XML 68 R55.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Allowance for Credit Losses and Reserve for Unfunded Lending Commitments - Allowance for Credit Losses and Reserve for Unfunded Lending Commitments Activity (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period     $ 15,296  
Provision for credit losses $ 3,909 $ 2,490 6,592 $ 5,285
Balance at the end of the period 16,649   16,649  
Translation adjustment and purchase credit deteriorated loans     0 32
Allowance for credit losses        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 15,380 14,318 15,296 13,240
Charge-offs (3,361) (2,772) (6,634) (5,015)
Recoveries 717 587 1,374 1,133
Net charge-offs (2,644) (2,185) (5,260) (3,882)
Provision for credit losses 3,914 2,503 6,621 5,305
Allowance build (release) for credit losses 1,270 318 1,361 1,423
Other changes (1) 10 (8) 46
Balance at the end of the period 16,649 14,646 16,649 14,646
Allowance for credit losses | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period       (63)
Allowance for credit losses | Cumulative Effect, Period of Adoption, Adjusted Balance        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period       13,177
Reserve for unfunded lending commitments        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 134 211 158 218
Provision for credit losses (5) (14) (29) (21)
Balance at the end of the period 129 197 129 197
Combined allowance and reserve        
Allowance for Credit Losses [Roll Forward]        
Balance at the end of the period 16,778 14,843 16,778 14,843
Credit Card: | Allowance for credit losses        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 11,754 10,410 11,709 9,545
Charge-offs (2,686) (1,868) (5,260) (3,556)
Recoveries 428 340 795 659
Net charge-offs (2,258) (1,528) (4,465) (2,897)
Provision for credit losses 3,545 2,084 5,804 4,345
Allowance build (release) for credit losses 1,287 556 1,339 1,448
Other changes (1) 10 (8) 46
Balance at the end of the period 13,040 10,976 13,040 10,976
Credit Card: | Allowance for credit losses | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period       (63)
Credit Card: | Allowance for credit losses | Cumulative Effect, Period of Adoption, Adjusted Balance        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period       9,482
Credit Card: | Reserve for unfunded lending commitments        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 0 0 0 0
Provision for credit losses 0 0 0 0
Balance at the end of the period 0 0 0 0
Credit Card: | Combined allowance and reserve        
Allowance for Credit Losses [Roll Forward]        
Balance at the end of the period 13,040 10,976 13,040 10,976
Consumer Banking: | Allowance for credit losses        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 2,088 2,205 2,042 2,237
Charge-offs (636) (526) (1,296) (1,057)
Recoveries 283 247 563 471
Net charge-offs (353) (279) (733) (586)
Provision for credit losses 330 259 756 534
Allowance build (release) for credit losses (23) (20) 23 (52)
Other changes 0 0 0 0
Balance at the end of the period 2,065 2,185 2,065 2,185
Consumer Banking: | Allowance for credit losses | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period       0
Consumer Banking: | Allowance for credit losses | Cumulative Effect, Period of Adoption, Adjusted Balance        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period       2,237
Consumer Banking: | Reserve for unfunded lending commitments        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 0 0 0 0
Provision for credit losses 0 0 0 0
Balance at the end of the period 0 0 0 0
Consumer Banking: | Combined allowance and reserve        
Allowance for Credit Losses [Roll Forward]        
Balance at the end of the period 2,065 2,185 2,065 2,185
Commercial Banking: | Allowance for credit losses        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 1,538 1,703 1,545 1,458
Charge-offs (39) (378) (78) (402)
Recoveries 6 0 16 3
Net charge-offs (33) (378) (62) (399)
Provision for credit losses 39 160 61 426
Allowance build (release) for credit losses 6 (218) (1) 27
Other changes 0 0 0 0
Balance at the end of the period 1,544 1,485 1,544 1,485
Commercial Banking: | Allowance for credit losses | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period       0
Commercial Banking: | Allowance for credit losses | Cumulative Effect, Period of Adoption, Adjusted Balance        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period       1,458
Commercial Banking: | Reserve for unfunded lending commitments        
Allowance for Credit Losses [Roll Forward]        
Balance at beginning of the period 134 211 158 218
Provision for credit losses (5) (14) (29) (21)
Balance at the end of the period 129 197 129 197
Commercial Banking: | Combined allowance and reserve        
Allowance for Credit Losses [Roll Forward]        
Balance at the end of the period 1,673 $ 1,682 $ 1,673 $ 1,682
Domestic Credit Card Portfolio Segment        
Allowance for Credit Losses [Roll Forward]        
Allowance build (release) for credit losses $ 826