The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COMMON STOCK 88579Y101 339 2,033 SH   DFND 1 2,033 0 0
ABBOTT LABS COMMON STOCK 002824100 440 10,513 SH   DFND 1 10,513 0 0
ABBVIE INC COMMON STOCK 00287Y109 4,203 73,590 SH   DFND 1 73,590 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101 281 2,433 SH   DFND 1 2,433 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 1,029 16,415 SH   DFND 1 16,415 0 0
AMDOCS LTD COMMON STOCK G02602103 253 4,182 SH   DFND 1 4,182 0 0
AMGEN INC COMMON STOCK 031162100 249 1,661 SH   DFND 1 1,661 0 0
APPLE INC COMMON STOCK 037833100 1,365 12,522 SH   DFND 1 12,522 0 0
AT&T INC COMMON STOCK 00206R102 4,921 125,620 SH   DFND 1 125,620 0 0
AUTOZONE INC COMMON STOCK 053332102 1,036 1,300 SH   DFND 1 1,300 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 1,164 86,080 SH   DFND 1 86,080 0 0
BB&T CORP COMMON STOCK 054937107 3,138 94,314 SH   DFND 1 94,314 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 941 6,195 SH   DFND 1 6,195 0 0
BEMIS INC COMMON STOCK 081437105 3,977 76,800 SH   DFND 1 76,800 0 0
BERKSHIRE HATHAWAY INC CLASS B NEW COMMON STOCK 084670702 230 1,621 SH   DFND 1 1,621 0 0
BOEING CO COMMON STOCK 097023105 206 1,621 SH   DFND 1 1,621 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 3,171 49,645 SH   DFND 1 49,645 0 0
CABELAS INC COMMON STOCK 126804301 334 6,860 SH   DFND 1 6,860 0 0
CARNIVAL CORP COMMON STOCK 143658300 355 6,722 SH   DFND 1 6,722 0 0
CATERPILLAR INC COMMON STOCK 149123101 2,544 33,233 SH   DFND 1 33,233 0 0
CHEVRON CORP COMMON STOCK 166764100 3,142 32,935 SH   DFND 1 32,935 0 0
CINCINNATI FINANCIAL CORP COMMON STOCK 172062101 4,390 67,169 SH   DFND 1 67,169 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 4,493 157,823 SH   DFND 1 157,823 0 0
COACH INC COMMON STOCK 189754104 3,031 75,598 SH   DFND 1 75,598 0 0
COCA COLA CO COMMON STOCK 191216100 713 15,373 SH   DFND 1 15,373 0 0
CONAGRA FOODS INC COMMON STOCK 205887102 334 7,481 SH   DFND 1 7,481 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 407 10,108 SH   DFND 1 10,108 0 0
CONSOLIDATED EDISON INC COMMON COMMON STOCK 209115104 3,348 43,695 SH   DFND 1 43,695 0 0
CONSTELLATION BRANDS INC CL A COMMON STOCK 21036P108 609 4,033 SH   DFND 1 4,033 0 0
COPART INC COMMON STOCK 217204106 306 7,504 SH   DFND 1 7,504 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 804 5,099 SH   DFND 1 5,099 0 0
CVS HEALTH CORP COMMON STOCK 126650100 756 7,292 SH   DFND 1 7,292 0 0
DARLING INGREDIENTS, INC. COMMON STOCK 237266101 133 10,095 SH   DFND 1 10,095 0 0
DISNEY WALT CO COMMON STOCK 254687106 809 8,151 SH   DFND 1 8,151 0 0
DOW CHEMICAL CO COMMON STOCK 260543103 280 5,508 SH   DFND 1 5,508 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 3,710 45,986 SH   DFND 1 45,986 0 0
ECOLAB INC COMMON STOCK 278865100 728 6,530 SH   DFND 1 6,530 0 0
