Deposits

12 Months Ended

Dec. 31, 2011

Note 7: Deposits

Deposits at year-end are summarized as follows:

	2011					2010
	Amount		Percent			Amount		Percent

Non-interest-bearing deposits	$	26,668		8.65	%	$	25,023		8.04	%
NOW accounts		102,280		33.16			95,687		30.72
Savings accounts		26,331		8.53			25,297		8.12
		155,279		50.34			146,007		46.88
Certificates of deposit
0.00% to 1.99%		85,785		28.66			74,582		23.95
2.00% to 3.99%		61,894		19.23			79,303		25.46
4.00% to 5.99%		5,469		1.77			11,560		3.71
6.00% to 7.99%		6		.00			6		.00
		153,154		49.66			165,451		53.12
	$	308,433		100.00	%	$	311,458		100.00	%

At December 31, 2011, scheduled maturities of certificates of deposit are as follows:

2012	$	80,858
2013		20,851
2014		21,652
2015		22,959
2016		6,834
	$	153,154

Time deposits of $100,000 or more, including brokered deposits, were $72.6 million and $74.2 million at December 31, 2011 and 2010, respectively.

Deposits from related parties held by the Company at December 31, 2011 and 2010 totaled $1.3 million and $1.6 million, respectively.

Brokered deposits totaled approximately $16.2 million and $17.0 million at December 31, 2011 and 2010, respectively.

- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

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