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Consolidated Balance Sheet - CAD ($)
$ in Millions
Jan. 31, 2025
Oct. 31, 2024
Assets    
Cash and Cash Equivalents $ 76,460 $ 65,098
Interest Bearing Deposits with Banks 3,339 3,640
Securities (Note 2)    
Trading 183,264 168,926
Fair value through profit or loss 20,103 19,064
Fair value through other comprehensive income [1] 100,257 93,702
Debt securities at amortized cost [2] 107,444 115,188
Securities, net 411,068 396,880
Securities Borrowed or Purchased Under Resale Agreements 110,632 110,907
Loans (Note 3)    
Residential mortgages 194,293 191,080
Consumer instalment and other personal 93,056 92,687
Credit cards 13,520 13,612
Business and government 392,637 384,993
Loans gross of allowance for loan losses 693,506 682,372
Allowance for credit losses (Note 3) (4,792) (4,356)
Loans,net 688,714 678,016
Other Assets    
Derivative instruments 52,513 47,253
Customers' liability under acceptances 521 359
Premises and equipment 6,312 6,249
Goodwill 17,485 16,774
Intangible assets 5,002 4,925
Current tax assets 2,105 2,219
Deferred tax assets 2,916 3,024
Receivable from brokers, dealers and clients 38,057 31,916
Other 52,969 42,387
Other assets 177,880 155,106
Total Assets 1,468,093 1,409,647
Liabilities and Equity    
Deposits (Note 4) 996,832 982,440
Other Liabilities    
Derivative instruments 66,353 58,303
Acceptances 521 359
Securities sold but not yet purchased 44,047 35,030
Securities lent or sold under repurchase agreements 122,585 110,791
Securitization and structured entities' liabilities 46,794 40,164
Payable to brokers, dealers and clients 41,284 34,407
Insurance-related liabilities (Note 5) 19,541 18,770
Other 33,982 36,720
Other liabilities 375,107 334,544
Subordinated Debt 8,554 8,377
Total Liabilities 1,380,493 1,325,361
Equity    
Contributed surplus 363 354
Retained earnings 47,243 46,469
Accumulated other comprehensive income 8,243 5,419
Total shareholders' equity 87,559 84,250
Non-controlling interest in subsidiaries (Note 6) 41 36
Total Equity 87,600 84,286
Total Liabilities and Equity 1,468,093 1,409,647
Preferred shares and other equity instruments (Note 6) [member]    
Equity    
Issued capital 7,787 8,087
Total Equity 7,787 8,087
Common shares (Note 6) [member]    
Equity    
Issued capital 23,923 23,921
Total Equity $ 23,923 $ 23,921
[1] Amounts are net of ACL of $4 million ($4 million as at October 31, 2024).
[2] Amounts are net of ACL of $3 million ($3 million as at October 31, 2024).