-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Dd+VNFEsbSuN9h/SjrHr9Kuk4rETmLM56Z7Yy0lWIQWRBDaFj7/HnrYwknpfcNka TxavZOGG1gpnzgC01rd7nA== 0001133228-08-000057.txt : 20080117 0001133228-08-000057.hdr.sgml : 20080117 20080117162601 ACCESSION NUMBER: 0001133228-08-000057 CONFORMED SUBMISSION TYPE: 485BPOS PUBLIC DOCUMENT COUNT: 5 FILED AS OF DATE: 20080117 DATE AS OF CHANGE: 20080117 EFFECTIVENESS DATE: 20080117 FILER: COMPANY DATA: COMPANY CONFORMED NAME: DRYDEN TOTAL RETURN BOND FUND INC CENTRAL INDEX KEY: 0000929523 IRS NUMBER: 000000000 STATE OF INCORPORATION: MD FISCAL YEAR END: 1031 FILING VALUES: FORM TYPE: 485BPOS SEC ACT: 1940 Act SEC FILE NUMBER: 811-07215 FILM NUMBER: 08536340 BUSINESS ADDRESS: STREET 1: 100 MULBERRY STREET CITY: NEWARK STATE: NJ ZIP: 07102 BUSINESS PHONE: 973-802-6469 MAIL ADDRESS: STREET 1: 100 MULBERRY STREET CITY: NEWARK STATE: NJ ZIP: 07102 FORMER COMPANY: FORMER CONFORMED NAME: PRUDENTIAL TOTAL RETURN BOND FUND INC DATE OF NAME CHANGE: 20010209 FORMER COMPANY: FORMER CONFORMED NAME: PRUDENTIAL DIVERSIFIED BOND FUND INC DATE OF NAME CHANGE: 19940902 FILER: COMPANY DATA: COMPANY CONFORMED NAME: DRYDEN TOTAL RETURN BOND FUND INC CENTRAL INDEX KEY: 0000929523 IRS NUMBER: 000000000 STATE OF INCORPORATION: MD FISCAL YEAR END: 1031 FILING VALUES: FORM TYPE: 485BPOS SEC ACT: 1933 Act SEC FILE NUMBER: 033-55441 FILM NUMBER: 08536341 BUSINESS ADDRESS: STREET 1: 100 MULBERRY STREET CITY: NEWARK STATE: NJ ZIP: 07102 BUSINESS PHONE: 973-802-6469 MAIL ADDRESS: STREET 1: 100 MULBERRY STREET CITY: NEWARK STATE: NJ ZIP: 07102 FORMER COMPANY: FORMER CONFORMED NAME: PRUDENTIAL TOTAL RETURN BOND FUND INC DATE OF NAME CHANGE: 20010209 FORMER COMPANY: FORMER CONFORMED NAME: PRUDENTIAL DIVERSIFIED BOND FUND INC DATE OF NAME CHANGE: 19940902

0000929523 S000004536 DRYDEN TOTAL RETURN BOND FUND, INC.

C000012434 Class A PDBAX

C000012435 Class B PRDBX

C000012436 Class C PDBCX

C000012437 Class Z PDBZX

C000038952 Class L

C000038953 Class M

C000038954 Class New X

C000038955 Class X

C000057394 Class R

485BPOS 1 e485bpos.htm

As filed with the Securities and Exchange Commission on January 17, 2008

Registration Nos. 33-55441 and 811-7215

UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM N-1A


REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933	o
Post-Effective Amendment No. 23	x
and/or
REGISTRATION STATEMENT UNDER THE
INVESTMENT COMPANY ACT OF 1940	o
Amendment No. 26	x

(Check appropriate box or boxes)

DRYDEN TOTAL RETURN BOND FUND, INC.

(Exact name of registrant as specified in charter)

GATEWAY CENTER THREE

100 MULBERRY STREET

NEWARK, NEW JERSEY 07102-4077

(Address of Principal Executive Offices) (Zip Code)

Registrant’s Telephone Number, including Area Code: (973) 802-6469

Jonathan D. Shain, Esq.

Gateway Center Three

100 Mulberry Street

Newark, New Jersey 07102-4077

(Name and Address of Agent for Service of Process)

It is proposed that this filing will become effective (check appropriate box):

x	immediately upon filing pursuant to paragraph (b)
	on (____) pursuant to paragraph (b)
	60 days after filing pursuant to paragraph (a)
	on (____) pursuant to paragraph (a) (1)
	75 days after filing pursuant to paragraph (a)(2)
	on (____) pursuant to paragraph (a)(2) of Rule 485.

