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  <titleOfClass>COM</titleOfClass>
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  <nameOfIssuer>ABERCROMBIE &amp; FITCH CO-CL A</nameOfIssuer>
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  <nameOfIssuer>ACTIVISION BLIZZARD INC</nameOfIssuer>
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  <nameOfIssuer>ADVANSIX, INC.</nameOfIssuer>
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  <nameOfIssuer>AFFILIATED MANAGERS GROUP</nameOfIssuer>
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  <nameOfIssuer>ALIBABA GROUP HOLDING-SP ADR</nameOfIssuer>
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  <nameOfIssuer>ALLIANCEBERNSTEIN HOLDING LP</nameOfIssuer>
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  <nameOfIssuer>ALPHABET INC. CLASS A </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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  <titleOfClass>COM</titleOfClass>
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  <nameOfIssuer>AM ELECTRIC POWER INC.</nameOfIssuer>
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  <titleOfClass>COM</titleOfClass>
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  <titleOfClass>COM</titleOfClass>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>615</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ANALOG DEVICES</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>032654105</cusip>
  <value>100</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1100</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1100</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ANTHEM INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>036752103</cusip>
  <value>8</value>
  <shrsOrPrnAmt>
    <sshPrnamt>37</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>37</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>APACHE CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>037411105</cusip>
  <value>32</value>
  <shrsOrPrnAmt>
    <sshPrnamt>825</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>825</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>APPLE COMPUTER INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>037833100</cusip>
  <value>20593</value>
  <shrsOrPrnAmt>
    <sshPrnamt>122739</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>122739</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>AQUA AMERICA INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>03836w103</cusip>
  <value>21</value>
  <shrsOrPrnAmt>
    <sshPrnamt>625</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>625</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ARCH CAPITAL GROUP LTD</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>g0450a105</cusip>
  <value>13</value>
  <shrsOrPrnAmt>
    <sshPrnamt>150</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>150</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ARCHER-DANIELS-MIDLAND COMPANY</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>039483102</cusip>
  <value>47</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1075</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1075</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ASTRAZENECA PLC - SPONS ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>046353108</cusip>
  <value>40</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1155</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1155</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>053015103</cusip>
  <value>85</value>
  <shrsOrPrnAmt>
    <sshPrnamt>750</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>750</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BAIDU.COM - SPON ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>056752108</cusip>
  <value>13</value>
  <shrsOrPrnAmt>
    <sshPrnamt>58</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>58</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BAKER HUGHES A GE CO</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>05722g100</cusip>
  <value>17</value>
  <shrsOrPrnAmt>
    <sshPrnamt>598</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>598</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BANCO COMERCIAL PORTUGUES S.A.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>BZCNN3500</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>85</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>85</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BANCO SANTANDER CEN - SPON ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>05964h105</cusip>
  <value>4</value>
  <shrsOrPrnAmt>
    <sshPrnamt>553</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>553</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>060505104</cusip>
  <value>17648</value>
  <shrsOrPrnAmt>
    <sshPrnamt>588465</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>588465</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BANK OF NEW YORK MELLON CORP C</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>064058100</cusip>
  <value>59</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1150</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1150</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BARRICK GOLD CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>067901108</cusip>
  <value>78</value>
  <shrsOrPrnAmt>
    <sshPrnamt>6250</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>6250</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>075887109</cusip>
  <value>129</value>
  <shrsOrPrnAmt>
    <sshPrnamt>595</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>595</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BERKSHIRE HATHAWAY INC-CL B</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>084670702</cusip>
  <value>19950</value>
  <shrsOrPrnAmt>
    <sshPrnamt>100008</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>100008</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BIOGEN IDEC INC </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>09062x103</cusip>
  <value>71</value>
  <shrsOrPrnAmt>
    <sshPrnamt>261</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>261</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BLACK HILLS CORPORATION</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>092113109</cusip>
  <value>5</value>
  <shrsOrPrnAmt>
    <sshPrnamt>100</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>100</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BLACKSTONE GROUP LP/THE</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>09253u108</cusip>
  <value>21</value>
  <shrsOrPrnAmt>
    <sshPrnamt>650</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>650</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BLDRS DEV MKTS 100 ADR INDEX</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>09348r201</cusip>
  <value>67</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2925</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2925</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BLDRS EMER MKTS 50 ADR INDEX</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>09348r300</cusip>
  <value>41</value>
  <shrsOrPrnAmt>
    <sshPrnamt>925</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>925</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BLOCK H &amp; R INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>093671105</cusip>
  <value>4</value>
  <shrsOrPrnAmt>
    <sshPrnamt>144</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>144</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BOEING</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>097023105</cusip>
  <value>1116</value>
  <shrsOrPrnAmt>
    <sshPrnamt>3404</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>3404</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BP PLC-SPONS ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>055622104</cusip>
  <value>313</value>
  <shrsOrPrnAmt>
    <sshPrnamt>7728</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>7728</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BRIGHTHOUSE FINANCIAL INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>10922n103</cusip>
  <value>1</value>
  <shrsOrPrnAmt>
    <sshPrnamt>26</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>26</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BRISTOL-MYERS SQUIBB CO.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>110122108</cusip>
  <value>15954</value>
  <shrsOrPrnAmt>
    <sshPrnamt>252244</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>252244</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BRITISH AMERICAN TOB - SP ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>110448107</cusip>
  <value>4</value>
  <shrsOrPrnAmt>
    <sshPrnamt>61</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>61</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BROWN-FORMAN CORP - CLASS B</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>115637209</cusip>
  <value>41</value>
  <shrsOrPrnAmt>
    <sshPrnamt>584</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>584</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>BUCKEYE PARTNERS LP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>118230101</cusip>
  <value>15</value>
  <shrsOrPrnAmt>
    <sshPrnamt>400</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>400</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>CALIFORNIA RESOURCES CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>13057q206</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>24</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>24</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>CANOPY GROWTH CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>138035100</cusip>
  <value>11076</value>
  <shrsOrPrnAmt>
    <sshPrnamt>423997</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>423997</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>CANOPY GROWTH CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>138035951</cusip>
  <value>1175</value>
  <shrsOrPrnAmt>
    <sshPrnamt>45000</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>45000</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>CAPITAL ONE FINANCIAL CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>14040h105</cusip>
  <value>17</value>
  <shrsOrPrnAmt>
    <sshPrnamt>176</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>176</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>14149y108</cusip>
  <value>1</value>
  <shrsOrPrnAmt>
    <sshPrnamt>15</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>15</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>CARLYLE GROUP L.P.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>14309l102</cusip>
  <value>32</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1500</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1500</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>CARNIVAL CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>143658300</cusip>
  <value>7</value>
  <shrsOrPrnAmt>
    <sshPrnamt>100</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>100</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>CARS.COM INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>14575e105</cusip>
  <value>6</value>
  <shrsOrPrnAmt>
    <sshPrnamt>212</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>212</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>CARTER&apos;S INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>146229109</cusip>
  <value>1</value>
  <shrsOrPrnAmt>
    <sshPrnamt>10</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>10</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>CATERPILLAR INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>149123101</cusip>
  <value>45</value>
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<infoTable>
  <nameOfIssuer>CAVIUM, INC.</nameOfIssuer>
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<infoTable>
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<infoTable>
  <nameOfIssuer>CDK Global </nameOfIssuer>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
  <nameOfIssuer>CHECK POINT SOFTWARE TECH</nameOfIssuer>
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<infoTable>
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<infoTable>
  <nameOfIssuer>CHEVRON CORP</nameOfIssuer>
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<infoTable>
  <nameOfIssuer>CHINA MOBILE LTD - SPON ADR</nameOfIssuer>
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<infoTable>
  <nameOfIssuer>CHUBB CP</nameOfIssuer>
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<infoTable>
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<infoTable>
  <nameOfIssuer>CIGNA CORP</nameOfIssuer>
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<infoTable>
  <nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
  <nameOfIssuer>CLOROX COMPANY</nameOfIssuer>
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<infoTable>
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<infoTable>
  <nameOfIssuer>COCA-COLA CO</nameOfIssuer>
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<infoTable>
  <nameOfIssuer>COLGATE PALMOLIVE</nameOfIssuer>
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<infoTable>
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  <titleOfClass>COM</titleOfClass>
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<infoTable>
  <nameOfIssuer>COLUMBIA SPORTSWEAR CO.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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<infoTable>
  <nameOfIssuer>COMCAST CORP  CL A</nameOfIssuer>
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<infoTable>
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<infoTable>
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<infoTable>
  <nameOfIssuer>COMSTOCK RESOURCES, INC.</nameOfIssuer>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
  <nameOfIssuer>CORPORATE CAPITAL TRUST INC</nameOfIssuer>
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<infoTable>
  <nameOfIssuer>COSTCO WHOLESALE CORP</nameOfIssuer>
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<infoTable>
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<infoTable>
  <nameOfIssuer>CSX CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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<infoTable>
  <nameOfIssuer>CULLEN FROST BANC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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<infoTable>
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  <titleOfClass>COM</titleOfClass>
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  <value>78</value>
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<infoTable>
  <nameOfIssuer>CVS HEALTH CORPORATION </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>126650100</cusip>
  <value>28</value>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>449</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>244199105</cusip>
  <value>23</value>
  <shrsOrPrnAmt>
    <sshPrnamt>150</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>150</Sole>
    <Shared>0</Shared>
    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>DELCATH SYSTEMS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>24661p609</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>DELL TECHNOLOGIES, INC. CLASS </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>24703l103</cusip>
  <value>3</value>
  <shrsOrPrnAmt>
    <sshPrnamt>45</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>45</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>DELTA AIR LINES INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>247361702</cusip>
  <value>19</value>
  <shrsOrPrnAmt>
    <sshPrnamt>350</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>350</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>DENTSPLY INTERNATIONAL INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>24906p109</cusip>
  <value>4</value>
  <shrsOrPrnAmt>
    <sshPrnamt>75</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>75</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>DETROIT EDISON</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>233331107</cusip>
  <value>10</value>
  <shrsOrPrnAmt>
    <sshPrnamt>100</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>100</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>DIAGEO PLC-SPONSORED ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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  <value>1</value>
  <shrsOrPrnAmt>
    <sshPrnamt>5</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>5</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>DIGIMARC CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>25381b101</cusip>
  <value>12</value>
  <shrsOrPrnAmt>
    <sshPrnamt>500</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>500</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>DOLLAR TREE INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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  <value>14</value>
