The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COMMON STOCK 88579Y101 3,580 18,198 SH   DFND 1 18,198 0 0
ABBOTT LABS COMMON STOCK 002824100 1,592 26,097 SH   DFND 1 26,097 0 0
ABBVIE INC COMMON STOCK 00287Y109 5,799 62,593 SH   DFND 1 62,593 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101 2,666 16,295 SH   DFND 1 16,295 0 0
AIR PRODUCTS & CHEMICAL INC COMMON STOCK 009158106 338 2,170 SH   DFND 1 2,170 0 0
ALLSTATE CORP COMMON STOCK 020002101 1,014 11,114 SH   DFND 1 11,114 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 775 13,652 SH   DFND 1 13,652 0 0
AMERICAN ELECTRIC & POWER CO COMMON STOCK 025537101 779 11,247 SH   DFND 1 11,247 0 0
AMGEN INC COMMON STOCK 031162100 4,793 25,968 SH   DFND 1 25,968 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 1,164 12,133 SH   DFND 1 12,133 0 0
APPLE INC COMMON STOCK 037833100 10,031 54,192 SH   DFND 1 54,192 0 0
AT&T INC COMMON STOCK 00206R102 3,828 119,211 SH   DFND 1 119,211 0 0
AUTOZONE INC COMMON STOCK 053332102 671 1,000 SH   DFND 1 1,000 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 307 10,906 SH   DFND 1 10,906 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 598 11,093 SH   DFND 1 11,093 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 1,924 8,032 SH   DFND 1 8,032 0 0
BEMIS INC COMMON STOCK 081437105 3,242 76,800 SH   DFND 1 76,800 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 2,201 4,411 SH   DFND 1 4,411 0 0
BOEING CO COMMON STOCK 097023105 433 1,290 SH   DFND 1 1,290 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,270 22,954 SH   DFND 1 22,954 0 0
BROADRIDGE FINL SOLUTIONS INC COMMON STOCK 11133T103 414 3,599 SH   DFND 1 3,599 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 453 9,272 SH   DFND 1 9,272 0 0
CARNIVAL CORP COMMON STOCK 143658300 224 3,914 SH   DFND 1 3,914 0 0
CELGENE CORP COMMON STOCK 151020104 955 12,029 SH   DFND 1 12,029 0 0
CHEVRON CORP COMMON STOCK 166764100 6,143 48,591 SH   DFND 1 48,591 0 0
CINCINNATI FINANCIAL CORP COMMON STOCK 172062101 3,692 55,224 SH   DFND 1 55,224 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 8,252 191,770 SH   DFND 1 191,770 0 0
CITIGROUP INC COMMON STOCK 172967424 324 4,846 SH   DFND 1 4,846 0 0
COCA COLA CO COMMON STOCK 191216100 4,323 98,564 SH   DFND 1 98,564 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 219 3,142 SH   DFND 1 3,142 0 0
CONSOLIDATED EDISON INC COMMON COMMON STOCK 209115104 2,909 37,301 SH   DFND 1 37,301 0 0
CONSTELLATION BRANDS INC CL A COMMON STOCK 21036P108 3,164 14,457 SH   DFND 1 14,457 0 0
COPART INC COMMON STOCK 217204106 1,818 32,143 SH   DFND 1 32,143 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 4,043 19,346 SH   DFND 1 19,346 0 0
DANAHER CORP COMMON STOCK 235851102 395 3,999 SH   DFND 1 3,999 0 0
DISNEY WALT CO COMMON STOCK 254687106 2,191 20,906 SH   DFND 1 20,906 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 4,901 61,981 SH   DFND 1 61,981 0 0
