As filed with the Securities and Exchange Commission on September 30, 2002.

1933 Act File No: 333-73850
1940 Act File No: 811-8664

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM N-4

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

           Pre-Effective Amendment No. [ ]

           Post-Effective Amendment No. 3 [X]

and/or

REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940

           Amendment No. 32 [X]

Jackson National Separate Account - I
(Exact Name of Registrant)

Jackson National Life Insurance Company
(Name of Depositor)

1 Corporate Way, Lansing, Michigan 48951
(Address of Depositor's Principal Executive Offices)

Depositor's Telephone Number, including Area Code:
(517) 381-5500

With a copy to:
Susan S. Rhee Associate General Counsel Jackson National Life Insurance Company 1 Corporate Way Lansing, MI 48951	Joan E. Boros, Esq. Jorden Burt LLP Suite 400 East 1025 Thomas Jefferson St. NW Washington, DC 20007-5201
	(Name and Address of Agent for Service)

It is proposed that this filing will become effective

_X_     immediately upon filing pursuant to paragraph (b)

____    on ______________ pursuant to paragraph (b)

____    60 days after filing pursuant to paragraph (a)(1)

____    on (date) pursuant to paragraph (a)(1) of Rule 485

If appropriate, check the following box:

_____    This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

Title of Securities Being Registered
    Variable Portion of Individual Deferred Variable Annuity Contracts

JACKSON NATIONAL SEPARATE ACCOUNT - I
REFERENCE TO ITEMS REQUIRED BY FORM N-4

N-4 Item		Caption in Prospectus or Statement of Additional Information Relating to Each Item
Part A.	Information Required in a Prospectus	Prospectus
1.	Cover Page	Cover Page
2.	Definitions	Not Applicable
3.	Synopsis	Key Facts; Fee Tables
4.	Condensed Financial Information	Appendix A
5.	General Description of Registrant, Depositor and Portfolio Companies	The Company; The Separate Account; Investment Portfolios
6.	Deductions	Contract Charges
7.	General Description of Variable Annuity Contracts	The Annuity Contract; Purchases; Transfers; Access To Your Money; Income Payments (The Income Phase); Death Benefit; Other Information
8.	Annuity Period	Income Payments (The Income Phase)
9.	Death Benefit	Death Benefit
10.	Purchases and Contract Value	Purchases
11.	Redemptions	Access To Your Money
12.	Taxes	Taxes
13.	Legal Proceedings	Other Information
14.	Table of Contents of the Statement of Additional Information	Table of Contents of the Statement of Additional Information
Part B.	Information Required in a Statement of Additional Information	Statement of Additional Information
15.	Cover Page	Cover Page
16.	Table of Contents	Table of Contents
17.	General Information and History	General Information and History
18.	Services	Services
19.	Purchase of Securities Being Offered	Purchase of Securities Being Offered
20.	Underwriters	Underwriters
21.	Calculation of Performance Data	Calculation of Performance
22.	Annuity Payments	Income Payments; Net Investment Factor
23.	Financial Statements	Financial Statements

Part C.

Information required to be included in Part C is set forth under the appropriate item, so numbered, in Part C of this Amendment to Registration Statement.

This Amendment to the Registration Statement on Form N-4 (the "Registration Statement") is being filed pursuant to Rule 485(b) under the Securities Act of 1933, as amended. This Amendment is being filed to describe in a supplement to the Prospectus, dated May 1, 2002 for the Perspective Focus Fixed and Variable Annuity, the availability of two additional subaccounts of the Registrant and the corresponding underlying mutual funds. Accordingly, this Amendment does not otherwise delete, amend or supercede any other prospectus, Statement of Additional Information, exhibit, undertaking, or other information contained in the Registration Statement.

