Unaudited Consolidated Statements of Cash Flows - USD ($) $ in Millions		3 Months Ended
		Mar. 31, 2020	Mar. 31, 2019
Operating Activities
Net loss		$ (171)	$ (186)
Adjustments to reconcile net loss to net cash attributable to operating activities:
Deferred tax benefit		(68)	(47)
Net gain on mortgage loans held for sale		(331)	(166)
Interest income on reverse mortgage loans		(62)	(82)
Provision for reserves		8	11
Fair value changes and amortization/accretion of mortgage servicing rights/liabilities		526	379
Fair value changes in excess spread financing		(35)	(69)
Fair value changes in mortgage servicing rights financing liability		6	2
Fair value changes in mortgage loans held for investment		0	(1)
Amortization of premiums, net of discount accretion		23	2
Depreciation and amortization for property and equipment and intangible assets		19	21
Share-based compensation		4	4
Other loss		7	0
Repurchases of forward loan assets out of Ginnie Mae securitizations		(919)	(364)
Mortgage loans originated and purchased for sale, net of fees		(12,375)	(5,717)
Sales proceeds and loan payment proceeds for mortgage loans held for sale and held for investment		13,724	6,197
Changes in assets and liabilities:
Advances and other receivables		300	120
Reverse mortgage interests		400	614
Other assets		(91)	(216)
Payables and other liabilities		(255)	(217)
Net cash attributable to operating activities		710	285
Investing Activities
Acquisitions, net of cash acquired		0	(85)
Property and equipment additions, net of disposals		(12)	(10)
Purchase of forward mortgage servicing rights, net of liabilities incurred		(27)	(130)
Proceeds on sale of forward and reverse mortgage servicing rights		43	243
Net cash attributable to investing activities		4	18
Financing Activities
(Decrease) increase in warehouse facilities		(25)	307
Increase (decrease) in advance facilities		68	(30)
Repayment of notes payable		0	(294)
Proceeds from sale of HECM securitizations		0	20
Repayment of HECM securitizations		(99)	(127)
Proceeds from issuance of participating interest financing in reverse mortgage interests		55	86
Repayment of participating interest financing in reverse mortgage interests		(330)	(494)
Proceeds from issuance of excess spread financing		24	245
Settlements and repayments of excess spread financing		(58)	(50)
Issuance of unsecured senior debt		600	0
Repayment of nonrecourse debt – legacy assets		0	(3)
Redemption and repayment of unsecured senior notes		(698)	0
Repayment of finance lease liability		(1)	(1)
Surrender of shares relating to stock vesting		(5)	(2)
Debt financing costs		(12)	(1)
Net cash attributable to financing activities		(481)	(344)
Net increase (decrease) in cash, cash equivalents, and restricted cash		233	(41)
Cash, cash equivalents, and restricted cash - beginning of period		612	561
Cash, cash equivalents, and restricted cash - end of period	[1]	845	520
Supplemental Disclosures of Cash Activities
Cash paid for interest expense		$ 89	$ 74

[1] The following table provides a reconciliation of cash, cash equivalents and restricted cash to amount reported within the consolidated balance sheets. Cash and cash equivalents of $579 and $181, Restricted cash of $266 and $339 and Total cash, cash equivalents, and restricted cash of $845 and $520 as of March 31, 2020, and March 31, 2019, respectively