  <shrsOrPrnAmt>
    <sshPrnamt>145</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>145</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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  <value>97</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1434</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1434</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>DOVER CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>260003108</cusip>
  <value>29</value>
  <shrsOrPrnAmt>
    <sshPrnamt>300</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>300</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>DOWDUPONT INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>26078j100</cusip>
  <value>59</value>
  <shrsOrPrnAmt>
    <sshPrnamt>933</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>933</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>DUKE ENERGY CORP.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>26441c204</cusip>
  <value>10967</value>
  <shrsOrPrnAmt>
    <sshPrnamt>141565</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>141565</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>DUKE REALTY CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>264411505</cusip>
  <value>9</value>
  <shrsOrPrnAmt>
    <sshPrnamt>340</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>340</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>DXC TECHNOLOGY CO</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>23355l106</cusip>
  <value>18</value>
  <shrsOrPrnAmt>
    <sshPrnamt>175</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>175</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>EASTMAN CHEMICAL</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>277432100</cusip>
  <value>16</value>
  <shrsOrPrnAmt>
    <sshPrnamt>147</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>147</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>EASTMAN KODAK CO</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>277461406</cusip>
  <value>1</value>
  <shrsOrPrnAmt>
    <sshPrnamt>131</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>131</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>g29183103</cusip>
  <value>65</value>
  <shrsOrPrnAmt>
    <sshPrnamt>814</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>814</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>EBAY INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>278642103</cusip>
  <value>82</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2034</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2034</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ECLIPSE RESOURCES CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>27890g100</cusip>
  <value>3</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1800</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1800</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ECOLAB INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>278865100</cusip>
  <value>16086</value>
  <shrsOrPrnAmt>
    <sshPrnamt>117355</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>117355</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>EDISON INTERNATIONAL</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>281020107</cusip>
  <value>8</value>
  <shrsOrPrnAmt>
    <sshPrnamt>123</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>123</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>532457108</cusip>
  <value>33</value>
  <shrsOrPrnAmt>
    <sshPrnamt>425</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>425</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>EMERSON ELEC CO</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>291011104</cusip>
  <value>47</value>
  <shrsOrPrnAmt>
    <sshPrnamt>682</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>682</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ENBRIDGE INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>29250n105</cusip>
  <value>18841</value>
  <shrsOrPrnAmt>
    <sshPrnamt>598684</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>598684</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ENERGY SELECT SECTOR SPDR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>81369y506</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>0</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ENERGY TRANSFER PARTNERS LP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>29278n103</cusip>
  <value>29</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1800</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1800</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ENGIE SA SPONSORED ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>29286d105</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>12</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>12</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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  <value>37</value>
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    <sshPrnamt>1530</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1530</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>EOG RESOURCES INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>26875p101</cusip>
  <value>58</value>
  <shrsOrPrnAmt>
    <sshPrnamt>550</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>550</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ESTEE LAUDER COMPANIES-CL A</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>518439104</cusip>
  <value>33</value>
  <shrsOrPrnAmt>
    <sshPrnamt>221</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>221</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>EXELIXUS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>30161q104</cusip>
  <value>22</value>
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    <sshPrnamt>1000</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1000</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>EXELON CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>30161n101</cusip>
  <value>44</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1133</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1133</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>EXPEDIA GROUP INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>30212p303</cusip>
  <value>4</value>
  <shrsOrPrnAmt>
    <sshPrnamt>40</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>40</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>EXPRESS SCRIPTS HOLDINGS CO</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>30219g108</cusip>
  <value>2</value>
  <shrsOrPrnAmt>
    <sshPrnamt>32</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>32</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>EXTRA SPACE STORAGE INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>30225t102</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>3</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>3</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>EXXON MOBIL CORPORATION</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>30231g102</cusip>
  <value>19002</value>
  <shrsOrPrnAmt>
    <sshPrnamt>254688</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>254688</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FACEBOOK INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>30303m102</cusip>
  <value>15259</value>
  <shrsOrPrnAmt>
    <sshPrnamt>95495</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>95495</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FASTENAL CO</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>311900104</cusip>
  <value>18</value>
  <shrsOrPrnAmt>
    <sshPrnamt>325</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>325</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FEDEX CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>31428x106</cusip>
  <value>226</value>
  <shrsOrPrnAmt>
    <sshPrnamt>941</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>941</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FERRARI NV</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>n3167y103</cusip>
  <value>60</value>
  <shrsOrPrnAmt>
    <sshPrnamt>500</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>500</Sole>
    <Shared>0</Shared>
    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>316773100</cusip>
  <value>16</value>
  <shrsOrPrnAmt>
    <sshPrnamt>500</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>500</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FINANCIAL SELECT SECTOR SPDR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>81369y605</cusip>
  <value>52</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1870</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1870</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FIRST DATA CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>32008d106</cusip>
  <value>19</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1175</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1175</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>336433107</cusip>
  <value>21</value>
  <shrsOrPrnAmt>
    <sshPrnamt>300</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>300</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FIRST TRUST NASDAQ TECH INDEX</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>337345102</cusip>
  <value>81</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1070</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1070</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FIRST TRUST NORTH AMERICAN E</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>33738d101</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FIRST TRUST PREFERRED SECURITI</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>33739e108</cusip>
  <value>16149</value>
  <shrsOrPrnAmt>
    <sshPrnamt>829850</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>829850</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>337932107</cusip>
  <value>13</value>
  <shrsOrPrnAmt>
    <sshPrnamt>376</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>376</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FISERV</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>337738108</cusip>
  <value>59</value>
  <shrsOrPrnAmt>
    <sshPrnamt>826</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>826</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FITBIT INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>33812l102</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>85</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>85</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FLIR SYSTEMS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>302445101</cusip>
  <value>18704</value>
  <shrsOrPrnAmt>
    <sshPrnamt>373996</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>373996</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FLUOR CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>343412102</cusip>
  <value>6</value>
  <shrsOrPrnAmt>
    <sshPrnamt>100</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>100</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FNB CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>302520101</cusip>
  <value>16</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1200</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1200</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FORTIVE CORP </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>34959j108</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>5</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>5</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FRONTIER COMMUNICATIONS CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>35906a306</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>6</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>6</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FRONTIER INSURANCE GROUP INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>359081106</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>400</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>400</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>FUJITSU LTD - UNSPON ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>359590304</cusip>
  <value>5</value>
  <shrsOrPrnAmt>
    <sshPrnamt>152</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>152</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GANNETT CO, INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>36473h104</cusip>
  <value>3</value>
  <shrsOrPrnAmt>
    <sshPrnamt>318</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>318</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GENCOR INDUSTRIES INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>368678108</cusip>
  <value>974</value>
  <shrsOrPrnAmt>
    <sshPrnamt>60500</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>60500</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>369550108</cusip>
  <value>14305</value>
  <shrsOrPrnAmt>
    <sshPrnamt>64757</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>64757</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>369604103</cusip>
  <value>114</value>
  <shrsOrPrnAmt>
    <sshPrnamt>8426</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>8426</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GENERAL MILLS</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>370334104</cusip>
  <value>168</value>
  <shrsOrPrnAmt>
    <sshPrnamt>3728</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>3728</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GENERAL MOTORS</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>37045v100</cusip>
  <value>1</value>
  <shrsOrPrnAmt>
    <sshPrnamt>20</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>20</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GENOIL INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>371924101</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>31</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>31</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GENTEX CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>371901109</cusip>
  <value>47</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2040</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2040</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>375558103</cusip>
  <value>42</value>
  <shrsOrPrnAmt>
    <sshPrnamt>556</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>556</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GLOBAL X SUPERINCOME PREFERRED</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>37950e333</cusip>
  <value>12</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1000</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1000</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>38141g104</cusip>
  <value>19851</value>
  <shrsOrPrnAmt>
    <sshPrnamt>78817</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>78817</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GRANITE CONSTRUCTION INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>387328107</cusip>
  <value>1220</value>
  <shrsOrPrnAmt>
    <sshPrnamt>21835</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>21835</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GRAPHIC PACKAGING HOLDING CO</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>388689101</cusip>
  <value>14</value>
  <shrsOrPrnAmt>
    <sshPrnamt>900</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>900</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GUGGENHEIM S&amp;P 500 EQ WEIGHT I</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>78355w833</cusip>
  <value>20</value>
  <shrsOrPrnAmt>
    <sshPrnamt>170</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>170</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>HALLIBURTON CO.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>406216101</cusip>
  <value>42</value>
  <shrsOrPrnAmt>
    <sshPrnamt>899</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>899</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>HALYARD HEALTH INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>40650v100</cusip>
  <value>10</value>
  <shrsOrPrnAmt>
    <sshPrnamt>219</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>219</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>HARRIS CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>413875105</cusip>
  <value>8</value>
  <shrsOrPrnAmt>
    <sshPrnamt>50</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>50</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>HEALTHCARE TRUST OF AMERICA - </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>42225p501</cusip>
  <value>10</value>
  <shrsOrPrnAmt>
    <sshPrnamt>375</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>375</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>HEINEKEN NV-SPN ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>423012301</cusip>
  <value>5</value>