EATON CORP PLC FOREIGN STOCK G29183103 829 11,090 SH   DFND 1 11,090 0 0
EDWARDS LIFESCIENCES COMMON STOCK 28176E108 2,573 17,675 SH   DFND 1 17,675 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 5,567 80,522 SH   DFND 1 80,522 0 0
EOG RESOURCES INC COMMON STOCK 26875P101 1,270 10,208 SH   DFND 1 10,208 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 9,015 108,966 SH   DFND 1 108,966 0 0
FACEBOOK INC CL A COMMON STOCK 30303M102 1,496 7,701 SH   DFND 1 7,701 0 0
GALLAGHER ARTHUR J & CO COMMON STOCK 363576109 425 6,513 SH   DFND 1 6,513 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 259 19,016 SH   DFND 1 19,016 0 0
GENERAL MILLS INC COMMON STOCK 370334104 555 12,531 SH   DFND 1 12,531 0 0
GENUINE PARTS CO COMMON STOCK 372460105 4,732 51,551 SH   DFND 1 51,551 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 694 9,795 SH   DFND 1 9,795 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1,839 8,336 SH   DFND 1 8,336 0 0
GRACO INC COMMON STOCK 384109104 673 14,875 SH   DFND 1 14,875 0 0
HOME DEPOT INC COMMON STOCK 437076102 5,023 25,748 SH   DFND 1 25,748 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 4,468 31,020 SH   DFND 1 31,020 0 0
HUNTINGTON BANCSHARES COMMON STOCK 446150104 1,279 86,675 SH   DFND 1 86,675 0 0
IBERIABANK CORP COMMON STOCK 450828108 1,233 16,271 SH   DFND 1 16,271 0 0
INTEL CORP COMMON STOCK 458140100 8,120 163,356 SH   DFND 1 163,356 0 0
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 207 1,480 SH   DFND 1 1,480 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 651 12,498 SH   DFND 1 12,498 0 0
ISHARES COMEX GOLD TRUST ETF-ALTERNATIVE ASSETS 464285105 1,309 108,867 SH   DFND 1 108,867 0 0
ISHARES CORE S&P MIDCAP ETF ETF-EQUITY 464287507 14,327 73,553 SH   DFND 1 73,553 0 0
ISHARES CORE S&P SMALL-CAP ETF ETF-EQUITY 464287804 16,289 195,175 SH   DFND 1 195,175 0 0
ISHARES DOW JONES SELECT DIVIDEND INDEX ETF-EQUITY 464287168 1,319 13,499 SH   DFND 1 13,499 0 0
ISHARES IBOXX INVESTMENT GRADE CORP BOND ETF-FIXED INCOME 464287242 329 2,872 SH   DFND 1 2,872 0 0
ISHARES MSCI EAFE INDEX ETF-EQUITY 464287465 15,258 227,837 SH   DFND 1 227,837 0 0
ISHARES MSCI EMERGING MARKETS INDEX ETF-EQUITY 464287234 2,274 52,473 SH   DFND 1 52,473 0 0
ISHARES RUSSELL 1000 GROWTH INDEX ETF-EQUITY 464287614 9,612 66,844 SH   DFND 1 66,844 0 0
ISHARES RUSSELL 1000 INDEX ETF-EQUITY 464287622 691 4,548 SH   DFND 1 4,548 0 0
ISHARES RUSSELL 1000 VALUE INDEX ETF-EQUITY 464287598 5,366 44,208 SH   DFND 1 44,208 0 0
ISHARES RUSSELL 2000 GROWTH INDEX ETF-EQUITY 464287648 3,552 17,385 SH   DFND 1 17,385 0 0
ISHARES RUSSELL 2000 INDEX ETF-EQUITY 464287655 2,733 16,689 SH   DFND 1 16,689 0 0
ISHARES RUSSELL 2000 VALUE INDEX ETF-EQUITY 464287630 1,411 10,695 SH   DFND 1 10,695 0 0
ISHARES RUSSELL MIDCAP GROWTH INDEX ETF-EQUITY 464287481 211 1,664 SH   DFND 1 1,664 0 0
