Unaudited Condensed Consolidated Statements of Operations - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Revenues:
Service related, net	$ 402	$ 460	$ 663	$ 1,215
Net gain on mortgage loans held for sale	84	139	153	436
Total revenues	486	599	816	1,651
Expenses:
Salaries, wages and benefits	156	203	304	431
General and administrative	122	125	235	235
Total expenses	278	328	539	666
Interest income	117	50	202	86
Interest expense	(122)	(111)	(232)	(217)
Other (expense) income, net	(5)	(5)	(14)	217
Total other (expense) income, net	(10)	(66)	(44)	86
Income before income tax expense	198	205	233	1,071
Less: Income tax expense	56	54	54	262
Net income	$ 142	$ 151	$ 179	$ 809
Earnings per share
Basic	$ 2.10	$ 2.08	$ 2.62	$ 11.04
Diluted	$ 2.07	$ 2.03	$ 2.57	$ 10.74