If appropriate, check the following box:

o	This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

SIGNATURES

Pursuant to the requirements of the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant certifies that it meets all of the requirements for effectiveness of this Post-Effective Amendment to the Registration Statement under Rule 485(b) under the Securities Act of 1933 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, duly authorized, in the City of Newark, and State of New Jersey, on the 17th day of January, 2008.

DRYDEN INDEX SERIES FUND

*Judy A. Rice

President

Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed below by the following persons in the capacities and on the dates indicated.

Signature	Title	Date
*Linda W. Bynoe	Director
*David E. A. Carson	Director
*Robert E La Blanc	Director
*Robert F. Gunia	Director and Vice-President
*Douglas H. McCorkindale	Director
*Richard A. Redeker	Director
*Judy A. Rice	Director and President (Principal Executive Officer)
*Robin B. Smith	Director
*Stephen G. Stoneburn	Director
*Clay T. Whitehead	Director
*Grace C. Torres	Treasurer and Principal Financial and Accounting Officer
*By: /s/ Jonathan D. Shain Jonathan D. Shain	Attorney-in-Fact	January 17, 2008

*By Powers of Attorney dated March 8, 2007 for all Trustees: Previously filed with Post-Effective Amendment No. 15 to the Registration Statement of Dryden Global Total Return Fund, Inc. (File No. 33-63943), filed via EDGAR on March 30, 2007, and incorporated herein by reference.

Dryden Total Return Bond Fund, Inc.

Post-Effective Amendment No. 23

EXHBIT INDEX

Users of the data in the following exhibits are advised that, pursuant to the rules and regulations governing the voluntary filing of XBRL-tagged disclosure, these exhibits are not the official publicly filed disclosure of Dryden Total Return Bond Fund, Inc. The purpose of submitting these XBRL tagged exhibits is to test the related format and technology and, as a result, investors should not rely on this information in making investment decisions.

Exhibit No.	Description
Ex-100.INS	XBRL Instance Document
Ex-100.SCH	XBRL Taxonomy Extension Schema Document
Ex-100.DEF	XBRL Taxonomy Extension Definition Linkbase
Ex-100.LAB	XBRL Taxonomy Extension Labels Linkbase

