X0101 42003-07-011 0000930429 MONTEREY BAY BANCORP INC MBBC 0001186124 BANKS EDWARD K 1000Common Stock2003-07-014J0576326.3245D0DCommon Stock2003-07-014J046826.3245D0IBy wife and childCommon Stock2003-07-014J035826.3245D0IBy child Common Stock2003-07-014J031226.3245D0IBy CorporationStock Option9.102003-07-014J01300126.3245D1988-08-082005-08-24Common Stock130010DStock Option15.882003-07-014J0250026.3245D1988-08-082006-11-29Common Stock25000DStock disposed of pursuant to the Agreement and Plan of Merger ("the Merger Agreement") by and among Union Bank of California, N.A., UnionBanCal Corporation, Monterey Bay Bank and Monterey Bay Bancorp, Inc. dated April 7, 2003 in exchange for either approximately 0.6269 of a share of UnionBanCal Corporation common stock (having a value of $41.993 average closing price as specified in the Merger Agreement) or approximately $26.3245 per share in cash. This option, which provided for vesting in five installments beginning on August 24, 1996, was cancelled in the merger in exchange for a cash payment representing the difference between approximately $26.3245 and the exercise price of the option. This option, which provided for immediate vesting on the date of grant, was cancelled in the merger in exchange for a cash payment representing the difference between approximately $26.3245 and the exercise price of the option. Edward K. Banks2003-07-02