratories Com 002824100 5 100 SH   SOLE   0 0 100
Abbvie Inc Com 00287Y109 29 450 SH   SOLE   350 0 100
Activision Blizzard, Inc Com 00507V109 29 1,433 SH   SOLE   1,433 0 0
Advanced Drainage Systems Inc. Com 00790R104 52 2,260 SH   SOLE   2,260 0 0
Agilent Technologies Inc Com 00846U101 4 88 SH   SOLE   88 0 0
Air Products & Chemicals Inc. Com 009158106 43 300 SH   SOLE   300 0 0
Akamai Technologies Inc Com 00971T101 39 616 SH   SOLE   616 0 0
Alere Inc Perp Pfd Conv Ser B Pfd Stk 01449J204 3,832 12,165 SH   SOLE   12,131 0 34
Allergan Inc Com 018490102 115 540 SH   SOLE   540 0 0
Alliance Data Systems Corporat Com 018581108 43 152 SH   SOLE   152 0 0
Alliant Energy Corp Com 018802108 60 900 SH   SOLE   900 0 0
Allstate Corporation Com 020002101 32 458 SH   SOLE   458 0 0
Altria Group Inc Com 02209S103 241 4,899 SH   SOLE   4,899 0 0
Amazon.Com Inc. Com 023135106 9 30 SH   SOLE   30 0 0
Ameren Corp Com 023608102 5 100 SH   SOLE   0 0 100
American Electric Power Com 025537101 18 300 SH   SOLE   300 0 0
American Express Com 025816109 7,301 78,468 SH   SOLE   78,248 0 220
American International Group, Com 026874784 10,724 191,469 SH   SOLE   190,749 0 720
American Tower Corp. Com 03027X100 38 384 SH   SOLE   384 0 0
Amerisource Bergen Corp Com 03073E105 38 427 SH   SOLE   427 0 0
Ameriprise Financial Inc Com 03076C106 642 4,856 SH   SOLE   4,856 0 0
Amgen Inc Com 031162100 10 60 SH   SOLE   60 0 0
Amphenol Corporation - Cl A Com 032095101 4 80 SH   SOLE   80 0 0
Anadarko Petroleum Corp. Com 032511107 183 2,221 SH   SOLE   2,221 0 0
Analog Devices Com 032654105 23 421 SH   SOLE   421 0 0
Anheuser-Busch InBev SPN ADR Com 03524A108 103 915 SH   SOLE   915 0 0
Ansys Inc Com 03662Q105 31 380 SH   SOLE   380 0 0
Apache Corporation Com 037411105 7 110 SH   SOLE   40 0 70
Apache Corporation Com 037411105 2 25 SH   DFND   0 0 25
Apple Computer Inc. Com 037833100 10,637 96,368 SH   SOLE   95,963 0 405
Archer Daniels Com 039483102 5 89 SH   SOLE   89 0 0
Arlington Asset Investment Com 041356205 53 2,000 SH   SOLE   2,000 0 0
ARM Holdings PLC - Spon ADR Com 042068106 16 350 SH   SOLE   350 0 0
Astrazeneca PLC Sponsored ADR Com 046353108 170 2,418 SH   SOLE   2,418 0 0
Astronics Corporation Com 046433108 35 625 SH   SOLE   625 0 0
Atmel Corporation Com 049513104 19 2,235 SH   SOLE   2,235 0 0
Autoliv, Inc. Com 052800109 60 568 SH   SOLE   568 0 0
Automatic Data Processing, Inc Com 053015103 21 252 SH   SOLE   252 0 0
BB&T Corporation Com 054937107 5 120 SH   SOLE   120 0 0
BP PLC Sponsored ADR Com 055622104 19 500 SH   SOLE   0 0 500
BT Group PLC - Spon ADR Com 05577E101 18 294 SH   SOLE   294 0 0
Baidu Inc. - Spon ADR Com 056752108 5 21 SH   SOLE   21 0 0
Baird Aggregate Bond Fund Com 057071854 57 5,299 SH   SOLE   5,299 0 0
Baker Hughes Inc. Com 057224107 11 200 SH   SOLE   200 0 0
Bank Of America Corporation Com 060505104 13,915 777,808 SH   SOLE   774,968 0 2,840
Bank Of America Corporation Com 060505104 7 400 SH   DFND   0 0 400
Bard, C.R. Inc. Com 067383109 49 295 SH   SOLE   295 0 0
iPath S&P GSCI Crude Oil Index Com 06738C786 3 255 SH   SOLE   255 0 0
iPath US Treasury Flattener ET Com 06740L485 31 510 SH   SOLE   510 0 0
Baron Growth Fund #587 Com 068278209 54 741 SH   SOLE   741 0 0
Bill Barrett Corp Com 06846N104 8 745 SH   SOLE   745 0 0
Baxter International Inc Com 071813109 8 113 SH   SOLE   113 0 0
Baxter International Inc Com 071813109 5 70 SH   DFND   0 0 70
Becton Dickinson & Co Com 075887109 305 2,193 SH   SOLE   2,193 0 0
Bed Bath & Beyond Inc. Com 075896100 3 45 SH   DFND   0 0 45
Berkshire Hathaway Inc. CL B Com 084670702 11,410 75,991 SH   SOLE   75,691 0 300
BHP Billiton Ltd-Spon ADR Com 088606108 40 850 SH   SOLE   850 0 0
Biogen IDEC Inc. Com 09062X103 8 25 SH   SOLE   25 0 0
BlackRock High Yield Bond Inst Com 091929638 0 0 SH   SOLE   0 0 0
BlackRock, Inc. Com 09247X101 9 25 SH   SOLE   25 0 0
Blackrock Resources & Commodi Com 09257A108 10 1,040 SH   SOLE   1,040 0 0
Bluerock Residential Growth RE Com 09627J102 626 50,386 SH   SOLE   50,386 0 0
Boeing Company Com 097023105 45 350 SH   SOLE   250 0 100
Borgwarner Inc Com 099724106 183 3,336 SH   SOLE   3,336 0 0
Boston Scientific Corp Com 101137107 2 156 SH   SOLE   156 0 0
Bristol Myers Squibb Co Com 110122108 767 13,000 SH   SOLE   13,000 0 0
Broadcom Corp. - Cl A Com 111320107 4 91 SH   SOLE   91 0 0
C & F Financial Corp Com 12466Q104 3,756 94,510 SH   SOLE   94,230 0 280
CBS Corp - Class B Com 124857202 45 821 SH   SOLE   821 0 0
CB Richard Ellis Group Inc Com 12504L109 45 1,313 SH   SOLE   1,313 0 0
CDK Global Inc Com 12508E101 2 44 SH   SOLE   44 0 0
Cigna Corp Com 125509109 4,514 43,866 SH   SOLE   42,761 0 1,105
CSX Corp Com 126408103 55 1,509 SH   SOLE   1,509 0 0
CVS Health Corp. Com 126650100 5,442 56,504 SH   SOLE   56,349 0 155
Cabot Microelectronics Corp co Com 12709P103 32 683 SH   SOLE   683 0 0
Cal-Maine Foods Inc Com 128030202 39 990 SH   SOLE   990 0 0
Calamos Strategic Total Return Com 128125101 11 944 SH   SOLE   944 0 0