EX-100.INS 2 r-01172008.xml 0000929523ici:Registrant_item2008-01-170000929523filer:S0000045362008-01-170000929523filer:C0000124342008-01-170000929523filer:C0000124352008-01-170000929523filer:C0000124362008-01-170000929523filer:C0000124372008-01-170000929523filer:C0000389522008-01-170000929523filer:C0000389532008-01-170000929523filer:C0000389552008-01-170000929523filer:C0000573942008-01-170000929523filer:AllInstruments2008-01-170000929523filer:group_C000012435C000012436C000012437C000038952C000038953C0000389552008-01-170000929523filer:group_C000012434C000012435C000012436C000012437C000038952C000038953C0000389552008-01-170000929523filer:group_C000012434C000012435C000012436C000012437C000038952C000038953C000038955C0000573942008-01-17pureiso4217:USDRISK RETURN SUMMARYABOUT THE FUNDThis section highlights key information about Dryden Total R eturn Bond Fund, Inc. Additional information follows this summary.INVESTMENT OBJECTIVES AND PRINCIPAL STRATEGIESThe Fund's investment objective is total return. The Fund will seek to achieve its objective through a mix of current income and capital appreciation as determined by the Fund's investment adviser. We invest, under normal circumstances, at least 80% of the Fund's investable assets in bonds. For purposes of this policy, bonds include all fixed-income securities, other than preferred stock, with a maturity at date of issue of greater than one year. The term "investable assets" in this prospectus refers to the Fund's net assets plus any borrowings for investment purposes. Th e Fund's investable assets will be less than its total assets to the extent that it has borrowed money for noninvestment purposes, such as to meet anticipated redemptions. The Fund will provide 60 days' prior written notice to shareholders of a change in the 80% policy stated above. The Fund's investment subadviser allocates assets among different debt securities, including U.S. Government securities, mortgage-related and asset-backed securities, corporate debt securities and foreign securities. The Fund may invest up to 50% of its investable assets in high risk, below investment-grade securities having a rating of not lower than CCC-also known as high-yield debt securities or junk bonds. The Fund may invest up to 45% of its investable assets in foreign securities.Some (but not all) of the U.S. Government securities and mortgage-related securities in which the Fund will invest are backed by the f ull faith and credit of the U.S. Government, which means that payment of interest and principal is guaranteed, but yield and market value are not. These securities include, but are not limited to, direct obligations issued by the U.S. Treasury, and obligations of certain entities that may be chartered or sponsored by Acts of Congress, such as the Government National Mortgage Association (GNMA or "Ginnie Mae). Securities issued by other government entities that may be chartered or sponsored by Acts of Congress, in which the Fund may invest, are not backed by the full faith and credit of the United States and must rely on their own resources to repay the debt. These securities include, but are not limited to, obligations of the Federal Home Loan Mortgage Corporation (FHLMC or "FreddieMac"), the Federal National Mortgage Association (FNMA or "Fannie Ma e") and the Student Loan Marketing Association (SLMA or "Sallie Mae"), each of which has the right to borrow from the United States Treasury to meet its obligations, and obligations of the Farm Credit System, which depends entirely upon its own resources to repay its debt obligations.While we make every effort to achieve our objective, we can't guarantee success.PRINCIPAL RISKSAlthough we try to invest wisely, all investments involve risks. In addition to the risks described herein, there is always the risk that invest ments will not perform as we thought they would. Like any mutual fund, an investment in the Fund could lose value, and you could lose money. The Fund does not represent a complete investment program. An investment in the Fund is not a bank deposit and is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.Credit Risk. Debt obligations are generally subject to the risk that the issuer may be unable to make principal and interest payments when they are due. There is also the risk that the securities could lose value because of a loss of confidence in the ability of the borrower to pay back debt.Interest Rate Risk. Fixed income securities are subject to the risk that the securities could lose value because of interest rate changes. For example, bonds tend to decrease in value if interest rates rise. Debt obligations with longer maturities sometimes offer higher yields, but are subject to greater price shifts as a result of interest rate changes than debt obligations with shorter maturities.Market Risk. There is a possibility that the market value of an investment may move up or down and that its movement may occur quickly or unpredictably. Securities markets are volatile.U.S. Government and Agency Securities Risk. In addition to market risk, interest rate risk and credit risk, such securities may limit potential for capital appreciation. Not all U.S. Government securities are insured or guaranteed by the U.S. Government, some are only insured or guaranteed by the issuing agency, which must rely on its own resources to repay the debt.Derivatives Risk. The value of certain derivatives that are used to manage cash flows or to hedge a portfolio security are generally determined independently from that security and could result in a loss to the Fund when the price movement of a derivative used as a hedge does not correlate with a change in the value of the portfolio security. Investments in derivatives may not have the intended effects and may result in losses or missed opportunities and counterparties could default.Emerging Market Securities Risk. In the case of investments in emerging markets securities, many of the