SUPPLEMENT DATED SEPTEMBER 30, 2002
TO THE
PROSPECTUS DATED MAY 1, 2002
FOR
PERSPECTIVE FOCUS^SM FIXED AND VARIABLE ANNUITY
JACKSON NATIONAL SEPARATE ACCOUNT I

The following changes apply to the prospectus listed above:

All references to J.P. Morgan/JNL Enhanced S&P 500 Stock Index Fund should be changed to JPMorgan/JNL Enhanced S&P 500 Stock Index Fund.

The second bullet on the cover should be deleted and replaced with the following:

>> 49 Investment Divisions of Jackson National Separate Account I (the “Separate Account”) each of which purchases shares of one Fund of JNL Series Trust or JNL Variable Fund LLC, mutual funds with a full range of investment objectives;

The following should be added to the “Fund Annual Expenses” table located on page 4:

JPMorgan/JNL International Value Fund	1.07%	.03%	0%	1.10%
PPM America/JNL Value Fund	.85%	.01%	0%	.86%

On pages 7 and 8, the following should be added to the section entitled “Examples:"

                                                      Time Periods
------------------------------------------ ------- --------- -------- ---------
                                             1        3         5       10
                                            year    years     years    years
------------------------------------------ ------- --------- -------- ---------
------------------------------------------ ------- --------- -------- ---------
JPMorgan/JNL International Value
Division                             (a)     44      134       213      414
                                     (b)    124      194       213      414
PPM America/JNL Value Division       (a)     42      127       202      393
                                     (b)    122      187       202      393

On pages 9 and 10, the following should be added:

                                                      Time Periods
------------------------------------------- ------- --------- -------- ---------
                                              1        3         5       10
                                             year    years     years    years
------------------------------------------- ------- --------- -------- ---------
------------------------------------------- ------- --------- -------- ---------
JPMorgan/JNL International Value
Division                             (a)      28       86       147      301
                                     (b)     108      146       147      301
PPM America/JNL Value Division       (a)      26       79       135      278
                                     (b)     106      139       135      278

The following should be added to the section entitled "The Funds, Investment Objectives and Advisers" on page 12:

JPMorgan/JNL International Value	Seeks high total return from a portfolio of equity securities of foreign companies in developed and, to a lesser extent, developing markets.	Jackson National Asset Management, LLC (and J.P. Morgan Investment Management, Inc.)
PPM America/JNL Value	Seeks long-term growth of capital by investing at least 65% of its total assets in common stocks of domestic companies.	Jackson National Asset Management, LLC (and PPM America, Inc.)

On pages 12 through 18, all references to "65%" under the sub-section entitled "Investment Objective" for the following funds should be changed to 80%:

AIM/JNL Small Cap Growth
Eagle/JNL Core Equity
Eagle/JNL SmallCap Equity
PIMCO/JNL Total Return Bond
Putnam/JNL International Equity
Putnam/JNL Value Equity
Salomon Brothers/JNL Global Bond
Salomon Brothers/JNL U.S. Government & Quality Bond
T. Rowe Price/JNL Mid-Cap Growth

On page 37, the section entitled “Dollar Cost Averaging” should be deleted and replaced in its entirety with the following paragraph:

If the amount allocated to the Investment Divisions plus the amount allocated to Fixed Accounts is at least $15,000, you can arrange to have a regular amount of money periodically transferred automatically into the Investment Divisions and other Guaranteed Fixed Accounts from the one-year Guaranteed Fixed Account or any of the Investment Divisions. In the case of transfers from the Guaranteed Fixed Accounts or Investment Divisions with a stable unit value to the Investment Divisions, this can let you pay a lower average cost per unit over time than you would receive if you made a one-time purchase. Transfers from the more volatile Investment Divisions may not result in lower average costs, and such Investment Divisions may not be an appropriate source of dollar cost averaging transfers in volatile markets. Certain restrictions may apply.

(To be used with VC5526 Rev. 05/02.)