California Resources Corp Com 13057Q107 2 445 SH   SOLE   445 0 0
Calvert Short Duration Income Com 131582561 65 4,012 SH   SOLE   4,012 0 0
Camden Property Trust Com 133131102 32 435 SH   SOLE   435 0 0
Cameron Intl Corp Com 13342B105 96 1,926 SH   SOLE   1,926 0 0
Capital One Financial Corporat Com 14040H105 100 1,210 SH   SOLE   1,210 0 0
Caterpillar Inc. Com 149123101 3 33 SH   SOLE   33 0 0
CatchMark Timber Trust, Inc A Com 14912Y202 4 315 SH   SOLE   315 0 0
Celgene Corp Com 151020104 330 2,948 SH   SOLE   2,948 0 0
CenturyLink, Inc. Com 156700106 10 246 SH   SOLE   246 0 0
Cerner Corp Com 156782104 116 1,787 SH   SOLE   1,787 0 0
ChevronTexaco Corp Com 166764100 918 8,180 SH   SOLE   8,180 0 0
ChevronTexaco Corp Com 166764100 15 135 SH   DFND   0 0 135
Chicago Bridge & Iron Co. - AD Com 167250109 375 8,944 SH   SOLE   8,944 0 0
Chipotle Mexican Grill, Inc. Com 169656105 5 7 SH   SOLE   7 0 0
Chubb Corp Com 171232101 32 309 SH   SOLE   309 0 0
Church & Dwight Co Inc Com 171340102 50 632 SH   SOLE   632 0 0
Cinemark Holdings Inc Com 17243V102 44 1,245 SH   SOLE   1,245 0 0
Cisco Systems Inc. Com 17275R102 125 4,508 SH   SOLE   4,508 0 0
Cisco Systems Inc. Com 17275R102 14 500 SH   DFND   0 0 500
Cintas Corp Com 172908105 47 600 SH   SOLE   600 0 0
Citigroup Inc. Com 172967424 168 3,112 SH   SOLE   3,112 0 0
Citigroup Inc. Com 172967424 7 125 SH   DFND   0 0 125
Citrix Systems Inc Com 177376100 19 304 SH   SOLE   304 0 0
City Office REIT Inc Com 178587101 2,943 229,945 SH   SOLE   229,945 0 0
Guggenheim Bulletshares 2015 Com 18383M423 2,370 91,630 SH   SOLE   89,430 0 2,200
Guggenheim Bulletshares 2014 Com 18383M431 149 5,680 SH   SOLE   5,680 0 0
Clean Harbors, Inc. Com 184496107 304 6,330 SH   SOLE   6,330 0 0
Cliffs Natural Resources Inc. Com 18683K101 2,769 387,774 SH   SOLE   386,549 0 1,225
Clorox Company Com 189054109 10 93 SH   SOLE   93 0 0
Coca Cola Co Com 191216100 260 6,162 SH   SOLE   5,962 0 200
Coca Cola Co Com 191216100 8 200 SH   DFND   0 0 200
Cohen & Steers Quality Income Com 19247L106 23 1,908 SH   SOLE   1,908 0 0
Colgate Palmolive Co. Com 194162103 44 635 SH   SOLE   635 0 0
Columbia Intermed. Municipal B Com 19765L637 187 17,273 SH   SOLE   17,273 0 0
Columbia Strategic Income Fund Com 19765L694 16 2,752 SH   SOLE   2,752 0 0
Columbia Intermediate Bond Fun Com 19765N468 24 2,601 SH   SOLE   2,601 0 0
Comcast Corp Cl A Com 20030N101 5,010 86,364 SH   SOLE   86,124 0 240
Comcast Corp - Special Cl A Com 20030N200 6 100 SH   SOLE   100 0 0
Comerica Inc Com 200340107 63 1,343 SH   SOLE   1,343 0 0
Community Health Systems Inc Com 203668108 11 200 SH   SOLE   200 0 0
Computer Programs & Systems, I Com 205306103 328 5,400 SH   SOLE   5,400 0 0
Conagra Inc Com 205887102 88 2,430 SH   SOLE   2,430 0 0
ConocoPhillips Com 20825C104 616 8,925 SH   SOLE   8,925 0 0
ConocoPhillips Com 20825C104 7 100 SH   DFND   0 0 100
Consolidated Edison Inc Com 209115104 44 665 SH   SOLE   665 0 0
Corning Inc. Com 219350105 386 16,850 SH   SOLE   16,850 0 0
Corrections Corp Of America Com 22025Y407 12 337 SH   SOLE   0 0 337
Costco Wholesale Corp Com 22160K105 477 3,365 SH   SOLE   3,365 0 0
VelocityShares Daily Inverse V Com 22542D795 8 265 SH   SOLE   265 0 0
Credit Suisse Commodity Return Com 22544R305 13 2,122 SH   SOLE   2,122 0 0
Cummins Inc. Com 231021106 364 2,522 SH   SOLE   2,522 0 0
Deutsche MSCI Europe Hedged ET Com 233051853 13,739 527,414 SH   SOLE   518,745 0 8,669
Danaher Corp Com 235851102 70 822 SH   SOLE   822 0 0
Darden Restaurants Inc Com 237194105 482 8,220 SH   SOLE   8,220 0 0
Darden Restaurants Inc Com 237194105 3 45 SH   DFND   0 0 45
Deere & Company Com 244199105 2 20 SH   SOLE   20 0 0
Delta Air Lines Inc. Com 247361702 3,726 75,747 SH   SOLE   75,532 0 215
Deluxe Check Printer Com 248019101 357 5,730 SH   SOLE   5,730 0 0
Deutsche Ultra-Short Duration Com 25155T874 6,329 720,017 SH   SOLE   698,943 0 21,073
Devon Energy Corp Com 25179M103 3 50 SH   DFND   0 0 50
Diageo PLC - ADR Com 25243Q205 137 1,198 SH   SOLE   1,198 0 0
DiamondRock Hospitality Co Com 252784301 3 200 SH   DFND   0 0 200
DineEquity Inc. Com 254423106 3 31 SH   SOLE   0 0 31
Disney Com 254687106 252 2,677 SH   SOLE   2,677 0 0
Disney Com 254687106 5 55 SH   DFND   0 0 55
Discover Financial Services Com 254709108 9 144 SH   SOLE   144 0 0
Discovery Communications, Inc. Com 25470F104 1 29 SH   SOLE   29 0 0
Discovery Communications CL C Com 25470F302 1 29 SH   SOLE   29 0 0
Dollar General Com 256677105 8 115 SH   SOLE   115 0 0
Dominion Resources Inc/VA New Com 25746U109 13 167 SH   SOLE   167 0 0
Donaldson Company, Inc. Com 257651109 331 8,577 SH   SOLE   8,577 0 0
DoubleLine Total Return Bond F Com 258620103 18,921 1,724,816 SH   SOLE   1,678,092 0 46,725
Dover Corp. Com 260003108 60 842 SH   SOLE   842 0 0
Dow Chemical Com 260543103 5 100 SH   SOLE   0 0 100
Dow Chemical Com 260543103 3 70 SH   DFND   0 0 70
Dreyfus Bond Market Index Fund Com 261978878 57 5,379 SH   SOLE   5,379 0 0