applicable risks are heightened and may result in greater volatility in the value of your investment.Fixed-Income Obligations Risk. In addition to credit risk, market risk and interest rate risk, the Fund's holdings, share price, yield and total return may fluctuate in response to bond market movements.Foreign Risk. Investing in foreign securities generally involves more risk than investing in securities of U.S. issuers. Foreign political, economic and legal systems may be less stable than in the U.S., especially those in developing countries. Foreign legal systems could impose fewer and or less stringent regulatory requirements than in the U.S. legal system.Foreign Securities Risk. Foreign political, economic and legal systems may be less stable than in the U.S. The changing value of foreign currencies could also affect the value of the assets we hold and our performance.Emerging Markets Risk. Countries in emerging markets (e.g., Eastern and Central Europe and the Pacific Basin countries) may have relatively unstable governments, economies based on only a few industries and securities markets that trade a limited number of securities. Securities of issuers located in these countries tend to have volatile prices and offer the potential for substantial loss as well as gain. In addition, these securities may be less liquid than investments in more established markets as a result of inadequate trading volume or restrictions on trading imposed by the governments of such countries. In addition, developing markets may have increased risks associated with clearance and settlement. Delays in settlement could result in peri ods of un invested assets, missed investment opportunities or losses to the Fund.Currency Risk. The changing value of foreign currencies could affect the value of the assets we hold and our performance. In particular, adverse changes in the values of foreign, non-U.S. dollar denominated securities can cause losses.Illiquid Securities Risk. Illiquid securities may be difficult to value precisely and may be difficult to sell at the time or place desired.Investment Grade Bonds. The primary risks associated with such investments are that the borrower can't pay back the money borrowed or make interest payments, general market risk (i.e., bonds or other debt instruments may lose value in the market because interest rates change or there is a lack of confidence in the borrower) and the risk that the value of most bonds will fall when interest rates rise.Management Risk. Actively managed mutual funds are subject to management risk. The subadviser will apply investment techniques and risk analyses in making investment decisions for the Fund, but there can be no guarantee that these techniques will produce the desired results.Money Market Instruments Risk. In addition to market risk and credit risk, money market securities may limit potential for capital appreciation and achieving our investment objective. Non-Diversification Risk. As a nondiversified fund, the Fund may invest more than 5% of the Fund's assets in the securities of any one issuer. Investing in a nondiversified fund involves greater risk than investing in a diversified fund because a loss resulting from the decline in value of any one security may represent a greater portion of the total assets of a nondiversified fund.Portfolio Turnover Risk. Although it is not one of the Fund's principal strategies, the Fund may, as it has in the past, actively and frequently trade its portfolio securities to achieve its investment objective. This may occur due to active portfolio management by the Fund's investment subadviser. High portfolio turnover results in higher transaction costs, which can affect the Fund's performance and may have adverse tax consequences.Junk Bonds. High-yield, high-risk bonds have a higher risk of default of payments of principal and interest and tend to be less liquid than higher-rated securities.Prepayment Risk. The Fund may invest in mortgage-related securities and asset-backed securities, which are subject to prepayment risk. If these securities are prepaid, the Fund may have to replace them with lower-yielding securities. Stripped mortgage backed securities are generally more sensitive to changes in prepayment and interest rates than other mortgage-related securities. Unlike mortgage-related securities, asset backed securities are usually not collateralized. If the issuer of a non-collateralized debt security defaults on the obligation, there is no collateral that the security holder may sell to sa tisfy the debt.For more detailed information about the risks associated with the Fund, see "How the Fund Invests - Investment Risks."EVALUATING PERFORMANCEA number of factors - including risk - can affect how the Fund performs. The following bar chart shows the Fund's performance for each full calendar year of operations or for the last 10 calendar years, whichever is shorter. The following bar chart and Average Annual Total Returns table demonstrate the risk of investing in the Fund by showing how returns can change from year to year and by showing how the Fund's average annual total returns compare with a broad-based securities market index and a group of similar mutual funds.Past performance (before and after taxes) does not mean that the Fund will achieve similar results in the future.Annual Total Returns % (Class A Shares)119970.179819980.05141999-0.002320000.08620010.068420020.063820030.061820040.048720050.0252006 0.04391These annual total returns do not include sales charges. If the sales charges were included, the annual total returns would be lower than those shown. Without the management fee waiver and the distribution and service (12b-1) fee waiver, the annual returns would have been lower, too. The total return for Class A shares from 1-1-07 through 9-30-07 was 3.39 %.BEST QUARTER:0.0477WORST QUARTER:-0.0271(2nd quarter of 1997)(2nd quarter of 2004)Class L, M, R and Class X shares are