V8114 Rev. 09/02

PART C.    OTHER INFORMATION

Item 24. Financial Statements and Exhibits

(a)	Financial Statements:
	(1)	Financial statements and schedules included in Part A:
		Not Applicable
	(2)	Financial statements and schedules included in Part B:
		Jackson National Separate Account - I:
		Report of Independent Accountants
		Statement of Assets and Liabilities as of December 31, 2001
		Statement of Operations for the Year Ended December 31, 2001
		Statement of Cash Flows for the Year Ended December 31, 2001
		Statement of Changes in Net Assets for the Years Ended December 31, 2001 and December 31, 2000
		Notes to Financial Statements
		Jackson National Life Insurance Company:
		Report of Independent Accountants
		Consolidated Balance Sheet at December 31, 2001 and 2000
		Consolidated Income Statement for the years ended December 31, 2001, 2000 and 1999
		Consolidated Statement of Stockholder's Equity and Comprehensive Income for the years ended December 31, 2001, 2000 and 1999
		Consolidated Statement of Cash flows for the years ended December 31, 2001, 2000 and 1999 Notes to Consolidated Financial Statements

Item 24.(b)	Exhibits relating to this Registration Statement under the Securities Act of 1933.
Exhibit No.	Description

1.	Resolution of Depositor's Board of Directors authorizing the establishment of the Registrant, incorporated by reference to the Registrant's Post-Effective Amendment No. 9, filed on April 21, 1999 (File Nos. 33-82080 and 811-8664).
2.	Not Applicable
3.	General Distributor Agreement dated May 24, 1995, incorporated by reference to the Registrant's Post-Effective Amendment Number 3, filed on April 30, 1996 (File Nos. 33-82080 and 811-8664).
4.a.	Specimen of the Perspective III Fixed and Variable Annuity Contract, incorporated by reference to the Registrant's registration Statement filed on November 21, 2001 (File Nos. 333-73850 and 811-8664).
b.	Specimen of Tax Sheltered Annuity Endorsement, incorporated by reference to the Registrant's Pre-Effective Amendment No. 1 filed on March 15, 2001 (File Nos. 333-73850 and 811-8664).
c.	Specimen of Retirement Plan Endorsement, incorporated by reference to the Registrant's Pre-Effective Amendment No. 1 filed on March 15, 2001 (File Nos. 333-73850 and 811-8664).
d.	Specimen of Individual Retirement Annuity Endorsement, incorporated by reference to the Registrant's Pre-Effective Amendment No. 1 filed on March 15, 2001 (File Nos. 333-73850 and 811-8664).
e.	Specimen of Roth IRA Endorsement, incorporated by reference to the Registrant's Pre-Effective Amendment No. 1 filed on March 15, 2001 (File Nos. 333-73850 and 811-8664).
f.	Specimen of Earnings Protection Benefit Endorsement, incorporated by reference to the Registrant's Registration Statement filed on November 21, 2001 (File Nos. 333-73850 and 811-8664).
g.	Specimen of 5% Compounded Death Benefit Endorsement, incorporated by reference to the Registrant's Registration Statement filed on November 21, 2001 (File Nos. 333-73850 and 811-8664).
h.	Specimen of Combination Death Benefit Endorsement, incorporated by reference to the Registrant's Registration Statement filed on November 21, 2001 (File Nos. 333-73850 and 811-8664).
i.	Specimen of Maximum Anniversary Value Death Benefit Endorsement, incorporated by reference to the Registrant's Registration Statement filed on November 21, 2001 (File Nos. 333-73850 and 811-8664).
j.	Specimen of 2% Contract Enhancement Endorsement, incorporated by reference to the Registrant's Registration Statement filed on November 21,2001 (File Nos. 333-73850 and 811-8664).
k.	Specimen of Guaranteed Minimum Income Benefit Endorsement, incorporated by reference to the Registrant's Registration Statement filed on November 21, 2001 (File Nos. 333-73850 and 811-8664).
l.	Form of Preselected Death Benefit Endorsement, incorporated by reference to the Registrant's Pre-Effective Amendment No. 1 filed on March 15, 2001 (File Nos. 333-73850 and 811-8664).
m.	Form of Reduced Administration Charge Endorsement, incorporated by reference to the Registrant's Post-Effective Amendment No. 1 filed on April 29, 2002 (File Nos. 333-73850 and 811-8664).
n.	Specimen of the Perspective Focus Fixed and Variable Annuity Contract, incorporated by reference to the Registrant's Post-Effective Amendment No. 1 filed on April 29, 2002 (File Nos. 333-73850 and 811-8664).
o.	Specimen of 2% Contract Enhancement Endorsement, incorporated by reference to the Registrant's Post-Effective Amendment No. 1 filed on April 29, 2002 (File Nos. 333-73850 and 811-8664).
5.	Form of the Perspective Focus Fixed and Variable Annuity Application, incorporated by reference to the Registrant's Pre-Effective Amendment No. 1 filed on March 15, 2001 (File Nos. 333-73850 and 811-8664).
6.a.	Articles of Incorporation of Depositor, incorporated by reference to the Registrant's Post-Effective Amendment No. 3, filed on April 30, 1996 (File Nos. 33-82080 and 811-8664).
b.	By-laws of Depositor, incorporated by reference to the Registrant's Post-Effective Amendment No. 3, filed on April 30, 1996 (File Nos. 33-82080 and 811-8664).
7.	Not Applicable
8.	Not Applicable
9.	Opinion and Consent of Counsel, attached hereto.
10.	Consent of Independent Accountants, incorporated by reference to the Registrant's Post-Effective Amendment No. 1 filed on April 29, 2002 (File Nos. 333-73850 and 811-8664).
11.	Not Applicable
12.	Not Applicable
13.	Schedule of Computation of Performance, incorporated by reference to the Registrant's Post-Effective Amendment No. 1 filed on April 29, 2002 (File Nos. 333-73850 and 811-8664).

