Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Interest and Dividend Income
Loans	$ 17,134	$ 18,401
Securities
Taxable	264	232
Tax-exempt	174	239
Other	22	23
Total interest and dividend income	17,594	18,895
Interest Expense
Deposits	3,750	4,951
Borrowings	439	1,164
Total interest expense	4,189	6,115
Net Interest Income	13,405	12,780
Provision for Loan Losses	5,361	2,759
Net Interest Income After Provision for Loan Losses	8,044	10,021
Non-interest Income
Deposit account service charges and fees	1,397	1,522
Net gains on loan sales	1,080	1,019
Net realized gains on sales of available-for-sale securities	54
Net loss on other real estate owned	(700)	(441)
Other	1,077	980
Total non-interest income	2,908	3,080
Non-interest Expense
Salaries and employee benefits	5,465	5,288
Net occupancy and equipment expense	1,154	1,303
Computer service	576	569
Advertising	304	282
Other	2,760	2,490
Total non-interest expense	10,259	9,932
Income Before Income Tax	693	3,169
Provision for Income Taxes	154	1,052
Net Income	$ 539	$ 2,117
Basic Earnings Per Share (in dollars per share)	$ 0.35	$ 1.36
Diluted Earnings Per Share (in dollars per share)	$ 0.35	$ 1.36