  <shrsOrPrnAmt>
    <sshPrnamt>100</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>100</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>HEMP INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>423703206</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>6000</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>6000</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>HENRY SCHEIN INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>806407102</cusip>
  <value>23</value>
  <shrsOrPrnAmt>
    <sshPrnamt>338</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>338</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>HERSHEY FOODS CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>427866108</cusip>
  <value>104</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1049</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1049</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>HESS CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>42809h107</cusip>
  <value>20</value>
  <shrsOrPrnAmt>
    <sshPrnamt>400</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>400</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>HIGHWOOD PROPERTIES INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>431284108</cusip>
  <value>10</value>
  <shrsOrPrnAmt>
    <sshPrnamt>225</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>225</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>437076102</cusip>
  <value>11795</value>
  <shrsOrPrnAmt>
    <sshPrnamt>66173</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>66173</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>HONEYWELL INTERNATIONAL INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>438516106</cusip>
  <value>70</value>
  <shrsOrPrnAmt>
    <sshPrnamt>486</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>486</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>HORMEL FOODS CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>440452100</cusip>
  <value>10</value>
  <shrsOrPrnAmt>
    <sshPrnamt>280</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>280</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>HSBC HLDGS PLC SPONS ADR NEW</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>404280406</cusip>
  <value>11</value>
  <shrsOrPrnAmt>
    <sshPrnamt>235</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>235</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>HUNTINGTON INGALLS INDUSTRIES,</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>446413106</cusip>
  <value>5</value>
  <shrsOrPrnAmt>
    <sshPrnamt>21</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>21</Sole>
    <Shared>0</Shared>
    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>ICAHN ENTERPRISES LP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>451100101</cusip>
  <value>9</value>
  <shrsOrPrnAmt>
    <sshPrnamt>150</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>150</Sole>
    <Shared>0</Shared>
    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>IDEXX LABORATORIES</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>45168d104</cusip>
  <value>10</value>
  <shrsOrPrnAmt>
    <sshPrnamt>50</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>50</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>ILLINOIS TOOL WORKS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>452308109</cusip>
  <value>98</value>
  <shrsOrPrnAmt>
    <sshPrnamt>625</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>625</Sole>
    <Shared>0</Shared>
    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>INFINERA CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>45667g103</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>15</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>15</Sole>
    <Shared>0</Shared>
    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>INNATE IMMUNOTHERAPEUTICS LT</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>Q4934F101</cusip>
  <value>35</value>
  <shrsOrPrnAmt>
    <sshPrnamt>600000</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>600000</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>INTEL CORPORATION</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>458140100</cusip>
  <value>17590</value>
  <shrsOrPrnAmt>
    <sshPrnamt>337754</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>337754</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>INTERNATIONAL BUSINESS MACHINE</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>459200101</cusip>
  <value>213</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1391</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1391</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>INTERNATIONAL PAPER CO</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>460146103</cusip>
  <value>2</value>
  <shrsOrPrnAmt>
    <sshPrnamt>41</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>41</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>INTUIT INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>461202103</cusip>
  <value>55</value>
  <shrsOrPrnAmt>
    <sshPrnamt>320</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>320</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>46120e602</cusip>
  <value>62</value>
  <shrsOrPrnAmt>
    <sshPrnamt>150</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>150</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES AAA - A RATED CORPOR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>46429b291</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>0</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES CHINA LARGE-CAP ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287184</cusip>
  <value>126</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2665</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2665</Sole>
    <Shared>0</Shared>
    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES COHEN &amp; STEERS REIT ET</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287564</cusip>
  <value>31</value>
  <shrsOrPrnAmt>
    <sshPrnamt>335</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>335</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES CORE MSCI EAFE ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>46432f842</cusip>
  <value>549</value>
  <shrsOrPrnAmt>
    <sshPrnamt>8330</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>8330</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES CORE MSCI EMERGING MAR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>46434g103</cusip>
  <value>74</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1267</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1267</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES CORE MSCI TOTAL INTERN</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>46432f834</cusip>
  <value>35</value>
  <shrsOrPrnAmt>
    <sshPrnamt>550</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>550</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES CORE SP 500 ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287200</cusip>
  <value>257</value>
  <shrsOrPrnAmt>
    <sshPrnamt>969</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>969</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES CORE SP MID CAP ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287507</cusip>
  <value>800</value>
  <shrsOrPrnAmt>
    <sshPrnamt>4265</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>4265</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES CORE SP SMALL CAP ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287804</cusip>
  <value>4450</value>
  <shrsOrPrnAmt>
    <sshPrnamt>57784</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>57784</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES GLOBAL TIMBER AND FORE</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464288174</cusip>
  <value>35</value>
  <shrsOrPrnAmt>
    <sshPrnamt>450</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>450</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES INTERNATIONAL DEVELOPE</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464288489</cusip>
  <value>19</value>
  <shrsOrPrnAmt>
    <sshPrnamt>635</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>635</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES LATIN AMERICA 40 ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287390</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>10</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>10</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES MSCI ACWI EX US ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464288240</cusip>
  <value>90</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1820</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1820</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES MSCI BRAZIL</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464286400</cusip>
  <value>9</value>
  <shrsOrPrnAmt>
    <sshPrnamt>190</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>190</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES MSCI BRIC ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464286657</cusip>
  <value>22</value>
  <shrsOrPrnAmt>
    <sshPrnamt>485</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>485</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES MSCI EAFE ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287465</cusip>
  <value>136</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1954</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1954</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES MSCI EAFE GROWTH INDEX</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464288885</cusip>
  <value>14</value>
  <shrsOrPrnAmt>
    <sshPrnamt>179</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>179</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES MSCI EAFE SMALL CAP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464288273</cusip>
  <value>39</value>
  <shrsOrPrnAmt>
    <sshPrnamt>603</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>603</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES MSCI EMERGING MARKETS </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287234</cusip>
  <value>92</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1905</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1905</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES MSCI JAPAN INDEX FD</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464286848</cusip>
  <value>27</value>
  <shrsOrPrnAmt>
    <sshPrnamt>437</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>437</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES MSCI MALAYSIA</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464286830</cusip>
  <value>6</value>
  <shrsOrPrnAmt>
    <sshPrnamt>175</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>175</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES MSCI PACIFIC EX JAPAN </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464286665</cusip>
  <value>139</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2995</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2995</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES MSCI TAIWAN INDEX FD</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464286731</cusip>
  <value>10</value>
  <shrsOrPrnAmt>
    <sshPrnamt>262</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>262</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES NASDAQ BIOTECH INDX</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287556</cusip>
  <value>5</value>
  <shrsOrPrnAmt>
    <sshPrnamt>51</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>51</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES RUSSELL 1000 ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287622</cusip>
  <value>433</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2946</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2946</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES RUSSELL 1000 GROWTH ET</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287614</cusip>
  <value>66</value>
  <shrsOrPrnAmt>
    <sshPrnamt>486</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>486</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES RUSSELL 1000 VALUE ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287598</cusip>
  <value>135</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1122</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1122</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES RUSSELL 2000 ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287655</cusip>
  <value>62</value>
  <shrsOrPrnAmt>
    <sshPrnamt>408</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>408</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES RUSSELL 2000 GROWTH ET</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287648</cusip>
  <value>36</value>
  <shrsOrPrnAmt>
    <sshPrnamt>189</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>189</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES RUSSELL 2000 VALUE ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287630</cusip>
  <value>36</value>
  <shrsOrPrnAmt>
    <sshPrnamt>297</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>297</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES RUSSELL MIDCAP GROWTH </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287481</cusip>
  <value>25</value>
  <shrsOrPrnAmt>
    <sshPrnamt>200</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>200</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES S&amp;P 500 GROWTH</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287309</cusip>
  <value>155</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1000</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1000</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES S&amp;P PREF STK INDX FN</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464288687</cusip>
  <value>78</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2085</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2085</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES SELECT DIVIDEND ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464287168</cusip>
  <value>10</value>
  <shrsOrPrnAmt>
    <sshPrnamt>100</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>100</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES US REGIONAL BANKS ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>464288778</cusip>
  <value>78</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1558</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1558</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ISIGN SOLUTIONS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>46436a203</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>JM SMUCKER CO/THE-NEW COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>832696405</cusip>
  <value>2</value>
  <shrsOrPrnAmt>
    <sshPrnamt>20</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>20</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>478160104</cusip>
  <value>17928</value>
  <shrsOrPrnAmt>
    <sshPrnamt>139902</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>139902</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>JOHNSON CONTROLS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>g51502105</cusip>
  <value>1</value>
  <shrsOrPrnAmt>
    <sshPrnamt>29</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>29</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>JP MORGAN CHASE &amp; CO.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>46625h100</cusip>
  <value>19760</value>
  <shrsOrPrnAmt>
    <sshPrnamt>179684</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>179684</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>JUNIPER NETWORKS, INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>48203r104</cusip>
  <value>2</value>
  <shrsOrPrnAmt>
    <sshPrnamt>70</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>70</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>KB HOME</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>48666k109</cusip>
  <value>17</value>
  <shrsOrPrnAmt>
    <sshPrnamt>600</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>600</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>KELLOGG CO</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>487836108</cusip>
  <value>143</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2203</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2203</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>KENNAMETAL INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>489170100</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>10</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>10</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>KEYCORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>493267108</cusip>
  <value>103</value>
  <shrsOrPrnAmt>
    <sshPrnamt>5263</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>5263</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>KIMBERLY CLARK</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>494368103</cusip>