Driehaus Select Credit Fund Com 262028848 9 982 SH   SOLE   982 0 0
Dupont, E.I. De Nemours & Co. Com 263534109 39 533 SH   SOLE   533 0 0
Dupont, E.I. De Nemours & Co. Com 263534109 3 40 SH   DFND   0 0 40
Duke Energy Corp Com 26441C204 3 33 SH   SOLE   33 0 0
EMC Corporation Com 268648102 537 18,062 SH   SOLE   18,062 0 0
EOG Resources Inc. Com 26875P101 3,615 39,266 SH   SOLE   39,171 0 95
Eastman Kodak Company Com 277461406 2 83 SH   SOLE   83 0 0
Eaton Vance Corporation Com 278265103 50 1,216 SH   SOLE   1,216 0 0
Eaton Vance Corporation Com 278265103 4 100 SH   DFND   0 0 100
Eaton Vance Tax-Advantaged Div Com 27828G107 30 1,448 SH   SOLE   1,448 0 0
Eaton Vance Short Duration Div Com 27828V104 42 3,000 SH   SOLE   3,000 0 0
Ebay Inc Com 278642103 166 2,964 SH   SOLE   2,964 0 0
Ecolab Inc Com 278865100 23 224 SH   SOLE   224 0 0
EMCORE Corporation Com 290846203 119 22,410 SH   SOLE   14,410 0 8,000
Emerson Electric Co. Com 291011104 57 925 SH   SOLE   925 0 0
Energy Transfer Partners LP Com 29273R109 22 345 SH   SOLE   345 0 0
Ennis Inc Com 293389102 24 1,750 SH   SOLE   1,750 0 0
Equifax Inc Com 294429105 39 488 SH   SOLE   488 0 0
Equinix, Inc. Com 29444U502 21 94 SH   SOLE   94 0 0
Exelon Corp Com 30161N101 45 1,222 SH   SOLE   1,222 0 0
Express Scripts Holding Co Com 30219G108 156 1,844 SH   SOLE   1,844 0 0
Express Scripts Holding Co Com 30219G108 6 75 SH   DFND   0 0 75
Exxon Mobil Corp Com 30231G102 485 5,241 SH   SOLE   4,741 0 500
Exxon Mobil Corp Com 30231G102 12 125 SH   DFND   0 0 125
Facebook Inc A Shares Com 30303M102 18 231 SH   SOLE   231 0 0
Factset Research Systems Inc. Com 303075105 9 62 SH   SOLE   62 0 0
Fastenal Co. Com 311900104 5 100 SH   SOLE   100 0 0
Fidelity High Income Fund #455 Com 316146406 71 7,956 SH   SOLE   7,956 0 0
Fifth Third Bancorp Com 316773100 58 2,830 SH   SOLE   2,830 0 0
First Interstate BancSystem In Com 32055Y201 25 900 SH   SOLE   900 0 0
First Solar Inc Com 336433107 312 7,000 SH   SOLE   7,000 0 0
First Trust Dow Jones Select M Com 33718M105 4 110 SH   SOLE   110 0 0
NASDAQ Auto Index ETF Com 33734X309 1,867 50,050 SH   SOLE   49,915 0 135
FleetCor Technologies Inc. Com 339041105 5 31 SH   SOLE   31 0 0
Flexshares Morningstar Global Com 33939L407 6 200 SH   SOLE   200 0 0
Fluor Corp New Com 343412102 55 913 SH   SOLE   913 0 0
Flowserve Corporation Com 34354P105 112 1,875 SH   SOLE   1,875 0 0
Ford Motor Company Com 345370860 137 8,865 SH   SOLE   8,865 0 0
Franklin Floating Rate Daily A Com 353612781 29 3,308 SH   SOLE   3,308 0 0
Franklin Resources Inc Com 354613101 18 333 SH   SOLE   333 0 0
Freeport-McMoran Copper & Gold Com 35671D857 5 200 SH   SOLE   200 0 0
The Fresh Market Inc. Com 35804H106 4 85 SH   DFND   0 0 85
Frontier Communications Corp. Com 35906A108 2 326 SH   SOLE   326 0 0
GATX Corporation Com 361448103 31 543 SH   SOLE   543 0 0
General Dynamics Com 369550108 130 944 SH   SOLE   944 0 0
General Electric Com 369604103 1,219 48,231 SH   SOLE   47,611 0 620
General Electric Com 369604103 13 500 SH   DFND   0 0 500
General Mills Com 370334104 57 1,067 SH   SOLE   1,067 0 0
General Motors Co. Com 37045V100 8,860 253,784 SH   SOLE   253,014 0 770
Gentex Corp Com 371901109 13 346 SH   SOLE   346 0 0
Gilead Sciences Inc Com 375558103 3,805 40,362 SH   SOLE   40,267 0 95
GlaxoSmithKline PLC - ADR Com 37733W105 56 1,316 SH   SOLE   1,316 0 0
Global Payments Inc Com 37940X102 42 516 SH   SOLE   516 0 0
Goldman Sachs Group Inc. Com 38141G104 12 62 SH   SOLE   62 0 0
Goldman Sachs Strategic Income Com 38145C646 18,176 1,768,099 SH   SOLE   1,715,951 0 52,147
Google Inc - Cl A Com 38259P508 1,667 3,141 SH   SOLE   3,135 0 6
Google Inc. - Cl C Com 38259P706 22 42 SH   SOLE   42 0 0
Groupon, Inc. Com 399473107 49 5,946 SH   SOLE   5,946 0 0
Guggenheim Total Return Bond F Com 40168W525 18,543 687,288 SH   SOLE   674,070 0 13,218
Gulfport Energy Corp Com 402635304 42 995 SH   SOLE   970 0 25
HCA Holdings Inc Com 40412C101 3,475 47,351 SH   SOLE   47,131 0 220
HCP Inc Com 40414L109 339 7,700 SH   SOLE   7,700 0 0
Hain Celestial Group Inc Com 405217100 162 1,390 SH   SOLE   1,390 0 0
Halliburton Co Com 406216101 8 200 SH   SOLE   0 0 200
Halyard Health Inc Com 40650V100 1 14 SH   SOLE   14 0 0
Halyard Health Inc Com 40650V100 0 4 SH   DFND   0 0 4
Hanesbrands Inc. Com 410345102 1 12 SH   SOLE   12 0 0
Hannon Armstrong Sustainable I Com 41068X100 359 25,200 SH   SOLE   25,200 0 0
Harris Corp Del Com 413875105 449 6,249 SH   SOLE   6,249 0 0
Hasbro Inc Com 418056107 67 1,213 SH   SOLE   1,213 0 0
Hawaiian Electric Com 419870100 529 15,810 SH   SOLE   15,810 0 0
Healthcare Services Group, Inc Com 421906108 401 12,975 SH   SOLE   12,975 0 0
Heartland Financial USA Inc. Com 42234Q102 38,620 1,425,081 SH   SOLE   1,387,069 0 38,012
Heartland Financial USA Inc. Com 42234Q102 4,557 168,155 SH   DFND   168,155 0 0
Helmerich & Payne Inc Com 423452101 273 4,050 SH   SOLE   4,050 0 0
Jack Henry & Associates Inc Com 426281101 38 610 SH   SOLE   610 0 0