Item 25.	Directors and Officers of the Depositor
Name and Principal Business Address		Positions and Offices with Depositor
Richard D. Ash		Vice President -
1 Corporate Way		Actuary & Appointed Actuary
Lansing, Michigan 48951
John B. Banez		Vice President -
1 Corporate Way		Systems and Programming
Lansing, Michigan 48951
James Binder		Vice President -
1 Corporate Way		Finance and Corporate Strategy
Lansing, Michigan 48951
Joseph Mark Clark		Vice President -
1 Corporate Way		Policy Administration
Lansing, Michigan 48951
Marianne Clone		Vice President - Administration
1 Corporate Way
Lansing, Michigan 48951
James B. Croom		Vice President &
1 Corporate Way		Deputy General Counsel
Lansing, Michigan 48951
Gerald W. Decius		Vice President -
1 Corporate Way		Systems Model Office
Lansing, Michigan 48951
Lisa C. Drake		Senior Vice President & Actuary
1 Corporate Way
Lansing, Michigan 48951
Robert A. Fritts		Vice President &
1 Corporate Way		Controller - Financial
Lansing, Michigan 48951		Operations
Victor Gallo		Senior Vice President -
1 Corporate Way		Group Pension
Lansing, Michigan 48951
James D. Garrison		Vice President - Tax
1 Corporate Way
Lansing, MI 48951
Rhonda K. Grant		Vice President - Government
1 Corporate Way		& Public Relations
Lansing, Michigan 48951
Andrew B. Hopping		Executive Vice President,
1 Corporate Way		Chief Financial Officer,
Lansing, Michigan 48951		Treasurer and Director
Stephen A. Hrapkiewicz		Vice President - Human
1 Corporate Way		Resources
Lansing, Michigan 48951
Cheryl Johns		Vice President - Life Division
1 Corporate Way
Lansing, Michigan 48951
Timo P. Kokko		Vice President - Support
1 Corporate Way		Services
Lansing, Michigan 48951
Everett W. Kunzelman		Vice President - Underwriting
1 Corporate Way
Lansing, Michigan 48951
Lynn W. Lopes		Vice President - Group
1 Corporate Way		Pension
Lansing, Michigan 48951
Clark P. Manning		President & Chief Executive Officer
1 Corporate Way		and Director
Lansing, Michigan 48951
Thomas J. Meyer		Senior Vice President,
1 Corporate Way		General Counsel and
Lansing, Michigan 48951		Secretary
Keith R. Moore		Vice President - Technology
1 Corporate Way
Lansing, Michigan 48951
Jacky Morin		Vice President -
1 Corporate Way		Group Pension
Lansing, Michigan 48951
P. Chad Myers		Vice President - Asset
1 Corporate Way		Liability Management
Lansing, Michigan 48951
J. George Napoles		Senior Vice President and
1 Corporate Way		Chief Information Officer
Lansing, Michigan 48951
Mark D. Nerud		Vice President - Fund
1 Corporate Way		Accounting and Administration
Lansing, Michigan 48951
Bradley J. Powell		Vice President - Institutional
1 Corporate Way		Marketing Group
Lansing, Michigan 48951
James B. Quinn		Vice President - Broker
1 Corporate Way		Management
Lansing, Michigan 48951
James R. Sopha		Senior Vice President -
1 Corporate Way		Corporate Development
Lansing, Michigan 48951
Scott L. Stolz		Senior Vice President -
1 Corporate Way		Administration
Lansing, Michigan 48951
Connie J. Van Doorn		Vice President -
1 Corporate Way		Variable Annuity
Lansing, Michigan 48951		Administration
Michael A. Wells		Vice Chairman
1 Corporate Way		and Director
Lansing, Michigan 48951

