Consolidated Condensed Statements of Income and Comprehensive Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest and Dividend Income
Loans	$ 3,157	$ 3,760	$ 9,895	$ 11,640
Securities
Taxable	167	94	413	251
Tax-exempt	57	40	150	118
Other	8	7	35	36
Total interest and dividend income	3,389	3,901	10,493	12,045
Interest Expense
Deposits	515	670	1,621	2,228
Borrowings	60	99	198	302
Total interest expense	575	769	1,819	2,530
Net Interest Income	2,814	3,132	8,674	9,515
Provision for Loan Losses	25	500	650	1,600
Net Interest Income After Provision for Loan Losses	2,789	2,632	8,024	7,915
Non-interest Income
Deposit account service charges and fees	320	338	892	985
Net gains on loan sales	250	770	1,208	1,602
Gain (loss) on other real estate owned		24	(2)	(115)
Other	340	348	1,089	793
Total non-interest income	910	1,480	3,187	3,265
Non-Interest Expense
Salaries and employee benefits	1,407	1,591	4,485	4,607
Net occupancy and equipment expense	328	302	968	903
Computer service	156	167	453	468
Advertising	93	72	306	249
FDIC insurance premiums	128	121	361	361
Other	476	456	1,460	1,466
Total non-interest expense	2,588	2,709	8,033	8,054
Income Before Income Taxes	1,111	1,403	3,178	3,126
Provision for Income Taxes	408	524	1,158	1,142
Net Income	703	879	2,020	1,984
Unrealized appreciation (depreciation) on available-for-sale securities net of taxes of $1 and $64 for the three months ended September 30, 2013 and 2012, and of ($385) and $100, for the nine months ended September 30, 2013 and 2012, respectively	1	96	(578)	150
Total comprehensive income	$ 704	$ 975	$ 1,442	$ 2,134
Basic Earnings Per Share (in dollars per share)	$ 0.45	$ 0.57	$ 1.30	$ 1.28
Diluted Earnings Per Share (in dollars per share)	$ 0.45	$ 0.56	$ 1.29	$ 1.28
Dividends Declared Per Share (in dollars per share)	$ 0.07	$ 0.00	$ 0.17	$ 0.00