Hertz Global Holdings, Inc. Com 42805T105 4 149 SH   SOLE   149 0 0
Hexcel Corp Com 428291108 42 1,023 SH   SOLE   1,023 0 0
Home Depot Inc Com 437076102 18 172 SH   SOLE   172 0 0
Honeywell Intl Inc Com 438516106 134 1,337 SH   SOLE   687 0 650
Hospitality Properties Trust Com 44106M102 3 90 SH   DFND   0 0 90
Hubbell Inc., Class B Com 443510201 44 416 SH   SOLE   416 0 0
Humana Inc Com 444859102 3 20 SH   SOLE   0 0 20
Hyatt Hotels Corp - Cl A Com 448579102 6 100 SH   SOLE   0 0 100
Idexx Laboratories Inc. Com 45168D104 47 320 SH   SOLE   320 0 0
Illinois Tool Works Inc. Com 452308109 40 424 SH   SOLE   424 0 0
Illinois Tool Works Inc. Com 452308109 6 60 SH   DFND   0 0 60
Illumina Inc Com 452327109 3 14 SH   SOLE   14 0 0
Independence Realty Trust REIT Com 45378A106 3 350 SH   SOLE   350 0 0
Integrated Device Technology, Com 458118106 14,729 751,476 SH   SOLE   749,486 0 1,990
Intel Corp Com 458140100 701 19,306 SH   SOLE   19,306 0 0
Intel Corp Com 458140100 11 300 SH   DFND   0 0 300
IntercontinentalExchange Inc Com 45866F104 8 36 SH   SOLE   36 0 0
IBM Com 459200101 467 2,913 SH   SOLE   2,813 0 100
Intuit Inc. Com 461202103 41 445 SH   SOLE   445 0 0
361 Managed Futures Strategy F Com 461418337 532 47,593 SH   SOLE   47,593 0 0
iShares MSCI EMU ETF Com 464286608 4,866 133,948 SH   SOLE   129,790 0 4,158
iShares S&P 100 Index Fund Com 464287101 3,030 33,320 SH   SOLE   33,320 0 0
iShares Dow Jones Select Divid Com 464287168 142 1,790 SH   SOLE   1,790 0 0
iShares Barclays US TIP Securi Com 464287176 105 935 SH   SOLE   935 0 0
iShares S&P 500 Index Fund Com 464287200 1,479 7,151 SH   SOLE   7,151 0 0
iShares MSCI Emerging Markets Com 464287234 312 7,947 SH   SOLE   7,947 0 0
iShares S&P 500 / Barra Growth Com 464287309 204 1,830 SH   SOLE   1,830 0 0
iShares S&P 500 Value Index Fu Com 464287408 169 1,800 SH   SOLE   1,800 0 0
iShares Tr MSCI EAFE Index Fun Com 464287465 1,073 17,631 SH   SOLE   17,631 0 0
iShares Russell Midcap Value I Com 464287473 173 2,346 SH   SOLE   2,346 0 0
iShares Russell MidCap Index F Com 464287499 71 425 SH   SOLE   425 0 0
iShares Russell 1000 Value Ind Com 464287598 248 2,375 SH   SOLE   2,375 0 0
iShares Russell 2000 Value Ind Com 464287630 171 1,680 SH   SOLE   1,680 0 0
iShares Russell 2000 Growth In Com 464287648 212 1,490 SH   SOLE   1,490 0 0
iShares Russell 2000 Com 464287655 162 1,355 SH   SOLE   1,355 0 0
Ishares S&P SmallCap 600 Index Com 464287804 39 342 SH   SOLE   342 0 0
iShares S&P/Citigroup Internat Com 464288117 8 80 SH   SOLE   80 0 0
iShares MSCI ACWI ex US ETF Com 464288240 336 7,813 SH   SOLE   6,700 0 1,113
iShares JP Morgan USD Emerging Com 464288281 8 73 SH   SOLE   73 0 0
iShares S&P National Municipal Com 464288414 1,214 11,005 SH   SOLE   11,005 0 0
iShares MBS Bond Fund Com 464288588 15 140 SH   SOLE   140 0 0
iShares Barclays 1-3 Year Cred Com 464288646 313 2,980 SH   SOLE   2,035 0 945
iShares Barclays 3-7 Treasury Com 464288661 310 2,535 SH   SOLE   2,535 0 0
iShares S&P U.S. Preferred Sto Com 464288687 106 2,690 SH   SOLE   2,690 0 0
iShares MSCI USA ESG Select ET Com 464288703 7 55 SH   SOLE   55 0 0
iShares Silver Trust Com 46428Q109 2 100 SH   SOLE   100 0 0
iShares Floating Rate Bond ETF Com 46429B655 73 1,450 SH   SOLE   1,450 0 0
ITC Holdings Corporation Com 465685105 376 9,300 SH   SOLE   9,300 0 0
J & J Snack Foods Corp Com 466032109 71 650 SH   SOLE   650 0 0
JP Morgan Chase & Co Com 46625H100 10,935 174,739 SH   SOLE   174,259 0 480
JP Morgan Chase & Co Com 46625H100 6 100 SH   DFND   0 0 100
JPMorgan Alerian MLP Index Com 46625H365 30 650 SH   SOLE   650 0 0
Janus Short-Term Bond Fund Com 471023242 35 11,544 SH   SOLE   11,544 0 0
Jarden Corporation Com 471109108 47 985 SH   SOLE   985 0 0
John Hancock Funds II - Global Com 47804M878 641 58,630 SH   SOLE   58,630 0 0
Johnson & Johnson Com 478160104 751 7,186 SH   SOLE   7,186 0 0
Johnson & Johnson Com 478160104 10 100 SH   DFND   0 0 100
Joy Global Inc. Com 481165108 42 904 SH   SOLE   904 0 0
JPMorgan Strategic Income Opp Com 4812A4351 28,472 2,429,319 SH   SOLE   2,370,352 0 58,967
JPMorgan Core Bond Fund Com 4812C0381 563 47,930 SH   SOLE   47,930 0 0
JPMorgan High Yield Bond Fund Com 4812C0803 20 2,618 SH   SOLE   2,618 0 0
KLA-Tencor Corporation Com 482480100 14 196 SH   SOLE   196 0 0
Kellogg Company Com 487836108 8 120 SH   SOLE   120 0 0
Keurig Green Mountain Inc Com 49271M100 40 300 SH   SOLE   300 0 0
Keysight Technologies Inc Com 49338L103 1 44 SH   SOLE   44 0 0
Kimberly-Clark Corp Com 494368103 15 126 SH   SOLE   126 0 0
Kimberly-Clark Corp Com 494368103 4 35 SH   DFND   0 0 35
Kinder Morgan Inc. Com 49456B101 17 393 SH   SOLE   393 0 0
Kohl's Corporation Com 500255104 451 7,383 SH   SOLE   7,383 0 0
Kohl's Corporation Com 500255104 4 60 SH   DFND   0 0 60
Kraft Foods Group Inc Com 50076Q106 61 977 SH   SOLE   977 0 0
Kraft Foods Group Inc Com 50076Q106 3 41 SH   DFND   0 0 41
Las Vegas Sands Corp Com 517834107 5 80 SH   SOLE   80 0 0