EDWARDS LIFESCIENCES COMMON STOCK 28176E108 499 5,654 SH   DFND 1 5,654 0 0
EMC CORP MASS COMMON STOCK 268648102 456 17,111 SH   DFND 1 17,111 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 373 6,857 SH   DFND 1 6,857 0 0
EQUIFAX INC COMMON STOCK 294429105 412 3,607 SH   DFND 1 3,607 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 5,496 65,747 SH   DFND 1 65,747 0 0
FACEBOOK INC CL A COMMON STOCK 30303M102 648 5,675 SH   DFND 1 5,675 0 0
FISERV INC COMMON STOCK 337738108 211 2,060 SH   DFND 1 2,060 0 0
FLOWSERVE CORP COMMON STOCK 34354P105 221 4,974 SH   DFND 1 4,974 0 0
GALLAGHER ARTHUR J & CO COMMON STOCK 363576109 256 5,760 SH   DFND 1 5,760 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 4,740 149,117 SH   DFND 1 149,117 0 0
GENERAL MILLS INC COMMON STOCK 370334104 420 6,629 SH   DFND 1 6,629 0 0
GENUINE PARTS CO COMMON STOCK 372460105 3,898 39,235 SH   DFND 1 39,235 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 590 6,421 SH   DFND 1 6,421 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 428 2,726 SH   DFND 1 2,726 0 0
GROUPE CGI INC CL A SUB VTG FOREIGN STOCK 39945C109 285 5,975 SH   DFND 1 5,975 0 0
HANESBRANDS INC COMMON STOCK 410345102 290 10,242 SH   DFND 1 10,242 0 0
HOME DEPOT INC COMMON STOCK 437076102 447 3,348 SH   DFND 1 3,348 0 0
INTEL CORP COMMON STOCK 458140100 4,124 127,479 SH   DFND 1 127,479 0 0
ISHARES 1-3 YEAR CREDIT BOND FUND ETF-FIXED INCOME 464288646 594 5,636 SH   DFND 1 5,636 0 0
ISHARES COMEX GOLD TRUST ETF-ALTERNATIVE ASSETS 464285105 231 19,464 SH   DFND 1 19,464 0 0
ISHARES CORE S&P MIDCAP ETF ETF-EQUITY 464287507 1,107 7,677 SH   DFND 1 7,677 0 0
ISHARES CORE S&P SMALL-CAP ETF ETF-EQUITY 464287804 1,007 8,947 SH   DFND 1 8,947 0 0
ISHARES DOW JONES SELECT DIVIDEND INDEX ETF-EQUITY 464287168 851 10,426 SH   DFND 1 10,426 0 0
ISHARES IBOXX INVESTMENT GRADE CORP BOND ETF-FIXED INCOME 464287242 527 4,433 SH   DFND 1 4,433 0 0
ISHARES MSCI EAFE INDEX ETF-EQUITY 464287465 1,865 32,629 SH   DFND 1 32,629 0 0
ISHARES MSCI JAPAN INDEX ETF-EQUITY 464286848 141 12,366 SH   DFND 1 12,366 0 0
ISHARES RUSSELL 1000 GROWTH INDEX ETF-EQUITY 464287614 1,794 17,977 SH   DFND 1 17,977 0 0
ISHARES RUSSELL 1000 INDEX ETF-EQUITY 464287622 469 4,112 SH   DFND 1 4,112 0 0
ISHARES RUSSELL 1000 VALUE INDEX ETF-EQUITY 464287598 616 6,235 SH   DFND 1 6,235 0 0
ISHARES RUSSELL 2000 INDEX ETF-EQUITY 464287655 254 2,296 SH   DFND 1 2,296 0 0
ISHARES RUSSELL 3000 INDEX ETF-EQUITY 464287689 301 2,494 SH   DFND 1 2,494 0 0
ISHARES RUSSELL MIDCAP GROWTH INDEX ETF-EQUITY 464287481 341 3,700 SH   DFND 1 3,700 0 0
ISHARES RUSSELL MIDCAP INDEX ETF-EQUITY 464287499 814 4,996 SH   DFND 1 4,996 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 5,017 46,368 SH   DFND 1 46,368 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 3,538 59,747 SH   DFND 1 59,747 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 1,802 13,398 SH   DFND 1 13,398 0 0