ISHARES RUSSELL MIDCAP INDEX ETF-EQUITY 464287499 4,398 20,730 SH   DFND 1 20,730 0 0
ISHARES S&P 500 GROWTH INDEXT ETF-EQUITY 464287309 1,266 7,784 SH   DFND 1 7,784 0 0
ISHARES S&P US PREFERRED STOCK INDEX ETF-FIXED INCOME 464288687 1,011 26,818 SH   DFND 1 26,818 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 8,187 67,470 SH   DFND 1 67,470 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 10,609 101,815 SH   DFND 1 101,815 0 0
LAM RESEARCH CORP COMMON STOCK 512807108 3,303 19,110 SH   DFND 1 19,110 0 0
LEGGETT & PLATT INC COMMON STOCK 524660107 685 15,348 SH   DFND 1 15,348 0 0
LILLY ELI & CO COMMON STOCK 532457108 2,807 32,893 SH   DFND 1 32,893 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 4,514 15,278 SH   DFND 1 15,278 0 0
LOWES COS INC COMMON STOCK 548661107 376 3,933 SH   DFND 1 3,933 0 0
LUBYS INC COMMON STOCK 549282101 28 11,000 SH   DFND 1 11,000 0 0
MASTERCARD INC COMMON STOCK 57636Q104 2,989 15,212 SH   DFND 1 15,212 0 0
MCDONALDS CORP COMMON STOCK 580135101 229 1,462 SH   DFND 1 1,462 0 0
MERCK & CO INC COMMON STOCK 58933Y105 5,742 94,589 SH   DFND 1 94,589 0 0
MICROCHIP TECH INC COMMON STOCK 595017104 528 5,804 SH   DFND 1 5,804 0 0
MICROSOFT CORP COMMON STOCK 594918104 10,300 104,454 SH   DFND 1 104,454 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 2,005 12,003 SH   DFND 1 12,003 0 0
NIKE INC COMMON STOCK 654106103 2,863 35,935 SH   DFND 1 35,935 0 0
NOVARTIS A G SPONSORED ADR FOREIGN STOCK 66987V109 1,038 13,745 SH   DFND 1 13,745 0 0
NUCOR CORP COMMON STOCK 670346105 2,036 32,570 SH   DFND 1 32,570 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 2,679 32,014 SH   DFND 1 32,014 0 0
ORACLE CORP COMMON STOCK 68389X105 2,460 55,829 SH   DFND 1 55,829 0 0
PAYCHEX INC COMMON STOCK 704326107 6,576 96,213 SH   DFND 1 96,213 0 0
PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 4,308 238,126 SH   DFND 1 238,126 0 0
PEPSICO INC COMMON STOCK 713448108 2,174 19,966 SH   DFND 1 19,966 0 0
PFIZER INC COMMON STOCK 717081103 5,220 143,886 SH   DFND 1 143,886 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 4,340 53,751 SH   DFND 1 53,751 0 0
PNC FINANCIAL SERVICES GROUP INC COMMON STOCK 693475105 2,951 21,845 SH   DFND 1 21,845 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 7,223 92,534 SH   DFND 1 92,534 0 0
REGIONS FINANCIAL CORP COMMON STOCK 7591EP100 818 46,017 SH   DFND 1 46,017 0 0
RITE AID CORP COMMON STOCK 767754104 87 50,000 SH   DFND 1 50,000 0 0
SCHLUMBERGER FOREIGN STOCK 806857108 2,292 34,190 SH   DFND 1 34,190 0 0
SIRIUS XM HLDINGS INC COM COMMON STOCK 82968B103 68 10,000 SH   DFND 1 10,000 0 0
SOUTHERN CO COMMON STOCK 842587107 440 9,498 SH   DFND 1 9,498 0 0
SPDR S&P 500 ETF-EQUITY 78462F103 8,032 29,607 SH   DFND 1 29,607 0 0
STARBUCKS CORP COMMON STOCK 855244109 2,251 46,074 SH   DFND 1 46,074 0 0
STRYKER CORP COMMON STOCK 863667101 778 4,608 SH   DFND 1 4,608 0 0
SYSCO CORP COMMON STOCK 871829107 3,580 52,422 SH   DFND 1 52,422 0 0
