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Receivables and Allowance for Doubtful Accounts
12 Months Ended
Dec. 31, 2015
Receivables [Abstract]  
Receivables and Allowance for Doubtful Accounts
Note B — Receivables and Allowance for Doubtful Accounts
Receivables consist of the following:
 
 
December 31,
 
 
2015
 
2014
 
 
(In thousands)
Installment sales receivable
 
$
57,010

 
$
56,516

Trade and notes receivables
 
15,924

 
12,999

Total
 
72,934

 
69,515

Less allowance for doubtful accounts
 
(3,614
)
 
(4,023
)
Net receivables
 
$
69,320

 
$
65,492


The allowance for doubtful accounts related to installment sales receivable was $3.4 million and $3.5 million, and the allowance for doubtful accounts related to trade and notes receivable was $0.2 million and $0.5 million at December 31, 2015 and 2014, respectively.
Changes in our allowance for doubtful accounts are as follows: 
 
 
Year Ended December 31,
 
 
2015
 
2014
 
2013
 
 
(In thousands)
Beginning Balance
 
$
4,023

 
$
3,700

 
$
2,920

Bad debt expense
 
15,260

 
15,509

 
14,589

Accounts written off
 
(16,317
)
 
(15,718
)
 
(14,271
)
Recoveries
 
648

 
532

 
462

 Ending Balance
 
$
3,614

 
$
4,023

 
$
3,700