Loan Servicing

12 Months Ended

Dec. 31, 2011

Loan Servicing [Abstract]

Loan Servicing

Note 6:  Loan Servicing

Mortgage loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balances of mortgage loans serviced for others were $106.5 million and $119.3 million at December 31, 2011 and 2010, respectively.

The following summarizes the activity pertaining to mortgage servicing rights measured using the amortization method. Comparable market values and a valuation model that calculates the present value of future cash flows were used to estimate fair value of the mortgage servicing rights. For purposes of measuring impairment, risk characteristics including product type, investor type and interest rates, were used to stratify the originated mortgage servicing rights.

	2011			2010
Mortgage servicing rights
Balance, beginning of year	$	1,092		$	1,154
Additions		116			196
Amortization of servicing rights		(246	)		(258	)
Balance, end of year	$	962		$	1,092

	2011		2010
Fair value, beginning of period	$	1,172	$	1,411
Fair value, end of period		983		1,172