The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Pfd PFD 00206R409 306 12,000 SH   SOLE   12,000 0 0
Public Storage Pfd PFD 74460w594 281 12,000 SH   SOLE   12,000 0 0
Truist Financial Corp PFD 89832q851 281 12,000 SH   SOLE   12,000 0 0
Allstate COM 020002101 10,313 112,432 SH   SOLE   112,432 0 0
Alphabet Inc. Class A COM 02079k305 16,285 14,016 SH   SOLE   14,016 0 0
Amazon.Com Inc. COM 023135106 18,588 9,534 SH   SOLE   9,534 0 0
Amgen COM 031162100 242 1,195 SH   SOLE   1,195 0 0
Apple Inc. COM 037833100 18,483 72,687 SH   SOLE   72,687 0 0
Automatic Data Proc COM 053015103 7,761 56,789 SH   SOLE   56,789 0 0
BP PLC ADR COM 055622104 4,944 202,724 SH   SOLE   202,724 0 0
Bank Of America Corp COM 060505104 7,684 361,942 SH   SOLE   361,942 0 0
Baxter International Inc. COM 071813109 10,925 134,569 SH   SOLE   134,569 0 0
Booking Holdings Inc. COM 09857L108 5,854 4,352 SH   SOLE   4,352 0 0
Bristol Myers Squibb COM 110122108 7,764 139,307 SH   SOLE   139,307 0 0
CVS Health Corp COM 126650100 8,404 141,651 SH   SOLE   141,651 0 0
Capital One Financial COM 14040h105 5,527 109,624 SH   SOLE   109,624 0 0
Caterpillar Inc Del COM 149123101 10,505 90,535 SH   SOLE   90,535 0 0
Cerner Corp. COM 156782104 7,852 124,655 SH   SOLE   124,655 0 0
Chevron Corp COM 166764100 5,203 71,816 SH   SOLE   71,816 0 0
Chubb Limited COM h1467j104 7,860 70,376 SH   SOLE   70,376 0 0
Cisco Systems COM 17275R102 9,238 235,024 SH   SOLE   235,024 0 0
Comcast Corp Class A COM 20030N101 8,366 243,355 SH   SOLE   243,355 0 0
Digital Realty Trust Inc. COM 253868103 13,207 95,076 SH   SOLE   95,076 0 0
Eaton Corp. COM G29183103 594 7,654 SH   SOLE   7,654 0 0
Eli Lilly & Co COM 532457108 1,362 9,825 SH   SOLE   9,825 0 0
Evercore Inc. COM 29977a105 5,915 128,439 SH   SOLE   128,439 0 0
Facebook Inc. COM 30303m102 8,573 51,399 SH   SOLE   51,399 0 0
Fiserv Inc. COM 337738108 12,627 132,937 SH   SOLE   132,937 0 0
General Dynamics COM 369550108 9,002 68,042 SH   SOLE   68,042 0 0
Gilead Sciences Inc. COM 375558103 10,079 134,822 SH   SOLE   134,822 0 0
Home Depot Inc. COM 437076102 10,485 56,160 SH   SOLE   56,160 0 0
Honeywell Inc. COM 438516106 9,973 74,548 SH   SOLE   74,548 0 0
Humana Inc. COM 444859102 497 1,583 SH   SOLE   1,583 0 0
Intel Corp. COM 458140100 10,772 199,057 SH   SOLE   199,057 0 0
International Paper COM 460146103 5,148 165,390 SH   SOLE   165,390 0 0
J. P. Morgan COM 46625H100 9,676 107,482 SH   SOLE   107,482 0 0
J2 Global Inc. COM 48123v102 7,921 105,837 SH   SOLE   105,837 0 0
Jabil Circuit, Inc. COM 466313103 6,403 260,514 SH   SOLE   260,514 0 0
Lam Research COM 512807108 12,394 51,642 SH   SOLE   51,642 0 0
Lockheed Martin Corp. COM 539830109 10,377 30,617 SH   SOLE   30,617 0 0
Lowe's Companies Inc. COM 548661107 291 3,390 SH   SOLE   3,390 0 0
MDU Resources Group COM 552690109 10,335 480,727 SH   SOLE   480,727 0 0
Medtronic PLC COM G5960L103 10,024 111,159 SH   SOLE   111,159 0 0
Merck & Co. COM 58933y105 10,644 138,344 SH   SOLE   138,344 0 0
Microsoft Corp. COM 594918104 16,364 103,760 SH   SOLE   103,760 0 0
O'Reilly Automotive Inc. COM 67103H107 5,359 17,804 SH   SOLE   17,804 0 0
PNC Financial Services Group COM 693475105 7,396 77,275 SH   SOLE   77,275 0 0
Pepsico Inc. COM 713448108 10,403 86,621 SH   SOLE   86,621 0 0
Pfizer Inc. COM 717081103 486 14,917 SH   SOLE   14,917 0 0
Phillips 66 COM 718546104 4,281 79,804 SH   SOLE   79,804 0 0
Procter & Gamble COM 742718109 10,973 99,757 SH   SOLE   99,757 0 0
Sherwin-Williams Co. COM 824348106 7,685 16,724 SH   SOLE   16,724 0 0
TJX Cos. Inc. COM 872540109 10,112 211,515 SH   SOLE   211,515 0 0
Tech Data Corp. COM 878237106 930 7,110 SH   SOLE   7,110 0 0
Thermo Fisher Scientific COM 883556102 10,173 35,873 SH   SOLE   35,873 0 0
Tyson Foods, Inc. COM 902494103 9,479 163,812 SH   SOLE   163,812 0 0
UnitedHealth Group Inc. COM 91324P102 9,735 39,037 SH   SOLE   39,037 0 0
Verizon Communications COM 92343v104 10,033 186,734 SH   SOLE   186,734 0 0
Visa Inc. COM 92826c839 12,409 77,018 SH   SOLE   77,018 0 0
Wal Mart Stores COM 931142103 7,303 64,279 SH   SOLE   64,279 0 0
Walt Disney Co. COM 254687106 9,219 95,435 SH   SOLE   95,435 0 0
Zebra Technologies Corp COM 989207105 9,083 49,472 SH   SOLE   49,472 0 0
WF Intermed Tax/Amt Fr A MMF 949921860 123 10,717 SH   SOLE   10,717 0 0