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Exhibit 21

WASHINGTON MUTUAL, INC.

SUBSIDIARY LISTING

WASHINGTON MUTUAL BANK

Chartered under the laws of the State of Washington

DBA: Washington Mutual Bank
WM Business Bank
Western Bank

NEW AMERICAN CAPITAL, INC., a Delaware corporation

DBA: Washington Mutual Bank, FA
The Dime Savings Bank of New York, FSB
North American Mortgage Company
HomeSide Lending

Federally chartered under the laws of the United States.

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WASHINGTON MUTUAL, INC. SUBSIDIARY LISTING