  <value>180</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1631</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1631</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>49456b101</cusip>
  <value>39</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2603</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2603</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>KINGFISHER PLC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>495724403</cusip>
  <value>5</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1250</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1250</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>KRAFT HEINZ COMPANY</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>500754106</cusip>
  <value>22</value>
  <shrsOrPrnAmt>
    <sshPrnamt>357</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>357</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>L-3 COMMUNICATIONS HLDGS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>502413107</cusip>
  <value>36</value>
  <shrsOrPrnAmt>
    <sshPrnamt>175</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>175</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>LABORATORY CRP OF AMER HLDGS</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>50540r409</cusip>
  <value>36</value>
  <shrsOrPrnAmt>
    <sshPrnamt>225</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>225</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>LAMB WESTON HOLDINGS, INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>513272104</cusip>
  <value>10</value>
  <shrsOrPrnAmt>
    <sshPrnamt>166</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>166</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>LEUCADIA NATIONAL CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>527288104</cusip>
  <value>2</value>
  <shrsOrPrnAmt>
    <sshPrnamt>81</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>81</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>LINCOLN NATIONAL CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>534187109</cusip>
  <value>2</value>
  <shrsOrPrnAmt>
    <sshPrnamt>34</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>34</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>LITTON INDUSTRIES INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>3691661q6</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>8</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>8</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>LOCKHEED MARTIN CORPORATION</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>539830109</cusip>
  <value>326</value>
  <shrsOrPrnAmt>
    <sshPrnamt>966</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>966</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>LOGMEIN INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>54142l109</cusip>
  <value>4</value>
  <shrsOrPrnAmt>
    <sshPrnamt>36</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>36</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>LOWES COS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>548661107</cusip>
  <value>1542</value>
  <shrsOrPrnAmt>
    <sshPrnamt>17576</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>17576</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>LPL FINANCIAL HOLDINGS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>50212v100</cusip>
  <value>21</value>
  <shrsOrPrnAmt>
    <sshPrnamt>350</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>350</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>LULULEMON ATHLETICA INC-W/I</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>550021109</cusip>
  <value>4</value>
  <shrsOrPrnAmt>
    <sshPrnamt>40</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>40</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>LVMH MOET HENNESSY LOUIS VUITT</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>502441306</cusip>
  <value>8</value>
  <shrsOrPrnAmt>
    <sshPrnamt>128</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>128</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>M &amp; T BANK CORPORATION</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>55261f104</cusip>
  <value>194</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1054</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1054</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MACY&apos;S INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>55616p104</cusip>
  <value>1</value>
  <shrsOrPrnAmt>
    <sshPrnamt>25</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>25</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MAGELLAN MIDSTREAM PARTNERS</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>559080106</cusip>
  <value>16</value>
  <shrsOrPrnAmt>
    <sshPrnamt>278</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>278</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MANHATTAN SCIENTIFICS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>563122100</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>12000</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>12000</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MANNING &amp; NAPIER INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>56382q102</cusip>
  <value>54</value>
  <shrsOrPrnAmt>
    <sshPrnamt>15500</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>15500</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MARATHON OIL CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>565849106</cusip>
  <value>19</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1175</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1175</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>56585a102</cusip>
  <value>16</value>
  <shrsOrPrnAmt>
    <sshPrnamt>224</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>224</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MARRIOTT INTERNATIONAL-CL A</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>571903202</cusip>
  <value>75</value>
  <shrsOrPrnAmt>
    <sshPrnamt>553</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>553</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MASTERCARD INC - CLASS A</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>57636q104</cusip>
  <value>18928</value>
  <shrsOrPrnAmt>
    <sshPrnamt>108059</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>108059</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MATTEL INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>577081102</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>10</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>10</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MCCORMICK &amp; CO - NON VTG SHRS</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>579780206</cusip>
  <value>28</value>
  <shrsOrPrnAmt>
    <sshPrnamt>265</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>265</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MCDONALDS CORP.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>580135101</cusip>
  <value>11999</value>
  <shrsOrPrnAmt>
    <sshPrnamt>76729</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>76729</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MCKESSON CORP. COMMON STOCK</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>58155q103</cusip>
  <value>4</value>
  <shrsOrPrnAmt>
    <sshPrnamt>25</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>25</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MEDICAL TRANSCRIPTION BILLING </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>58464j105</cusip>
  <value>64</value>
  <shrsOrPrnAmt>
    <sshPrnamt>19158</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>19158</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MERCK &amp; CO. INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>58933y105</cusip>
  <value>135</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2478</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2478</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>METLIFE INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>59156r108</cusip>
  <value>14</value>
  <shrsOrPrnAmt>
    <sshPrnamt>304</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>304</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MICROCHIP TECHNOLOGY INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>595017104</cusip>
  <value>196</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2140</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2140</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>594918104</cusip>
  <value>21336</value>
  <shrsOrPrnAmt>
    <sshPrnamt>233773</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>233773</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MOLSON COORS BREWING CO - B</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>60871r209</cusip>
  <value>50</value>
  <shrsOrPrnAmt>
    <sshPrnamt>660</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>660</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MONDELEZ INTERNATIONAL INC - A</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>609207105</cusip>
  <value>34</value>
  <shrsOrPrnAmt>
    <sshPrnamt>824</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>824</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MONRO INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>610236101</cusip>
  <value>13</value>
  <shrsOrPrnAmt>
    <sshPrnamt>250</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>250</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MONSANTO CO </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>61166w101</cusip>
  <value>83</value>
  <shrsOrPrnAmt>
    <sshPrnamt>708</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>708</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MOODY&apos;S CORPORATION</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>615369105</cusip>
  <value>35</value>
  <shrsOrPrnAmt>
    <sshPrnamt>215</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>215</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MOTOROLA SOLUTIONS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>620076307</cusip>
  <value>4</value>
  <shrsOrPrnAmt>
    <sshPrnamt>35</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>35</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MSC INDUSTRIAL DIRECT CO - A</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>553530106</cusip>
  <value>1</value>
  <shrsOrPrnAmt>
    <sshPrnamt>10</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>10</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MUELLER WATER PRODUCTS INC - A</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>624758108</cusip>
  <value>76</value>
  <shrsOrPrnAmt>
    <sshPrnamt>7000</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>7000</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MURPHY USA, INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>626755102</cusip>
  <value>1</value>
  <shrsOrPrnAmt>
    <sshPrnamt>20</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>20</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MYLAN LABORATORIES</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>n59465109</cusip>
  <value>10</value>
  <shrsOrPrnAmt>
    <sshPrnamt>245</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>245</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>N B T BANCORP INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>628778102</cusip>
  <value>219</value>
  <shrsOrPrnAmt>
    <sshPrnamt>6177</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>6177</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NATHAN&apos;S FAMOUS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>632347100</cusip>
  <value>38</value>
  <shrsOrPrnAmt>
    <sshPrnamt>520</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>520</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NATIONAL FUEL GAS</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>636180101</cusip>
  <value>21</value>
  <shrsOrPrnAmt>
    <sshPrnamt>404</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>404</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NESTLE SPON ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>641069406</cusip>
  <value>16</value>
  <shrsOrPrnAmt>
    <sshPrnamt>204</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>204</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NETGEAR INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>64111q104</cusip>
  <value>16</value>
  <shrsOrPrnAmt>
    <sshPrnamt>275</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>275</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NEW MEDIA INVESTMENT GROUP INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>64704v106</cusip>
  <value>6</value>
  <shrsOrPrnAmt>
    <sshPrnamt>337</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>337</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>65339f101</cusip>
  <value>67</value>
  <shrsOrPrnAmt>
    <sshPrnamt>413</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>413</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NEXTERA ENERGY PARTNERS LP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>65341b106</cusip>
  <value>14</value>
  <shrsOrPrnAmt>
    <sshPrnamt>350</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>350</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NIKE INC -CL B</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>654106103</cusip>
  <value>62</value>
  <shrsOrPrnAmt>
    <sshPrnamt>932</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>932</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NISOURCE, INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>65473p105</cusip>
  <value>14</value>
  <shrsOrPrnAmt>
    <sshPrnamt>600</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>600</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NISSAN MOTOR CO LTD - SPON ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>654744408</cusip>
  <value>2</value>
  <shrsOrPrnAmt>
    <sshPrnamt>100</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>100</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NORDSTROM INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>655664100</cusip>
  <value>1</value>
  <shrsOrPrnAmt>
    <sshPrnamt>24</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>24</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NORFOLK SOUTHERN</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>655844108</cusip>
  <value>147</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1084</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1084</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NORTHROP GRUMMAN  CORP.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>666807102</cusip>
  <value>45</value>
  <shrsOrPrnAmt>
    <sshPrnamt>128</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>128</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NORTHWEST BANCSHARES INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>667340103</cusip>
  <value>13</value>
  <shrsOrPrnAmt>
    <sshPrnamt>800</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>800</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NOVAGOLD RESOURCES INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>66987e206</cusip>
  <value>35</value>
  <shrsOrPrnAmt>
    <sshPrnamt>8000</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>8000</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NOVARTIS AG-ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>66987v109</cusip>
  <value>75</value>
  <shrsOrPrnAmt>
    <sshPrnamt>925</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>925</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NOVO-NORDISK A/S - SPONS ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>670100205</cusip>
  <value>6</value>
  <shrsOrPrnAmt>
    <sshPrnamt>120</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>120</Sole>
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    <None>0</None>
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<infoTable>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>222472</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer>
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  <cusip>67066g104</cusip>
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    <sshPrnamt>74535</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>74535</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>NXP SEMICONDUCTORS NV</nameOfIssuer>
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    <sshPrnamt>165</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>165</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>OCCIDENTAL PETROLEUM CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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  <shrsOrPrnAmt>