Western Asset Short Duration H Com 52469F598 3 460 SH   SOLE   460 0 0
Liberty Broadband - A Com 530307107 3 64 SH   SOLE   64 0 0
Liberty Broadband - C Com 530307305 6 129 SH   SOLE   129 0 0
Liberty Media Corporation Cl A Com 531229102 9 258 SH   SOLE   258 0 0
Liberty Media Corp - C Com 531229300 18 516 SH   SOLE   516 0 0
Eli Lilly & Co. Com 532457108 450 6,527 SH   SOLE   6,527 0 0
Lincoln National Corp. Com 534187109 38 651 SH   SOLE   651 0 0
Linear Technology Corp. Com 535678106 9 200 SH   DFND   0 0 200
Loomis Sayles Bond Retail Com 543495832 180 12,180 SH   SOLE   12,180 0 0
Lord Abbett Short Duration Inc Com 543916688 28,005 6,293,171 SH   SOLE   6,175,929 0 117,242
Lowes Companies Inc. Com 548661107 99 1,441 SH   SOLE   1,441 0 0
William Lyon Homes Com 552074700 10 500 SH   SOLE   500 0 0
MDU Resources Group Inc Com 552690109 373 15,880 SH   SOLE   15,880 0 0
MGE Energy, Inc. Com 55277P104 60 1,310 SH   SOLE   1,310 0 0
Macy's Inc Com 55616P104 8,420 128,064 SH   SOLE   127,634 0 430
ManpowerGroup Inc. Com 56418H100 7 100 SH   SOLE   100 0 0
Manulife Financial Corporation Com 56501R106 31 1,600 SH   DFND   1,600 0 0
Marathon Oil Corp. Com 565849106 9 328 SH   SOLE   328 0 0
Marriott International Inc New Com 571903202 47 600 SH   SOLE   600 0 0
MasterCard Inc - Cl A Com 57636Q104 55 640 SH   SOLE   640 0 0
Maxim Integrated Products Com 57772K101 54 1,699 SH   SOLE   1,699 0 0
Maxim Integrated Products Com 57772K101 3 100 SH   DFND   0 0 100
McCormick & Co - Non Voting Sh Com 579780206 11 150 SH   SOLE   150 0 0
McDonalds Corp Com 580135101 150 1,600 SH   SOLE   1,500 0 100
McDonalds Corp Com 580135101 9 100 SH   DFND   0 0 100
McGraw Hill Financial Inc Com 580645109 36 400 SH   SOLE   400 0 0
Medley Management Inc Com 58503T106 466 31,720 SH   SOLE   31,720 0 0
Medtronic Inc Com 585055106 38 522 SH   SOLE   522 0 0
Medtronic Inc Com 585055106 7 100 SH   DFND   0 0 100
Merck & Company Inc. Com 58933Y105 729 12,840 SH   SOLE   12,740 0 100
Merge Healthcare Inc Com 589499102 4 1,000 SH   SOLE   1,000 0 0
Metlife Inc Com 59156R108 580 10,727 SH   SOLE   10,727 0 0
Microsoft Corporation Com 594918104 578 12,445 SH   SOLE   12,295 0 150
Microsoft Corporation Com 594918104 14 300 SH   DFND   0 0 300
Microchip Technology Inc Com 595017104 5 116 SH   SOLE   116 0 0
Mondelez International Inc Com 609207105 160 4,393 SH   SOLE   4,393 0 0
Mondelez International Inc Com 609207105 5 125 SH   DFND   0 0 125
Monsanto Co. Com 61166W101 161 1,345 SH   SOLE   1,345 0 0
Monster Beverage Corporation Com 611740101 1 5 SH   SOLE   5 0 0
Morgan Stanley Dean Witter & C Com 617446448 162 4,177 SH   SOLE   4,177 0 0
Murphy Oil Corp Com 626717102 27 531 SH   SOLE   531 0 0
Murphy USA Inc Com 626755102 9 132 SH   SOLE   132 0 0
Mylan Laboratories Com 628530107 4,374 77,600 SH   SOLE   77,380 0 220
NCR Corp Com 62886E108 3 110 SH   SOLE   110 0 0
National Fuel Gas Company Com 636180101 21 300 SH   SOLE   300 0 0
National Oilwell Varco Inc. Com 637071101 8 120 SH   SOLE   120 0 0
Nat'l Westminster Bk PLC Ser C Pfd Stk 638539882 26 1,000 SH   SOLE   1,000 0 0
Navient Corporation Com 63938C108 2 71 SH   SOLE   71 0 0
Navios Maritime Hdgs 8.75% ADR Pfd Stk 63938Y100 1,636 86,165 SH   SOLE   86,165 0 0
American Funds New World Fund Com 649280823 12 232 SH   SOLE   232 0 0
Nextera Energy Inc Com 65339F101 26 240 SH   SOLE   240 0 0
Nike Inc. - Class B Com 654106103 87 906 SH   SOLE   906 0 0
Noble Energy Inc. Com 655044105 6 120 SH   SOLE   120 0 0
Nordstrom Inc. Com 655664100 61 766 SH   SOLE   766 0 0
Norfolk Southern Corp Com 655844108 460 4,194 SH   SOLE   4,194 0 0
Northeast Utilities Com 664397106 37 693 SH   SOLE   693 0 0
Northern Global Real Estate In Com 665162541 83 8,254 SH   SOLE   8,254 0 0
Northern Trust Corporation Com 665859104 7 100 SH   SOLE   100 0 0
Northern Trust Corporation Com 665859104 4 60 SH   DFND   0 0 60
Northrop Grumman Corp. Com 666807102 57 384 SH   SOLE   384 0 0
Novartis AG - ADR Com 66987V109 439 4,736 SH   SOLE   4,736 0 0
Novartis AG - ADR Com 66987V109 7 75 SH   DFND   0 0 75
Now Inc Com 67011P100 1 30 SH   SOLE   30 0 0
Nuveen High Income Bond Fund - Com 670678234 9 1,083 SH   SOLE   1,083 0 0
Nuveen Core Plus Bond Fund - Com 670678622 249 21,685 SH   SOLE   21,685 0 0
Nuveen Mortgage Opportunity Fu Com 670735109 58 2,521 SH   SOLE   2,521 0 0
MFC Nuveen Preferred and Conv Com 67073D102 355 40,530 SH   SOLE   40,530 0 0
Nuveen Energy MLP Total Return Com 67074U103 28 1,377 SH   SOLE   1,377 0 0
Nuveen Municipal Value Fund Com 670928100 26 2,684 SH   SOLE   2,684 0 0
O'Reilly Automotive Inc Com 67103H107 43 223 SH   SOLE   223 0 0
Occidental Petroleum Corporati Com 674599105 90 1,115 SH   SOLE   1,115 0 0
Old Dominion Freight Line, Inc Com 679580100 43 559 SH   SOLE   559 0 0
ONE Gas, Inc Com 68235P108 15 375 SH   SOLE   375 0 0
ONEOK, Inc. Com 682680103 105 2,110 SH   SOLE   2,110 0 0
Oracle Corporation Com 68389X105 83 1,847 SH   SOLE   1,847 0 0