Item 26.


Persons Controlled by or Under Common Control with the Depositor or Registrant.

Company	State of Organization	Control/Ownership	Principal Business
Brooke Holdings, Inc	Delaware	100% Holborn Delaware Partnership	Holding Company. Activities
Brooke Finance Corporation	Delaware	100% Brooke Holdings, Inc.	Holding Company Activities
Brooke Life Insurance Company	Michigan	100% Brooke Holdings, Inc.	Life Insurance
Carolina Steel	North Carolina	96.65% Jackson National Life Insurance Company	Manufacturing Company
Cherrydale Farms, Inc.	Delaware	96.4% Jackson National Life Insurance Company	Candy
Curian Capital, LLC	Michigan	100% Jackson National Life Insurance Company	Registered Investment Advisor
Cherrydale Holdings, Inc.	Delaware	72.5% Jackson National Life Insurance Company	Holding Company Activities
Hermitage Management, LLC	Michigan	100% Jackson National Life Insurance Company	Advertising Agency
Holborn Delaware Partnership	Delaware	80% Prudential One Limited, 10% Prudential Two Limited, 10% Prudential Three Limited	Holding Company Activities
IFC Holdings, Inc.	Delaware	99% National Planning Holdings Inc.	Broker/Dealer
Investment Centers of America	Delaware	100% IFC Holdings, Inc.	Broker/Dealer
IPM Products Group	Delaware	93% Jackson National Life Insurance Company	Auto Parts
Jackson Federal Bank	USA	100% JNL Thrift Holdings, Inc.	Savings & Loan
Jackson National Asset Management, LLC	Michigan	100% Jackson National Life Insurance Company	Investment Adviser, and Transfer Agent
Jackson National Life Distributors, Inc.	Delaware	100% Jackson National Life Insurance Company	Advertising/Marketing Corporation and Broker/Dealer
JNLI LLC	Delaware	100% Jackson National Life Insurance Company	Tuscany Notes
Jackson National Life Insurance Company of New York	New York	100% Jackson National Life Insurance Company	Life Insurance
JNL Investors Series Trust	Massachusetts	Common Law Trust with contractual association with Jackson National Life Insurance Company of New York	Investment Company
JNL Securities, LLC	Michigan	100% Curian Capital, LLC	Broker/Dealer & Insurance Agency
JNL Series Trust	Massachusetts	Common Law Trust with contractual association with Jackson National Life Insurance Company of New York	Investment Company
JNL Thrift Holdings, Inc.	Michigan	National Life Insurance Company	Holding Company
JNL Variable Fund LLC	Delaware	100% Jackson National Separate Account - I	Investment Company
JNL Variable Fund III LLC	Delaware	100% Jackson National Separate Account III	Investment Company
JNL Variable Fund IV LLC	Delaware	100% Jackson National Separate Account IV	Investment Company
JNL Variable Fund V LLC	Delaware	100% Jackson National Separate Account V	Investment Company
JNLNY Variable Fund I LLC	Delaware	100% JNLNY Separate Account I	Investment Company
JNLNY Variable Fund II LLC	Delaware	100% JNLNY Separate Account II	Investment Company
LePages, Inc.	Delaware	100% Jackson National Life Insurance Company	Adhesives
LePages Management Co., LLC	Delaware	100% Jackson National Life Insurance Company	Adhesives
National Planning Corporation	Delaware	100% National Planning Holdings, Inc.	Broker/Dealer and Investment Adviser
National Planning Holdings, Inc.	Delaware	100% Brooke Holdings, Inc.	Holding Company Activities
PPM Holdings, Inc.	Delaware	100% Brooke Holdings, Inc.	Holding Company
Prudential Corporation Holdings Limited	United Kingdom	100% Prudential Corporation PLC	Holding Company
Prudential Corporation PLC	United Kingdom	Publicly Traded	Financial Institution
Prudential One Limited	England and Wales	100% Prudential Corporation Holdings Limited	Holding Company Activities
Prudential Two Limited	England and Wales	100% Prudential Corporation Holdings Limited	Holding Company Activities
Prudential Three Limited	England and Wales	100% Prudential Corporation Holdings Limited	Holding Company Activities
SII Investments, Inc.	Wisconsin	100% National Planning Holdings, Inc.	Broker/Dealer
Trust Centers of America	North Dakota	100% IFC Holdings, Inc.	Trust Company