LABORATORY CORP AMERICA HLDGS NEW COMMON STOCK 50540R409 200 1,710 SH   DFND 1 1,710 0 0
LAM RESEARCH CORP COMMON STOCK 512807108 301 3,649 SH   DFND 1 3,649 0 0
LEGGETT & PLATT INC COMMON STOCK 524660107 1,805 37,299 SH   DFND 1 37,299 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 3,475 15,690 SH   DFND 1 15,690 0 0
LOWES COS INC COMMON STOCK 548661107 268 3,532 SH   DFND 1 3,532 0 0
LUBYS INC COMMON STOCK 549282101 53 11,000 SH   DFND 1 11,000 0 0
MASTERCARD INC COMMON STOCK 57636Q104 566 5,992 SH   DFND 1 5,992 0 0
MERCK & CO INC COMMON STOCK 58933Y105 4,446 84,035 SH   DFND 1 84,035 0 0
MICROCHIP TECH INC COMMON STOCK 595017104 4,240 87,963 SH   DFND 1 87,963 0 0
MICROSOFT CORP COMMON STOCK 594918104 4,704 85,175 SH   DFND 1 85,175 0 0
MORGAN STANLEY COMMON STOCK 617446448 362 14,473 SH   DFND 1 14,473 0 0
NVIDIA CORP COMMON STOCK 67066G104 473 13,278 SH   DFND 1 13,278 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 1,457 21,287 SH   DFND 1 21,287 0 0
OPEN TEXT CORP COMMON STOCK 683715106 248 4,785 SH   DFND 1 4,785 0 0
ORACLE CORP COMMON STOCK 68389X105 819 20,028 SH   DFND 1 20,028 0 0
PAYCHEX INC COMMON STOCK 704326107 4,234 78,388 SH   DFND 1 78,388 0 0
PEOPLES UNITED FINANCIAL INC COMMON STOCK 712704105 3,980 249,816 SH   DFND 1 249,816 0 0
PEPSICO INC COMMON STOCK 713448108 568 5,544 SH   DFND 1 5,544 0 0
PFIZER INC COMMON STOCK 717081103 3,616 122,006 SH   DFND 1 122,006 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 4,972 50,681 SH   DFND 1 50,681 0 0
PNC FINANCIAL SERVICES GROUP INC COMMON STOCK 693475105 425 5,031 SH   DFND 1 5,031 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 4,424 53,752 SH   DFND 1 53,752 0 0
QUALCOMM INC COMMON STOCK 747525103 654 12,783 SH   DFND 1 12,783 0 0
REGENERON PHARMACEUTICALS COMMON STOCK 75886F107 321 891 SH   DFND 1 891 0 0
REGIONS FINANCIAL CORP COMMON STOCK 7591EP100 387 49,239 SH   DFND 1 49,239 0 0
SCHLUMBERGER COMMON STOCK 806857108 721 9,775 SH   DFND 1 9,775 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 399 14,256 SH   DFND 1 14,256 0 0
SIRIUS XM HLDINGS INC COM COMMON STOCK 82968B103 209 52,875 SH   DFND 1 52,875 0 0
SOUTHERN CO COMMON STOCK 842587107 3,896 75,305 SH   DFND 1 75,305 0 0
SPDR S&P 500 ETF-EQUITY 78462F103 5,061 24,627 SH   DFND 1 24,627 0 0
SPECTRA ENERGY CORP COMMON STOCK 847560109 285 9,311 SH   DFND 1 9,311 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 216 2,049 SH   DFND 1 2,049 0 0
STARBUCKS CORP COMMON STOCK 855244109 411 6,889 SH   DFND 1 6,889 0 0
STERICYCLE INC COMMON STOCK 858912108 469 3,720 SH   DFND 1 3,720 0 0
SYSCO CORP COMMON STOCK 871829107 2,779 59,460 SH   DFND 1 59,460 0 0
TARGET CORP COMMON STOCK 87612E106 3,127 38,003 SH   DFND 1 38,003 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 385 2,721 SH   DFND 1 2,721 0 0
