The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Pfd PFD 00206R409 330 12,000 SH   SOLE   12,000 0 0
Public Storage Pfd PFD 74460w594 308 12,000 SH   SOLE   12,000 0 0
Truist Financial Corp PFD 89832q851 305 12,000 SH   SOLE   12,000 0 0
3M Company COM 88579y101 249 1,414 SH   SOLE   1,414 0 0
AbbVie Inc. COM 00287y109 235 2,657 SH   SOLE   2,657 0 0
Allstate COM 020002101 12,722 113,141 SH   SOLE   113,141 0 0
Alphabet Inc. Class A COM 02079k305 19,248 14,371 SH   SOLE   14,371 0 0
Amazon.Com Inc. COM 023135106 18,297 9,902 SH   SOLE   9,902 0 0
Amgen COM 031162100 377 1,565 SH   SOLE   1,565 0 0
Apple Inc. COM 037833100 24,946 84,954 SH   SOLE   84,954 0 0
Automatic Data Proc COM 053015103 9,068 53,190 SH   SOLE   53,190 0 0
BP PLC ADR COM 055622104 7,871 208,563 SH   SOLE   208,563 0 0
Bank Of America Corp COM 060505104 11,700 332,197 SH   SOLE   332,197 0 0
Baxter International Inc. COM 071813109 12,226 146,220 SH   SOLE   146,220 0 0
Berkshire Hathaway Inc. Cl B COM 084670702 267 1,180 SH   SOLE   1,180 0 0
Boeing Co. COM 097023105 9,755 29,947 SH   SOLE   29,947 0 0
Booking Holdings Inc. COM 09857L108 11,307 5,506 SH   SOLE   5,506 0 0
Bristol Myers Squibb COM 110122108 224 3,500 SH   SOLE   3,500 0 0
CVS Health Corp COM 126650100 9,892 133,154 SH   SOLE   133,154 0 0
Caterpillar Inc Del COM 149123101 12,693 85,951 SH   SOLE   85,951 0 0
Cerner Corp. COM 156782104 9,192 125,257 SH   SOLE   125,257 0 0
Chevron Corp COM 166764100 8,871 73,614 SH   SOLE   73,614 0 0
Chubb Limited COM h1467j104 10,827 69,560 SH   SOLE   69,560 0 0
Cisco Systems COM 17275R102 11,090 231,243 SH   SOLE   231,243 0 0
Comcast Corp Class A COM 20030N101 11,327 251,888 SH   SOLE   251,888 0 0
ConocoPhillips COM 20825C104 263 4,045 SH   SOLE   4,045 0 0
Digital Realty Trust Inc. COM 253868103 11,259 94,029 SH   SOLE   94,029 0 0
Eli Lilly & Co COM 532457108 1,740 13,240 SH   SOLE   13,240 0 0
Evercore Inc. COM 29977a105 8,322 111,320 SH   SOLE   111,320 0 0
FedEx Corp COM 31428X106 238 1,577 SH   SOLE   1,577 0 0
Fiserv Inc. COM 337738108 15,931 137,783 SH   SOLE   137,783 0 0
General Dynamics COM 369550108 11,239 63,731 SH   SOLE   63,731 0 0
Gilead Sciences Inc. COM 375558103 8,869 136,498 SH   SOLE   136,498 0 0
Home Depot Inc. COM 437076102 12,733 58,306 SH   SOLE   58,306 0 0
Honeywell Inc. COM 438516106 11,678 65,980 SH   SOLE   65,980 0 0
Humana Inc. COM 444859102 1,249 3,408 SH   SOLE   3,408 0 0
Intel Corp. COM 458140100 11,611 194,012 SH   SOLE   194,012 0 0
International Paper COM 460146103 7,558 164,133 SH   SOLE   164,133 0 0
Ishares Trust GR Index Fund COM 464287648 245 1,148 SH   SOLE   1,148 0 0
J. P. Morgan COM 46625H100 15,183 108,917 SH   SOLE   108,917 0 0
J2 Global Inc. COM 48123v102 9,622 102,680 SH   SOLE   102,680 0 0
Jabil Circuit, Inc. COM 466313103 7,144 172,870 SH   SOLE   172,870 0 0
Lam Research COM 512807108 17,523 59,931 SH   SOLE   59,931 0 0
Lockheed Martin Corp. COM 539830109 11,755 30,189 SH   SOLE   30,189 0 0
Lowe's Companies Inc. COM 548661107 459 3,834 SH   SOLE   3,834 0 0
MDU Resources Group COM 552690109 14,430 485,724 SH   SOLE   485,724 0 0
Medtronic PLC COM G5960L103 13,781 121,479 SH   SOLE   121,479 0 0
Merck & Co. COM 58933y105 13,622 149,783 SH   SOLE   149,783 0 0
Microsoft Corp. COM 594918104 17,305 109,736 SH   SOLE   109,736 0 0
PNC Financial Services Group COM 693475105 12,372 77,507 SH   SOLE   77,507 0 0
Pepsico Inc. COM 713448108 14,235 104,157 SH   SOLE   104,157 0 0
Pfizer Inc. COM 717081103 7,939 202,640 SH   SOLE   202,640 0 0
Phillips 66 COM 718546104 9,337 83,810 SH   SOLE   83,810 0 0
Procter & Gamble COM 742718109 15,016 120,227 SH   SOLE   120,227 0 0
Royal Caribbean Cruises COM V7780T103 10,507 78,703 SH   SOLE   78,703 0 0
Sherwin-Williams Co. COM 824348106 9,785 16,769 SH   SOLE   16,769 0 0
Standard & Poors Depository Re COM 78462F103 274 853 SH   SOLE   853 0 0
TJX Cos. Inc. COM 872540109 13,372 219,005 SH   SOLE   219,005 0 0
Tech Data Corp. COM 878237106 5,816 40,508 SH   SOLE   40,508 0 0
Thermo Fisher Scientific COM 883556102 12,797 39,393 SH   SOLE   39,393 0 0
Tyson Foods, Inc. COM 902494103 15,973 175,456 SH   SOLE   175,456 0 0
U.S. Bancorp COM 902973304 12,404 209,222 SH   SOLE   209,222 0 0
UnitedHealth Group Inc. COM 91324P102 12,114 41,208 SH   SOLE   41,208 0 0
Verizon Communications COM 92343v104 11,344 184,758 SH   SOLE   184,758 0 0
Visa Inc. COM 92826c839 14,685 78,158 SH   SOLE   78,158 0 0
Walt Disney Co. COM 254687106 14,330 99,080 SH   SOLE   99,080 0 0
Western Digital Corp. COM 958102105 314 4,955 SH   SOLE   4,955 0 0
Zebra Technologies Corp COM 989207105 12,653 49,536 SH   SOLE   49,536 0 0
WF Intermed Tax/Amt Fr A MMF 949921860 124 10,663 SH   SOLE   10,663 0 0