TEXAS INSTRUMENTS COMMON STOCK 882508104 3,254 29,516 SH   DFND 1 29,516 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 4,431 21,389 SH   DFND 1 21,389 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 4,464 42,021 SH   DFND 1 42,021 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 5,539 44,304 SH   DFND 1 44,304 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 958 3,906 SH   DFND 1 3,906 0 0
VANGUARD FTSE ALL-WORLD EX-US ETF ETF-EQUITY 922042775 650 12,546 SH   DFND 1 12,546 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF ETF-FIXED INCOME 921937819 1,394 17,213 SH   DFND 1 17,213 0 0
VANGUARD REIT ETF ETF-EQUITY 922908553 5,410 66,415 SH   DFND 1 66,415 0 0
VANGUARD SHORT-TERM BOND ETF ETF-FIXED INCOME 921937827 10,957 140,092 SH   DFND 1 140,092 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF-EQUITY 922908769 4,176 29,738 SH   DFND 1 29,738 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 5,419 107,717 SH   DFND 1 107,717 0 0
VF CORP COMMON STOCK 918204108 240 2,946 SH   DFND 1 2,946 0 0
VISA INC CL A COMMON STOCK 92826C839 2,308 17,422 SH   DFND 1 17,422 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 2,552 31,376 SH   DFND 1 31,376 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 256 5,600 SH   DFND 1 5,600 0 0
VANGUARD TOTAL BOND MARKET INDEX ETF ETF-FIXED INCOME 921937835 1,668 21,061 SH   DFND 1 21,061 0 0
AMAZON.COM INC COMMON STOCK 023135106 6,952 4,090 SH   DFND 1 4,090 0 0
CHURCH & DWIGHT CO INC COMMON STOCK 171340102 337 6,339 SH   DFND 1 6,339 0 0
EASTMAN CHEMICAL CO COMMON STOCK 277432100 2,561 25,617 SH   DFND 1 25,617 0 0
ALLERGAN PLC FOREIGN STOCK G0177J108 618 3,706 SH   DFND 1 3,706 0 0
PRINCIPAL FINANCIAL GROUP COMMON STOCK 74251V102 3,978 75,131 SH   DFND 1 75,131 0 0
WESTROCK CO COMMON STOCK 96145D105 2,161 37,897 SH   DFND 1 37,897 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 1,856 9,954 SH   DFND 1 9,954 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 2,809 33,732 SH   DFND 1 33,732 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 2,894 7,100 SH   DFND 1 7,100 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 3,320 2,940 SH   DFND 1 2,940 0 0
ULTA SALON COSMETICS & FRAG INC COMMON STOCK 90384S303 1,549 6,637 SH   DFND 1 6,637 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 5,361 4,805 SH   DFND 1 4,805 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF-EQUITY 921943858 1,301 30,325 SH   DFND 1 30,325 0 0
VANGUARD S&P 500 ETF ETF-EQUITY 922908363 489 1,960 SH   DFND 1 1,960 0 0
CRACKER BARREL OLD CTRY STORE COMMON STOCK 22410J106 1,791 11,465 SH   DFND 1 11,465 0 0
BURLINGTON STORES INC COMMON STOCK 122017106 2,175 14,449 SH   DFND 1 14,449 0 0
CADENCE DESIGN SYSTEM INC COMMON STOCK 127387108 1,777 41,020 SH   DFND 1 41,020 0 0
UNITED RENTALS INC COMMON STOCK 911363109 1,357 9,194 SH   DFND 1 9,194 0 0