Oracle Corporation Com 68389X105 3 75 SH   DFND   0 0 75
Outfront Media, Inc. Com 69007J106 8 307 SH   SOLE   307 0 0
PNC Financial Services Group Com 693475105 509 5,576 SH   SOLE   5,576 0 0
PPG Industries Inc. Com 693506107 111 479 SH   SOLE   479 0 0
PPL Corporation Com 69351T106 31 848 SH   SOLE   848 0 0
PVH Corp. Com 693656100 5 39 SH   SOLE   39 0 0
Pandora Media Inc. Com 698354107 1 79 SH   SOLE   79 0 0
Patterson Companies Inc Com 703395103 165 3,430 SH   SOLE   3,430 0 0
Paychex Inc Com 704326107 9 199 SH   SOLE   199 0 0
People's United Financial Com 712704105 12 770 SH   SOLE   770 0 0
Pepsico Incorporated Com 713448108 224 2,374 SH   SOLE   2,349 0 25
Pepsico Incorporated Com 713448108 9 100 SH   DFND   0 0 100
Petsmart Inc Com 716768106 3 43 SH   SOLE   43 0 0
Pfizer Inc Com 717081103 1,091 35,034 SH   SOLE   25,934 0 9,100
Philip Morris International In Com 718172109 527 6,468 SH   SOLE   6,468 0 0
Phillips 66 Com 718546104 47 650 SH   SOLE   650 0 0
Physicians Realty Trust Com 71943U104 705 42,486 SH   SOLE   42,486 0 0
PIMCO Investment Grade Corp Bo Com 722005816 8,227 779,837 SH   SOLE   744,597 0 35,240
PIMCO Emerging Local Bond Inst Com 72201F516 0 0 SH   SOLE   0 0 0
PIMCO Dynamic Credit Income Fu Com 72202D106 2,508 121,440 SH   SOLE   121,440 0 0
Pioneer Natural Resources Co. Com 723787107 111 749 SH   SOLE   749 0 0
Plum Creek Timber Co. Inc. Com 729251108 359 8,400 SH   SOLE   8,400 0 0
Polaris Industries Inc Com 731068102 143 947 SH   SOLE   947 0 0
Post Holdings Inc. Com 737446104 34 814 SH   SOLE   814 0 0
Potash Corp. Of Saskatchewan - Com 73755L107 3 75 SH   SOLE   75 0 0
PowerShares QQQ Com 73935A104 7 72 SH   SOLE   72 0 0
Powershares DB Commodity Index Com 73935S105 3 185 SH   SOLE   185 0 0
PowerShares International Divi Com 73935X716 256 14,600 SH   SOLE   14,600 0 0
PowerShares Dividend Achievers Com 73935X732 347 16,000 SH   SOLE   16,000 0 0
PowerShares KBW Bank Portfolio Com 73937B746 1,049 27,457 SH   SOLE   23,750 0 3,707
Praxair Inc. Com 74005P104 5 35 SH   DFND   0 0 35
Precision Castparts Corp Com 740189105 63 262 SH   SOLE   262 0 0
Preferred Apartment Communitie Com 74039L103 3,008 330,579 SH   SOLE   329,339 0 1,240
T Rowe Price Group Inc Com 74144T108 4 49 SH   SOLE   49 0 0
Priceline.com Inc. Com 741503403 140 123 SH   SOLE   123 0 0
Principal Diversified Real Ass Com 74254V166 183 15,156 SH   SOLE   15,156 0 0
Procter & Gamble Com 742718109 660 7,245 SH   SOLE   7,245 0 0
Procter & Gamble Com 742718109 9 100 SH   DFND   0 0 100
Progressive Corp Com 743315103 34 1,265 SH   SOLE   1,265 0 0
ProShares Short 20+ Year Treas Com 74347X849 961 38,222 SH   SOLE   37,300 0 922
Prudential Financial Inc. Com 744320102 126 1,394 SH   SOLE   1,394 0 0
Public Service Enterprises Com 744573106 455 10,977 SH   SOLE   10,977 0 0
Pure Cycle Corp Com 746228303 4,105 1,026,217 SH   SOLE   1,023,888 0 2,329
Qualcomm Inc Com 747525103 6,396 86,044 SH   SOLE   85,814 0 230
Qualcomm Inc Com 747525103 5 65 SH   DFND   0 0 65
RF Micro Devices Inc Com 749941100 10,487 632,123 SH   SOLE   630,358 0 1,765
Raymond James Financial, Inc Com 754730109 75 1,306 SH   SOLE   1,306 0 0
Raytheon Co New Com 755111507 1,313 12,139 SH   SOLE   12,139 0 0
Realty Income Corp Com 756109104 28 580 SH   SOLE   580 0 0
Redwood Trust, Inc Com 758075402 56 2,828 SH   SOLE   2,828 0 0
Reinsurance Group of America, Com 759351604 44 506 SH   SOLE   506 0 0
Republic Services Inc Com 760759100 2 55 SH   SOLE   55 0 0
Rockwell Automation Inc. Com 773903109 137 1,228 SH   SOLE   1,228 0 0
Rockwell Collins Inc Com 774341101 62 728 SH   SOLE   728 0 0
Rogers Communications - ADR Com 775109200 400 10,290 SH   SOLE   10,290 0 0
Ross Stores Inc Com 778296103 41 432 SH   SOLE   432 0 0
T. Rowe Price International Bo Com 77956H104 13 1,457 SH   SOLE   1,457 0 0
T. Rowe Price Short-Term Bond Com 77957P105 28 5,919 SH   SOLE   5,919 0 0
Royal Bank of Canada - ADR Com 780087102 13 186 SH   SOLE   186 0 0
Royal Bk Scotland Group Ser F Pfd Stk 780097739 50 2,000 SH   SOLE   2,000 0 0
Royal Bk Scotland Grp Ser P 6. Pfd Stk 780097762 67 2,800 SH   SOLE   2,800 0 0
Royal Dutch Shell PLC A - ADR Com 780259206 97 1,449 SH   SOLE   1,449 0 0
Royal Dutch Shell PLC A - ADR Com 780259206 4 65 SH   DFND   0 0 65
SBA Communications Corporation Com 78388J106 10 87 SH   SOLE   87 0 0
SLM Corp Com 78442P106 1 71 SH   SOLE   71 0 0
SPDR S&P 500 ETF Trust Com 78462F103 17,345 84,386 SH   SOLE   83,296 0 1,090
SPDR Gold Trust Com 78463V107 12 110 SH   SOLE   110 0 0
SPDR Euro Stoxx 50 ETF Com 78463X202 107 2,905 SH   SOLE   2,905 0 0
SPDR Barclays High Yield Bond Com 78464A417 17 449 SH   SOLE   449 0 0
SPDR S&P Dividend ETF Com 78464A763 863 10,946 SH   SOLE   10,946 0 0
Midcap SPDR Trust Series 1 Com 78467Y107 86 324 SH   SOLE   324 0 0
SPDR Barclays Cap Short Term H Com 78468R408 29 1,000 SH   SOLE   0 0 1,000
Salesforce.com, Inc. Com 79466L302 2 33 SH   SOLE   33 0 0
SCANA Corporation Com 80589M102 3 55 SH   DFND   0 0 55