    <sshPrnamt>812</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>812</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>OLIN CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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    <sshPrnamt>275</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>275</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>OMNICOM GROUP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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    <sshPrnamt>400</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>400</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>ONEOK INC</nameOfIssuer>
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    <sshPrnamt>246</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>246</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>OPKO HEALTH INC</nameOfIssuer>
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    <sshPrnamt>990</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>990</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>ORACLE CORPORATION</nameOfIssuer>
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  <shrsOrPrnAmt>
    <sshPrnamt>1441</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1441</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer>
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    <sshPrnamt>84217</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>84217</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>PARKER HANNIFIN CORP</nameOfIssuer>
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  <cusip>701094104</cusip>
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    <sshPrnamt>6420</sshPrnamt>
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  <votingAuthority>
    <Sole>6420</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>PATHFINDER BANCORP INC</nameOfIssuer>
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    <sshPrnamt>247</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>247</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>PATTERN ENERGY GROUP INC</nameOfIssuer>
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    <sshPrnamt>700</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>700</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>PAYCHEX</nameOfIssuer>
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    <sshPrnamt>14631</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>14631</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>PAYPAL HOLDINGS INC</nameOfIssuer>
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    <sshPrnamt>1574</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1574</Sole>
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<infoTable>
  <nameOfIssuer>PENTAIR LTD </nameOfIssuer>
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    <Sole>50</Sole>
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<infoTable>
  <nameOfIssuer>PEPSICO</nameOfIssuer>
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    <sshPrnamt>145748</sshPrnamt>
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    <Sole>145748</Sole>
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<infoTable>
  <nameOfIssuer>PERKINELMER INC</nameOfIssuer>
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    <sshPrnamt>200</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>200</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>PFIZER INC</nameOfIssuer>
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    <sshPrnamt>7467</sshPrnamt>
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</infoTable>
<infoTable>
  <nameOfIssuer>PG&amp;E CORPORATION</nameOfIssuer>
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    <sshPrnamt>1500</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1500</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>PHILIP MORRIS INTERNATIONAL </nameOfIssuer>
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  <cusip>718172109</cusip>
  <value>168</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1688</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1688</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>PHILLIPS 66</nameOfIssuer>
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    <sshPrnamt>57</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>57</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>PHOTRONICS INC</nameOfIssuer>
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    <sshPrnamt>4000</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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    <Sole>4000</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>PINNACLE WEST CAPITAL</nameOfIssuer>
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    <sshPrnamt>300</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
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</infoTable>
<infoTable>
  <nameOfIssuer>PLAINS ALL AMER PIPELINE LP</nameOfIssuer>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>284</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
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    <sshPrnamt>126938</sshPrnamt>
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    <Sole>126938</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>POWERSHARES GBL CLEAN ENERGY</nameOfIssuer>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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    <Sole>400</Sole>
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<infoTable>
  <nameOfIssuer>POWERSHARES PREDERRED PORT</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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    <sshPrnamt>2627</sshPrnamt>
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  <votingAuthority>
    <Sole>2627</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>POWERSHARES QQQ </nameOfIssuer>
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  <value>127</value>
  <shrsOrPrnAmt>
    <sshPrnamt>790</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>790</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>POWERSHARES S&amp;P 500 EQUAL WEIG</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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    <Sole>6</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>PPG INDUSTRIES INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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    <sshPrnamt>90</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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    <Sole>90</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>PPL CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>69351t106</cusip>
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    <sshPrnamt>1675</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1675</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>PRINCIPAL FINANCIAL GROUP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>74251v102</cusip>
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  <shrsOrPrnAmt>
    <sshPrnamt>105</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>105</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>PROCTER &amp; GAMBLE CO.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>742718109</cusip>
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    <sshPrnamt>184446</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>184446</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>PROTO LABS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>743713109</cusip>
  <value>24</value>
  <shrsOrPrnAmt>
    <sshPrnamt>200</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>200</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>PRUDENTIAL FINANCIAL INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>744320102</cusip>
  <value>18</value>
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    <sshPrnamt>176</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>176</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>PSI NET, INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>74437c101</cusip>
  <value>0</value>
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    <sshPrnamt>14456</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>14456</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>PUBLIC SERVICE ENTERPRISES</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>744573106</cusip>
  <value>11</value>
  <shrsOrPrnAmt>
    <sshPrnamt>223</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>223</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>QUALCOMM INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>747525103</cusip>
  <value>352</value>
  <shrsOrPrnAmt>
    <sshPrnamt>6350</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>6350</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>RAYTHEON</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>755111507</cusip>
  <value>1302</value>
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    <sshPrnamt>6034</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>6034</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>RCG RESOURCES, INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>74955l103</cusip>
  <value>102</value>
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    <sshPrnamt>4000</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>4000</Sole>
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    <None>0</None>
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<infoTable>
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<infoTable>
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<infoTable>
  <nameOfIssuer>RESTURANT BRANDS INTERNATIONAL</nameOfIssuer>
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<infoTable>
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  <cusip>808513105</cusip>
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  <nameOfIssuer>SCHWAB INTL EQUITY ETF</nameOfIssuer>
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  <nameOfIssuer>SCHWAB U.S. MID-CAP ETF</nameOfIssuer>
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<infoTable>
  <nameOfIssuer>SCHWAB US BROAD MARKET ETF</nameOfIssuer>
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  <nameOfIssuer>SCHWAB US LARGE-CAP ETF</nameOfIssuer>
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  <value>2644</value>
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<infoTable>
  <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
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<infoTable>
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  <titleOfClass>COM</titleOfClass>
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<infoTable>
  <nameOfIssuer>SINGAPORE TELECOMMUNICAT - ADR</nameOfIssuer>
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<infoTable>
  <nameOfIssuer>SIRIUS XM HOLDINGS INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>82968b103</cusip>
  <value>6</value>
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    <sshPrnamt>900</sshPrnamt>
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<infoTable>
  <nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>83088m102</cusip>
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<infoTable>
  <nameOfIssuer>SOLVAY BANK CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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<infoTable>
  <nameOfIssuer>SONO-TEK CORP</nameOfIssuer>
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<infoTable>
  <nameOfIssuer>SOUTHERN COMPANY</nameOfIssuer>
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<infoTable>
  <nameOfIssuer>SOUTHWEST AIRLINES</nameOfIssuer>
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<infoTable>
  <nameOfIssuer>SPDR BARCLAYS CAPITAL INTL D</nameOfIssuer>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
  <nameOfIssuer>SPIRIT REALTY CAPITAL, INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
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    <sshPrnamt>8000</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>8000</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>SPONGETECH DELIVERY SYSTEMS</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>849109103</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>8570</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>8570</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>855244109</cusip>
  <value>13490</value>
  <shrsOrPrnAmt>
    <sshPrnamt>233027</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>233027</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>STARRETT (L.S.) CO - CL A</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>855668109</cusip>
  <value>357</value>
  <shrsOrPrnAmt>
    <sshPrnamt>52871</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>52871</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>STARWOOD PROPERTY TRUST INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>85571b105</cusip>
  <value>19</value>
  <shrsOrPrnAmt>
    <sshPrnamt>900</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>900</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>STATE STREET CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>857477103</cusip>
  <value>21</value>
  <shrsOrPrnAmt>
    <sshPrnamt>207</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>207</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>STERIS CORPORATION</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>g84720104</cusip>
  <value>49</value>
  <shrsOrPrnAmt>
    <sshPrnamt>525</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>525</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>STEUBEN TR CO HORNELL N Y </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>860010107</cusip>
  <value>6</value>
  <shrsOrPrnAmt>
    <sshPrnamt>134</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>134</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>STRATASYS LTD</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>m85548101</cusip>
  <value>4</value>
  <shrsOrPrnAmt>
    <sshPrnamt>200</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>200</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>STRYKER CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>863667101</cusip>
  <value>127</value>
  <shrsOrPrnAmt>
    <sshPrnamt>790</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>790</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>SUN COMMUNITIES INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>866674104</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>SUNCOR ENERGY INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>867224107</cusip>
  <value>15</value>
  <shrsOrPrnAmt>
    <sshPrnamt>425</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>425</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>SYNERGY PHARMACEITICALS, INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>871639308</cusip>
  <value>5</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2500</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2500</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>SYSCO CORPORATION</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>871829107</cusip>
  <value>89</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1485</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1485</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>T-MOBILE US INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>872590104</cusip>
  <value>18</value>
  <shrsOrPrnAmt>
    <sshPrnamt>300</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>300</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>T ROWE PRICE GROUP INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>74144t108</cusip>
  <value>4</value>
  <shrsOrPrnAmt>
    <sshPrnamt>35</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>35</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TAIWAN SEMICONDUCTOR - SP ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>874039100</cusip>
  <value>11</value>
  <shrsOrPrnAmt>
    <sshPrnamt>253</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>253</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TARGA RESOURCES CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>87612g101</cusip>
  <value>5</value>
  <shrsOrPrnAmt>
    <sshPrnamt>124</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>124</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TARGET CORPORATION</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>87612e106</cusip>
  <value>7</value>
  <shrsOrPrnAmt>
    <sshPrnamt>100</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>100</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TECK RESOURCES LIMITED</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>878742204</cusip>
  <value>28</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1100</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1100</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TEGNA, INC. </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>87901j105</cusip>
  <value>7</value>
  <shrsOrPrnAmt>
