Condensed Consolidated Balance Sheets - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and cash equivalents	$ 733	$ 571
Restricted cash	186	169
Mortgage servicing rights at fair value	10,035	9,090
Advances and other receivables, net of reserves of $115 and $170, respectively	940	996
Mortgage loans held for sale at fair value	1,962	927
Property and equipment, net of accumulated depreciation of $152 and $141, respectively	58	53
Deferred tax assets, net	315	472
Other assets	1,957	1,918
Total assets	16,186	14,196
Liabilities and Stockholders’ Equity
Unsecured senior notes, net	4,885	3,151
Advance, warehouse and MSR facilities, net	4,379	4,302
Payables and other liabilities	1,841	1,995
MSR related liabilities - nonrecourse at fair value	443	466
Total liabilities	11,548	9,914
Commitments and contingencies (Note 15)
Common stock at $0.01 par value - 300 million shares authorized, 93.2 million shares issued	1	1
Additional paid-in-capital	1,068	1,087
Retained earnings	4,767	4,302
Treasury shares at cost - 29.2 million and 28.6 million shares, respectively	(1,198)	(1,108)
Total stockholders’ equity	4,638	4,282
Total liabilities and stockholders’ equity	$ 16,186	$ 14,196