FEDEX CORP COMMON STOCK 31428X106 1,087 4,787 SH   DFND 1 4,787 0 0
DIAGEO PLC SPONSORED ADR FOREIGN STOCK 25243Q205 1,036 7,191 SH   DFND 1 7,191 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF-EQUITY 46434G103 291 5,549 SH   DFND 1 5,549 0 0
SPDR HEALTH CARE SELECT SECTOR FUND ETF-EQUITY 81369Y209 2,138 25,621 SH   DFND 1 25,621 0 0
SPDR CONSUMER DISCRETIONARY SELECT SECTOR FUND ETF-EQUITY 81369Y407 882 8,070 SH   DFND 1 8,070 0 0
SPDR ENERGY SELECT SECTOR SPDR FUND ETF-EQUITY 81369Y506 905 11,922 SH   DFND 1 11,922 0 0
SPDR FINANCIAL SELECT SECTOR SPDR FUND ETF-EQUITY 81369Y605 948 35,654 SH   DFND 1 35,654 0 0
VANGUARD CONSUMER STAPLES ETF ETF-EQUITY 92204A207 210 1,564 SH   DFND 1 1,564 0 0
VANGUARD INDUSTRIALS ETF ETF-EQUITY 92204A603 514 3,786 SH   DFND 1 3,786 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF-EQUITY 92204A702 1,018 5,613 SH   DFND 1 5,613 0 0
VANGUARD MATERIALS INDEX FUND ETF-EQUITY 92204A801 581 4,414 SH   DFND 1 4,414 0 0
ISHARES CORE S&P 500 ETF ETF-EQUITY 464287200 18,395 67,370 SH   DFND 1 67,370 0 0
VANGUARD HIGH DIVIDEND YIELD INDX ETF ETF-EQUITY 921946406 5,700 68,629 SH   DFND 1 68,629 0 0
SPDR GOLD SHARES ETF-ALTERNATIVE ASSETS 78463V107 6,568 55,354 SH   DFND 1 55,354 0 0
US BANCORP COMMON STOCK 902973304 1,126 22,504 SH   DFND 1 22,504 0 0
WELLS FARGO & CO COMMON STOCK 949746101 1,520 27,418 SH   DFND 1 27,418 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101 3,725 15,279 SH   DFND 1 15,279 0 0
ALIGN TECHNOLOGY INC COMMON STOCK 016255101 2,472 7,224 SH   DFND 1 7,224 0 0
FIVE BELOW INC COMMON STOCK 33829M101 2,334 23,886 SH   DFND 1 23,886 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND ETF-EQUITY 464287606 906 4,031 SH   DFND 1 4,031 0 0
ISHARES S&P SMALL CAP 600 GROWTH INDEX ETF-EQUITY 464287887 474 2,510 SH   DFND 1 2,510 0 0
ISHARES MSCI EAFE SMALL CAP INDEX SCZ ETF-EQUITY 464288273 784 12,490 SH   DFND 1 12,490 0 0
TJX COS INC COMMON STOCK 872540109 5,644 59,301 SH   DFND 1 59,301 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 566 8,298 SH   DFND 1 8,298 0 0
DXC TECHNOLOGY CO COMMON STOCK 23355L106 1,778 22,063 SH   DFND 1 22,063 0 0
AMERICAN TOWER CORP REIT COMMON STOCK 03027X100 1,125 7,800 SH   DFND 1 7,800 0 0
FASTENAL CO COMMON STOCK 311900104 2,516 52,275 SH   DFND 1 52,275 0 0
HP INC COMMON STOCK 40434L105 4,382 193,109 SH   DFND 1 193,109 0 0
OLD REPUBLIC INTERNATIONAL CORP COMMON STOCK 680223104 1,386 69,605 SH   DFND 1 69,605 0 0
TAPESTRY INC COMMON STOCK 876030107 2,533 54,234 SH   DFND 1 54,234 0 0
WAL-MART INC COMMON STOCK 931142103 542 6,323 SH   DFND 1 6,323 0 0
DOWDUPONT INC COM COMMON STOCK 26078J100 759 11,519 SH   DFND 1 11,519 0 0
BARCLAYS BANK PLC S&P GSCI TOTAL RETURN INDEX ETN ETF-EQUITY 06738C794 793 45,553 SH   DFND 1 45,553 0 0
COGNEX CORP COMMON STOCK 192422103 563 12,616 SH   DFND 1 12,616 0 0
KRAFT HEINZ COMPANY COMMON STOCK 500754106 1,124 17,888 SH   DFND 1 17,888 0 0
