Segment Information (Tables)

6 Months Ended

Jun. 30, 2025

Segment Reporting [Abstract]

Schedule of segment reporting information

	Three Months Ended June 30, 2025
Financial Information by Segment	Servicing		Originations		Corporate/Other		Consolidated
Revenues
Service related, net	$	426	$	30	$	16	$	472
Net gain on mortgage loans held for sale	8		128		—		136
Total revenues	434		158		16		608
Expenses
Salaries, wages and benefits	89		56		46		191
General and administrative	59		44		36		139
Total expenses	148		100		82		330
Interest income	184		33		—		217
Interest expense	(106)		(30)		(81)		(217)
Other income (expenses), net	—		3		(4)		(1)
Total other income (expenses), net	78		6		(85)		(1)
Income (loss) before income tax expense (benefit)	$	364	$	64	$	(151)	$	277
Depreciation and amortization for property and equipment and intangible assets	$	7	$	2	$	2	$	11
Total assets	$	14,412	$	2,481	$	1,606	$	18,499

	Three Months Ended June 30, 2024
Financial Information by Segment	Servicing		Originations		Corporate/Other		Consolidated
Revenues
Service related, net	$	446	$	19	$	20	$	485
Net gain on mortgage loans held for sale	10		88		—		98
Total revenues	456		107		20		583
Expenses
Salaries, wages and benefits	84		40		44		168
General and administrative	87		29		16		132
Total expenses	171		69		60		300
Interest income	174		15		—		189
Interest expense	(105)		(15)		(67)		(187)
Other expense, net	—		—		(8)		(8)
Total other income (expenses), net	69		—		(75)		(6)
Income (loss) before income tax expense (benefit)	$	354	$	38	$	(115)	$	277
Depreciation and amortization for property and equipment and intangible assets	$	2	$	1	$	5	$	8
Total assets	$	12,759	$	1,398	$	1,626	$	15,783

	Six Months Ended June 30, 2025
Financial Information by Segment	Servicing		Originations		Corporate/Other		Consolidated
Revenues
Service related, net	$	823	$	56	$	33	$	912
Net gain on mortgage loans held for sale	14		242		—		256
Total revenues	837		298		33		1,168
Expenses
Salaries, wages and benefits	179		108		97		384
General and administrative	209		87		80		376
Total expenses	388		195		177		760
Interest income	341		62		3		406
Interest expense	(212)		(56)		(162)		(430)
Other expenses, net	—		—		(12)		(12)
Total other income (expenses), net	129		6		(171)		(36)
Income (loss) before income tax expense (benefit)	$	578	$	109	$	(315)	$	372
Depreciation and amortization for property and equipment and intangible assets	$	21	$	4	$	4	$	29
Total assets	$	14,412	$	2,481	$	1,606	$	18,499

	Six Months Ended June 30, 2024
Financial Information by Segment	Servicing		Originations		Corporate/Other		Consolidated
Revenues
Service related, net	$	886	$	35	$	42	$	963
Net gain on mortgage loans held for sale	20		164		—		184
Total revenues	906		199		42		1,147
Expenses
Salaries, wages and benefits	169		74		84		327
General and administrative	187		57		46		290
Total expenses	356		131		130		617
Interest income	320		27		—		347
Interest expense	(203)		(25)		(129)		(357)
Other expense, net	—		—		(11)		(11)
Total other income (expenses), net	117		2		(140)		(21)
Income (loss) before income tax expense (benefit)	$	667	$	70	$	(228)	$	509
Depreciation and amortization for property and equipment and intangible assets	$	5	$	2	$	9	$	16
Total assets	$	12,759	$	1,398	$	1,626	$	15,783