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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2011
Dec. 31, 2010
Assets    
Cash and due from banks $ 18,552 $ 10,593
Short-term investments 3,156 2,980
Cash and cash equivalents 21,708 13,573
Available-for-sale securities 13,845 11,805
Loans held for sale 3,120 2,265
Loans, net of allowance for loan losses of $5,331 and $5,343 at December 31, 2011 and 2010, respectively 302,510 320,810
Premises and equipment, net 6,146 6,116
Federal Home Loan Bank stock 3,185 3,583
Bank-owned life insurance 6,434 6,264
Interest receivable and other assets 7,342 7,431
Total assets 364,290 371,847
Liabilities    
Deposits 308,433 311,458
Federal Home Loan Bank advances 18,000 22,500
Interest payable and other liabilities 1,683 2,312
Total liabilities 328,116 336,270
Commitments and Contingencies      
Stockholders' Equity    
Common stock, $.01 par value; authorized 7,000,000 shares; issued and outstanding 2011 - 1,555,222 shares, 2010 - 1,553,525 shares 15 15
Additional paid-in capital 11,010 10,987
Retained earnings 24,913 24,374
Accumulated other comprehensive income 236 201
Total stockholders' equity 36,174 35,577
Total liabilities and stockholders' equity $ 364,290 $ 371,847