LAUDER ESTEE INC CL A COMMON STOCK 518439104 2,578 18,064 SH   DFND 1 18,064 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 1,973 38,604 SH   DFND 1 38,604 0 0
SERVICE CORP INTERNATIONAL COMMON STOCK 817565104 1,685 47,080 SH   DFND 1 47,080 0 0
VERISK ANALYTICS INC COMMON STOCK 92345Y106 315 2,930 SH   DFND 1 2,930 0 0
BARCLAYS BANK PLC IPATH BLOOMBERG COMMODITY INDEX TOTAL RETURN ETN ETF-ALTERNATIVE ASSETS 06738C778 2,857 117,333 SH   DFND 1 117,333 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF-EQUITY 921908844 3,105 30,555 SH   DFND 1 30,555 0 0
VANGUARD GROWTH ETF ETF-EQUITY 922908736 987 6,588 SH   DFND 1 6,588 0 0
DUNKIN BRANDS GROUP INC COMMON STOCK 265504100 4,536 65,669 SH   DFND 1 65,669 0 0
ISHARES FLOATING RATE BOND ETF ETF-FIXED INCOME 46429B655 1,677 32,878 SH   DFND 1 32,878 0 0
SPDR TECHNOLOGY SELECT SECTOR FUND ETF-EQUITY 81369Y803 9,113 131,174 SH   DFND 1 131,174 0 0
SPDR REAL ESTATE SELECT SECTOR ETF-EQUITY 81369Y860 331 10,117 SH   DFND 1 10,117 0 0
SPDR UTILITIES SELECT SECTOR SPDR FUND ETF-EQUITY 81369Y886 712 13,702 SH   DFND 1 13,702 0 0
CANADIAN PACIFIC RAILWAY LTD FOREIGN STOCK 13645T100 512 2,800 SH   DFND 1 2,800 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 1,026 2,145 SH   DFND 1 2,145 0 0
NICE LTD SPONSERED ADR FOREIGN STOCK 653656108 342 3,300 SH   DFND 1 3,300 0 0
SPDR INDUSTRIAL SELECT SECTOR SPDR FUND ETF-EQUITY 81369Y704 1,939 27,072 SH   DFND 1 27,072 0 0
ISHARES GSCI COMMODITY INDEXED TRUST ETF-ALTERNATIVE ASSETS 46428R107 1,191 66,506 SH   DFND 1 66,506 0 0
VANGUARD MID CAP ETF ETF-EQUITY 922908629 970 6,152 SH   DFND 1 6,152 0 0
VANGUARD SMALL CAP ETF ETF-EQUITY 922908751 797 5,117 SH   DFND 1 5,117 0 0
ISHARES BARCLAYS TIPS BONDS ETF-FIXED INCOME 464287176 9,218 81,669 SH   DFND 1 81,669 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF-FIXED INCOME 464287432 12,846 105,534 SH   DFND 1 105,534 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF-EQUITY 922042858 244 5,781 SH   DFND 1 5,781 0 0
VANGUARD HEALTH CARE INDEX FUND ETF-EQUITY 92204A504 226 1,422 SH   DFND 1 1,422 0 0
ROYAL CARIBBEAN CRUISES LTD FOREIGN STOCK V7780T103 428 4,130 SH   DFND 1 4,130 0 0
WELLS FARGO & CO PERP PFD CONV SERIES L PREFERRED STOCK 949746804 315 250 SH   DFND 1 250 0 0
ISHARES RUSSELL MICROCAP INDEX ETF-EQUITY 464288869 207 1,961 SH   DFND 1 1,961 0 0
VANGUARD SHORT TERM TREASURY ETF-FIXED INCOME 92206C102 585 9,758 SH   DFND 1 9,758 0 0
BOOKING HLDGS INC COMMON STOCK 09857L108 1,581 780 SH   DFND 1 780 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF-EQUITY 922908538 452 3,361 SH   DFND 1 3,361 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF-FIXED INCOME 92206C870 302 3,612 SH   DFND 1 3,612 0 0
VANGUARD TAX-EXEMPT BOND INDEX FUND ETF SHARES ETF-FIXED INCOME 922907746 622 12,206 SH   DFND 1 12,206 0 0
TOTAL SYSTEM SERVICES INC COMMON STOCK 891906109 524 6,202 SH   DFND 1 6,202 0 0