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Significant Accounting Policies - Narrative (Details) - USD ($)
$ / shares in Units, $ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Derivative [Line Items]      
Mortgage loan sale period 30 days    
Advertising costs $ 39 $ 23 $ 37
Preferred Stock, Shares Issued 0 0  
Preferred Stock, Shares Outstanding 0 0  
Preferred stock, Liquidation preference $ 0 $ 0  
Preferred Stock, Shares Authorized 10,000,000 10,000,000  
Preferred Stock, Par or Stated Value Per Share $ 0.00001 $ 0.00001  
Late Fee Income, Servicing Financial Asset, Statement of Income or Comprehensive Income [Extensible Enumeration] Revenues    
Contractually Specified Servicing Fee Income, Statement of Income or Comprehensive Income [Extensible Enumeration] Revenues    
Financial instruments, collection period 39 months    
Debt      
Derivative [Line Items]      
Interest Expense, Operating and Nonoperating $ 698 $ 485 $ 361
Min      
Derivative [Line Items]      
Loan commitment period 30 days    
Max      
Derivative [Line Items]      
Loan commitment period 90 days    
Share Repurchase Plan      
Share Repurchase Program [Line Items]      
Share Repurchase Program, Excise Tax $ 1 $ 2