CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM





We hereby consent to the use in this Post-Effective Amendment No. 18 to the
Registration Statement No. 333-73121 on Form N-4 of (1) our reports dated
April 9, 2008 relating to the financial statements of Separate Account No. 49
and No. 45 of AXA Equitable Life Insurance Company for the year ended December
31, 2007, and (2) our report dated March 12, 2008 relating to the consolidated
financial statements of AXA Equitable Life Insurance Company for the year ended
December 31, 2007. We also consent to the incorporation by reference in the
Prospectus and Supplement of our reports dated March 12, 2008 appearing on page
F-1 and page F-57 of AXA Equitable Life Insurance Company's Annual Report on
Form 10-K for the year ended December 31, 2007. We also consent to the
references to us under the headings "Incorporation of certain documents by
reference" in the Prospectus and Supplement, and "Custodian and Independent
Registered Public Accounting Firm" in the Statements of Additional Information.






/s/PricewaterhouseCoopers LLP
New York, New York
April 23, 2008