    <sshPrnamt>636</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>636</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TELEFLEX INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>879369106</cusip>
  <value>38</value>
  <shrsOrPrnAmt>
    <sshPrnamt>150</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>150</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TEXTRON INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>883203101</cusip>
  <value>173</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2930</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2930</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>883556102</cusip>
  <value>8</value>
  <shrsOrPrnAmt>
    <sshPrnamt>38</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>38</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TIME WARNER</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>887317303</cusip>
  <value>3</value>
  <shrsOrPrnAmt>
    <sshPrnamt>37</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>37</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TJX COMPANIES</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>872540109</cusip>
  <value>13735</value>
  <shrsOrPrnAmt>
    <sshPrnamt>168409</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>168409</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>889478103</cusip>
  <value>8</value>
  <shrsOrPrnAmt>
    <sshPrnamt>175</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>175</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TOMPKINS TRUSTCO INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>890110109</cusip>
  <value>959</value>
  <shrsOrPrnAmt>
    <sshPrnamt>12656</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>12656</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TOTAL FINA SA -SPON ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>89151e109</cusip>
  <value>52</value>
  <shrsOrPrnAmt>
    <sshPrnamt>895</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>895</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TRANSCAT INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>893529107</cusip>
  <value>329</value>
  <shrsOrPrnAmt>
    <sshPrnamt>21054</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>21054</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TRANSOCEAN LTD</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>h8817h100</cusip>
  <value>1</value>
  <shrsOrPrnAmt>
    <sshPrnamt>65</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>65</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TRAVELERS GROUP INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>89417e109</cusip>
  <value>5</value>
  <shrsOrPrnAmt>
    <sshPrnamt>38</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>38</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TRAVELPORT WORLDWIDE LTD</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>g9019d104</cusip>
  <value>9</value>
  <shrsOrPrnAmt>
    <sshPrnamt>575</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>575</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TSL HOLDINGS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>872918107</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>300</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>300</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>U.S. BANCORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>902973304</cusip>
  <value>4</value>
  <shrsOrPrnAmt>
    <sshPrnamt>77</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>77</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>UGI CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>902681105</cusip>
  <value>60</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1342</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1342</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ULTA SALON COSMETICS &amp; FRAG</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>90384s303</cusip>
  <value>4</value>
  <shrsOrPrnAmt>
    <sshPrnamt>20</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>20</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>UNDER ARMOUR INC - CLASS A</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>904311107</cusip>
  <value>27</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1630</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1630</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>UNILEVER PLC-SPONSORED ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>904767704</cusip>
  <value>26</value>
  <shrsOrPrnAmt>
    <sshPrnamt>476</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>476</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>907818108</cusip>
  <value>280</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2082</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2082</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>UNITED PARCEL SERVICE -CL B</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>911312106</cusip>
  <value>13755</value>
  <shrsOrPrnAmt>
    <sshPrnamt>131423</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>131423</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>UNITED RENTALS INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>911363109</cusip>
  <value>14599</value>
  <shrsOrPrnAmt>
    <sshPrnamt>84522</sshPrnamt>
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  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>84522</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>UNITED STATES OIL FUND LP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>91232n108</cusip>
  <value>33</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2500</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2500</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>UNITED TECHNOLOGIES</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>913017109</cusip>
  <value>376</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2988</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2988</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>91324p102</cusip>
  <value>238</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1113</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1113</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>UNITI GROUP INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>91325v108</cusip>
  <value>20</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1242</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1242</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>UNIVERSAL DISPLAY CORPORATION</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>91347p105</cusip>
  <value>7329</value>
  <shrsOrPrnAmt>
    <sshPrnamt>72562</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>72562</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>UNUM GROUP </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>91529Y106</cusip>
  <value>5</value>
  <shrsOrPrnAmt>
    <sshPrnamt>96</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>96</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>US NATURAL GAS FUND LP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>912318201</cusip>
  <value>1</value>
  <shrsOrPrnAmt>
    <sshPrnamt>48</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>48</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANECK VECTORS BIOTECH ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92189f726</cusip>
  <value>3</value>
  <shrsOrPrnAmt>
    <sshPrnamt>25</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>25</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD EMERG MKTS GOV BND</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>921946885</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD EXTENDED MARKET ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922908652</cusip>
  <value>204</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1828</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1828</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD FTSE ALL-WORLD EX-US </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922042775</cusip>
  <value>26</value>
  <shrsOrPrnAmt>
    <sshPrnamt>480</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>480</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD FTSE DEVELOPED MARKET</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>921943858</cusip>
  <value>4162</value>
  <shrsOrPrnAmt>
    <sshPrnamt>94047</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>94047</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD FTSE EMERGING MARKET </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922042858</cusip>
  <value>3562</value>
  <shrsOrPrnAmt>
    <sshPrnamt>75815</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>75815</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD FTSE PACIFIC ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922042866</cusip>
  <value>9</value>
  <shrsOrPrnAmt>
    <sshPrnamt>120</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>120</Sole>
    <Shared>0</Shared>
    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD GROWTH INDEX FUND</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922908736</cusip>
  <value>31</value>
  <shrsOrPrnAmt>
    <sshPrnamt>219</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>219</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD HEALTH CARE INDEX FUN</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92204a504</cusip>
  <value>11</value>
  <shrsOrPrnAmt>
    <sshPrnamt>73</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>73</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD LARGE-CAP ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922908637</cusip>
  <value>224</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1850</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1850</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD MID-CAP ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922908629</cusip>
  <value>407</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2637</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2637</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD MID-CAP GROWTH ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922908538</cusip>
  <value>130</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1000</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1000</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD REAL ESTATE ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922908553</cusip>
  <value>315</value>
  <shrsOrPrnAmt>
    <sshPrnamt>4178</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>4178</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD RUSSELL 1000</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92206c730</cusip>
  <value>81</value>
  <shrsOrPrnAmt>
    <sshPrnamt>665</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>665</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD S&amp;P 500 ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922908363</cusip>
  <value>1226</value>
  <shrsOrPrnAmt>
    <sshPrnamt>5065</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>5065</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD SMALL-CAP ETF</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922908751</cusip>
  <value>379</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2582</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2582</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD SMALL CAP INDEX FUND</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922908611</cusip>
  <value>9</value>
  <shrsOrPrnAmt>
    <sshPrnamt>71</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>71</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD TOTL STCK MK VIPERs</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922908769</cusip>
  <value>27</value>
  <shrsOrPrnAmt>
    <sshPrnamt>200</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>200</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD UTILITIES INDEX FUND</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92204a876</cusip>
  <value>31</value>
  <shrsOrPrnAmt>
    <sshPrnamt>273</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>273</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD VALUE VIPERS</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>922908744</cusip>
  <value>49</value>
  <shrsOrPrnAmt>
    <sshPrnamt>477</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>477</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VENTAS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92276f100</cusip>
  <value>15826</value>
  <shrsOrPrnAmt>
    <sshPrnamt>319526</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>319526</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VERIZON COMMUNICATIONS</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92343v104</cusip>
  <value>14917</value>
  <shrsOrPrnAmt>
    <sshPrnamt>311950</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>311950</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VESTAS WIND SYSTEMS-UNSP ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>925458101</cusip>
  <value>8</value>
  <shrsOrPrnAmt>
    <sshPrnamt>350</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>350</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VF CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>918204108</cusip>
  <value>122</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1650</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1650</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VIACOM INC - CLASS B</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92553p201</cusip>
  <value>1</value>
  <shrsOrPrnAmt>
    <sshPrnamt>32</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>32</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VISA INC - CLASS A SHARES</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92826c839</cusip>
  <value>85</value>
  <shrsOrPrnAmt>
    <sshPrnamt>714</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>714</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VODAPHONE GROUP PLC-SP ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92857w308</cusip>
  <value>19</value>
  <shrsOrPrnAmt>
    <sshPrnamt>692</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>692</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VOLKSWAGEN AG - SPONS ADR</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>928662303</cusip>
  <value>48</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1200</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1200</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VOYA FINANCIAL INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>929089100</cusip>
  <value>34</value>
  <shrsOrPrnAmt>
    <sshPrnamt>675</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>675</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VULCAN MATERIALS CO</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>929160109</cusip>
  <value>34</value>
  <shrsOrPrnAmt>
    <sshPrnamt>300</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>300</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VUZIX CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92921w300</cusip>
  <value>31</value>
  <shrsOrPrnAmt>
    <sshPrnamt>5700</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>5700</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WALGREENS BOOTS ALLICANCE INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>931427108</cusip>
  <value>141</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2155</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2155</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WALMART DE MEXICO - SPON ADR V</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>93114w107</cusip>
  <value>3</value>
  <shrsOrPrnAmt>
    <sshPrnamt>124</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>124</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WALMART INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>931142103</cusip>
  <value>19</value>
  <shrsOrPrnAmt>
    <sshPrnamt>216</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>216</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WALT DISNEY COM</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>254687106</cusip>
  <value>16029</value>
  <shrsOrPrnAmt>
    <sshPrnamt>159588</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>159588</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WASHINGTON REAL ESTATE INV</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>939653101</cusip>
  <value>24</value>
  <shrsOrPrnAmt>
    <sshPrnamt>895</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>895</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>94106l109</cusip>
  <value>168</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2000</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2000</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WATERS CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>941848103</cusip>
  <value>15</value>
  <shrsOrPrnAmt>