Item 27.	Number of Contract Owners as of September 9, 2002.
	Non-Qualified  -   470
	Qualified  -   424

Item 28.


Indemnification.

        Provision is made in the Company’s Amended By-Laws for indemnification by the Company of any person who was or is a party or is threatened to be made a party to a civil, criminal, administrative or investigative action by reason of the fact that such person is or was a director, officer or employee of the Company, against expenses, including attorneys’ fees, judgments, fines and amounts paid in settlement actually and reasonably incurred by such person in connection with such action, suit or proceedings, to the extent and under the circumstances permitted by the General Corporation Law of the State of Michigan.

        Insofar as indemnification for liabilities arising under the Securities Act of 1933 ("Act") may be permitted to directors, officers and controlling persons of the Company pursuant to the foregoing provisions, or otherwise, the Company has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the event that a claim for indemnification against liabilities (other than the payment by the Company of expenses incurred or paid by a director, officer or controlling person of the Company in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Company will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.

Item 29.


Principal Underwriter.

(a) Jackson National Life Distributors, Inc. acts as general distributor for the Jackson National Separate Account - I. Jackson National Life Distributors, Inc. also acts as general distributor for the Jackson National Separate Account III, the Jackson National Separate Account V, the JNLNY Separate Account I and the JNLNY Separate Account II.