new classes and no performance information is available for these new share classes. The following Average Annual Total Returns table only reflects performance information for share classes that have at least one calendar year of operations.Average Annual Total Returns % (as of 12-31-06)Return Before TaxesOne YearFive YearsTen YearsSince InceptionClass B Shares-0.01370.0390.04550Class C Shares0.03030.04360.04710Class L Shares00002007-03-05Class M Shares00002007-03-05Class X Shares00002007-03-05Class Z Shares0.04610.05110.05460Class A Shares %Return Before Taxes-0.0030.03890.0475Return After Taxes on Distributions-0.02010.02150.0245R eturn After Taxes on Distributions and Sale of Fund Shares-0.00230.02270.026Index % (reflects no deduction for fees, expenses or taxes)Lehman Aggregrate Bond Index0.04330.05060.0624Lipper Average0.04060.04530.0552*Notes to Average Annual Returns Table o The Fund's returns are after deduction of sales charges and expenses. Performance figures may reflect fee waivers and or expense reimbursements. In the absence of such fee waivers and or expense reimbursements, total returns would be lower. o After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state and local taxes. Actual after-tax returns depend on an investor's tax situation and may differ from those shown. After-tax returns shown are not relevant to investors who hold their Fund shares through tax-deferred arrangements, such as 401 (k) plans or individual retirement accounts. After-tax returns are shown only for Class A shares. After-tax returns for other classes will vary due to differing sales charges and expenses. Past performance, before and after taxes, does not mean that the Fund will achieve similar results in the future. o The "Return After Taxes on Distributions and Sale of Fund Shares" may be higher than certain return figures because when a capital loss occurs upon the redemption of Fund shares, a tax deduction is provided that benefits the investor. o The Lehman Brothers Aggregate Bond Index (Lehman Aggregate Bond Index)-an unmanaged index of investment-grade securities issued by the U.S. Government and its agencies and by corporations with between one and ten years remaining to maturity-gives a broad look at how short and intermediate-term bonds have performed. Index returns do not include the effect of any sales charges, mutual fund operating expenses or taxes. These returns would be lower if they included the effect of sales charges, operating expenses or taxes. Source: Lehman Brothers. o The Lipper Average is based on the average return of all mutual funds in the Lipper Intermediate Investment Grade Debt Category. It reflects deductions for mutual fund operating expenses, but does not include the effect of sales charges or taxes. These returns would be lower if they included the effect of sales charges or taxes. Source: Lipper Inc. o Inception date for Class L, M and X shares is 3-5-07.FEES AND EXPENSESThis table shows the sales charges, fees and expenses that you may pay if you buy and hold shares of each class of the Fund - Class A, B, C, L, M, X, R, and Z. Each share class has different (or no) sales charges - known as loads - and expenses, but represents an investment in the same Fund.Class Z and Class R shares are available only to a limited group of investors. In addition, Class L, M and X shares are not offered to new purchasers and are only available through exchange from the same class of shares offered by certain other JennisonDryden Funds.For more information about which share class may be right for you, see "How to Buy, Sell and Exchange Shares of the Fund."Shareholder Fees (paid directly from your investment)ClassAClassBClassCClassLClassMClassXClassRClassZMaximum sales charge (load) imposed on purchases (as a percentage of offering price)0.04500.00000.00000.04250.00000.00000.00000.0000Maximum deferred sales charge (load) (as a percentage of the lower of original purchase price or sale proceeds)0.01000.05000.01000.01000.06000.06000.00000.0000Maximum sales charge (load) imposed on reinvested dividends and other distributions0.00000.00000.00000.00000.00000.00000.00000.0000 Redemption fees00000000Exchange fee00000000Small balance account fee15151515151500Annual Fund Operating Expenses % (deducted from Fund assets)Class AClass BClass CClass LClass MClass XClass RClass ZManagement fees0.0050 0.00500.00500.00500.00500.00500.00500.0050Distribution and service (12b-1) fees0.00300.01000.01000.00500.01000.01000.00750.0000Other expenses0.00260.00260.00260.00260.00260.00260.00260.0026= Total annual Fund operating expenses0.01060.01760.01760.01260.01760.01760.01510.0076- Fee waiver or expense reimbursement-0.0021-0.0022-0.0041-0.0016-0.0016-0.0016-0.0041-0.0016= Net annual Fund operating expenses0.00850.01540.01350.01100.01600.01600.01100.0060EXAMPLESThese examples are intended to help you compare the fees and expenses of the Fund's different share classes and compare the cost of investing in the Fund with the cost of investing in other mutual funds.The example assumes that you invest $10,000 in a Fund for the time periods indicated and then sell all of your shares of that Fund at the end of those periods. The example also assumes that your investment has a 5% return each year and that each class's operating expenses remain the same, except for any contractual distribution and service (12b-1) fee waivers and overall expense limitations that may be in effect for the one year period. Approximately seven years after purchase, Class B shares will automatically convert to Class A shares on a quarterly basis; approximately eight years after purchase, Class M shares will automatically convert to Class A shares on a quarterly basis; and approximately ten years after purchase, Class X shares will automatically convert to Class A shares on a quarterly basis. The information in the ten years column reflects such conversions. Although your actual costs may be higher or lower, based