    <sshPrnamt>75</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>75</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WAYFAIR INC-CLASS A</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>94419l101</cusip>
  <value>495</value>
  <shrsOrPrnAmt>
    <sshPrnamt>7335</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>7335</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92939u106</cusip>
  <value>125</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2000</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2000</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WELLS FARGO &amp; CO</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>949746101</cusip>
  <value>1335</value>
  <shrsOrPrnAmt>
    <sshPrnamt>25472</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>25472</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WGL HOLDINGS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92924f106</cusip>
  <value>46</value>
  <shrsOrPrnAmt>
    <sshPrnamt>550</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>550</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>963320106</cusip>
  <value>10</value>
  <shrsOrPrnAmt>
    <sshPrnamt>65</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>65</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WILLIAMS COS INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>969457100</cusip>
  <value>12</value>
  <shrsOrPrnAmt>
    <sshPrnamt>500</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>500</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WILLIAMS PARTNERS LP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>96949l105</cusip>
  <value>6</value>
  <shrsOrPrnAmt>
    <sshPrnamt>175</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>175</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WINDSTREAM HOLDINGS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>97382a200</cusip>
  <value>2</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1711</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1711</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>WP CAREY INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>92936U109</cusip>
  <value>63</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1024</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1024</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>XCEL ENERGY</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>98389b100</cusip>
  <value>65</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1440</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1440</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>XEROX CORP</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>984121608</cusip>
  <value>53</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1856</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1856</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>XL GROUP PLC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>g98294104</cusip>
  <value>38</value>
  <shrsOrPrnAmt>
    <sshPrnamt>686</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>686</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>XPO LOGISTICS INC</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>983793100</cusip>
  <value>21</value>
  <shrsOrPrnAmt>
    <sshPrnamt>210</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>210</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>XYLEM INC - W/I</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>98419m100</cusip>
  <value>67</value>
  <shrsOrPrnAmt>
    <sshPrnamt>870</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>870</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>YUM CHINA HOLDINGS </nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>98850p109</cusip>
  <value>12</value>
  <shrsOrPrnAmt>
    <sshPrnamt>301</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>301</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>YUM! BRANDS INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>988498101</cusip>
  <value>30</value>
  <shrsOrPrnAmt>
    <sshPrnamt>351</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>351</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ZIMMER BIOMET HOLDINGS INC.</nameOfIssuer>
  <titleOfClass>COM</titleOfClass>
  <cusip>98956p102</cusip>
  <value>14891</value>
  <shrsOrPrnAmt>
    <sshPrnamt>136560</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>136560</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>CCL INDUSTRIES INC. CLASS B</nameOfIssuer>
  <titleOfClass>FOR</titleOfClass>
  <cusip>124900952</cusip>
  <value>3</value>
  <shrsOrPrnAmt>
    <sshPrnamt>50</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>50</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>GASFRAC ENERGY SERVICES COMPAN</nameOfIssuer>
  <titleOfClass>FOR</titleOfClass>
  <cusip>367257201</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>4725</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>4725</Sole>
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    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>INNATE IMMUNOTHERAPEUTICS LTD </nameOfIssuer>
  <titleOfClass>FOR</titleOfClass>
  <cusip>ACI11Y0R8</cusip>
  <value>26</value>
  <shrsOrPrnAmt>
    <sshPrnamt>450000</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>450000</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>LEHMAN BROTHERS HOLDINGS INC</nameOfIssuer>
  <titleOfClass>FOR</titleOfClass>
  <cusip>524esc100</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>50</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>50</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NESTLE SA - REG</nameOfIssuer>
  <titleOfClass>FOR</titleOfClass>
  <cusip>712387901</cusip>
  <value>70</value>
  <shrsOrPrnAmt>
    <sshPrnamt>900</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>900</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>SKY PLC</nameOfIssuer>
  <titleOfClass>FOR</titleOfClass>
  <cusip>001411924</cusip>
  <value>853</value>
  <shrsOrPrnAmt>
    <sshPrnamt>46865</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>46865</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>TITAN MEDICAL INC</nameOfIssuer>
  <titleOfClass>FOR</titleOfClass>
  <cusip>88830x959</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2000</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2000</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>ABERDEEN INTERNATIONAL EQUITY </nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>003019387</cusip>
  <value>90</value>
  <shrsOrPrnAmt>
    <sshPrnamt>5852</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>5852</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>AMERICAN AMCAP FUND - A</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>023375108</cusip>
  <value>17</value>
  <shrsOrPrnAmt>
    <sshPrnamt>513</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>513</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>AMERICAN BALANCED FUND-C</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>024071300</cusip>
  <value>9</value>
  <shrsOrPrnAmt>
    <sshPrnamt>329</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>329</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>AMERICAN CAP INCM BUILDER - A</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>140193103</cusip>
  <value>128</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2108</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2108</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>AMERICAN CENTURY SMALL CAP GRO</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>025083338</cusip>
  <value>172</value>
  <shrsOrPrnAmt>
    <sshPrnamt>9615</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>9615</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>AMERICAN CENTURY ULTRA-INV</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>025083882</cusip>
  <value>452</value>
  <shrsOrPrnAmt>
    <sshPrnamt>10105</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>10105</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>AMERICAN EUROPACIFIC GRTH - F1</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>298706409</cusip>
  <value>259</value>
  <shrsOrPrnAmt>
    <sshPrnamt>4594</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>4594</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>AMERICAN FUNDAMENTAL INVST-A</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>360802102</cusip>
  <value>311</value>
  <shrsOrPrnAmt>
    <sshPrnamt>5030</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>5030</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>AMERICAN GROWTH FD OF AMERICA</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>399874106</cusip>
  <value>270</value>
  <shrsOrPrnAmt>
    <sshPrnamt>5299</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>5299</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>AMERICAN INCOME FD OF AMER-A</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>453320103</cusip>
  <value>129</value>
  <shrsOrPrnAmt>
    <sshPrnamt>5663</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>5663</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>AMERICAN MUTUAL FUND - A</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>027681105</cusip>
  <value>17</value>
  <shrsOrPrnAmt>
    <sshPrnamt>418</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>418</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>AMERICAN NEW PERSPECTIVE - A</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>648018109</cusip>
  <value>232</value>
  <shrsOrPrnAmt>
    <sshPrnamt>5264</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>5264</Sole>
    <Shared>0</Shared>
    <None>0</None>
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<infoTable>
  <nameOfIssuer>AMERICAN SMALLCAP WORLD FD - A</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>831681101</cusip>
  <value>146</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2590</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2590</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>AQR EQUITY MARKET NEUTRAL FUND</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>00191k799</cusip>
  <value>92</value>
  <shrsOrPrnAmt>
    <sshPrnamt>7501</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>7501</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>AQR MANAGED FUTURES STR-I</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>00203h859</cusip>
  <value>82</value>
  <shrsOrPrnAmt>
    <sshPrnamt>9182</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>9182</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>AQR STYLE PREMIA ALT - I </nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>00203h420</cusip>
  <value>118</value>
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    <sshPrnamt>11234</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>11234</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>BLACKROCK EQUITY DIVIDEND - A</nameOfIssuer>
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  <cusip>09251m108</cusip>
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    <sshPrnamt>1765</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1765</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>BROWN ADVISORY - WMC STRATEGIC</nameOfIssuer>
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  <cusip>115233629</cusip>
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    <sshPrnamt>493</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>493</Sole>
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    <None>0</None>
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<infoTable>
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  <cusip>00758m261</cusip>
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    <sshPrnamt>506</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>506</Sole>
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    <None>0</None>
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<infoTable>
  <nameOfIssuer>CAPITAL WRLD GRTH &amp; INC - A</nameOfIssuer>
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  <cusip>140543109</cusip>
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    <sshPrnamt>2199</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2199</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>COLUMBIA BALANCED FUND-C</nameOfIssuer>
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  <cusip>19765p455</cusip>
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    <sshPrnamt>170</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>170</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>COLUMBIA DISCIPLINE CORE - A</nameOfIssuer>
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    <sshPrnamt>1662</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1662</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
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  <cusip>19763p390</cusip>
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    <sshPrnamt>926</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>926</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>COLUMBIA FDS SRS TR I, DIVIDEN</nameOfIssuer>
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    <sshPrnamt>3633</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>3633</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>COLUMBIA MID CAP GROWTH FUND -</nameOfIssuer>
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    <sshPrnamt>39</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>39</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>COLUMBIA SELECT SMALLER-CAP VA</nameOfIssuer>
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  <cusip>19766h510</cusip>
  <value>11</value>
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    <sshPrnamt>610</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>610</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
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  <cusip>23325p104</cusip>
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  <shrsOrPrnAmt>
    <sshPrnamt>1500</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1500</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>DODGE &amp; COX INTL STOCK FUND</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>256206103</cusip>
  <value>6</value>
  <shrsOrPrnAmt>
    <sshPrnamt>139</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>139</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>DODGE &amp; COX STOCK FUND</nameOfIssuer>
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    <sshPrnamt>426</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>426</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>DREYFUS APPRECIATION FD - INV</nameOfIssuer>
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  <cusip>261970107</cusip>
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  <shrsOrPrnAmt>
    <sshPrnamt>295</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>295</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
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  <cusip>298706102</cusip>
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  <shrsOrPrnAmt>
    <sshPrnamt>2211</sshPrnamt>
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  <votingAuthority>
    <Sole>2211</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>FEDERATED KAUFMAN LARGE CAP FU</nameOfIssuer>
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  <cusip>314172446</cusip>
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    <sshPrnamt>2131</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2131</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>FEDERATED STRAT VAL DVD - INST</nameOfIssuer>
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  <cusip>314172560</cusip>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
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</infoTable>
<infoTable>
  <nameOfIssuer>FIDELITY ADV MID CAP II - A</nameOfIssuer>
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  <cusip>315807537</cusip>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>577</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>FIDELITY ADV NEW INSIGHTS-A</nameOfIssuer>
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  <cusip>316071208</cusip>
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    <sshPrnamt>9376</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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    <Sole>9376</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>FIDELITY SPARTAN 500 INDX - IV</nameOfIssuer>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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<infoTable>
  <nameOfIssuer>FRANKLIN INCOME FUND - A</nameOfIssuer>
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  <votingAuthority>
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</infoTable>
<infoTable>
  <nameOfIssuer>HEARTLAND VALUE FUND INVESTOR </nameOfIssuer>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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</infoTable>