(b) Directors and Officers of Jackson National Life Distributors, Inc.:

Name and Business Address Positions and Offices with Underwriter

Michael A. Wells
401 Wilshire Blvd.
Suite 1200
Santa Monica, CA 90401 Director

Clark Manning
1 Corporate Way
Lansing, Michigan 48951 Director

Andrew B. Hopping
1 Corporate Way
Lansing, MI 48951 Director, Vice President, Treasurer

Clifford J. Jack
401 Wilshire Blvd.
Suite 1200
Santa Monica, California 90401 President and Chief Executive Officer

Mark D. Nerud
225 West Wacker Drive
Suite 1200
Chicago, IL 60606 Vice President and Assistant Treasurer

Joseph D. Emanuel
1 Corporate Way
Lansing, Michigan 48951 Executive Vice President - Operations

David Collett
401 Wilshire Blvd.
Suite 1200
Santa Monica, California 90401 Chief Financial Officer

Gregory B. Salsbury
401 Wilshire Blvd.
Suite 1200
Santa Monica, CA 90401 Executive Vice President

Robert DeChellis
401 Wilshire Blvd.
Suite 1200
Santa Monica, CA 90401 Executive Vice President, National Sales Manager

Christine A. Pierce-Tucker
401 Wilshire Boulevard
Suite 1200
Santa Monica, CA 90401 Senior Vice President - JNLD Product Development

Barry L. Bulakites
8055 E. Tufts Avenue
Suite 1100
Denver, CO 80237 Senior Vice President - National Sales Development

Bradley J. Powell
1 Corporate Way
Lansing, Michigan 48951 Senior Vice President

John Kawauchi
8055 E. Tufts Avenue
Suite 1100
Denver, CO 80237 Senior Vice President - Marketing and Corporate Communications

Greg Smith
401 Wilshire Boulevard
Suite 1200
Santa Monica, CA 90401 Senior Vice President

Scott Yessner
401 Wilshire Boulevard
Suite 1200
Santa Monica, CA 90401 Senior Vice President -  Strategic Initiatives

Pam Aurbach
8055 E. Tufts Avenue
Suite 1100
Denver, CO 80237 Vice President - National Sales Development

Nikhil Advani
8055 E. Tufts Avenue
Suite 1100
Denver, CO 80237 Vice President

Kendall Best
401 Wilshire Boulevard
Suite 1200
Santa Monica, CA 90401 Vice President - Strategic Relations

Sean P. Blowers
401 Wilshire Boulevard
Suite 1200
Santa Monica, CA 90401 Vice President - Thrift Products

Tori Bullen
401 Wilshire Boulevard
Suite 1200
Santa Monica, CA 90401 Vice President - Institutional Marketing Group

Luis Gomez
8055 E. Tufts Avenue
Suite 1100
Denver, CO 80237 Vice President - Marketing

Phil Wright
8055 E. Tufts Avenue
Suite 1100
Denver, CO 80237 Vice President - Communications

James L. Simon
1 Corporate Way
Lansing, Michigan 48951 Director of Compliance and Secretary

(c)

Name of Principal Underwriter	Net Underwriting Discounts and Commissions	Compensation on Redemption or Annuitization	Brokerage Commissions	Compensation
Jackson National Life Distributors, Inc.	Not Applicable	Not Applicable	Not Applicable	Not Applicable

Item 30.


Location of Accounts and Records.

Jackson National Life Insurance Company
1 Corporate Way
Lansing, Michigan 48951

Jackson National Life Insurance Company
8055 East Tufts Ave., Second Floor
Denver, Colorado 80237

Jackson National Life Insurance Company
225 West Wacker Drive, Suite 1200
Chicago, IL 60606

Item 31. Management Services

Not Applicable

Item 32. Undertakings and Representations

a. Jackson National Life Insurance Company hereby undertakes to file a post-effective amendment to this registration statement as frequently as is necessary to ensure that the audited financial statements in the registration statement are never more than sixteen (16) months old for so long as payment under the variable annuity contracts may be accepted.

b. Jackson National Life Insurance Company hereby undertakes to include either (1) as part of any application to purchase a contract offered by the Prospectus, a space that an applicant can check to request a Statement of Additional Information, or (2) a postcard or similar written communication affixed to or included in the Prospectus that the applicant can remove to send for a Statement of Additional Information.