TUPPERWARE CORP COMMON STOCK 899896104 239 4,120 SH   DFND 1 4,120 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 1,719 16,301 SH   DFND 1 16,301 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 553 4,294 SH   DFND 1 4,294 0 0
VANGUARD REIT ETF ETF-EQUITY 922908553 1,410 16,826 SH   DFND 1 16,826 0 0
VANGUARD SHORT-TERM BOND ETF ETF-FIXED INCOME 921937827 629 7,806 SH   DFND 1 7,806 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF-EQUITY 922908769 843 8,043 SH   DFND 1 8,043 0 0
VARIAN MEDICAL SYSTEMS INC COMMON STOCK 92220P105 478 5,975 SH   DFND 1 5,975 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 4,808 88,906 SH   DFND 1 88,906 0 0
VF CORP COMMON STOCK 918204108 630 9,729 SH   DFND 1 9,729 0 0
VISA INC CL A COMMON STOCK 92826C839 686 8,973 SH   DFND 1 8,973 0 0
WAL-MART STORES INC COMMON STOCK 931142103 5,026 73,377 SH   DFND 1 73,377 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 4,325 73,313 SH   DFND 1 73,313 0 0
WELLS FARGO & CO COMPANY NEW COMMON STOCK 949746101 4,047 83,686 SH   DFND 1 83,686 0 0
WESTERN UNION CO COMMON STOCK 959802109 2,698 139,879 SH   DFND 1 139,879 0 0
WHOLE FOODS MARKET INC COMMON STOCK 966837106 351 11,297 SH   DFND 1 11,297 0 0
EXPRESS SCRIPTS HOLDING CO HOLDING COMPANY COMMON STOCK 30219G108 402 5,858 SH   DFND 1 5,858 0 0
MARKET VECTORS AGRIBUSINESS ETF ETF-EQUITY 57060U605 312 6,691 SH   DFND 1 6,691 0 0
CARTER INC COMMON STOCK 146229109 406 3,851 SH   DFND 1 3,851 0 0
VANGUARD TOTAL BOND MARKET INDEX ETF ETF-FIXED INCOME 921937835 395 4,776 SH   DFND 1 4,776 0 0
KOHLS CORP COMMON STOCK 500255104 2,165 46,442 SH   DFND 1 46,442 0 0
BARD C R INC COMMON STOCK 067383109 234 1,154 SH   DFND 1 1,154 0 0
CHURCH & DWIGHT CO INC COMMON STOCK 171340102 442 4,799 SH   DFND 1 4,799 0 0
HEALTHCARE SERVICES GROUP INC COMMON STOCK 421906108 230 6,239 SH   DFND 1 6,239 0 0
ZOETIS INC CL A COMMON STOCK 98978V103 220 4,972 SH   DFND 1 4,972 0 0
EASTMAN CHEMICAL CO COMMON STOCK 277432100 1,465 20,278 SH   DFND 1 20,278 0 0
ALLERGAN PLC COMMON STOCK G0177J108 619 2,311 SH   DFND 1 2,311 0 0
GANNETT CO INC COM COMMON STOCK 36473H104 162 10,733 SH   DFND 1 10,733 0 0
TEGNA INC COM COMMON STOCK 87901J105 300 12,802 SH   DFND 1 12,802 0 0
KRAFT HEINZ COMPANY COMMON STOCK 500754106 2,785 35,450 SH   DFND 1 35,450 0 0
WESTROCK CO COMMON STOCK 96145D105 1,234 31,604 SH   DFND 1 31,604 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 324 2,465 SH   DFND 1 2,465 0 0
NIELSEN HLDGS FOREIGN STOCK G6518L108 226 4,284 SH   DFND 1 4,284 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 415 544 SH   DFND 1 544 0 0
L BRANDS INC COMMON STOCK 501797104 318 3,621 SH   DFND 1 3,621 0 0
ULTA SALON COSMETICS & FRAG INC COMMON STOCK 90384S303 245 1,264 SH   DFND 1 1,264 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 279 374 SH   DFND 1 374 0 0