Exhibit 99.1

JOINT FILING AGREEMENT

In accordance with Rule 13d-1(k)(1)(iii) under the Securities Exchange Act of 1934, as amended, the persons named below agree to the joint filing on behalf of each of them of a Statement on Schedule 13D dated August 22, 2013 (including amendments thereto) with respect to the shares of Common Stock of Hallmark Financial Services, Inc. This Joint Filing Agreement shall be filed as an Exhibit to such Statement.

Dated: August 22, 2013	NEWCASTLE PARTNERS, L.P.
	By: Newcastle Capital Management, L.P., its general partner
	By: Newcastle Capital Group, L.L.C., its general partner
	By: NCM Services Inc., its sole member
	/s/ Mark E. Schwarz
	Mark E. Schwarz, Chief Executive Officer
	NEWCASTLE CAPITAL MANAGEMENT, L.P.
	By: Newcastle Capital Group, L.L.C., its general partner
	By: NCM Services Inc., its sole member
	/s/ Mark E. Schwarz
	Mark E. Schwarz, Chief Executive Officer
	NEWCASTLE CAPITAL GROUP, L.L.C.
	By: NCM Services Inc., its sole member
	/s/ Mark E. Schwarz
	Mark E. Schwarz, Chief Executive Officer
	NCM SERVICES INC.
	By:/s/ Mark E. Schwarz
	Mark Schwarz, Chief Executive Officer
	SCHWARZ 2012 FAMILY TRUST
	By: /s/ Mark E. Schwarz
	Mark E. Schwarz, Trustee
	/s/ Mark E. Schwarz
	MARK E. SCHWARZ
	/s/ Clinton J. Coleman
	CLINTON J. COLEMAN