<infoTable>
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</infoTable>
<infoTable>
  <nameOfIssuer>ISHARES S&amp;P SMALL CAP 600/VAL</nameOfIssuer>
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</infoTable>
<infoTable>
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  <cusip>471023309</cusip>
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    <sshPrnamt>1785</sshPrnamt>
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</infoTable>
<infoTable>
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  <cusip>47803p708</cusip>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>437</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>JOHN HANCOCK FDS III DISCIPLIN</nameOfIssuer>
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  <cusip>47803u673</cusip>
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  <shrsOrPrnAmt>
    <sshPrnamt>18555</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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    <Sole>18555</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>JPMORGAN INVESTOR BALANCED FUN</nameOfIssuer>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>67</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>JPMORGAN MID CAP VALUE FUND IN</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>339128100</cusip>
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  <shrsOrPrnAmt>
    <sshPrnamt>4744</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>4744</Sole>
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</infoTable>
<infoTable>
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    <sshPrnamt>8024</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
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    <Sole>8024</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
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    <sshPrnamt>994</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>994</Sole>
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    <None>0</None>
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</infoTable>
<infoTable>
  <nameOfIssuer>MAINSTAY L/C GROWTH FUND - I</nameOfIssuer>
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  <cusip>56062x641</cusip>
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    <sshPrnamt>1410</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1410</Sole>
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</infoTable>
<infoTable>
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    <sshPrnamt>6359</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>6359</Sole>
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</infoTable>
<infoTable>
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  <titleOfClass>MUT</titleOfClass>
  <cusip>589509108</cusip>
  <value>28</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1693</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1693</Sole>
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  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MERRILL LYNCH GLOBAL ALLOC-D</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>09251t103</cusip>
  <value>42</value>
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    <sshPrnamt>2155</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2155</Sole>
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</infoTable>
<infoTable>
  <nameOfIssuer>MFS RESEARCH INTERNATIONAL FUN</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>55273h361</cusip>
  <value>10</value>
  <shrsOrPrnAmt>
    <sshPrnamt>503</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>503</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>MFS VALUE FUND - I</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>552983694</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>3</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>3</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>NUVEEN NWQ SMALL CAP VALUE - I</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>67064y727</cusip>
  <value>138</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2596</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2596</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>OAKMARK FUND - I</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>413838780</cusip>
  <value>7</value>
  <shrsOrPrnAmt>
    <sshPrnamt>88</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>88</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>OPPENHEIMER CAPITAL INCOME - A</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>683793103</cusip>
  <value>6</value>
  <shrsOrPrnAmt>
    <sshPrnamt>577</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>577</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>PIMCO COMMODITY RR STRAT-INS</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>722005667</cusip>
  <value>18</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2608</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2608</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>PRICIPAL FDS INC MIDCAP FUND C</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>74254t443</cusip>
  <value>71</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2689</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2689</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>PRINCIPAL EQUITY INC - A</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>74254v869</cusip>
  <value>15</value>
  <shrsOrPrnAmt>
    <sshPrnamt>502</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>502</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>PRUDENTIAL ABSOLUTE RETURN BON</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>74441j829</cusip>
  <value>0</value>
  <shrsOrPrnAmt>
    <sshPrnamt>0</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>0</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>PUTNAM CAPITAL SPECTRUM FUND A</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>74676p102</cusip>
  <value>53</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1601</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1601</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>PUTNAM GROWTH OPPORT-C</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>746802644</cusip>
  <value>10</value>
  <shrsOrPrnAmt>
    <sshPrnamt>360</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>360</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>RED OAK TECHNOLOGY SELECT FUND</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>671081305</cusip>
  <value>30</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1157</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1157</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>RPYCE MICRO-CAP FUND INVESTMEN</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>780905709</cusip>
  <value>375</value>
  <shrsOrPrnAmt>
    <sshPrnamt>32245</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>32245</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>RYDEX SERIES S&amp;P 500 GRW-C</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>78355e668</cusip>
  <value>10</value>
  <shrsOrPrnAmt>
    <sshPrnamt>168</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>168</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>SCHWAB 1000 INDEX FD - INVESTO</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>808517106</cusip>
  <value>4</value>
  <shrsOrPrnAmt>
    <sshPrnamt>60</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>60</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>STONE RIDGE REINSURANCE RISK P</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>861729101</cusip>
  <value>92</value>
  <shrsOrPrnAmt>
    <sshPrnamt>10159</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>10159</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>T ROWE PRICE EQUITY INC</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>779547108</cusip>
  <value>87</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2667</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2667</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>T ROWE PRICE GLOBAL STOCK FUND</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>77956h856</cusip>
  <value>175</value>
  <shrsOrPrnAmt>
    <sshPrnamt>4401</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>4401</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>T ROWE PRICE MEDIA &amp; TELECOMMU</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>741454102</cusip>
  <value>104</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1040</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1040</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>T. ROWE PRICE NEW HORIZONS FUN</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>779562107</cusip>
  <value>367</value>
  <shrsOrPrnAmt>
    <sshPrnamt>6575</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>6575</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>THE INVESTMENT CO AMER - F2</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>461308827</cusip>
  <value>19</value>
  <shrsOrPrnAmt>
    <sshPrnamt>486</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>486</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANECK VECTORS PREFERRED SECUR</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>57061r791</cusip>
  <value>12</value>
  <shrsOrPrnAmt>
    <sshPrnamt>600</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>600</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD 500 INDEX FD-ADM</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>922908710</cusip>
  <value>5735</value>
  <shrsOrPrnAmt>
    <sshPrnamt>23521</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>23521</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD EMRG MKTS STK INDX</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>922042304</cusip>
  <value>85</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2874</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2874</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD EXTND MKT INDEX - INS</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>922908884</cusip>
  <value>4214</value>
  <shrsOrPrnAmt>
    <sshPrnamt>49796</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>49796</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD FINANCIALS ETF</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>92204a405</cusip>
  <value>9</value>
  <shrsOrPrnAmt>
    <sshPrnamt>125</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>125</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD GLBL EX-US REAL EST</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>922042676</cusip>
  <value>11</value>
  <shrsOrPrnAmt>
    <sshPrnamt>175</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>175</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD INDEX 500 FUND</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>922908108</cusip>
  <value>62</value>
  <shrsOrPrnAmt>
    <sshPrnamt>254</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>254</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD INDEX SM CAP STK PT A</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>922908686</cusip>
  <value>126</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1795</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1795</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD MID-CAP INDEX FUND AD</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>922908645</cusip>
  <value>234</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1224</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1224</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD MID-CAP VALUE INDEX F</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>921937694</cusip>
  <value>504</value>
  <shrsOrPrnAmt>
    <sshPrnamt>8889</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>8889</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD SMALL-CAP GROWTH INDE</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>921937710</cusip>
  <value>134</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2320</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2320</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD SMALL-CAP VALUE INDES</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>921937686</cusip>
  <value>781</value>
  <shrsOrPrnAmt>
    <sshPrnamt>14039</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>14039</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD TOT INT ST IDX-ADM</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>921909818</cusip>
  <value>1976</value>
  <shrsOrPrnAmt>
    <sshPrnamt>65204</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>65204</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD TOTAL INT ST IDX - IS</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>921909784</cusip>
  <value>4421</value>
  <shrsOrPrnAmt>
    <sshPrnamt>36489</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>36489</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD TOTAL STK MKT INDX-A</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>922908306</cusip>
  <value>15</value>
  <shrsOrPrnAmt>
    <sshPrnamt>226</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>226</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VANGUARD TOTAL WORLD STOCK IND</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>922042767</cusip>
  <value>9</value>
  <shrsOrPrnAmt>
    <sshPrnamt>308</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>308</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VERSUS CAPITAL MULTI-MANAGER R</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>92532p207</cusip>
  <value>81</value>
  <shrsOrPrnAmt>
    <sshPrnamt>2940</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>2940</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VERSUS CAPITAL REAL ASSETS FUN</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>92535n100</cusip>
  <value>37</value>
  <shrsOrPrnAmt>
    <sshPrnamt>1471</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1471</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VIRTUS EMERGING MARKETS OPPORT</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
  <cusip>92828w361</cusip>
  <value>145</value>
  <shrsOrPrnAmt>
    <sshPrnamt>11942</sshPrnamt>
    <sshPrnamtType>SH</sshPrnamtType>
  </shrsOrPrnAmt>
  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>11942</Sole>
    <Shared>0</Shared>
    <None>0</None>
  </votingAuthority>
</infoTable>
<infoTable>
  <nameOfIssuer>VOYA PRIME RATE TRUST</nameOfIssuer>
  <titleOfClass>MUT</titleOfClass>
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    <Sole>754</Sole>
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  <nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
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  <nameOfIssuer>CORNING NATURAL GAS PREFERRED </nameOfIssuer>
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  <value>1663</value>
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  <nameOfIssuer>FONAR CORP</nameOfIssuer>
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    <sshPrnamt>8</sshPrnamt>
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  <nameOfIssuer>GOLDMAN SACHS GP</nameOfIssuer>
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    <Sole>24</Sole>
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  <nameOfIssuer>HSBC HOLDINGS 8.125</nameOfIssuer>
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  <value>286</value>
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  <nameOfIssuer>PEREGRINE PHARMACEUTICALS INC </nameOfIssuer>
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    <Sole>80</Sole>
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    <None>0</None>
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  <value>25</value>
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    <sshPrnamt>1000</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>1000</Sole>
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    <None>0</None>
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  <nameOfIssuer>WELLS FARGO &amp; COMPANY PREFERRE</nameOfIssuer>
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  <cusip>949746366</cusip>
  <value>7</value>
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    <sshPrnamt>293</sshPrnamt>
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  <votingAuthority>
    <Sole>293</Sole>
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<infoTable>
  <nameOfIssuer>WELLS FARGO CO 5.20</nameOfIssuer>
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  <cusip>949746747</cusip>
  <value>86</value>
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    <sshPrnamt>3500</sshPrnamt>
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  <investmentDiscretion>SOLE</investmentDiscretion>
  <votingAuthority>
    <Sole>3500</Sole>
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    <None>0</None>
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</informationTable>
