Selected Financial and Operating Data Exhibit 99.1

Year Ended December 31
(Dollars in Thousands, Except Per Share Data)		2001			2000			1999			1998			1997
Income Statement Data:
Interest income		$	2,921,149		$	2,453,899		$	1,623,001		$	1,126,277		$	721,725
Interest expense			1,171,007			801,017			540,882			424,284			341,849
Net interest income			1,750,142			1,652,882			1,082,119			701,993			379,876
Provision for loan losses			1,120,457			812,861			426,470			288,841			270,550
Net interest income after
	provision for loan losses		629,685			840,021			655,649			413,152			109,326
Non-interest income			4,463,762			3,065,110			2,386,364			1,495,355			1,073,103
Non-interest expense			4,058,027			3,147,657			2,464,996			1,464,586			876,976
Income before income taxes			1,035,420			757,474			577,017			443,921			305,453
Income taxes			393,455			287,840			213,926			168,690			116,072
Net income		$	641,965		$	469,634		$	363,091		$	275,231		$	189,381
Dividend payout ratio			3.48	%		4.43	%		5.69	%		7.46	%		10.90	%
Per Common Share:
Basic earnings		$	3.06		$	2.39		$	1.84		$	1.40		$	0.96
Diluted earnings			2.91			2.24			1.72			1.32			0.93
Dividends			0.11			0.11			0.11			0.11			0.11
Book value as of year-end			15.40			9.94			7.69			6.45			4.55
Average common shares			209,866,782			196,477,624			197,593,371			196,768,929			198,209,691
Average common and common
	equivalent shares		220,576,093			209,448,697			210,682,740			208,765,296			202,952,592
Selected Average Balances:
Securities		$	3,038,360		$	1,764,257		$	2,027,051		$	1,877,276		$	1,650,961
Allowance for loan losses			(637,789	)		(402,208	)		(269,375	)		(214,333	)		(132,728	)
Total assets			23,346,309			15,209,585			11,085,013			8,330,432			6,568,937
Interest-bearing deposits			10,373,511			5,339,474			2,760,536			1,430,042			958,885
Borrowings			8,056,665			6,870,038			6,078,480			5,261,588			4,440,393
Stockholders’ equity			2,781,182			1,700,973			1,407,899			1,087,983			824,077
Selected Year-End Balances:
Securities		$	3,467,449		$	1,859,029		$	1,968,853		$	2,080,980		$	1,475,354
Consumer loans			20,921,014			15,112,712			9,913,549			6,157,111			4,861,687
Allowance for loan losses			(840,000	)		(527,000	)		(342,000	)		(231,000	)		(183,000	)
Total assets			28,184,047			18,889,341			13,336,443			9,419,403			7,078,279
Interest-bearing deposits			12,838,968			8,379,025			3,783,809			1,999,979			1,313,654
Borrowings			9,330,757			6,976,535			6,961,014			5,481,593			4,526,550
Stockholders’ equity			3,323,478			1,962,514			1,515,607			1,270,406			893,259
Managed Consumer Loan Data:
Average reported loans		$	17,284,306		$	11,487,776		$	7,667,355		$	5,348,559		$	4,103,036
Average off-balance sheet loans			18,328,011			11,147,086			10,379,558			9,860,978			8,904,146
Average total managed loans			35,612,317			22,634,862			18,046,913			15,209,537			13,007,182
Interest income			5,654,363			4,131,420			3,231,979			2,615,441			2,055,380
Year-end total managed loans			45,263,963			29,524,026			20,236,588			17,395,126			14,231,015
Year-end total accounts (000s)			43,815			33,774			23,705			16,706			11,747
Yield			15.88	%		18.25	%		17.91	%		17.20	%		15.80	%
Net interest margin			9.40			11.11			11.12			10.09			8.88
Delinquency rate			4.95			5.23			5.23			4.70			6.20
Net charge-off rate			4.65			4.56			4.34			5.65			6.74
Operating Ratios:
Return on average assets			2.75	%		3.09	%		3.28	%		3.30	%		2.88	%
Return on average equity			23.08			27.61			25.79			25.30			22.98
Equity to assets (average)			11.91			11.18			12.70			13.06			12.55
Allowance for loan losses to
	loans as of year-end		4.02			3.49			3.45			3.75			3.76

Balances in bold and italics reflect impact of recoveries reclassification.