Henry Schein Inc Com 806407102 257 1,885 SH   SOLE   1,885 0 0
Schlumberger Ltd. - ADR Com 806857108 215 2,522 SH   SOLE   2,182 0 340
The Charles Schwab Corporation Com 808513105 9 300 SH   SOLE   300 0 0
Schwab US Large Cap Growth ETF Com 808524300 8 145 SH   SOLE   145 0 0
Schwab US Large-Cap Value ETF Com 808524409 9 203 SH   SOLE   203 0 0
Schwab Emerging Markets Equity Com 808524706 5 198 SH   SOLE   198 0 0
Schwab International Equity ET Com 808524805 11 368 SH   SOLE   368 0 0
Scotts Miracle-Gro Co Com 810186106 37 593 SH   SOLE   593 0 0
Sealed Air Corp Com 81211K100 6 140 SH   DFND   0 0 140
Energy Select Sector Spdr Com 81369Y506 9 110 SH   SOLE   110 0 0
Technology Select Sector SPDR Com 81369Y803 3,509 84,870 SH   SOLE   73,355 0 11,515
Utilities Select Sector SPDR F Com 81369Y886 26 556 SH   SOLE   556 0 0
Sempra Energy Com 816851109 14 126 SH   SOLE   126 0 0
Shire PLC - ADR Com 82481R106 13 62 SH   SOLE   62 0 0
Sigma Aldrich Corp Com 826552101 61 447 SH   SOLE   447 0 0
Signature Bank Com 82669G104 51 401 SH   SOLE   401 0 0
Silicon Motion Technology ADR Com 82706C108 9,547 403,685 SH   SOLE   402,680 0 1,005
Simon Property Group Inc. Com 828806109 27 150 SH   SOLE   150 0 0
Skyworks Solutions Inc Com 83088M102 149 2,050 SH   SOLE   2,050 0 0
Smith A O Corp Com 831865209 43 763 SH   SOLE   763 0 0
Snap-On-Tools Com 833034101 54 392 SH   SOLE   392 0 0
Southern Companies Com 842587107 115 2,344 SH   SOLE   2,344 0 0
Southwest Airlines Co. Com 844741108 13 300 SH   SOLE   300 0 0
Spectra Energy Corp Com 847560109 86 2,377 SH   SOLE   2,377 0 0
Starbucks Corp Com 855244109 103 1,255 SH   SOLE   1,255 0 0
Starwood Hotels & Resorts Worl Com 85590A401 60 735 SH   SOLE   735 0 0
State Street Corp Com 857477103 151 1,924 SH   SOLE   1,924 0 0
Oppenheimer SteelPath MLP Inco Com 858268709 118 10,915 SH   SOLE   10,915 0 0
Stillwater Mining Company Com 86074Q102 55 3,700 SH   SOLE   3,700 0 0
Stone Ridge Reinsurance Risk P Com 861728103 14,235 1,419,275 SH   SOLE   1,384,024 0 35,251
Stone Ridge High Yield Reins R Com 861728400 5,958 592,294 SH   SOLE   577,883 0 14,412
SunCoke Energy, Inc. Com 86722A103 7 371 SH   SOLE   371 0 0
Sunoco Logistic Partners LP Com 86764L108 34 820 SH   SOLE   820 0 0
Sun Trust Banks, Inc Com 867914103 114 2,714 SH   SOLE   2,714 0 0
Sysco Corp. Com 871829107 5 133 SH   SOLE   133 0 0
TCW Emerging Markets Income Fu Com 87234N765 64 7,898 SH   SOLE   7,898 0 0
TIAA-CREF Social Choice Bond I Com 87245R672 1,508 146,675 SH   SOLE   146,675 0 0
TIAA-CREF Social Choice Bond R Com 87245R714 76 7,406 SH   SOLE   7,406 0 0
TJX Companies Inc. Com 872540109 52 764 SH   SOLE   764 0 0
T-Mobile Com 872590104 28 1,030 SH   SOLE   1,030 0 0
Target Corp Com 87612E106 594 7,825 SH   SOLE   7,740 0 85
Target Corp Com 87612E106 2 30 SH   DFND   0 0 30
Teck Resources Ltd Com 878742204 3 200 SH   SOLE   200 0 0
Tennant Company Com 880345103 379 5,255 SH   SOLE   5,255 0 0
Teradata Corp. Com 88076W103 26 585 SH   SOLE   585 0 0
Teva Pharmaceutical - Sp ADR Com 881624209 5 90 SH   SOLE   0 0 90
Tetra Tech, Inc. Com 88162G103 357 13,385 SH   SOLE   13,385 0 0
Texas Instruments Inc. Com 882508104 57 1,060 SH   SOLE   1,060 0 0
Thermo Electron Corp Com 883556102 3,456 27,581 SH   SOLE   27,511 0 70
3M Company Com 88579Y101 269 1,636 SH   SOLE   1,636 0 0
3M Company Com 88579Y101 16 100 SH   DFND   0 0 100
Timken Company Com 887389104 1 20 SH   SOLE   20 0 0
TimkenSteel Corp Com 887399103 0 10 SH   SOLE   10 0 0
Tortoise Energy Infrastructure Com 89147L100 19 445 SH   SOLE   445 0 0
Total SA-Spon ADR Com 89151E109 9 178 SH   SOLE   178 0 0
Total SA-Spon ADR Com 89151E109 3 65 SH   DFND   0 0 65
Travelers Companies Inc Com 89417E109 452 4,271 SH   SOLE   4,271 0 0
Trimble Navigation Ltd Com 896239100 85 3,200 SH   SOLE   3,200 0 0
Collins Alternative Solutions Com 89833W139 517 48,254 SH   SOLE   48,254 0 0
Tupperware Corp Com 899896104 17 276 SH   SOLE   276 0 0
Tyson Foods Inc - Cl A Com 902494103 108 2,700 SH   SOLE   2,700 0 0
UGI Corporation Com 902681105 434 11,426 SH   SOLE   11,426 0 0
US Bancorp New Com 902973304 73 1,619 SH   SOLE   1,619 0 0
UMH Properties Inc 8.25% Pfd Stk 903002202 1,127 42,650 SH   SOLE   42,650 0 0
Under Armour, Inc. Com 904311107 15 215 SH   SOLE   215 0 0
Unilever PLC - ADR Com 904767704 3 70 SH   DFND   0 0 70
Unilever NV ADR Com 904784709 408 10,455 SH   SOLE   10,455 0 0
Union Pacific Corp Com 907818108 426 3,576 SH   SOLE   3,576 0 0
Unisys Corp. Com 909214306 7,037 238,696 SH   SOLE   237,561 0 1,135
Unit Corporation Com 909218109 29 858 SH   SOLE   858 0 0
United Natural Foods Inc. Com 911163103 384 4,960 SH   SOLE   4,960 0 0
United Parcel Service - Class Com 911312106 36 328 SH   SOLE   328 0 0
United Rentals, Inc. Com 911363109 100 985 SH   SOLE   985 0 0
United Technologies Corporatio Com 913017109 348 3,027 SH   SOLE   3,027 0 0
United Therapeutics Corp Com 91307C102 58 447 SH   SOLE   447 0 0
United Health Group Inc. Com 91324P102 133 1,319 SH   SOLE   1,319 0 0