on these assumptions, your costs would be:Example (Redemption)One YearThree YearsFive YearsTen YearsClass A shares5337529891668Class B shares65783310341783Class C shares2375149162039Class L shares53279310731869Class M shares76393911391875Class X shares76393911392060Class R shares1124377851768Class Z shares61227407927You would pay the following expenses on the same investment if you did not sell your shares:Example (No Redemption)One YearThree YearsFive YearsTen YearsClass A shares5337529891668Class B shares1575339341783Class C shares1375149162039Class L shares53279310731869Class M shares1635399391875Class X shares1635399392060Class R shares1124377851768Class Z shares61227407927*Notes to Fees and Exp enses and Example Tables o Class R shares are new. Expenses shown for Class R shares are estimated expenses based on the actual expenses of the Fund's other share classes for the most recently completed fiscal year. o Your broker may charge you a separate or additional fee for purchases and sales of shares. o If the value of your account is less than $2,500, the Fund will deduct a $15 annual small balance account fee from your account. The small balance account fee will also be charged on accounts invested in Class L, M or X shares if applicable (these share classes are currently not offered for sale). The $15 fee will be assessed during the 4th calendar quarter of each year. Any applicable CDSC on the shares redeemed to pay the fee will be waived. The fee will not be charged on: (i) accounts during the first six months from inception of the account, (ii) omnibus accounts, (iii) institutional accounts, (iv) group retirement plans, (v) Automatic Investment Plan ("AIP") accounts or employee savings plan accounts; (vi) accounts with the same registration associated with multiple share classes within the Fund, or (vii) clients with assets of more than $50,000 across the JennisonDryden family of mutual funds. "Client" for this purpose has the same definition as for purposes of Rights of Accumulation, i.e., an inves tor and an eligible group of related investors. For more information, see "Purchase, Redemption and Pricing of Fund Shares-Small Balance Account Fee" in the Statement of Additional Information. o Investors who purchase $1 million or more of Class A shares or Class L shares and sell these shares within 1 year of purchase are not subject to an initial sales charge but are subject to a contingent deferred sales charge (CDSC) of 1% (the CDSC is waived for purchases by certain retirement or benefit plans ). o Class A, B, and C shares calculate the CDSC as a percentage of the lower of the original purchase price or sale proceeds. Class L, M, and X shares calculate the CDSC as a precentage of the shares' net asset value at the time of purchase. o The CDSC for Class B shares decreases by 1% annually to 1% in the fifth and sixth years and 0% in the seventh year. Class B shares automatically convert to Class A shares approximately seven years after purchase. o The CDSC for Class C shares is 1% for shares redeemed within 12 months of purchase. o The CDSC for Class M shares decreases by 1% annually to 2% in the fifth and sixth years after purchase, 1% in the seventh year and 0% in the eighth year after purchase. Class M shares convert to Class A shares approximately 8 years after purchase. o The CDSC for Class X shares decreases by 1% annually to 4% in the third and fourth years, by 1% annually to 2% in the sixth and seventh years, and 1% in the eighth year. Class X shares automatically convert to Class A shares approximately ten years after purchase. o The Manager of the Fund has contractually agreed, through February 28, 2009, to reimburse and or waive fees so that the net annual Fund operating expenses (exclusive of distribution and service (12b-1) fees, extraordinary expenses and certain other expenses such as taxes, interest and brokerge commissions) do not exceed 0.60% of the Fund's average daily net assets. The Distributor of the Fund has contractually agreed to limit its distribution and service (12b-1) fees through February 28, 2009 for Class A, Class C & Class R shares to .25 of 1%, .75 of 1%, & .50 of 1%, respectively, of the average daily net assets of the Class A, Class C & Class R shares. Also, the Distributor of the Fund has contractually agreed to reduce its distribution and service (12b-1) fees for the Fund's Class B shares to 0.75% of the Fund's average daily net assets of the Class B shares until March 31, 2008 pursuant to the terms of the Reorganization. After March 31, 2008, the Distributor has voluntarily agreed to conti nue the reduction of its distribution and service (12b-1) fees for the Fund's Class B shares to 0.75% of the Fund's average daily net assets of the Class B shares. After March 31 2008, this waiver is voluntary and may be discontinued or modified at any time.oThe management fee rate shown is based on the Fund's net assets as of the close of the Fund's fiscal year. The Fund's management fee schedule includes breakpoints which reduce the Fund's effective management fee as Fund assets increase. Changes in Fund assets may result in increases or decreases in the Fund's effective management fee. The Fund's management fee schedule is set forth below: 0.50 of 1% to $1 billion; 0.45 of 1% over $1 billion.2008-01-172008-01-17The purpose of submitting the tagged exhibit is to test the related format and technology and, as a result, investors should not rely on this exhibit in making investment decisions. EX-100.SCH 3 reg.xsd EX-100.DEF 4 reg_def.xml EX-100.LAB 5 reg_lab.xml Dryden Total Bond Fund, IncAllInstrumentsgroup_C000012435C000012436C000012437C000038952C000038953C000038955group_C000012434C000012435C000012436C000012437C000038952C000038953C000038955group_C000012434C000012435C000012436C000012437C000038952C000038953C000038955C000057394Dryden Total Bond Fund, IncClass AClass BClass CClass ZClass LClass MClass XClass R -----END PRIVACY-ENHANCED MESSAGE-----