c. Jackson National Life Insurance Company hereby undertakes to deliver any Statement of Additional Information and any financial statement required to be made available under this Form promptly upon written or oral request.

d. Jackson National Life Insurance Company represents that the fees and charges deducted under the contract, in the aggregate, are reasonable in relation to the services rendered, the expenses to be incurred, and the risks assumed by Jackson National Life Insurance Company.

e. The Registrant hereby represents that any contract offered by the prospectus and which is issued pursuant to Section 403(b)of the Internal Revenue Code of 1986 as amended,is issued by the Registrant in reliance upon, and in compliance with, the Securities and Exchange Commission’s industry-wide no-action letter to the American Council of Life Insurance (publicly available November 28, 1988) which permits withdrawal restrictions to the extent necessary to comply with IRS Section 403(b)(11).

SIGNATURES

As required by the Securities Act of 1933 and the Investment Company Act of 1940, the Registrant certifies that it meets the requirements of Securities Act Rule 485(b) for effectiveness of this Post-Effective Amendment and has caused this Post-Effective Amendment to be signed on its behalf, in the City of Lansing, and State of Michigan, on this 30th day of September, 2002.

Jackson National Separate Account - I (Registrant)
By:	Jackson National Life Insurance Company
By:	/s/ Thomas J. Meyer* Andrew B. Hopping Executive Vice President - Chief Financial Officer and Director

Jackson National Life Insurance Company (Depositor)
By:	/s/ Thomas J. Meyer* Andrew B. Hopping Executive Vice President - Chief Financial Officer and Director

As required by the Securities Act of 1933, this Post-Effective Amendment to the Registration Statement has been signed by the following persons in the capacities and on the dates indicated.

/s/ Thomas J. Meyer* Clark P. Manning, President, Chief Executive Officer and Director	September 30, 2002
/s/ Thomas J. Meyer* Michael A. Wells, Director	September 30, 2002
/s/ Thomas J. Meyer* Andrew B. Hopping, Executive Vice President - Chief Financial Officer and Director	September 30, 2002

* Thomas J. Meyer, Attorney-in-Fact

POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS, that each of the undersigned as a director and/or officer of JACKSON NATIONAL LIFE INSURANCE COMPANY (the Depositor), a Michigan corporation, hereby appoints Andrew B. Hopping, Thomas J. Meyer and Clark P. Manning (with full power to each of them to act alone) his attorney-in-fact and agent, each with full power of substitution and resubstitution, for and in his name, place and stead, in any and all capacities, to execute, deliver and file in the names of the undersigned, any of the documents referred to below relating to the registration statement on Form N-4, under the Investment Company Act of 1940, as amended, and under the Securities Act of 1933, as amended, covering the registration of a Variable Annuity Contract issued by Jackson National Separate Account - I (the Registrant), including the initial registration statements, any amendment or amendments thereto, with all exhibits and any and all documents required to be filed with respect thereto with any regulatory authority. Each of the undersigned grants to each of said attorney-in-fact and agent, full authority to do every act necessary to be done in order to effectuate the same as fully, to all intents and purposes as he could do in person, thereby ratifying all that said attorney-in-fact and agent, may lawfully do or cause to be done by virtue hereof.

This Power of Attorney may be executed in one or more counterparts, each of which shall be deemed to be an original, and all of which shall be deemed to be a single document.

IN WITNESS WHEREOF, each of the undersigned director and/or officer hereby executes this Power of Attorney as of the 7th day of January, 2002.

/s/ Clark P. Manning
Clark P. Manning, President, Chief
Executive Officer and Director

/s/ Michael A. Wells
Michael A. Wells, Director

/s/ Andrew B. Hopping
Andrew B. Hopping, Executive Vice President,
Chief Financial Officer and Director

/s/ Robert A. Fritts
Robert A. Fritts, Vice President and Controller - Financial Operations

EXHIBIT LIST

Exhibit No.	Description
9.	Opinion of Counsel, attached hereto as EX-99.9.