UNUMProvident Corp Com 91529Y106 54 1,546 SH   SOLE   1,546 0 0
Urban Outfitters, Inc Com 917047102 29 821 SH   SOLE   821 0 0
VF Corporation Com 918204108 157 2,098 SH   SOLE   2,098 0 0
Valeant Pharmaceuticals Int'l Com 91911K102 14 97 SH   SOLE   97 0 0
Valero Energy Corporation Com 91913Y100 4,987 100,752 SH   SOLE   100,442 0 310
The Valspar Corporation Com 920355104 68 784 SH   SOLE   784 0 0
Vanguard Dividend Appreciation Com 921908844 341 4,200 SH   SOLE   4,200 0 0
Vanguard Total Bond Market Ind Com 921937603 18,942 1,742,637 SH   SOLE   1,717,266 0 25,371
Vanguard Long-Term Bond ETF Com 921937793 12 131 SH   SOLE   131 0 0
Vanguard Intermed-Term Bond ET Com 921937819 27 316 SH   SOLE   316 0 0
Vanguard Short-Term Bond ETF Com 921937827 23 291 SH   SOLE   291 0 0
Vanguard Wellesley Income Fund Com 921938205 4 67 SH   SOLE   0 0 67
Vanguard Europe Pacific ETF Com 921943858 114 3,000 SH   SOLE   3,000 0 0
Vanguard Intermediate Term Tre Com 922031828 35 3,110 SH   SOLE   3,110 0 0
Vanguard Short-Term Investment Com 922031836 21,205 1,989,181 SH   SOLE   1,956,758 0 32,422
Vanguard Emerging Market ETF Com 922042858 708 17,684 SH   SOLE   15,235 0 2,449
Vanguard European ETF Com 922042874 1,147 21,876 SH   SOLE   18,700 0 3,176
Vanguard Consumer Discretionar Com 92204A108 2,636 22,549 SH   SOLE   19,515 0 3,034
Vanguard Consumer Staples ETF Com 92204A207 1,124 8,977 SH   SOLE   7,760 0 1,217
Vanguard Energy ETF Com 92204A306 2,021 18,102 SH   SOLE   15,692 0 2,410
Vanguard Financials ETF Com 92204A405 4,572 91,966 SH   SOLE   79,675 0 12,291
Vanguard Health Care VIPERs Com 92204A504 3,555 28,308 SH   SOLE   24,285 0 4,023
Vanguard Industrials VIPERs Fu Com 92204A603 12,285 115,007 SH   SOLE   111,192 0 3,815
Vanguard Info Tech Vipers Com 92204A702 3,548 33,956 SH   SOLE   29,260 0 4,696
Vanguard Materials ETF Com 92204A801 532 4,951 SH   SOLE   4,305 0 646
Vanguard Utilities ETF Com 92204A876 424 4,146 SH   SOLE   3,600 0 546
Varian Medical Systems Inc Com 92220P105 17 200 SH   SOLE   200 0 0
Vectren Corporation Com 92240G101 443 9,580 SH   SOLE   9,580 0 0
Vanguard S&P 500 ETF Com 922908363 69 368 SH   SOLE   368 0 0
Vanguard Mid-Cap Growth ETF Com 922908538 6 55 SH   SOLE   55 0 0
Vanguard REIT ETF Com 922908553 78 967 SH   SOLE   967 0 0
Vanguard Small-Cap Growth ETF Com 922908595 4 28 SH   SOLE   28 0 0
Vanguard Mid-Cap VIPERs Fund Com 922908629 195 1,575 SH   SOLE   1,575 0 0
Verizon Communications Com 92343V104 8,986 192,084 SH   SOLE   191,389 0 695
Verizon Communications Com 92343V104 8 178 SH   DFND   0 0 178
Visa Inc. - Class A Com 92826C839 25 97 SH   SOLE   72 0 25
Visa Inc. - Class A Com 92826C839 14 55 SH   DFND   0 0 55
Vodafone Group PLC - ADR Com 92857W308 4 129 SH   SOLE   129 0 0
Voya Global Real Estate Fund-A Com 92913X845 431 21,224 SH   SOLE   21,224 0 0
Wabtec Corporation Com 929740108 54 624 SH   SOLE   624 0 0
Walmart Com 931142103 6,004 69,911 SH   SOLE   69,605 0 306
Walmart Com 931142103 3 30 SH   DFND   0 0 30
Walgreen Co Com 931422109 1,164 15,280 SH   SOLE   15,280 0 0
Walgreen Co Com 931422109 7 95 SH   DFND   0 0 95
Waste Management Inc Com 94106L109 24 467 SH   SOLE   467 0 0
Wells Fargo & Co New Com 949746101 225 4,100 SH   SOLE   4,100 0 0
Westar Energy Inc Com 95709T100 36 871 SH   SOLE   871 0 0
Western Digital Corp Com 958102105 42 375 SH   SOLE   375 0 0
Whirlpool Corporation Com 963320106 53 275 SH   SOLE   275 0 0
Whitestone REIT Com 966084204 789 52,185 SH   SOLE   52,185 0 0
Williams Company Inc Com 969457100 10 229 SH   SOLE   229 0 0
Williams Sonoma Inc Com 969904101 148 1,952 SH   SOLE   1,952 0 0
WisdomTree Emerging Markets Sm Com 97717W281 0 1 SH   SOLE   1 0 0
Wisdom Tree Japan Hedged Equit Com 97717W851 19,698 400,129 SH   SOLE   393,762 0 6,367
Workday, Inc. Com 98138H101 3 32 SH   SOLE   32 0 0
Xilinx Inc. Com 983919101 4 98 SH   SOLE   98 0 0
Yum Brands Inc Com 988498101 44 600 SH   SOLE   400 0 200
Actavis Plc ADR Com G0083B108 81 314 SH   SOLE   314 0 0
Accenture PLC - Cl A - ADR Com G1151C101 551 6,169 SH   SOLE   6,169 0 0
Brookfield Renewable Energy Pa Com G16258108 344 11,130 SH   SOLE   11,130 0 0
Bunge Limited Com G16962105 7,253 79,780 SH   SOLE   79,545 0 235
Covidien PLC - ADR Com G2554F113 6,720 65,702 SH   SOLE   65,507 0 195
Eaton Corp PLC - ADR Com G29183103 182 2,671 SH   SOLE   2,671 0 0
Everest Reinsurance Group Limi Com G3223R108 3 19 SH   SOLE   19 0 0
Michael Kors Holdings Ltd Com G60754101 125 1,659 SH   SOLE   1,659 0 0
Seagate Technology Com G7945M107 12 180 SH   SOLE   180 0 0
ACE Limited - ADR Com H0023R105 17 144 SH   SOLE   144 0 0
Transocean LTD - ADR Com H8817H100 0 27 SH   SOLE   27 0 0
Core Laboratories N.V. Com N22717107 27 223 SH   SOLE   223 0 0
LyondellBasell Industries NV - Com N53745100 446 5,622 SH   SOLE   5,557 0 65
Nordic American Offshore Ltd Com Y6366T112 2 125 SH   SOLE   125 0 0
Star Bulk Carriers Corp 8% Mat Pfd Stk Y8162K139 749 40,000 SH   SOLE   40,000 0 0